Median Income
$66,903
11% lower than US avg
Home Value
$135,100
52% lower than US avg
Bachelor's+
29.6%
12% lower than US avg
Median Rent
$694
40% lower than US avg
Obesity Rate
37.5%
17% higher than US avg
Unemployment
8.9%
147% higher than US avg
Poverty Rate
8.4%
32% lower than US avg
How Spearman Compares to the U.S. Average (100% = U.S. avg)
People
Population2,809
Median Age40.8 yrs
Density1,338/mi²
Male / Female54% / 46%
Largest GroupWhite 70%
Veterans7.1%
Economy
B
Median Income$66,903
Per Capita$34,992
Unemployment8.9%
Poverty8.4%
County GDP$902M
Commute26 min
Housing
A+
Home Value$135,100
Rent$694
Ownership74.1%
Zillow$122,089
Housing Units1,357
Rent Burden28.1%
Health
Obesity37.5%
Uninsured20.2%
Smoking13.5%
Depression22.0%
Heart Disease5.7%
Climate
Avg Temp61°F (16°C)
Rain20.6 in/yr
Elevation3,104 ft (946 m)
Education
B
Bachelor's+29.6%
High School+74.1%
Graduate+3.5%
School Score5.70
Community
2024 VoteR 92% / D 7%
Commute26 min
Broadband86.4%
EV Stations1
Libraries2
Is Spearman a Good Place to Live?
Based on current data, Spearman receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate. Areas to be aware of include above-average unemployment, a high uninsured rate. Spearman offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Spearman is $66,903, 11% below the national average of $75,149. At 8.9%, unemployment is notably high. 8.4% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Spearman is $135,100, 52% below the national median / offering relatively affordable homeownership. Renters pay a median of $694 per month, below the national average / a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.
Education
29.6% of residents hold a bachelor's degree, below the national average of 33.7%. 74.1% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Spearman enjoys a moderate climate with an average annual temperature of 61°F. Winters average 40°F in January while summers reach 82°F in July. Annual precipitation totals 20.6 inches, including 11.8 inches of snow.
Spearman has a population of 2,809 with a density of 1,338 people per square mile, spread across 2.1 square miles. The median age is 40.8 years, 5% older than the national median of 38.9. The gender split is 46.2% female and 53.8% male. The city is predominantly White (70.3%), with 54.6% Hispanic. English is the primary language spoken at home by 66.2% of residents, while 31.9% speak Spanish. 7.1% of the population are veterans. 11.6% of residents have a disability. 79.8% have health insurance coverage.
Population
2,809
Total Population
2023 Census
40.8yrs
Median Age
5% above US avg
Language Spoken at Home
English Only
66.2%
16% below US avg
Spanish
31.9%
138% above US avg
The median household income in Spearman is $66,903, which is 11% below the national average of $75,149. Per capita income is $34,992. The average weekly wage is $1,071, 25% lower than the U.S. average. The unemployment rate is 8.9% (above the 3.6% US average). 8.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 235 business establishments, including 7 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 26 minutes. 1.7% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $66,903 |
| 11% below US avg |
| Per Capita Income | $34,992 |
| Avg Weekly Wage | $1,071 |
| IRS Avg AGI | $75,207 |
| Gini Index | 0.402 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 8.9% |
| 147% above US avg |
| Poverty Rate | 8.4% |
| 32% below US avg |
| Establishments (County) | 235 |
| County GDP | $902M |
Business (County)
| Restaurants | 7 |
| Healthcare | 3 |
| Retail | 23 |
Tax & Cost of Living
| Property Tax (IRS) | $6,243 |
| 78% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 4.62% |
