Spirit Lake, IA
Full City Profile · Iowa · Dickinson County County
3.5
/5.0
B+
Good
5,469
Population
1,210/sq mi density
$73,627
Median Income
$41,566 per capita
$218,400
Home Value
$321,161 Zillow
$885
Median Rent
20.2% income on rent
46°F
Avg Temperature
291 sunny days/yr
589
Violent Crime/100K
1,413 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$73,627 median income, 1.5% unemployment
A+
Affordability
5.0 / 5.0
$218,400 home value, $885/mo rent
F
Safety
1.0 / 5.0
589 violent crimes/100K (55% above avg)
B+
Education
3.6 / 5.0
32.0% bachelor's degree or higher
Income Overview
Median Household Income
$73,627
2% below
US avg: $75,149
Per Capita Income
$41,566
6% above
US avg: $39,052
Unemployment Rate
1.5%
58% below
US avg: 3.6%
Poverty Rate
2.5%
80% below
US avg: 12.4%
Income Comparison: Spirit Lake vs. U.S. Average
Each bar shows Spirit Lake’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$73,627
98%
Per Capita
US: $39,052
$41,566
106%
IRS Avg AGI
US: $72,000
$99,626
138%
Avg Weekly Wage
US: $1,432
$897
63%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$897
37% below US avg ($1,432)
Mean Commute Time
14 min
51% below US avg (28 min)
Work From Home
10.2%
33% below US avg (15.2%)
Drive Alone
79.4%
8% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$1,529M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
79.4%
Public Transit
0%
Work From Home
10.2%
Other
10.4%
Average commute time
14 minutes
US avg: 28 min
Business Landscape
Total Establishments
958
Restaurants
107
Healthcare
59
Retail
107
Manufacturing
39
Tax & Financial
IRS Avg Adjusted Gross Income
$99,626
38% above US avg ($72,000)
Avg Property Tax
$7,645
118% above US avg ($3,500)
Cost of Living Index
87.8
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $73,627 |
| Per Capita Income | $41,566 |
| IRS Avg Adjusted Gross Income | $99,626 |
| Avg Weekly Wage | $897 |
| County GDP | $1,529M |
Hardship Indicators
| Unemployment Rate | 1.5% |
| Poverty Rate | 2.5% |
| Gini Coefficient | 0.441 |
| Cost of Living Index | 87.8 |
Commute
| Mean Commute | 14 minutes |
| Drive Alone | 79.4% |
| Public Transit | 0.0% |
| Work From Home | 10.2% |
Businesses
| Total Establishments | 958 |
| Restaurants | 107 |
| Healthcare | 59 |
| Retail | 107 |
| Manufacturing | 39 |
Tax
| IRS Avg AGI | $99,626 |
| Avg Property Tax | $7,645 |
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