Median Income
$91,058
21% higher than US avg
Home Value
$425,000
51% higher than US avg
Violent Crime
571/100K
50% higher than US avg
Bachelor's+
32.3%
4% lower than US avg
Obesity Rate
34.0%
6% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Spring Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population274
Median Age68.5 yrs
Density82/mi²
Male / Female52% / 49%
Largest GroupWhite 99%
Veterans24.7%
Economy
A+
Median Income$91,058
Per Capita$33,890
Unemployment0.0%
Poverty0.0%
County GDP$7,294M
Housing
A
Home Value$425,000
Ownership100.0%
Zillow$240,987
Housing Units129
Rent Burden31.5%
Crime
F
Violent571/100K
Property4,061/100K
Health
Obesity34.0%
Uninsured13.7%
Smoking14.9%
Depression21.7%
Heart Disease6.1%
Climate
Avg Temp71°F (22°C)
AQI41 (Good)
Rain51.9 in/yr
Sunny Days314/yr
Elevation177 ft (54 m)
Education
B+
Bachelor's+32.3%
High School+81.0%
Graduate+18.9%
School Score5.66
Community
2024 VoteR 68% / D 31%
Broadband94.6%
EV Stations10
Libraries4
Is Spring Lake a Good Place to Live?
Based on current data, Spring Lake receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, abundant sunshine, a low poverty rate. Areas to be aware of include elevated crime rates, high housing costs, a high uninsured rate. Spring Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Spring Lake is $91,058, 21% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Spring Lake is $425,000, making it a premium housing market at 51% above the U.S. median of $281,900. A price-to-income ratio of 4.7x indicates a reasonably affordable housing market.
Safety & Crime
The violent crime rate of 571 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 4,061 per 100,000, 107% above the national average.
Education
32.3% of residents hold a bachelor's degree, below the national average of 33.7%. 81.0% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Spring Lake has a warm climate with an average annual temperature of 71°F. Winters average 58°F in January while summers reach 81°F in July. With 314 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 51.9 inches. Air quality is rated Good with a median AQI of 41.
Spring Lake has a population of 274 with a density of 82 people per square mile, spread across 3.5 square miles. The median age is 68.5 years, 76% older than the national median of 38.9. The gender split is 48.5% female and 51.5% male. The city is predominantly White (99.3%). English is the primary language spoken at home by 98.1% of residents. 24.7% of the population are veterans, above the national rate of 6.0%. 6.3% of residents have a disability (below the 13.0% national average). 92.6% have health insurance coverage.
Population
68.5yrs
Median Age
76% above US avg
Race & Ethnicity
Spring Lake vs U.S. Average
Language Spoken at Home
English Only
98.1%
25% above US avg
Spanish
1.9%
86% below US avg
Social Characteristics
Spring Lake vs U.S. Average
The median household income in Spring Lake is $91,058, which is 21% above the national average of $75,149. Per capita income is $33,890 (below the $39,052 national figure). The average weekly wage is $971, 32% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 4,658 business establishments, including 292 restaurants. The cost of living index is 103.4, roughly in line with the national average. 38.5% of workers work from home (above the 15.2% national rate).
Income: Spring Lake vs U.S.
Income
| Median HH Income | $91,058 |
| 21% above US avg |
| Per Capita Income | $33,890 |
| Avg Weekly Wage | $971 |
| IRS Avg AGI | $59,641 |
| Gini Index | 0.427 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 4,658 |
| County GDP | $7,294M |
Business (County)
| Restaurants | 292 |
| Healthcare | 581 |
| Retail | 526 |
| Manufacturing | 90 |
Tax & Cost of Living
| Property Tax (IRS) | $4,970 |
| 42% above US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 1.17% |
Commute & Transportation
| Drive Alone | 32.3% |
| Public Transit | 0.0% |
| Work from Home | 38.5% |
The median home value in Spring Lake is $425,000, 51% above the national median of $281,900. Zillow estimates the typical home value at $240,987, lower than the Census estimate. Fair market rent ranges from $1,296 for a one-bedroom to $1,526 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 129 total housing units in the city. The median year a home was built is 1991. The average annual property tax is $4,970 (higher than the $3,500 national average). 31.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.7x.