Commute & Transportation
| Commute Time | 26.2 min |
| Drive Alone | 83.8% |
| Public Transit | 0.0% |
| Work from Home | 1.7% |
The median home value in Spearman is $135,100, 52% below the national median of $281,900. Zillow estimates the typical home value at $122,089. Monthly rent averages $694 (40% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 74.1% of housing units are owner-occupied (above the 65.4% national rate). There are 1,357 total housing units in the city. The median year a home was built is 1969. The average annual property tax is $6,243 (higher than the $3,500 national average). 28.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $135,100 |
| 52% below US avg |
| Zillow ZHVI | $122,089 |
Rental Costs
| Census Median Rent | $694 |
| 40% below US avg |
| Rent Burden | 28.1% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 74.1% |
| Owner-Occupied | 74.1% |
| Renter-Occupied | 25.9% |
| Housing Units | 1,357 |
| Median Year Built | 1969 |
Property Tax
| Avg Tax (IRS) | $6,243 |
| 78% above US avg |
| Effective Rate | 4.62% |
In Spearman, 37.5% of adults are obese, above the national rate of 32.1%. 12.2% have diabetes (above the 10.5% national rate). Heart disease affects 5.7% of residents. 31.8% have high blood pressure. 13.5% are current smokers. 17.7% report binge drinking. 30.7% are physically inactive, above the national average. 22.0% report depression. 17.6% experience frequent mental distress. 20.2% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,720. The dentist ratio is 1:5,151. 61.9% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Spearman vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.5% |
| 17% above US avg |
| Diabetes | 12.2% |
| Heart Disease | 5.7% |
| High Blood Pressure | 31.8% |
| Asthma | 9.5% |
| COPD | 6.1% |
| Cancer | 6.1% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 13.5% |
| 4% below US avg |
| Binge Drinking | 17.7% |
| Physical Inactivity | 30.7% |
| Depression | 22.0% |
| Mental Distress | 17.6% |
| Physical Distress | 14.3% |
| Short Sleep | 37.6% |
Healthcare Access
| Insurance Rate | 79.8% |
| Uninsured | 20.2% |
| 135% above US avg |
| Primary Care | 1:1,720 |
| Dentists | 1:5,151 |
| Mental Health | 1:1,268 |
| Checkup Rate | 71.7% |
| Dental Visits | 51.6% |
| Premature Death | 6,540/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 61.9% |
| Healthcare Facilities | 3 |
Spearman enjoys a temperate climate with an average annual temperature of 61°F (16°C). Winters average 40°F in January while summers reach 82°F in July. Annual precipitation totals 20.6 inches (drier than the 38-inch national average). The area receives 11.8 inches of snow annually. The city sits at an elevation of 3,104 feet.
Temperature
40°F Jan (4°C)
82°F Jul (28°C)
| Annual Average | 60.5°F |
| 12% above US avg |
| January Average | 40°F (4°C) |
| July Average | 82°F (28°C) |
Geography
| Elevation | 3,104 ft (946 m) |
| Area | 2.1 sq mi (5.4 km²) |
| Population Density | 1,338/sq mi |
| Coordinates | 36.1982°N, 101.1943°W |
| Timezone | America/Chicago |
| County | Hansford County County |
| Nearest Airport | Liberal Mid-America Regional (LBL)
60 miles away |
Precipitation & Snow
Annual Rainfall
20.6"
46% below US avg
Wettest Month (Jun)
3.32"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 42.0 / 100 |
| Social Vulnerability | 46.4 / 100 |
| Community Resilience | 1.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively High |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
51 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.3. Most recent: M2.6 on May 21, 2025.
| Apr 14, 2021 |
34 km NNE of Skellytown, Texas |
M4.3 |
42 km |
| May 25, 2021 |
