Median Income
$83,603
11% higher than US avg
Home Value
$442,900
57% higher than US avg
Violent Crime
513/100K
35% higher than US avg
Bachelor's+
25.8%
23% lower than US avg
Obesity Rate
33.2%
3% higher than US avg
Unemployment
5.7%
58% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How St. Leo Compares to the U.S. Average (100% = U.S. avg)
People
Population2,523
Median Age20.2 yrs
Density1,987/mi²
Male / Female49% / 51%
Largest GroupWhite 63%
Veterans1.4%
Economy
A
Median Income$83,603
Per Capita$13,610
Unemployment5.7%
Poverty0.0%
County GDP$24,175M
Commute29 min
Housing
B+
Home Value$442,900
Ownership94.7%
Zillow$349,667
Housing Units317
Rent Burden31.8%
Crime
F
Violent513/100K
Property4,076/100K
Health
Obesity33.2%
Uninsured13.1%
Smoking13.1%
Depression19.7%
Heart Disease5.8%
Climate
Avg Temp72°F (22°C)
AQI41 (Good)
Rain53.5 in/yr
Sunny Days314/yr
Elevation188 ft (57 m)
Education
B
Bachelor's+25.8%
High School+99.0%
Graduate+12.3%
School Score5.63
Community
2024 VoteR 62% / D 37%
Commute29 min
Broadband81.1%
EV Stations7
Libraries10
Is St. Leo a Good Place to Live?
Based on current data, St. Leo receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, abundant sunshine, a low poverty rate. Areas to be aware of include elevated crime rates, high housing costs, above-average unemployment. St. Leo offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in St. Leo is $83,603, 11% above the national average of $75,149. Residents generally enjoy above-average earning potential. The unemployment rate of 5.7% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in St. Leo is $442,900, making it a premium housing market at 57% above the U.S. median of $281,900. The price-to-income ratio of 5.3x means housing costs are stretched relative to local earnings.
Safety & Crime
The violent crime rate of 513 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 4,076 per 100,000, 108% above the national average.
Education
25.8% of residents hold a bachelor's degree, below the national average of 33.7%. 99.0% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
St. Leo has a warm climate with an average annual temperature of 72°F. Winters average 60°F in January while summers reach 81°F in July. With 314 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 53.5 inches. Air quality is rated Good with a median AQI of 41.
St. Leo has a population of 2,523 with a density of 1,987 people per square mile, spread across 1.4 square miles. The median age is 20.2 years, 48% younger than the national median of 38.9. The gender split is 50.9% female and 49.1% male. The city is predominantly White (62.7%), with 1.4% Hispanic, 24.4% Black. English is the primary language spoken at home by 79.5% of residents, while 20.5% speak Spanish. 1.4% of the population are veterans, below the national rate of 6.0%. 11.5% of residents have a disability. 91.8% have health insurance coverage.
Population
20.2yrs
Median Age
48% below US avg
Language Spoken at Home
English Only
79.5%
1% above US avg
Spanish
20.5%
53% above US avg
The median household income in St. Leo is $83,603, which is 11% above the national average of $75,149. Per capita income is $13,610 (below the $39,052 national figure). The average weekly wage is $1,075, 25% lower than the U.S. average. The unemployment rate is 5.7% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 15,144 business establishments, including 894 restaurants. The cost of living index is 103.4, roughly in line with the national average. Workers commute an average of 29 minutes. 20.1% of workers work from home (above the 15.2% national rate).
