At a Glance
Median Income
$60,708
$27,312 per capita
Home Value
$255,400
Zillow: $291,092
Median Rent
$1,169/mo
32.5% of income on rent
Bachelor's Degree+
15.7%
96.1% high school+
Unemployment
5.2%
5.1% poverty rate
Obesity Rate
32.7%
17.0% smoking rate
How Spencerville Compares to the U.S. Average
Each bar shows Spencerville's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Spencerville a Good Place to Live?
B
3.4 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Spencerville residents earn a median household income of $60,708 , which is 19% below the national average of $75,149.
Per capita income is $27,312. The unemployment rate stands at 5.2% (44% above the U.S. rate of 3.6%). 5.1% of residents live below the poverty line. The area is home to 3,087 business establishments, including 230 restaurants.
Housing & Cost of Living
The median home value in Spencerville is $255,400 , 9% below the national median of $281,900.
Zillow estimates the typical home at $291,092. Median rent is $1,169/month, with 32.5% of renters spending more than 30% of income on housing. The cost of living index is 92.2 (100 = national average). The median home was built in 1981.
Education
15.7% of adults in Spencerville hold a bachelor's degree or higher
(53% below the national average).
96.1% have completed high school. Local schools score 4.5/10 in standardized testing.
Climate & Weather
Spencerville has an average annual temperature of 53°F (12°C).
Winters average 32°F in January while summers reach 76°F in July. Annual precipitation totals 10.1 inches. Air quality is rated Good with a median AQI of 48.
Data Overview
People
Population1,100
Median Age54.4 yrs
Density209/mi²
Male / Female54% / 46%
Foreign Born2.1%
Veterans9.9%
Economy
B+
Median Income$60,708
Per Capita$27,312
Unemployment5.2%
Poverty5.1%
County GDP$7,043M
Avg Weekly Wage$1,077
Housing
A
Home Value$255,400
Rent$1,169
Ownership80.4%
Zillow$291,092
Housing Units498
Rent Burden32.5%
Health
Obesity32.7%
Diabetes10.3%
Smoking17.0%
Heart Disease6.2%
Premature Death18,277/100K
Climate
Avg Temp53°F
Rain10.1 in/yr
AQI48 (Good)
Elevation5,832 ft
Education
C
Bachelor's+15.7%
High School+96.1%
Graduate+3.6%
School Score4.5/10
Community
2024 VoteR 65% / D 33%
Commute19 min
Broadband75.8%
Internet Speed39 Mbps
EV Stations1
Libraries3
Did You Know?
The median home in Spencerville was built in 1981.
25.8% work from home.
The nearest airport is Four Corners Regional (11 miles).
The Gini coefficient (income inequality) is 0.470 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Moderate" by FEMA.
8.9% of the population has a disability.
There are 230 restaurants in the area.
The county recorded 18 fatal vehicle crashes.
91 declared natural disasters on record.