3 km WNW of Shattuck, Oklahoma |
M4.1 |
115 km |
| Dec 16, 2000 |
19 km N of Amarillo, Texas |
M3.9 |
104 km |
| Aug 17, 2000 |
18 km N of Amarillo, Texas |
M3.9 |
106 km |
| Mar 25, 1996 |
25 km WSW of Channing, Texas |
M3.5 |
143 km |
| Feb 18, 2006 |
17 km WNW of Fritch, Texas |
M3.5 |
80 km |
| Aug 9, 2021 |
4 km N of Wheeler, Texas |
M3.5 |
115 km |
| Aug 14, 2023 |
15 km NE of Amarillo, Texas |
M3.4 |
108 km |
| Sep 24, 2003 |
10 km NE of Amarillo, Texas |
M3.3 |
114 km |
| Aug 12, 2012 |
13 km NNE of Bishop Hills, Texas |
M3.3 |
112 km |
| Aug 7, 2000 |
Texas Panhandle region |
M3.3 |
106 km |
| Feb 15, 1997 |
14 km NE of Hedley, Texas |
M3.2 |
148 km |
| Apr 27, 1998 |
14 km SW of Boys Ranch, Texas |
M3.2 |
136 km |
| May 10, 2021 |
13 km W of Channing, Texas |
M3.2 |
129 km |
| Feb 2, 2015 |
15 km ENE of Amarillo, Texas |
M3.1 |
110 km |
| Mar 28, 2006 |
13 km NNE of Bishop Hills, Texas |
M3.0 |
111 km |
| Feb 12, 1997 |
1 km N of Clarendon, Texas |
M3.0 |
142 km |
| Aug 7, 2000 |
Texas Panhandle region |
M3.0 |
106 km |
| Aug 7, 2000 |
Texas Panhandle region |
M3.0 |
106 km |
| Aug 10, 2000 |
18 km N of Amarillo, Texas |
M3.0 |
106 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
654 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 11 fatalities, 285 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 8, 1995 |
EF4 |
79 km |
0 |
| Jun 27, 1992 |
EF4 |
75 km |
0 |
| Mar 18, 1982 |
EF4 |
52 km |
0 |
| Jun 9, 1971 |
EF4 |
20 km |
0 |
| Jun 9, 1971 |
EF4 |
59 km |
0 |
| Jun 15, 2023 |
EF3 |
41 km |
3 |
| Nov 16, 2015 |
EF3 |
85 km |
0 |
| Mar 28, 2007 |
EF3 |
85 km |
1 |
| May 29, 2001 |
EF3 |
90 km |
0 |
| May 5, 1993 |
EF3 |
38 km |
0 |
| May 5, 1993 |
EF3 |
77 km |
0 |
| Jun 27, 1992 |
EF3 |
88 km |
0 |
| May 31, 1990 |
EF3 |
13 km |
0 |
| May 25, 1987 |
EF3 |
15 km |
0 |
| May 25, 1987 |
EF3 |
19 km |
0 |
| Mar 22, 1987 |
EF3 |
79 km |
0 |
| May 7, 1986 |
EF3 |
79 km |
0 |
| May 19, 1982 |
EF3 |
76 km |
0 |
| May 19, 1982 |
EF3 |
80 km |
0 |
| May 19, 1982 |
EF3 |
77 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: SMOKEHOUSE CREEK (1,047,464 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
SMOKEHOUSE CREEK |
1,047,464 |
62 km |
| 2006 |
EAST AMARILLO COMPLEX |
593,394 |
80 km |
| 2017 |
PERRYTON |
290,211 |
79 km |
| 2024 |
WINDY DEUCE |
145,907 |
86 km |
| 2016 |
CRUTCH |
45,052 |
65 km |
| 2017 |
RANKIN RANCH ROAD |
37,706 |
46 km |
| 2022 |
CANADIAN RIVER BOTTOM |
37,663 |
85 km |
| 2024 |
GRAPE VINE CREEK |
33,576 |
95 km |
| 2011 |
CRAWFORD RANCH |
27,493 |
79 km |
| 2022 |
LITTLE HIGHLINE |
24,152 |
97 km |
| 2021 |
NORTH 207 |
24,103 |
67 km |
| 2011 |
LIPSCOMB COUNTY COMPLEX |
23,028 |
75 km |
| 2006 |
FAIN PLANT FIRE |
22,485 |
93 km |
| 2020 |
412 FIRE |
22,069 |
81 km |
| 2022 |
BEAVER RIVER FIRE |
20,512 |
73 km |
| 2011 |
SO CLOSE |
17,102 |
63 km |
| 2017 |
BOWERS RANCH |
13,532 |
39 km |
| 2020 |
JACKALOPE |
11,529 |
61 km |
| 2016 |
CHISUM RANCH |
10,851 |
43 km |
| 1996 |
HIGHWAY 70 FIRE |
10,314 |
47 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
40°F (4°C) |
0.6 in |
Coldest |
| February |
43°F (6°C) |
0.5 in |
Driest |
| March |
52°F (11°C) |
1.3 in |
|
| April |
59°F (15°C) |
1.8 in |
|
| May |
68°F (20°C) |
2.5 in |
|
| June |
78°F (25°C) |
3.3 in |
Wettest |
| July |
82°F (28°C) |
2.7 in |
Warmest |
| August |
80°F (27°C) |
2.7 in |
|
| September |
73°F (23°C) |
1.7 in |
|
| October |
62°F (17°C) |
1.8 in |
|
| November |
50°F (10°C) |
0.8 in |
|
| December |
40°F (4°C) |
1.0 in |
|
Spearman has a seasonal temperature swing of 42°F / from 40°F in January to 82°F in July. Total annual precipitation is 20.6 inches, with June being the wettest month (3.3") and February the driest (0.5").
