Massachusetts · Metropolitan Area
Spencer is a small city in Massachusetts with a population of 5,520. Residents earn $59,618 per year, which is 21% below the national average.
Based on current data, Spencer receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low crime rates, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes, long commute times. Spencer has some notable strengths but also faces challenges that prospective residents should consider.
The median household income in Spencer is $59,618, 21% below the national average of $75,149. Unemployment stands at 3.7%, indicating a healthy job market. Only 1.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 35 minutes, longer than the typical American commute of 28 minutes.
The median home value in Spencer is $297,700, roughly aligned with the national median of $281,900. Renters pay a median of $1,052 per month, below the national average — a plus for affordability. A price-to-income ratio of 5x indicates a reasonably affordable housing market.
Spencer is a very safe community with a violent crime rate of 135 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,354 per 100,000, 31% below the national average.
15.7% of residents hold a bachelor's degree, below the national average of 33.7%. 88.5% have completed high school. Local schools score 6.5/10 in standardized testing, reflecting strong academic performance.
Spencer experiences four distinct seasons with an average temperature of 48°F. Winters average 25°F in January while summers reach 71°F in July. Annual precipitation totals 48.3 inches, including 72.9 inches of snow. Air quality is rated Good with a median AQI of 37.
| English Only | 94.3% |
| 20% above US avg | |
| Spanish | 5.7% |
| 57% below US avg |
| Median HH Income | $59,618 |
| 21% below US avg | |
| Per Capita Income | $35,488 |
| Avg Weekly Wage | $1,378 |
| IRS Avg AGI | $91,314 |
| Unemployment | 3.7% |
| 3% above US avg | |
| Poverty Rate | 1.6% |
| 87% below US avg | |
| Establishments (County) | 27,743 |
| County GDP | $60,947M |
| Restaurants | 1,794 |
| Healthcare | 2,309 |
| Retail | 2,429 |
| Manufacturing | 818 |
| Property Tax (IRS) | $7,321 |
| 109% above US avg | |
| Effective Tax Rate | 2.46% |
| Commute Time | 35.2 min |
| Work from Home | 9.7% |
| Census Median | $297,700 |
| 6% above US avg | |
| Zillow ZHVI | $425,177 |
| Median List Price | $300,000 |
| Median List Price | $300,000 |
| $/Sq Ft | $253 |
| Homes Sold | 3 |
| Sale-to-List Ratio | 96.7% |
| Price Drops | 0.0% |
| Inventory | 4 |
| Census Median Rent | $1,052 |
| 10% below US avg |
| Studio | $1,727 |
| 1 Bedroom | $1,822 |
| 2 Bedrooms | $2,300 |
| 3 Bedrooms | $2,858 |
| 4 Bedrooms | $3,232 |
| Owner-Occupied | 40.9% |
| Avg Tax (IRS) | $7,321 |
| 109% above US avg | |
| Effective Rate | 2.46% |
| Obesity | 35.6% |
| 11% above US avg | |
| Diabetes | 10.0% |
| Heart Disease | 5.9% |
| High Blood Pressure | 32.0% |
| Asthma | 13.3% |
| COPD | 7.4% |
| Stroke | 3.2% |
| Binge Drinking | 19.1% |
| Physical Inactivity | 27.5% |
| Depression | 29.1% |
| Mental Distress | 21.1% |
| Physical Distress | 15.3% |
| Insurance Rate | 95.8% |
| Checkup Rate | 78.7% |
| Premature Death | 6,707/100K |
| Food Environment | 8.8/10 |
| Exercise Access | 91.2% |
| Healthcare Facilities | 2,309 |
| Total Violent | 135.4/100K |
| 64% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 8.5/100K |
| Robbery | 0.0/100K |
| Assault | 126.9/100K |
| Total Property | 1,353.8/100K |
| 31% below US avg | |
| Burglary | 279.2/100K |
| Theft | 998.4/100K |
| Vehicle Theft | 76.2/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 70 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 48.1°F |
| 11% below US avg | |
| January Average | 25°F (-4°C) |
| July Average | 71°F (22°C) |
| Annual Rainfall | 48.3 inches |
| 27% above US avg | |
| Snowfall | 72.9 inches/yr |
| AQI Median | 37.0 |
| Rating | Good |
| Elevation | 882 ft (269 m) |
| Area | 2.1 sq mi (5.5 km²) |
| Population Density | 2,616/sq mi |
| Coordinates | 42.2486°N, 71.9931°W |
| County FIPS | 25027 |
Winner: Democrat by 10 points
| Bachelor's Degree+ | 15.7% |
| 53% below US avg | |
| High School+ | 88.5% |
| School Test Score | 6.49 |
| RUCC Code 2 | Metro — 250K–1M |
| Population Density | 2,616/sq mi |
| Total Area | 2.1 sq mi |
| EV Charging Stations | 3 |
| Alt Fuel Stations | 3 |
| Public Libraries | 70 |
| Healthcare Facilities | 2,309 |
| Restaurants | 1,794 |
| Retail Stores | 2,429 |
| Fatal Crashes (County/yr) | 70 |
| Avg Commute | 35.2 min |
| Work from Home | 9.7% |