McGraw, NY

New York

McGraw is a small town in New York with a population of 1,071. Residents earn $58,542 per year, which is 22% below the national average.

3.5 /5.0
B+ Good
1,071 Population 1,082/sq mi density
$58,542 Median Income $26,309 per capita
$106,400 Home Value
$791 Median Rent
44°F Avg Temperature
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$58,542 median income, 5.2% unemployment
A+
Affordability
5.0 / 5.0
$106,400 home value, $791/mo rent
C
Education
2.1 / 5.0
14.0% bachelor's degree or higher
Median Income $58,542
22% lower than US avg
Home Value $106,400
62% lower than US avg
Bachelor's+ 14.0%
58% lower than US avg
Median Rent $791
32% lower than US avg
Obesity Rate 32.2%
0% lower than US avg
Unemployment 5.2%
44% higher than US avg
Poverty Rate 9.1%
27% lower than US avg

How McGraw Compares to the U.S. Average (100% = U.S. avg)

People

Population1,071
Median Age34.9 yrs
Density1,082/mi²
Male / Female59% / 41%
Largest GroupWhite 92%

Economy

B+
Median Income$58,542
Per Capita$26,309
Unemployment5.2%
Poverty9.1%
County GDP$2,372M
Commute17 min

Housing

A+
Home Value$106,400
Rent$791
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity32.2%
UninsuredN/A
Depression23.4%
Heart Disease5.4%

Climate

Avg Temp44°F
AQI36 (Good)
Rain48.5 in/yr
Elevation1,140 ft

Education

C
Bachelor's+14.0%
High School+92.0%
School Score5.39

Community

2024 VoteR 53% / D 47%
Commute17 min
Libraries5

Is McGraw a Good Place to Live?

Based on current data, McGraw receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment, below-average incomes. McGraw offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in McGraw is $58,542, 22% below the national average of $75,149. The unemployment rate of 5.2% is somewhat elevated compared to the national rate of 3.6%. 9.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in McGraw is $106,400, 62% below the national median — offering relatively affordable homeownership. Renters pay a median of $791 per month, below the national average — a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.

Education

14.0% of residents hold a bachelor's degree, below the national average of 33.7%. 92.0% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

McGraw has a cool climate with an average annual temperature of 44°F. Winters average 20°F in January while summers reach 67°F in July. Annual precipitation totals 48.5 inches, including 117.3 inches of snow. Air quality is rated Good with a median AQI of 36.

McGraw has a population of 1,071 with a density of 1,082 people per square mile. The median age is 34.9 years, 10% younger than the national median of 38.9. The city is predominantly White (92.2%).

Population

1,071
Total Population
1,082
People / sq mi
34.9yrs
Median Age
10% below US avg
1.0mi²
Land Area

Gender Distribution

Male 59.4%
Female 40.6%

Race & Ethnicity

McGraw vs U.S. Average

Language Spoken at Home

English Only98.3%
25% above US avg
Spanish1.7%
87% below US avg

Social Characteristics

McGraw vs U.S. Average

The median household income in McGraw is $58,542, which is 22% below the national average of $75,149. The unemployment rate is 5.2% (above the 3.6% US average). 9.1% of residents live below the poverty line. Workers commute an average of 17 minutes.

Income: McGraw vs U.S.

Commute Mode

Income

Median HH Income$58,542
22% below US avg
Per Capita Income$26,309
Avg Weekly Wage$1,073
IRS Avg AGI$65,598

Employment & Poverty

Unemployment5.2%
44% above US avg
Poverty Rate9.1%
27% below US avg
Establishments (County)1,115
County GDP$2,372M

Business (County)

Restaurants125
Healthcare107
Retail162
Manufacturing57

Tax & Cost of Living

Property Tax (IRS)$7,895
126% above US avg
Effective Tax Rate7.42%

Commute & Transportation

Commute Time17.0 min
Work from Home4.0%

Walkability

The median home value in McGraw is $106,400, 62% below the national average. Monthly rent averages $791 (32% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$106,400
62% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$791
32% below US avg

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied65.5%

Property Tax

Avg Tax (IRS)$7,895
126% above US avg
Effective Rate7.42%
In McGraw, 32.2% of adults are obese (below the 32.1% national rate). 23.4% report depression. 24.3% are physically inactive.

Health Metrics: McGraw vs U.S. Average (%)

Chronic Conditions

Obesity32.2%
0% below US avg
Diabetes8.5%
Heart Disease5.4%
High Blood Pressure29.9%
Asthma11.4%
COPD6.5%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking20.0%
Physical Inactivity24.3%
Depression23.4%
Mental Distress18.5%
Physical Distress13.2%

Healthcare Access

Insurance Rate96.4%
Checkup Rate77.6%
Premature Death8,256/100K

Food & Exercise

Food Environment8.3/10
Exercise Access81.0%
Healthcare Facilities107

Crime Rates: McGraw vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)7

Safety Score

McGraw has an average annual temperature of 44°F (7°C). Winters average 20°F in January while summers reach 67°F in July. Annual precipitation is 48.5 inches. Air quality is rated Good with a median AQI of 36.

Temperature

20°F Jan (-7°C) 67°F Jul (19°C)
Annual Average44.1°F
18% below US avg
January Average20°F (-7°C)
July Average67°F (19°C)

Precipitation & Snow

Annual Rainfall48.5 inches
28% above US avg
Snowfall117.3 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,140 ft (347 m)
Area1.0 sq mi (2.6 km²)
Population Density1,082/sq mi
Coordinates42.5938°N, 76.0975°W
County FIPS36023
It is classified as Nonmetro — Urban 20K+, adjacent. 14.0% of residents hold a bachelor's degree or higher (58% below US avg). In the 2024 election, the county voted Republican by a 6.4-point margin.

2024 Presidential Election (County)

R 53.2%
D 46.8%

Winner: Republican by 6.4 points

Education

Bachelor's Degree+14.0%
58% below US avg
High School+92.0%
School Test Score5.39
C Education Grade (2.1/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density1,082/sq mi
Total Area1.0 sq mi

Infrastructure & Services

Public Libraries5
Healthcare Facilities107
Restaurants125
Retail Stores162

Safety & Disasters

Fatal Crashes (County/yr)7

Commute & Transportation

Avg Commute17.0 min
Work from Home4.0%

Nearby Cities

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