Average costs for common services in Spearman. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146-$388) |
| Specialist Visit |
$340 ($194-$534) |
| Urgent Care Visit |
$194 ($97-$340) |
| Emergency Room Visit |
$2,136 ($777-$4,855) |
| Dental Cleaning |
$126 ($73-$194) |
| Dental Filling |
$243 ($146-$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24-$73) |
| Oil Change (Synthetic) |
$73 ($49-$117) |
| Brake Pad Replacement |
$291 ($146-$486) |
| Tire Rotation |
$39 ($19-$73) |
| New Tires (Set of 4) |
$583 ($388-$971) |
| Battery Replacement |
$194 ($97-$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58-$146) |
| Electrician (Per Hour) |
$87 ($49-$136) |
| HVAC Repair |
$388 ($146-$777) |
| HVAC System Install |
$6,797 ($3,884-$11,652) |
| Roof Repair |
$971 ($388-$1,942) |
| Roof Replacement |
$8,739 ($5,341-$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486-$3,399) |
| Divorce (Contested) |
$14,565 ($4,855-$29,130) |
| DUI Defense |
$4,855 ($1,942-$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777-$2,913) |
| Will Preparation |
$486 ($194-$971) |
| Trust Preparation |
$2,428 ($971-$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15-$44) |
| Women's Haircut |
$53 ($29-$97) |
| Hair Coloring (Full) |
$146 ($73-$243) |
| Manicure |
$24 ($15-$44) |
| Pedicure |
$39 ($24-$63) |
| Massage (1 Hour) |
$78 ($49-$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91-$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43-$4.86) |
| Loaf of Bread |
$3.69 ($2.43-$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91-$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88-$7.28) |
| Rice (per lb) |
$0.97 ($0.58-$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78-$243) |
| Natural Gas (Monthly) |
$68 ($29-$146) |
| Water/Sewer (Monthly) |
$68 ($39-$117) |
| Internet (Monthly) |
$68 ($39-$97) |
| Cell Phone Plan (Monthly) |
$63 ($29-$97) |
| Cable TV (Monthly) |
$83 ($49-$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73-$486) |
| Car Insurance (Annual) |
$1,942 ($1,165-$3,399) |
| Bus Pass (Monthly) |
$68 ($29-$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77-$24) |
| Car Registration (Annual) |
$97 ($29-$243) |
| Driver's License Renewal |
$29 ($15-$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583-$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486-$1,942) |
| After-School Care (Monthly) |
$388 ($194-$680) |
| Tutoring (Per Hour) |
$49 ($24-$97) |
| SAT/ACT Prep Course |
$971 ($388-$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855-$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$97) |
| Dog Vaccination (Annual) |
$97 ($49-$194) |
| Dog Grooming |
$58 ($29-$97) |
| Pet Boarding (Per Night) |
$39 ($19-$73) |
| Dog Spay/Neuter |
$291 ($146-$486) |
| Cat Spay/Neuter |
$194 ($97-$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $637 |
| Toddler | $602 |
| Preschool | $589 |
| Family Childcare (monthly) |
| Infant | $580 |
| Toddler | $559 |
| Preschool | $550 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Spearman
What is the population of Spearman?
Spearman has a population of 2,809 residents and is located in Texas. The population density is 1,338 people per square mile, spread across 2.1 square miles. The median age of residents is 40.8 years. The population is 46.2% female and 53.8% male.
Is Spearman expensive to live in?
Spearman has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $66,903, 11% below the national average of $75,149. The median home value is $135,100 (52% below the U.S. median). Renters pay a median of $694 per month, below the national average of $1,163. The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Spearman?
Spearman enjoys a temperate climate with an average annual temperature of 61°F (16°C). Winter temperatures average 40°F in January, while summers reach an average of 82°F in July. Annual rainfall totals 20.6 inches, with 11.8 inches of snow.
How is the job market in Spearman?
The job market in Spearman faces challenges, with unemployment at 8.9% / significantly above the national rate of 3.6%. The average weekly wage is $1,071. There are 235 business establishments in the area, including 7 restaurants and food service locations. The average commute time is 26 minutes, and 1.7% of workers work from home.
How much does housing cost in Spearman?
The median home value in Spearman is $135,100. Zillow estimates the typical home value at $122,089. For renters, the median monthly rent is $694. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 74.1%. The average annual property tax is $6,243.
How are the schools in Spearman?
Schools in Spearman score 5.7 out of 10 on standardized testing, near the national average. 29.6% of adults in Spearman hold a bachelor's degree or higher, below the national average of 33.7%. 74.1% have completed high school. 3.5% hold a graduate or professional degree.
How healthy is Spearman?
The obesity rate in Spearman is 37.5% (above the national rate of 32.1%). 13.5% of adults are smokers. 30.7% are physically inactive. 22.0% of residents report depression. 20.2% lack health insurance (above the national rate). 61.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,720.
What is transportation like in Spearman?
The average commute in Spearman is 26 minutes. 83.8% of workers drive alone to work, and 1.7% work from home.
What are the demographics of Spearman?
The racial and ethnic makeup of Spearman is 70.3% White, 54.6% Hispanic or Latino. 66.2% of residents speak only English at home, while 31.9% speak Spanish. 7.1% of the population are military veterans. 11.6% of residents have a disability. 79.8% have health insurance coverage.