Income
| Median HH Income | $83,603 |
| 11% above US avg |
| Per Capita Income | $13,610 |
| Avg Weekly Wage | $1,075 |
| IRS Avg AGI | $73,646 |
| Gini Index | 0.456 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.7% |
| 58% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 15,144 |
| County GDP | $24,175M |
Business (County)
| Restaurants | 894 |
| Healthcare | 1,576 |
| Retail | 1,600 |
| Manufacturing | 255 |
Tax & Cost of Living
| Property Tax (IRS) | $6,232 |
| 78% above US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 1.41% |
Commute & Transportation
| Commute Time | 29.3 min |
| Drive Alone | 64.0% |
| Public Transit | 0.0% |
| Work from Home | 20.1% |
The median home value in St. Leo is $442,900, 57% above the national median of $281,900. Zillow estimates the typical home value at $349,667, lower than the Census estimate. Fair market rent ranges from $1,296 for a one-bedroom to $1,526 for a two-bedroom apartment. 94.7% of housing units are owner-occupied (above the 65.4% national rate). There are 317 total housing units in the city. The median year a home was built is 1979. The average annual property tax is $6,232 (higher than the $3,500 national average). 31.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.3x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $442,900 |
| 57% above US avg |
| Zillow ZHVI | $349,667 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
| Homeownership | 94.7% |
| Owner-Occupied | 94.7% |
| Renter-Occupied | 5.3% |
| Housing Units | 317 |
| Median Year Built | 1979 |
Property Tax
| Avg Tax (IRS) | $6,232 |
| 78% above US avg |
| Effective Rate | 1.41% |
In St. Leo, 33.2% of adults are obese, above the national rate of 32.1%. 10.2% have diabetes. Heart disease affects 5.8% of residents. 33.3% have high blood pressure. 13.1% are current smokers. 17.1% report binge drinking. 24.1% are physically inactive. 19.7% report depression. 18.0% experience frequent mental distress. 13.1% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,947. The dentist ratio is 1:2,818. 85.4% of residents have access to exercise opportunities. The food environment index is 7.3 out of 10.
Health Metrics: St. Leo vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.2% |
| 3% above US avg |
| Diabetes | 10.2% |
| Heart Disease | 5.8% |
| High Blood Pressure | 33.3% |
| Asthma | 10.1% |
| COPD | 6.0% |
| Cancer | 7.4% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 13.1% |
| 6% below US avg |
| Binge Drinking | 17.1% |
| Physical Inactivity | 24.1% |
| Depression | 19.7% |
| Mental Distress | 18.0% |
| Physical Distress | 12.9% |
| Short Sleep | 37.4% |
Healthcare Access
| Insurance Rate | 91.8% |
| Uninsured | 13.1% |
| 52% above US avg |
| Primary Care | 1:1,947 |
| Dentists | 1:2,818 |
| Mental Health | 1:882 |
| Checkup Rate | 76.1% |
| Dental Visits | 64.8% |
| Premature Death | 9,901/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 85.4% |
| Healthcare Facilities | 1,576 |
St. Leo has a violent crime rate of 513 per 100,000 residents, 35% above the national average of 380. Property crime stands at 4,076 per 100,000, 108% above the U.S. average. The county recorded 98 fatal traffic crashes. Overall, St. Leo receives a safety grade of F.
Crime Rates: St. Leo vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 513.3/100K |
| 35% above US avg |
| |
Property Crime
| Total Property | 4,076.1/100K |
| 108% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 98 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
St. Leo has a warm climate with an average annual temperature of 72°F (22°C). Winters average 60°F in January while summers reach 81°F in July. The area gets 314 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 53.5 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 188 feet.
Temperature
60°F Jan (15°C)
81°F Jul (27°C)
| Annual Average | 71.9°F |
| 33% above US avg |
| January Average | 60°F (15°C) |
| July Average | 81°F (27°C) |
| Sunny Days | 314 days/yr |
Geography
| Elevation | 188 ft (57 m) |
| Area | 1.4 sq mi (3.5 km²) |
| Population Density | 1,987/sq mi |
| Coordinates | 28.3361°N, 82.2582°W |
| Timezone | America/New_York |
| County | Pasco County County |
| Nearest Airport | Lakeland Linder International (LAL)
28 miles away |
Precipitation & Snow
Annual Rainfall
53.5"
41% above US avg
Wettest Month (Aug)
7.83"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 96.0 / 100 |
| Social Vulnerability | 39.7 / 100 |
| Community Resilience | 10.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very High |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively High |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
No Rating |
| Lightning |
Very High |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
Relatively High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
22 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Milton (2024, Cat 4).
