Median Income
$71,230
5% lower than US avg
Home Value
$185,400
34% lower than US avg
Bachelor's+
30.1%
11% lower than US avg
Median Rent
$775
33% lower than US avg
Obesity Rate
33.7%
5% higher than US avg
Unemployment
0.4%
89% lower than US avg
Poverty Rate
4.8%
61% lower than US avg
How Spearville Compares to the U.S. Average (100% = U.S. avg)
People
Population1,054
Median Age37.4 yrs
Density1,673/mi²
Male / Female42% / 58%
Largest GroupWhite 92%
Economy
A
Median Income$71,230
Per Capita$31,972
Unemployment0.4%
Poverty4.8%
County GDP$3,215M
Commute16 min
Housing
A+
Home Value$185,400
Rent$775
OwnershipN/A
Zillow$219,226
Health
Obesity33.7%
UninsuredN/A
Depression21.1%
Heart Disease4.9%
Climate
Avg Temp56°F
AQI39 (Good)
Rain22.0 in/yr
Elevation2,456 ft
Education
B
Bachelor's+30.1%
High School+97.6%
School Score5.80
Community
2024 VoteR 68% / D 30%
Commute16 min
Libraries3
Is Spearville a Good Place to Live?
Based on current data, Spearville receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Spearville stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Spearville is $71,230, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.4%. Only 4.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 16 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Spearville is $185,400, 34% below the national median — offering relatively affordable homeownership. Renters pay a median of $775 per month, below the national average — a plus for affordability. At just 2.6x median income, home prices are very affordable relative to local earnings.
Education
30.1% of residents hold a bachelor's degree, below the national average of 33.7%. 97.6% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Spearville enjoys a moderate climate with an average annual temperature of 56°F. Winters average 33°F in January while summers reach 80°F in July. Annual precipitation totals 22.0 inches, including 19.1 inches of snow. Air quality is rated Good with a median AQI of 39.
Spearville has a population of 1,054 with a density of 1,673 people per square mile. The median age is 37.4 years, 4% younger than the national median of 38.9. The city is predominantly White (91.8%), with 2% Hispanic.
Population
37.4yrs
Median Age
4% below US avg
Race & Ethnicity
Spearville vs U.S. Average
Language Spoken at Home
| English Only | 97.7% |
| 24% above US avg |
| Spanish | 2.3% |
| 83% below US avg |
Social Characteristics
Spearville vs U.S. Average
The median household income in Spearville is $71,230, which is 5% below the national average of $75,149. The unemployment rate is 0.4% (below the 3.6% US average). 4.8% of residents live below the poverty line. Workers commute an average of 16 minutes.
Income: Spearville vs U.S.
Income
| Median HH Income | $71,230 |
| 5% below US avg |
| Per Capita Income | $31,972 |
| Avg Weekly Wage | $1,015 |
| IRS Avg AGI | $65,440 |
Employment & Poverty
| Unemployment | 0.4% |
| 89% below US avg |
| Poverty Rate | 4.8% |
| 61% below US avg |
| Establishments (County) | 858 |
| County GDP | $3,215M |
Business (County)
| Restaurants | 89 |
| Healthcare | 91 |
| Retail | 117 |
| Manufacturing | 25 |
Tax & Cost of Living
| Property Tax (IRS) | $4,668 |
| 33% above US avg |
| Effective Tax Rate | 2.52% |
Commute & Transportation
| Commute Time | 15.9 min |
| Work from Home | 11.6% |
The median home value in Spearville is $185,400, 34% below the national average. Monthly rent averages $775 (33% below US avg). Zillow estimates the typical home value at $219,226.
Home Values
| Census Median | $185,400 |
| 34% below US avg |
| Zillow ZHVI | $219,226 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $775 |
| 33% below US avg |
HUD Fair Market Rent
| Studio | $702 |
| 1 Bedroom | $753 |
| 2 Bedrooms | $947 |
| 3 Bedrooms | $1,223 |
| 4 Bedrooms | $1,397 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $4,668 |
| 33% above US avg |
| Effective Rate | 2.52% |
In Spearville, 33.7% of adults are obese (above the 32.1% national rate). 21.1% report depression. 21.7% are physically inactive.
Health Metrics: Spearville vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.7% |
| 5% above US avg |
| Diabetes | 8.3% |
| Heart Disease | 4.9% |
| High Blood Pressure | 29.2% |
| Asthma | 10.0% |
| COPD | 5.3% |
| Stroke | 2.5% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.4% |
| Physical Inactivity | 21.7% |
| Depression | 21.1% |
| Mental Distress | 16.8% |
| Physical Distress | 10.9% |
Healthcare Access
| Insurance Rate | 96.2% |
| |
| Checkup Rate | 73.4% |
| Premature Death | 8,381/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 82.8% |
| Healthcare Facilities | 91 |
Crime Rates: Spearville vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| FEMA Disasters | 182 |
Safety Score
Spearville has an average annual temperature of 56°F (13°C). Winters average 33°F in January while summers reach 80°F in July. Annual precipitation is 22.0 inches. Air quality is rated Good with a median AQI of 39.
Temperature
33°F Jan (1°C)
80°F Jul (27°C)
| Annual Average | 56.0°F |
| 4% above US avg |
| January Average | 33°F (1°C) |
| July Average | 80°F (27°C) |
Precipitation & Snow
| Annual Rainfall | 22.0 inches |
| 42% below US avg |
| Snowfall | 19.1 inches/yr |
Air Quality
| AQI Median | 39.0 |
| Rating | Good |
Geography
| Elevation | 2,456 ft (749 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 1,673/sq mi |
| Coordinates | 37.8481°N, 99.7547°W |
| County FIPS | 20057 |