Home Values
| Census Median | $425,000 |
| 51% above US avg |
| Zillow ZHVI | $240,987 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 129 |
| Median Year Built | 1991 |
Property Tax
| Avg Tax (IRS) | $4,970 |
| 42% above US avg |
| Effective Rate | 1.17% |
In Spring Lake, 34.0% of adults are obese, above the national rate of 32.1%. 10.2% have diabetes. Heart disease affects 6.1% of residents. 29.5% have high blood pressure. 14.9% are current smokers. 16.7% report binge drinking. 23.1% are physically inactive. 21.7% report depression. 18.9% experience frequent mental distress. 13.7% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,791. The dentist ratio is 1:2,687. 80.5% of residents have access to exercise opportunities. The food environment index is 7.1 out of 10.
Health Metrics: Spring Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.0% |
| 6% above US avg |
| Diabetes | 10.2% |
| Heart Disease | 6.1% |
| High Blood Pressure | 29.5% |
| Asthma | 9.8% |
| COPD | 6.7% |
| Cancer | 7.8% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 14.9% |
| 6% above US avg |
| Binge Drinking | 16.7% |
| Physical Inactivity | 23.1% |
| Depression | 21.7% |
| Mental Distress | 18.9% |
| Physical Distress | 13.8% |
| Short Sleep | 38.2% |
Healthcare Access
| Insurance Rate | 92.6% |
| Uninsured | 13.7% |
| 59% above US avg |
| Primary Care | 1:1,791 |
| Dentists | 1:2,687 |
| Mental Health | 1:976 |
| Checkup Rate | 73.9% |
| Dental Visits | 52.1% |
| Premature Death | 11,322/100K |
Food & Exercise
| Food Environment | 7.1/10 |
| Exercise Access | 80.5% |
| Healthcare Facilities | 581 |
Spring Lake has a violent crime rate of 571 per 100,000 residents, 50% above the national average of 380. Property crime stands at 4,061 per 100,000, 107% above the U.S. average. The county recorded 42 fatal traffic crashes. Overall, Spring Lake receives a safety grade of F.
Crime Rates: Spring Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 570.8/100K |
| 50% above US avg |
| |
Property Crime
| Total Property | 4,060.7/100K |
| 107% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 42 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Spring Lake has a warm climate with an average annual temperature of 71°F (22°C). Winters average 58°F in January while summers reach 81°F in July. The area gets 314 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 51.9 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 177 feet.
Temperature
58°F Jan (14°C)
81°F Jul (27°C)
| Annual Average | 70.7°F |
| 31% above US avg |
| January Average | 58°F (14°C) |
| July Average | 81°F (27°C) |
| Sunny Days | 314 days/yr |
Geography
| Elevation | 177 ft (54 m) |
| Area | 3.5 sq mi (8.9 km²) |
| Population Density | 82/sq mi |
| Coordinates | 28.4984°N, 82.2941°W |
| Timezone | America/New_York |
| County | Hernando County County |
| Nearest Airport | Leesburg International (LEE)
37 miles away |
Precipitation & Snow
Annual Rainfall
51.9"
37% above US avg
Wettest Month (Aug)
7.83"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 88.0 / 100 |
| Social Vulnerability | 56.5 / 100 |
| Community Resilience | 6.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Relatively High |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
No Rating |
| Lightning |
Relatively High |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
21 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Milton (2024, Cat 4).
