At a Glance
Median Income
$57,550
$26,749 per capita
Home Value
$119,000
Zillow: $141,247
Median Rent
$940/mo
21.4% of income on rent
Violent Crime
301/100K
2,106/100K property
Bachelor's Degree+
22.4%
91.0% high school+
Unemployment
6.5%
15.4% poverty rate
Obesity Rate
42.9%
15.9% smoking rate
Avg Temperature
61°F
318 sunny days/yr
How Spencer Compares to the U.S. Average
Each bar shows Spencer's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Spencer a Good Place to Live?
C+
2.9 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Spencer residents earn a median household income of $57,550 , which is 23% below the national average of $75,149.
Per capita income is $26,749. The unemployment rate stands at 6.5% (81% above the U.S. rate of 3.6%). 15.4% of residents live below the poverty line. The area is home to 33,295 business establishments, including 2,320 restaurants.
Housing & Cost of Living
The median home value in Spencer is $119,000 , 58% below the national median of $281,900.
Zillow estimates the typical home at $141,247. Median rent is $940/month, with 21.4% of renters spending more than 30% of income on housing. The cost of living index is 87.8 (100 = national average). The median home was built in 1973.
Safety & Crime
Spencer reports 301 violent crimes per 100,000 residents
, which is 21% below the national average of 380/100K.
Property crime is 2,106/100K. The murder rate is 0.0/100K.
Education
22.4% of adults in Spencer hold a bachelor's degree or higher
(34% below the national average).
91.0% have completed high school. Local schools score 4.9/10 in standardized testing.
Climate & Weather
Spencer has an average annual temperature of 61°F (16°C).
Winters average 40°F in January while summers reach 82°F in July. The area gets 318 sunny days per year. Air quality is rated Good with a median AQI of 45.
Data Overview
People
Population3,942
Median Age40.5 yrs
Density733/mi²
Male / Female50% / 50%
Foreign Born13.6%
Veterans7.4%
Economy
B
Median Income$57,550
Per Capita$26,749
Unemployment6.5%
Poverty15.4%
County GDP$73,735M
Avg Weekly Wage$1,267
Housing
A+
Home Value$119,000
Rent$940
Ownership66.6%
Zillow$141,247
Housing Units1,935
Rent Burden21.4%
Crime
F
Violent301/100K
Property2,106/100K
Murder0.0/100K
Assault226/100K
Burglary777/100K
Health
Obesity42.9%
Diabetes14.1%
Smoking15.9%
Heart Disease6.3%
Premature Death10,807/100K
Climate
Avg Temp61°F
Sunny Days318/yr
AQI45 (Good)
Elevation1,184 ft
Education
C+
Bachelor's+22.4%
High School+91.0%
Graduate+9.1%
School Score4.9/10
Community
2024 VoteR 50% / D 48%
Commute26 min
Broadband82.4%
Internet Speed144 Mbps
EV Stations4
Libraries19
Did You Know?
The median home in Spencer was built in 1973.
The nearest airport is Will Rogers World (15 miles).
The Gini coefficient (income inequality) is 0.491 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively High" by FEMA.
21.3% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 144 Mbps.
There are 2,320 restaurants in the area.
The county recorded 89 fatal vehicle crashes.
182 declared natural disasters on record.
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