Median Income
$54,531
27% lower than US avg
Home Value
$93,800
67% lower than US avg
Bachelor's+
17.2%
49% lower than US avg
Median Rent
$1,063
9% lower than US avg
Obesity Rate
34.3%
7% higher than US avg
Unemployment
4.2%
17% higher than US avg
Poverty Rate
21.6%
74% higher than US avg
How Smithville Flats Compares to the U.S. Average (100% = U.S. avg)
People
Population330
Median Age41.5 yrs
Density232/mi²
Male / Female43% / 57%
Largest GroupWhite 94%
Veterans4.8%
Economy
B
Median Income$54,531
Per Capita$38,695
Unemployment4.2%
Poverty21.6%
County GDP$3,066M
Commute25 min
Housing
A+
Home Value$93,800
Rent$1,063
Ownership67.8%
Zillow$180,473
Housing Units164
Rent Burden41.9%
Health
Obesity34.3%
Uninsured10.3%
Smoking12.7%
Depression21.9%
Heart Disease5.2%
Climate
Avg Temp47°F (8°C)
Rain44.4 in/yr
Elevation1,048 ft (319 m)
Education
C
Bachelor's+17.2%
High School+91.4%
Graduate+16.0%
School Score4.74
Community
2024 VoteR 64% / D 36%
Commute25 min
Broadband68.9%
EV Stations1
Libraries10
Is Smithville Flats a Good Place to Live?
Based on current data, Smithville Flats receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes. Smithville Flats offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Smithville Flats is $54,531, 27% below the national average of $75,149. Unemployment stands at 4.2%, indicating a healthy job market. The poverty rate of 21.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Smithville Flats is $93,800, 67% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,063 per month. At just 1.7x median income, home prices are very affordable relative to local earnings.
Education
17.2% of residents hold a bachelor's degree, below the national average of 33.7%. 91.4% have completed high school. Area schools have an average test score of 4.7/10.
Climate & Weather
Smithville Flats experiences four distinct seasons with an average temperature of 47°F. Winters average 24°F in January while summers reach 69°F in July. Annual precipitation totals 44.4 inches, including 47.6 inches of snow.
Smithville Flats has a population of 330 with a density of 232 people per square mile, spread across 1.4 square miles. The median age is 41.5 years, 7% older than the national median of 38.9. The gender split is 57.3% female and 42.7% male. The city is predominantly White (93.6%), with 3.3% Asian. English is the primary language spoken at home by 100% of residents. 4.8% of the population are veterans. 13.3% of residents have a disability. 89.7% have health insurance coverage.
Population
330
Total Population
2023 Census
41.5yrs
Median Age
7% above US avg
Race & Ethnicity
Smithville Flats vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Smithville Flats vs U.S. Average
The median household income in Smithville Flats is $54,531, which is 27% below the national average of $75,149. Per capita income is $38,695. The average weekly wage is $1,234, 14% lower than the U.S. average. The unemployment rate is 4.2% (above the 3.6% US average). 21.6% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 1,040 business establishments, including 91 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 25 minutes. 7.7% of workers work from home (below the 15.2% national rate).
Income: Smithville Flats vs U.S.