| Year |
Name |
Category |
Closest |
| 2024 |
Milton |
Category 4 |
62 km |
| 2024 |
Helene |
Category 4 |
204 km |
| 2024 |
Debby |
Category 1 |
175 km |
| 2023 |
Idalia |
Category 4 |
199 km |
| 2022 |
Ian |
Category 5 |
126 km |
| 2022 |
Nicole |
Category 1 |
209 km |
| 2021 |
Elsa |
Category 1 |
214 km |
| 2019 |
Dorian |
Category 3 |
289 km |
| 2017 |
Irma |
Category 3 |
16 km |
| 2016 |
Matthew |
Category 4 |
194 km |
| 2016 |
Hermine |
Category 1 |
248 km |
| 2005 |
Wilma |
Category 3 |
268 km |
| 2005 |
Ophelia |
Category 1 |
291 km |
| 2004 |
Charley |
Category 4 |
70 km |
| 2004 |
Jeanne |
Category 3 |
45 km |
| 2004 |
Frances |
Category 2 |
132 km |
| 2000 |
Gordon |
Category 1 |
156 km |
| 1999 |
Irene |
Category 1 |
220 km |
| 1995 |
Erin |
Category 1 |
196 km |
| 1992 |
Andrew |
Category 4 |
294 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
872 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 92 fatalities, 1,623 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 4, 1966 |
EF4 |
71 km |
11 |
| Apr 15, 1958 |
EF4 |
82 km |
0 |
| Feb 2, 2007 |
EF3 |
64 km |
8 |
| Feb 2, 2007 |
EF3 |
95 km |
13 |
| Feb 22, 1998 |
EF3 |
77 km |
25 |
| Feb 22, 1998 |
EF3 |
98 km |
13 |
| Feb 22, 1998 |
EF3 |
55 km |
3 |
| Oct 3, 1992 |
EF3 |
71 km |
3 |
| Apr 9, 1983 |
EF3 |
48 km |
3 |
| Mar 19, 1981 |
EF3 |
84 km |
0 |
| May 4, 1978 |
EF3 |
63 km |
3 |
| Dec 31, 1975 |
EF3 |
83 km |
1 |
| Oct 31, 1958 |
EF3 |
97 km |
0 |
| Oct 12, 2023 |
EF2 |
66 km |
0 |
| Oct 11, 2023 |
EF2 |
67 km |
0 |
| Dec 16, 2020 |
EF2 |
72 km |
0 |
| Oct 18, 2019 |
EF2 |
45 km |
0 |
| Sep 10, 2017 |
EF2 |
42 km |
0 |
| Jan 17, 2016 |
EF2 |
89 km |
2 |
| Jun 24, 2012 |
EF2 |
71 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: STAGECOACH COMPLEX (14,079 ac, 2001).
| Year |
Name |
Acres |
Distance |
| 2001 |
STAGECOACH COMPLEX |
14,079 |
51 km |
| 1995 |
UNNAMED |
5,474 |
19 km |
| 2012 |
UNNAMED |
5,431 |
100 km |
| 1985 |
UNNAMED |
4,370 |
98 km |
| 2006 |
UNNAMED |
4,231 |
99 km |
| 2003 |
UNNAMED |
3,890 |
22 km |
| 1992 |
UNNAMED |
3,836 |
93 km |
| 1995 |
UNNAMED |
3,726 |
25 km |
| 2007 |
UNNAMED |
3,724 |
99 km |
| 2012 |
UNNAMED |
3,443 |
92 km |
| 1992 |
UNNAMED |
3,132 |
90 km |
| 2006 |
UNNAMED |
3,048 |
27 km |
| 1985 |
RIVERRD/HENDERSON |
2,824 |
99 km |
| 2000 |
UNNAMED |
2,815 |
92 km |
| 1994 |
UNNAMED |
2,792 |
31 km |
| 1986 |
UNNAMED |
2,788 |
81 km |
| 2009 |
THATCHER COMMAND |
2,644 |
65 km |
| 1991 |
UNNAMED |
2,632 |
94 km |
| 2010 |
UNNAMED |
2,602 |
89 km |
| 2010 |
UNNAMED |
2,510 |
23 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
60°F (15°C) |
3.0 in |
Coldest |
| February |
61°F (16°C) |
3.2 in |
|
| March |
66°F (19°C) |
3.9 in |
|
| April |
70°F (21°C) |
2.1 in |
Driest |
| May |
76°F (24°C) |
3.6 in |
|
| June |
80°F (27°C) |
6.9 in |
|
| July |
81°F (27°C) |
7.1 in |
|
| August |
81°F (27°C) |
7.8 in |
Warmest, Wettest |
| September |
80°F (27°C) |
6.1 in |
|
| October |
74°F (23°C) |
2.6 in |
|
| November |
67°F (19°C) |
2.2 in |
|
| December |
61°F (16°C) |
2.6 in |
|
St. Leo has a seasonal temperature swing of 22°F / from 60°F in January to 81°F in August. Total annual precipitation is 51.1 inches, with August being the wettest month (7.8") and April the driest (2.1").
