At a Glance
Median Income
$59,618
$35,488 per capita
Home Value
$297,700
Zillow: $425,177
Median Rent
$1,052/mo
30.1% of income on rent
Violent Crime
92/100K
546/100K property
Bachelor's Degree+
15.7%
88.5% high school+
Unemployment
3.7%
1.6% poverty rate
Obesity Rate
35.6%
16.9% smoking rate
Avg Temperature
48°F
246 sunny days/yr
How Spencer Compares to the U.S. Average
Each bar shows Spencer's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Spencer a Good Place to Live?
C+
2.8 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Spencer residents earn a median household income of $59,618 , which is 21% below the national average of $75,149.
Per capita income is $35,488. The unemployment rate stands at 3.7% (3% above the U.S. rate of 3.6%). 1.6% of residents live below the poverty line. The area is home to 27,743 business establishments, including 1,794 restaurants.
Housing & Cost of Living
The median home value in Spencer is $297,700 , 6% above the national median of $281,900.
Zillow estimates the typical home at $425,177. Median rent is $1,052/month, with 30.1% of renters spending more than 30% of income on housing. The cost of living index is 105.8 (100 = national average). The median home was built in 1953.
Safety & Crime
Spencer reports 92 violent crimes per 100,000 residents
, which is 76% below the national average of 380/100K.
Property crime is 546/100K. The murder rate is 0.0/100K.
Education
15.7% of adults in Spencer hold a bachelor's degree or higher
(53% below the national average).
88.5% have completed high school. Local schools score 6.5/10 in standardized testing.
Climate & Weather
Spencer has an average annual temperature of 48°F (9°C).
Winters average 25°F in January while summers reach 71°F in July. The area gets 246 sunny days per year. Annual precipitation totals 48.3 inches. Air quality is rated Good with a median AQI of 37.
Data Overview
People
Population5,520
Median Age50.8 yrs
Density2,616/mi²
Male / Female52% / 48%
Foreign Born13.6%
Veterans5.1%
Economy
B+
Median Income$59,618
Per Capita$35,488
Unemployment3.7%
Poverty1.6%
County GDP$60,947M
Avg Weekly Wage$1,378
Housing
B+
Home Value$297,700
Rent$1,052
Ownership40.9%
Zillow$425,177
Housing Units3,044
Rent Burden30.1%
Crime
F
Violent92/100K
Property546/100K
Murder0.0/100K
Assault59/100K
Burglary134/100K
Health
Obesity35.6%
Diabetes10.0%
Smoking16.9%
Heart Disease5.9%
Premature Death6,707/100K
Climate
Avg Temp48°F
Sunny Days246/yr
Rain48.3 in/yr
AQI37 (Good)
Elevation882 ft
Education
C
Bachelor's+15.7%
High School+88.5%
Graduate+3.3%
School Score6.5/10
Community
2024 VoteR 44% / D 54%
Commute35 min
Broadband85.5%
Internet Speed193 Mbps
EV Stations3
Libraries70
Did You Know?
The median home in Spencer was built in 1953.
The nearest airport is Worcester Regional (6 miles).
The Gini coefficient (income inequality) is 0.456 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Moderate" by FEMA.
19.3% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 193 Mbps.
There are 1,794 restaurants in the area.
The county recorded 70 fatal vehicle crashes.
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