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Spirit Lake, IA

Full City Profile · Iowa · Dickinson County County

3.5 /5.0
B+ Good
5,469 Population 1,210/sq mi density
$73,627 Median Income $41,566 per capita
$218,400 Home Value $321,161 Zillow
$885 Median Rent 20.2% income on rent
46°F Avg Temperature 291 sunny days/yr
589 Violent Crime/100K 1,413 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$73,627 median income, 1.5% unemployment
A+
Affordability
5.0 / 5.0
$218,400 home value, $885/mo rent
F
Safety
1.0 / 5.0
589 violent crimes/100K (55% above avg)
B+
Education
3.6 / 5.0
32.0% bachelor's degree or higher

Income Overview

Median Household Income
$73,627
2% below
US avg: $75,149
Per Capita Income
$41,566
6% above
US avg: $39,052
Unemployment Rate
1.5%
58% below
US avg: 3.6%
Poverty Rate
2.5%
80% below
US avg: 12.4%

Income Comparison: Spirit Lake vs. U.S. Average

Each bar shows Spirit Lake’s value as a percentage of the national average (100% line = U.S. avg)

Median Household
US: $75,149
$73,627
98%
Per Capita
US: $39,052
$41,566
106%
IRS Avg AGI
US: $72,000
$99,626
138%
Avg Weekly Wage
US: $1,432
$897
63%
Thin line = U.S. average (100%)

Employment & Commute

Avg Weekly Wage
$897
37% below US avg ($1,432)
Mean Commute Time
14 min
51% below US avg (28 min)
Work From Home
10.2%
33% below US avg (15.2%)
Drive Alone
79.4%
8% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$1,529M
County-level GDP (BEA 2024)

How Residents Get to Work

Drive Alone 79.4%
Public Transit 0%
Work From Home 10.2%
Other 10.4%
Average commute time
14 minutes
US avg: 28 min

Business Landscape

Total Establishments
958
Restaurants
107
Healthcare
59
Retail
107
Manufacturing
39

Tax & Financial

IRS Avg Adjusted Gross Income
$99,626
38% above US avg ($72,000)
Avg Property Tax
$7,645
118% above US avg ($3,500)
Cost of Living Index
87.8
Below national average (100 = US avg)

Complete Economy Data

Income & Wages

Median Household Income$73,627
Per Capita Income$41,566
IRS Avg Adjusted Gross Income$99,626
Avg Weekly Wage$897
County GDP$1,529M

Hardship Indicators

Unemployment Rate1.5%
Poverty Rate2.5%
Gini Coefficient0.441
Cost of Living Index87.8

Commute

Mean Commute14 minutes
Drive Alone79.4%
Public Transit0.0%
Work From Home10.2%

Businesses

Total Establishments958
Restaurants107
Healthcare59
Retail107
Manufacturing39

Tax

IRS Avg AGI$99,626
Avg Property Tax$7,645