| Year |
Name |
Category |
Closest |
| 2024 |
Milton |
Category 4 |
80 km |
| 2024 |
Helene |
Category 4 |
197 km |
| 2024 |
Debby |
Category 1 |
168 km |
| 2023 |
Idalia |
Category 4 |
188 km |
| 2022 |
Ian |
Category 5 |
142 km |
| 2022 |
Nicole |
Category 1 |
220 km |
| 2021 |
Elsa |
Category 1 |
229 km |
| 2019 |
Dorian |
Category 3 |
285 km |
| 2017 |
Irma |
Category 3 |
34 km |
| 2016 |
Matthew |
Category 4 |
188 km |
| 2016 |
Hermine |
Category 1 |
237 km |
| 2005 |
Wilma |
Category 3 |
286 km |
| 2005 |
Ophelia |
Category 1 |
293 km |
| 2004 |
Charley |
Category 4 |
81 km |
| 2004 |
Jeanne |
Category 3 |
63 km |
| 2004 |
Frances |
Category 2 |
147 km |
| 2000 |
Gordon |
Category 1 |
158 km |
| 1999 |
Irene |
Category 1 |
227 km |
| 1995 |
Erin |
Category 1 |
206 km |
| 1985 |
Elena |
Category 3 |
149 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
823 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 90 fatalities, 1,609 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 4, 1966 |
EF4 |
81 km |
11 |
| Apr 15, 1958 |
EF4 |
98 km |
0 |
| Feb 2, 2007 |
EF3 |
86 km |
13 |
| Feb 2, 2007 |
EF3 |
49 km |
8 |
| Feb 22, 1998 |
EF3 |
56 km |
3 |
| Feb 22, 1998 |
EF3 |
95 km |
13 |
| Feb 22, 1998 |
EF3 |
85 km |
25 |
| Oct 3, 1992 |
EF3 |
84 km |
3 |
| Apr 9, 1983 |
EF3 |
31 km |
3 |
| Mar 19, 1981 |
EF3 |
85 km |
0 |
| May 4, 1978 |
EF3 |
76 km |
3 |
| Dec 31, 1975 |
EF3 |
66 km |
1 |
| Oct 12, 2023 |
EF2 |
50 km |
0 |
| Oct 11, 2023 |
EF2 |
76 km |
0 |
| Dec 16, 2020 |
EF2 |
84 km |
0 |
| Oct 18, 2019 |
EF2 |
62 km |
0 |
| Sep 10, 2017 |
EF2 |
56 km |
0 |
| Jun 24, 2012 |
EF2 |
86 km |
0 |
| Dec 25, 2006 |
EF2 |
21 km |
0 |
| Mar 29, 2001 |
EF2 |
54 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: STAGECOACH COMPLEX (14,079 ac, 2001).
| Year |
Name |
Acres |
Distance |
| 2001 |
STAGECOACH COMPLEX |
14,079 |
60 km |
| 2006 |
JUNIPER |
11,998 |
100 km |
| 2009 |
JUNIPER SPRINGS |
8,363 |
100 km |
| 1995 |
UNNAMED |
5,474 |
28 km |
| 2012 |
UNNAMED |
5,431 |
90 km |
| 2019 |
C236/238/239/305 BOWERS ALEX SPRINGS N |
4,561 |
99 km |
| 2006 |
UNNAMED |
4,336 |
97 km |
| 2006 |
UNNAMED |
4,231 |
81 km |
| 2003 |
UNNAMED |
3,890 |
38 km |
| 1995 |
UNNAMED |
3,726 |
33 km |
| 2019 |
CPT 243 FARLES |
3,613 |
92 km |
| 2006 |
UNNAMED |
3,337 |
91 km |
| 2018 |
UNNAMED |
3,254 |
95 km |
| 2011 |
BAD LAND |
3,086 |
87 km |
| 2006 |
UNNAMED |
3,048 |
28 km |
| 2010 |
BOMBING RANGE NINE 21 |
2,911 |
89 km |
| 2010 |
UNNAMED |
2,867 |
96 km |
| 1985 |
RIVERRD/HENDERSON |
2,824 |
84 km |
| 2000 |
UNNAMED |
2,815 |
87 km |
| 1994 |
UNNAMED |
2,792 |
30 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
58°F (14°C) |
3.0 in |
Coldest |
| February |
61°F (16°C) |
3.2 in |
|
| March |
66°F (19°C) |
3.9 in |
|
| April |
70°F (21°C) |
2.1 in |
Driest |
| May |
76°F (24°C) |
3.6 in |
|
| June |
80°F (27°C) |
6.9 in |
|
| July |
81°F (27°C) |
7.1 in |
|
| August |
81°F (27°C) |
7.8 in |
Warmest, Wettest |
| September |
80°F (27°C) |
6.1 in |
|
| October |
74°F (23°C) |
2.6 in |
|
| November |
67°F (19°C) |
2.2 in |
|
| December |
61°F (16°C) |
2.6 in |
|
Spring Lake has a seasonal temperature swing of 24°F / from 58°F in January to 81°F in August. Total annual precipitation is 51.1 inches, with August being the wettest month (7.8") and April the driest (2.1").