Income
| Median HH Income | $54,531 |
| 27% below US avg |
| Per Capita Income | $38,695 |
| Avg Weekly Wage | $1,234 |
| IRS Avg AGI | $59,122 |
| Gini Index | 0.416 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.2% |
| 17% above US avg |
| Poverty Rate | 21.6% |
| 74% above US avg |
| Establishments (County) | 1,040 |
| County GDP | $3,066M |
Business (County)
| Restaurants | 91 |
| Healthcare | 110 |
| Retail | 164 |
| Manufacturing | 55 |
Tax & Cost of Living
| Property Tax (IRS) | $6,373 |
| 82% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 6.79% |
Commute & Transportation
| Commute Time | 25.4 min |
| Drive Alone | 82.4% |
| Public Transit | 0.0% |
| Work from Home | 7.7% |
The median home value in Smithville Flats is $93,800, 67% below the national median of $281,900. Zillow estimates the typical home value at $180,473, higher than the Census estimate. Monthly rent averages $1,063 (9% below the national average of $1,163). Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 67.8% of housing units are owner-occupied. There are 164 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $6,373 (higher than the $3,500 national average). 41.9% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $93,800 |
| 67% below US avg |
| Zillow ZHVI | $180,473 |
Rental Costs
| Census Median Rent | $1,063 |
| 9% below US avg |
| Rent Burden | 41.9% |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 67.8% |
| Owner-Occupied | 67.8% |
| Renter-Occupied | 32.2% |
| Housing Units | 164 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $6,373 |
| 82% above US avg |
| Effective Rate | 6.79% |
In Smithville Flats, 34.3% of adults are obese, above the national rate of 32.1%. 8.2% have diabetes (below the 10.5% national rate). Heart disease affects 5.2% of residents. 28.3% have high blood pressure. 12.7% are current smokers. 19.7% report binge drinking. 22.1% are physically inactive. 21.9% report depression. 17.5% experience frequent mental distress. 10.3% of residents lack health insurance. The primary care physician ratio is 1:3,324. The dentist ratio is 1:3,097. 54.6% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Smithville Flats vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.3% |
| 7% above US avg |
| Diabetes | 8.2% |
| Heart Disease | 5.2% |
| High Blood Pressure | 28.3% |
| Asthma | 11.1% |
| COPD | 5.7% |
| Cancer | 7.8% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 12.7% |
| 9% below US avg |
| Binge Drinking | 19.7% |
| Physical Inactivity | 22.1% |
| Depression | 21.9% |
| Mental Distress | 17.5% |
| Physical Distress | 12.0% |
| Short Sleep | 37.8% |
Healthcare Access
| Insurance Rate | 89.7% |
| Uninsured | 10.3% |
| 20% above US avg |
| Primary Care | 1:3,324 |
| Dentists | 1:3,097 |
| Mental Health | 1:522 |
| Checkup Rate | 77.3% |
| Dental Visits | 66.5% |
| Premature Death | 10,172/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 54.6% |
| Healthcare Facilities | 110 |
Smithville Flats experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 24°F in January while summers reach 69°F in July. Annual precipitation totals 44.4 inches. The area receives 47.6 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 1,048 feet.
Temperature
24°F Jan (-5°C)
69°F Jul (21°C)
| Annual Average | 46.8°F |
| 13% below US avg |
| January Average | 24°F (-5°C) |
| July Average | 69°F (21°C) |
Geography
| Elevation | 1,048 ft (319 m) |
| Area | 1.4 sq mi (3.7 km²) |
| Population Density | 232/sq mi |
| Coordinates | 42.3943°N, 75.8106°W |
| Timezone | America/New_York |
| County | Chenango County County |
| Nearest Airport | Ithaca Tompkins International (ITH)
34 miles away |
Precipitation & Snow
Annual Rainfall
44.4"
17% above US avg
Wettest Month (Aug)
4.68"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 72.3 / 100 |
| Social Vulnerability | 57.9 / 100 |
| Community Resilience | 57.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
17 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M2.8 on Jun 10, 2025.
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
97 km |
| Feb 3, 2001 |
6 km W of Bath, New York |
M3.2 |
130 km |
| Jul 31, 1997 |
0 km WSW of Lyons Falls, New York |
M3.2 |
141 km |
| Dec 13, 2009 |
15 km N of Medusa, New York |
M3.2 |
141 km |
| Jul 24, 2007 |
12 km SSW of Altamont, New York |
M3.1 |
141 km |
| May 18, 2009 |
15 km N of Medusa, New York |
M3.1 |
141 km |
| Oct 21, 2009 |
15 km N of Medusa, New York |
M2.9 |
141 km |
| Jun 10, 2025 |
10 km NW of Forksville, Pennsylvania |
M2.8 |
117 km |
| Aug 27, 2011 |
5 km WSW of Altamont, New York |
M2.8 |
145 km |
| Mar 22, 2009 |
9 km SW of Altamont, New York |
M2.8 |
142 km |
| Aug 25, 2011 |
5 km WSW of Altamont, New York |
M2.7 |
145 km |
| Feb 18, 2009 |
15 km N of Medusa, New York |
M2.7 |
141 km |
| Feb 20, 2009 |
15 km SSW of Altamont, New York |
M2.7 |
142 km |
| Feb 27, 2008 |
2 km SW of Central Bridge, New York |
M2.7 |
123 km |
| Apr 11, 2007 |
6 km NNE of Sodus Point, New York |
M2.6 |
140 km |
| Jul 24, 2007 |
13 km SSW of Altamont, New York |
M2.6 |
141 km |
| Dec 13, 2009 |
14 km N of Medusa, New York |
M2.6 |
141 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Gloria (1985, Cat 1).
