Spencer, MA

Full City Profile · Massachusetts · Worcester County County

2.7 /5.0
C+ Fair
5,520 Population 2,616/sq mi density
$59,618 Median Income $35,488 per capita
$297,700 Home Value $440,216 Zillow
$1,052 Median Rent 30.1% income on rent
48°F Avg Temperature
82 Violent Crime/100K 280 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$59,618 median income, 6.4% unemployment
B+
Affordability
3.9 / 5.0
$297,700 home value, $1,052/mo rent
F
Safety
1.0 / 5.0
82 violent crimes/100K
C
Education
2.3 / 5.0
15.7% bachelor's degree or higher

Spencer, MA

At a Glance

Median Income
$59,618
21% below
$35,488 per capita
Home Value
$297,700
6% above
Zillow: $440,216
Median Rent
$1,052/mo
10% below
30.1% of income on rent
Violent Crime
82/100K
78% below
280/100K property
Bachelor's Degree+
15.7%
53% below
88.5% high school+
Unemployment
6.4%
78% above
1.6% poverty rate
Obesity Rate
35.6%
11% above
16.9% smoking rate
Avg Temperature
48°F

How Spencer Compares to the U.S. Average

Each bar shows Spencer's value as a percentage of the national average (100% = U.S. avg)

Income
79%
Home Value
106%
Rent
90%
Poverty
13%
Bachelor's
47%
Unemployment
178%
Crime
22%
Thin vertical line = U.S. national average (100%)

Is Spencer a Good Place to Live?

C+
2.7 / 5.0 - Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Spencer residents earn a median household income of $59,618 , which is 21% below the national average of $75,149. Per capita income is $35,488. The unemployment rate stands at 6.4% (78% above the U.S. rate of 3.6%). 1.6% of residents live below the poverty line. The area is home to 27,743 business establishments, including 1,794 restaurants.

Housing & Cost of Living

The median home value in Spencer is $297,700 , 6% above the national median of $281,900. Zillow estimates the typical home at $440,216. Median rent is $1,052/month, with 30.1% of renters spending more than 30% of income on housing. The cost of living index is 105.8 (100 = national average). The median home was built in 1953.

Safety & Crime

Spencer reports 82 violent crimes per 100,000 residents , which is 78% below the national average of 380/100K. Property crime is 280/100K.

Education

15.7% of adults in Spencer hold a bachelor's degree or higher (53% below the national average). 88.5% have completed high school. Local schools score 6.5/10 in standardized testing.

Climate & Weather

Spencer has an average annual temperature of 48°F (9°C). Winters average 25°F in January while summers reach 71°F in July. Annual precipitation totals 48.3 inches. Air quality is rated Good with a median AQI of 37.

Data Overview

People

Population5,520
Median Age50.8 yrs
Density2,616/mi²
Male / Female52% / 48%
Foreign Born2.7%
Veterans5.1%

Economy

B+
Median Income$59,618
Per Capita$35,488
Unemployment6.4%
Poverty1.6%
County GDP$60,947M
Avg Weekly Wage$1,378

Housing

B+
Home Value$297,700
Rent$1,052
Ownership40.9%
Zillow$440,216
Housing Units3,044
Rent Burden30.1%

Crime

F
Violent82/100K
Property280/100K

Health

Obesity35.6%
Diabetes10.0%
Smoking16.9%
Heart Disease5.9%
Premature Death6,707/100K

Climate

Avg Temp48°F
Rain48.3 in/yr
AQI37 (Good)
Elevation882 ft

Education

C
Bachelor's+15.7%
High School+88.5%
Graduate+3.3%
School Score6.5/10

Community

2024 VoteR 44% / D 54%
Commute35 min
Broadband85.5%
Internet Speed193 Mbps
EV Stations3
Libraries70

Did You Know?

The median home in Spencer was built in 1953.
The nearest airport is Worcester Regional (6 miles).
The Gini coefficient (income inequality) is 0.456 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Moderate" by FEMA.
19.2% of the population has a disability.
Average internet download speed is 193 Mbps.
There are 1,794 restaurants in the area.
The county recorded 70 fatal vehicle crashes.