Average costs for common services in Spring Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155–$414) |
| Specialist Visit |
$362 ($207–$569) |
| Urgent Care Visit |
$207 ($103–$362) |
| Emergency Room Visit |
$2,275 ($827–$5,170) |
| Dental Cleaning |
$134 ($78–$207) |
| Dental Filling |
$259 ($155–$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$78) |
| Oil Change (Synthetic) |
$78 ($52–$124) |
| Brake Pad Replacement |
$310 ($155–$517) |
| Tire Rotation |
$41 ($21–$78) |
| New Tires (Set of 4) |
$620 ($414–$1,034) |
| Battery Replacement |
$207 ($103–$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$145) |
| HVAC Repair |
$414 ($155–$827) |
| HVAC System Install |
$7,238 ($4,136–$12,408) |
| Roof Repair |
$1,034 ($414–$2,068) |
| Roof Replacement |
$9,306 ($5,687–$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517–$3,619) |
| Divorce (Contested) |
$15,510 ($5,170–$31,020) |
| DUI Defense |
$5,170 ($2,068–$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827–$3,102) |
| Will Preparation |
$517 ($207–$1,034) |
| Trust Preparation |
$2,585 ($1,034–$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($78–$259) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$83 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10–$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59–$5.17) |
| Loaf of Bread |
$3.93 ($2.59–$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10–$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14–$7.76) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83–$259) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78–$517) |
| Car Insurance (Annual) |
$2,068 ($1,241–$3,619) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27–$26) |
| Car Registration (Annual) |
$103 ($31–$259) |
| Driver's License Renewal |
$31 ($16–$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620–$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517–$2,068) |
| After-School Care (Monthly) |
$414 ($207–$724) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,034 ($414–$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170–$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$207) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$78) |
| Dog Spay/Neuter |
$310 ($155–$517) |
| Cat Spay/Neuter |
$207 ($103–$414) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $714 |
| Toddler | $541 |
| Preschool | $498 |
| Family Childcare (monthly) |
| Infant | $650 |
| Toddler | $606 |
| Preschool | $563 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Spring Lake
What is the population of Spring Lake?
Spring Lake has a population of 274 residents and is located in Florida. The population density is 82 people per square mile, spread across 3.5 square miles. The median age of residents is 68.5 years, which is older than the national median of 38.9 years. The population is 48.5% female and 51.5% male.
Is Spring Lake expensive to live in?
Spring Lake has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $91,058, 21% above the national average of $75,149. The median home value is $425,000 (51% above the U.S. median). The home price-to-income ratio is 4.7x, indicating housing is reasonably affordable relative to local income levels.
Is Spring Lake safe?
The violent crime rate in Spring Lake is 571 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 4,061 per 100,000 (above the national average). Overall, Spring Lake receives a safety grade of F based on combined crime data.
What is the weather like in Spring Lake?
Spring Lake has a warm climate with an average annual temperature of 71°F (22°C). Winter temperatures average 58°F in January, while summers reach an average of 81°F in July. The area receives 314 sunny days per year, well above the national average of 205. Annual rainfall totals 51.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Spring Lake?
The job market in Spring Lake is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $971. There are 4,658 business establishments in the area, including 292 restaurants and food service locations.
How much does housing cost in Spring Lake?
The median home value in Spring Lake is $425,000. Zillow estimates the typical home value at $240,987. The homeownership rate is 100.0%. The average annual property tax is $4,970.
How are the schools in Spring Lake?
Schools in Spring Lake score 5.7 out of 10 on standardized testing, near the national average. 32.3% of adults in Spring Lake hold a bachelor's degree or higher, below the national average of 33.7%. 81.0% have completed high school. 18.9% hold a graduate or professional degree.
How healthy is Spring Lake?
The obesity rate in Spring Lake is 34.0% (above the national rate of 32.1%). 14.9% of adults are smokers. 23.1% are physically inactive. 21.7% of residents report depression. 13.7% lack health insurance (above the national rate). 80.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,791.
What are the demographics of Spring Lake?
The racial and ethnic makeup of Spring Lake is 99.3% White, 0.7% Hispanic or Latino. 98.1% of residents speak only English at home. 24.7% of the population are military veterans. 6.3% of residents have a disability. 92.6% have health insurance coverage.
All Countries
