Cortland, NY

New York

Cortland is a small city in New York with a population of 17,465. Residents earn $55,368 per year, which is 26% below the national average.

3.9 /5.0
B+ Good
17,465 Population 4,490/sq mi density
$55,368 Median Income $27,328 per capita
$143,800 Home Value $194,617 Zillow
$893 Median Rent
45°F Avg Temperature
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$55,368 median income, 4.4% unemployment
A+
Affordability
5.0 / 5.0
$143,800 home value, $893/mo rent
B
Education
3.1 / 5.0
26.1% bachelor's degree or higher
Median Income $55,368
26% lower than US avg
Home Value $143,800
49% lower than US avg
Bachelor's+ 26.1%
23% lower than US avg
Median Rent $893
23% lower than US avg
Obesity Rate 35.2%
10% higher than US avg
Unemployment 4.4%
22% higher than US avg
Poverty Rate 10.0%
19% lower than US avg

How Cortland Compares to the U.S. Average (100% = U.S. avg)

People

Population17,465
Median Age27.2 yrs
Density4,490/mi²
Male / Female47% / 53%
Largest GroupWhite 87%

Economy

B+
Median Income$55,368
Per Capita$27,328
Unemployment4.4%
Poverty10.0%
County GDP$2,372M
Commute16 min

Housing

A+
Home Value$143,800
Rent$893
OwnershipN/A
Zillow$194,617

Crime

ViolentN/A
PropertyN/A

Health

Obesity35.2%
UninsuredN/A
Depression24.1%
Heart Disease6.5%

Climate

Avg Temp45°F
AQI36 (Good)
Rain39.5 in/yr
Elevation1,122 ft

Education

B
Bachelor's+26.1%
High School+89.2%
School Score4.92

Community

2024 VoteR 53% / D 47%
Commute16 min
EV Stations19
Libraries5

Is Cortland a Good Place to Live?

Based on current data, Cortland receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include below-average incomes. Cortland offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Cortland is $55,368, 26% below the national average of $75,149. Unemployment stands at 4.4%, indicating a healthy job market. 10.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 16 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Cortland is $143,800, 49% below the national median — offering relatively affordable homeownership. Renters pay a median of $893 per month, below the national average — a plus for affordability. At just 2.6x median income, home prices are very affordable relative to local earnings.

Education

26.1% of residents hold a bachelor's degree, below the national average of 33.7%. 89.2% have completed high school. Area schools have an average test score of 4.9/10.

Climate & Weather

Cortland has a cool climate with an average annual temperature of 45°F. Winters average 21°F in January while summers reach 68°F in July. Annual precipitation totals 39.5 inches, including 64.4 inches of snow. Air quality is rated Good with a median AQI of 36.

Cortland has a population of 17,465 with a density of 4,490 people per square mile. The median age is 27.2 years, 30% younger than the national median of 38.9. The city is predominantly White (87.3%), with 1.1% Hispanic, 4.2% Black.

Population

17,465
Total Population
4,490
People / sq mi
27.2yrs
Median Age
30% below US avg
3.9mi²
Land Area

Gender Distribution

Male 47.2%
Female 52.8%

Race & Ethnicity

Cortland vs U.S. Average

Language Spoken at Home

English Only94.5%
20% above US avg
Spanish5.5%
59% below US avg

Social Characteristics

Cortland vs U.S. Average

The median household income in Cortland is $55,368, which is 26% below the national average of $75,149. The unemployment rate is 4.4% (above the 3.6% US average). 10.0% of residents live below the poverty line. Workers commute an average of 16 minutes.

Income: Cortland vs U.S.

Commute Mode

Income

Median HH Income$55,368
26% below US avg
Per Capita Income$27,328
Avg Weekly Wage$1,073
IRS Avg AGI$65,598

Employment & Poverty

Unemployment4.4%
22% above US avg
Poverty Rate10.0%
19% below US avg
Establishments (County)1,115
County GDP$2,372M

Business (County)

Restaurants125
Healthcare107
Retail162
Manufacturing57

Tax & Cost of Living

Property Tax (IRS)$7,895
126% above US avg
Effective Tax Rate5.49%

Commute & Transportation

Commute Time16.1 min
Work from Home6.9%

Walkability

The median home value in Cortland is $143,800, 49% below the national average. Monthly rent averages $893 (23% below US avg). Zillow estimates the typical home value at $194,617.

Home Value Sources

Ownership Split

Home Values

Census Median$143,800
49% below US avg
Zillow ZHVI$194,617
Median List Price$174,900

Real Estate Market (Redfin)

Median List Price$174,900
$/Sq Ft$132
Homes Sold3
Sale-to-List Ratio95.4%
Price Drops18.8%
Inventory32

Rental Costs

Census Median Rent$893
23% below US avg
Zillow Rent (ZORI)$1,196

HUD Fair Market Rent

Studio$954
1 Bedroom$960
2 Bedrooms$1,198
3 Bedrooms$1,510
4 Bedrooms$2,010

Ownership & Property

Owner-Occupied44.6%

Property Tax

Avg Tax (IRS)$7,895
126% above US avg
Effective Rate5.49%
In Cortland, 35.2% of adults are obese (above the 32.1% national rate). 24.1% report depression. 28.2% are physically inactive.

Health Metrics: Cortland vs U.S. Average (%)

Chronic Conditions

Obesity35.2%
10% above US avg
Diabetes10.4%
Heart Disease6.5%
High Blood Pressure32.8%
Asthma11.9%
COPD8.2%
Stroke3.5%

Behaviors & Mental Health

Binge Drinking18.3%
Physical Inactivity28.2%
Depression24.1%
Mental Distress19.6%
Physical Distress15.0%

Healthcare Access

Insurance Rate96.0%
Checkup Rate78.2%
Premature Death8,256/100K

Food & Exercise

Food Environment8.3/10
Exercise Access81.0%
Healthcare Facilities107

Crime Rates: Cortland vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)7

Safety Score

Cortland has an average annual temperature of 45°F (7°C). Winters average 21°F in January while summers reach 68°F in July. Annual precipitation is 39.5 inches. Air quality is rated Good with a median AQI of 36.

Temperature

21°F Jan (-6°C) 68°F Jul (20°C)
Annual Average45.2°F
16% below US avg
January Average21°F (-6°C)
July Average68°F (20°C)

Precipitation & Snow

Annual Rainfall39.5 inches
4% above US avg
Snowfall64.4 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,122 ft (342 m)
Area3.9 sq mi (10.1 km²)
Population Density4,490/sq mi
Coordinates42.6009°N, 76.1791°W
County FIPS36023
It is classified as Nonmetro — Urban 20K+, adjacent. 26.1% of residents hold a bachelor's degree or higher (23% below US avg). In the 2024 election, the county voted Republican by a 6.4-point margin.

2024 Presidential Election (County)

R 53.2%
D 46.8%

Winner: Republican by 6.4 points

Education

Bachelor's Degree+26.1%
23% below US avg
High School+89.2%
School Test Score4.92
B Education Grade (3.1/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density4,490/sq mi
Total Area3.9 sq mi

Infrastructure & Services

EV Charging Stations19
Alt Fuel Stations19
Public Libraries5
Healthcare Facilities107
Restaurants125
Retail Stores162

Safety & Disasters

Fatal Crashes (County/yr)7

Commute & Transportation

Avg Commute16.1 min
Work from Home6.9%

Nearby Cities

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