Average costs for common services in St. Leo. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155–$414) |
| Specialist Visit |
$362 ($207–$569) |
| Urgent Care Visit |
$207 ($103–$362) |
| Emergency Room Visit |
$2,275 ($827–$5,170) |
| Dental Cleaning |
$134 ($78–$207) |
| Dental Filling |
$259 ($155–$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$78) |
| Oil Change (Synthetic) |
$78 ($52–$124) |
| Brake Pad Replacement |
$310 ($155–$517) |
| Tire Rotation |
$41 ($21–$78) |
| New Tires (Set of 4) |
$620 ($414–$1,034) |
| Battery Replacement |
$207 ($103–$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$145) |
| HVAC Repair |
$414 ($155–$827) |
| HVAC System Install |
$7,238 ($4,136–$12,408) |
| Roof Repair |
$1,034 ($414–$2,068) |
| Roof Replacement |
$9,306 ($5,687–$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517–$3,619) |
| Divorce (Contested) |
$15,510 ($5,170–$31,020) |
| DUI Defense |
$5,170 ($2,068–$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827–$3,102) |
| Will Preparation |
$517 ($207–$1,034) |
| Trust Preparation |
$2,585 ($1,034–$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($78–$259) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$83 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10–$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59–$5.17) |
| Loaf of Bread |
$3.93 ($2.59–$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10–$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14–$7.76) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83–$259) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78–$517) |
| Car Insurance (Annual) |
$2,068 ($1,241–$3,619) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27–$26) |
| Car Registration (Annual) |
$103 ($31–$259) |
| Driver's License Renewal |
$31 ($16–$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620–$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517–$2,068) |
| After-School Care (Monthly) |
$414 ($207–$724) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,034 ($414–$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170–$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$207) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$78) |
| Dog Spay/Neuter |
$310 ($155–$517) |
| Cat Spay/Neuter |
$207 ($103–$414) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $974 |
| Toddler | $736 |
| Preschool | $714 |
| Family Childcare (monthly) |
| Infant | $758 |
| Toddler | $671 |
| Preschool | $650 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About St. Leo
What is the population of St. Leo?
St. Leo has a population of 2,523 residents and is located in Florida. The population density is 1,987 people per square mile, spread across 1.4 square miles. The median age of residents is 20.2 years, which is younger than the national median of 38.9 years. The population is 50.9% female and 49.1% male.
Is St. Leo expensive to live in?
St. Leo has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $83,603, 11% above the national average of $75,149. The median home value is $442,900 (57% above the U.S. median). The home price-to-income ratio is 5.3x, which means housing is a stretch relative to local earnings.
Is St. Leo safe?
The violent crime rate in St. Leo is 513 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 4,076 per 100,000 (above the national average). Overall, St. Leo receives a safety grade of F based on combined crime data.
What is the weather like in St. Leo?
St. Leo has a warm climate with an average annual temperature of 72°F (22°C). Winter temperatures average 60°F in January, while summers reach an average of 81°F in July. The area receives 314 sunny days per year, well above the national average of 205. Annual rainfall totals 53.5 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in St. Leo?
The unemployment rate in St. Leo is 5.7%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,075. There are 15,144 business establishments in the area, including 894 restaurants and food service locations. The average commute time is 29 minutes, and 20.1% of workers work from home.
How much does housing cost in St. Leo?
The median home value in St. Leo is $442,900. Zillow estimates the typical home value at $349,667. The homeownership rate is 94.7%. The average annual property tax is $6,232.
How are the schools in St. Leo?
Schools in St. Leo score 5.6 out of 10 on standardized testing, near the national average. 25.8% of adults in St. Leo hold a bachelor's degree or higher, below the national average of 33.7%. 99.0% have completed high school. 12.3% hold a graduate or professional degree.
How healthy is St. Leo?
The obesity rate in St. Leo is 33.2% (above the national rate of 32.1%). 13.1% of adults are smokers. 24.1% are physically inactive. 19.7% of residents report depression. 13.1% lack health insurance (above the national rate). 85.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,947.
What is transportation like in St. Leo?
The average commute in St. Leo is 29 minutes. 64% of workers drive alone to work, and 20.1% work from home.
What are the demographics of St. Leo?
The racial and ethnic makeup of St. Leo is 62.7% White, 24.4% Black or African American, 1.4% Hispanic or Latino. 79.5% of residents speak only English at home, while 20.5% speak Spanish. 1.4% of the population are military veterans. 11.5% of residents have a disability. 91.8% have health insurance coverage.
All Countries