| Year |
Name |
Category |
Closest |
| 1985 |
Gloria |
Category 1 |
254 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
160 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 10 fatalities, 64 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1998 |
EF3 |
88 km |
2 |
| May 31, 1998 |
EF3 |
60 km |
0 |
| May 31, 1998 |
EF3 |
46 km |
0 |
| May 2, 1983 |
EF3 |
74 km |
0 |
| May 2, 1983 |
EF3 |
82 km |
0 |
| Jun 2, 1969 |
EF3 |
99 km |
0 |
| Aug 30, 1955 |
EF3 |
91 km |
0 |
| Jul 16, 2024 |
EF2 |
94 km |
0 |
| Apr 22, 2023 |
EF2 |
98 km |
0 |
| Jul 8, 2014 |
EF2 |
68 km |
4 |
| Apr 28, 2011 |
EF2 |
18 km |
0 |
| Apr 27, 2011 |
EF2 |
77 km |
0 |
| Jul 23, 2010 |
EF2 |
88 km |
0 |
| May 16, 2009 |
EF2 |
39 km |
0 |
| May 31, 1998 |
EF2 |
31 km |
0 |
| Sep 18, 1991 |
EF2 |
72 km |
0 |
| Aug 28, 1990 |
EF2 |
88 km |
0 |
| Jul 23, 1990 |
EF2 |
84 km |
0 |
| Oct 14, 1989 |
EF2 |
12 km |
2 |
| Aug 28, 1988 |
EF2 |
94 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-5°C) |
2.7 in |
Coldest |
| February |
24°F (-4°C) |
2.4 in |
Driest |
| March |
32°F (-0°C) |
3.1 in |
|
| April |
45°F (7°C) |
3.8 in |
|
| May |
56°F (13°C) |
3.8 in |
|
| June |
64°F (18°C) |
4.7 in |
|
| July |
69°F (21°C) |
4.6 in |
Warmest |
| August |
68°F (20°C) |
4.7 in |
Wettest |
| September |
61°F (16°C) |
4.1 in |
|
| October |
50°F (10°C) |
4.1 in |
|
| November |
39°F (4°C) |
3.3 in |
|
| December |
29°F (-1°C) |
3.2 in |
|
Smithville Flats has a seasonal temperature swing of 46°F / from 24°F in January to 69°F in July. Total annual precipitation is 44.4 inches, with August being the wettest month (4.7") and February the driest (2.4").
Average costs for common services in Smithville Flats. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162-$432) |
| Specialist Visit |
$378 ($216-$593) |
| Urgent Care Visit |
$216 ($108-$378) |
| Emergency Room Visit |
$2,374 ($863-$5,395) |
| Dental Cleaning |
$140 ($81-$216) |
| Dental Filling |
$270 ($162-$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27-$81) |
| Oil Change (Synthetic) |
$81 ($54-$129) |
| Brake Pad Replacement |
$324 ($162-$540) |
| Tire Rotation |
$43 ($22-$81) |
| New Tires (Set of 4) |
$647 ($432-$1,079) |
| Battery Replacement |
$216 ($108-$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65-$162) |
| Electrician (Per Hour) |
$97 ($54-$151) |
| HVAC Repair |
$432 ($162-$863) |
| HVAC System Install |
$7,553 ($4,316-$12,948) |
| Roof Repair |
$1,079 ($432-$2,158) |
| Roof Replacement |
$9,711 ($5,935-$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540-$3,777) |
| Divorce (Contested) |
$16,185 ($5,395-$32,370) |
| DUI Defense |
$5,395 ($2,158-$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863-$3,237) |
| Will Preparation |
$540 ($216-$1,079) |
| Trust Preparation |
$2,698 ($1,079-$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16-$49) |
| Women's Haircut |
$59 ($32-$108) |
| Hair Coloring (Full) |
$162 ($81-$270) |
| Manicure |
$27 ($16-$49) |
| Pedicure |
$43 ($27-$70) |
| Massage (1 Hour) |
$86 ($54-$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24-$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70-$5.40) |
| Loaf of Bread |
$4.10 ($2.70-$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24-$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32-$8.09) |
| Rice (per lb) |
$1.08 ($0.65-$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86-$270) |
| Natural Gas (Monthly) |
$76 ($32-$162) |
| Water/Sewer (Monthly) |
$76 ($43-$129) |
| Internet (Monthly) |
$76 ($43-$108) |
| Cell Phone Plan (Monthly) |
$70 ($32-$108) |
| Cable TV (Monthly) |
$92 ($54-$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81-$540) |
| Car Insurance (Annual) |
$2,158 ($1,295-$3,777) |
| Bus Pass (Monthly) |
$76 ($32-$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63-$27) |
| Car Registration (Annual) |
$108 ($32-$270) |
| Driver's License Renewal |
$32 ($16-$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647-$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540-$2,158) |
| After-School Care (Monthly) |
$432 ($216-$755) |
| Tutoring (Per Hour) |
$54 ($27-$108) |
| SAT/ACT Prep Course |
$1,079 ($432-$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395-$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32-$108) |
| Dog Vaccination (Annual) |
$108 ($54-$216) |
| Dog Grooming |
$65 ($32-$108) |
| Pet Boarding (Per Night) |
$43 ($22-$81) |
| Dog Spay/Neuter |
$324 ($162-$540) |
| Cat Spay/Neuter |
$216 ($108-$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $996 |
| Preschool | $866 |
| Family Childcare (monthly) |
| Infant | $823 |
| Toddler | $779 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Smithville Flats
What is the population of Smithville Flats?
Smithville Flats has a population of 330 residents and is located in New York. The population density is 232 people per square mile, spread across 1.4 square miles. The median age of residents is 41.5 years, which is older than the national median of 38.9 years. The population is 57.3% female and 42.7% male.
Is Smithville Flats expensive to live in?
Smithville Flats is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $54,531, 27% below the national average of $75,149. The median home value is $93,800 (67% below the U.S. median). Renters pay a median of $1,063 per month. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Smithville Flats?
Smithville Flats has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 24°F in January, while summers reach an average of 69°F in July. Annual rainfall totals 44.4 inches, with 47.6 inches of snow.
How is the job market in Smithville Flats?
Smithville Flats has a healthy job market with an unemployment rate of 4.2%, near the national average of 3.6%. The average weekly wage is $1,234. There are 1,040 business establishments in the area, including 91 restaurants and food service locations. The average commute time is 25 minutes, and 7.7% of workers work from home.
How much does housing cost in Smithville Flats?
The median home value in Smithville Flats is $93,800. Zillow estimates the typical home value at $180,473. For renters, the median monthly rent is $1,063. Fair market rent is $1,315 for a 1-bedroom and $1,579 for a 2-bedroom apartment. The homeownership rate is 67.8%. The average annual property tax is $6,373.
How are the schools in Smithville Flats?
Schools in Smithville Flats have an average test score of 4.7 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 17.2% of adults in Smithville Flats hold a bachelor's degree or higher, below the national average of 33.7%. 91.4% have completed high school. 16.0% hold a graduate or professional degree.
How healthy is Smithville Flats?
The obesity rate in Smithville Flats is 34.3% (above the national rate of 32.1%). 12.7% of adults are smokers. 22.1% are physically inactive. 21.9% of residents report depression. 10.3% lack health insurance (above the national rate). 54.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,324.
What is transportation like in Smithville Flats?
The average commute in Smithville Flats is 25 minutes. 82.4% of workers drive alone to work, and 7.7% work from home.
What are the demographics of Smithville Flats?
The racial and ethnic makeup of Smithville Flats is 93.6% White, 0.6% Black or African American, 0.6% Hispanic or Latino, 3.3% Asian. 100% of residents speak only English at home. 4.8% of the population are military veterans. 13.3% of residents have a disability. 89.7% have health insurance coverage.