Median Income
$51,932
31% lower than US avg
Home Value
$79,500
72% lower than US avg
Violent Crime
409/100K
8% higher than US avg
Bachelor's+
7.6%
77% lower than US avg
Median Rent
$1,290
11% higher than US avg
Obesity Rate
34.1%
6% higher than US avg
Unemployment
4.0%
11% higher than US avg
Poverty Rate
12.6%
2% higher than US avg
How Zephyrhills North Compares to the U.S. Average (100% = U.S. avg)
People
Population3,243
Median Age58.2 yrs
Density3,276/mi²
Male / Female44% / 56%
Largest GroupWhite 96%
Veterans8.1%
Economy
B
Median Income$51,932
Per Capita$26,709
Unemployment4.0%
Poverty12.6%
County GDP$24,175M
Commute26 min
Housing
A+
Home Value$79,500
Rent$1,290
Ownership83.6%
Zillow$303,599
Housing Units2,016
Rent Burden23.6%
Crime
F
Violent409/100K
Property6,348/100K
Health
Obesity34.1%
Uninsured17.5%
Smoking18.2%
Depression22.8%
Heart Disease6.9%
Climate
Avg Temp72°F (22°C)
AQI41 (Good)
Rain53.5 in/yr
Sunny Days314/yr
Elevation104 ft (32 m)
Education
D
Bachelor's+7.6%
High School+84.6%
Graduate+5.5%
School Score5.63
Community
2024 VoteR 62% / D 37%
Commute26 min
Broadband86.4%
EV Stations2
Libraries10
Is Zephyrhills North a Good Place to Live?
Based on current data, Zephyrhills North receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include a high uninsured rate, below-average incomes. Zephyrhills North has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Zephyrhills North is $51,932, 31% below the national average of $75,149. Unemployment stands at 4.0%, indicating a healthy job market. 12.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Zephyrhills North is $79,500, 72% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,290 per month. At just 1.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 409 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 6,348 per 100,000, 224% above the national average.
Education
7.6% of residents hold a bachelor's degree, below the national average of 33.7%. 84.6% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Zephyrhills North has a warm climate with an average annual temperature of 72°F. Winters average 60°F in January while summers reach 81°F in July. With 314 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 53.5 inches. Air quality is rated Good with a median AQI of 41.
Zephyrhills North has a population of 3,243 with a density of 3,276 people per square mile, spread across 1.0 square miles. The median age is 58.2 years, 50% older than the national median of 38.9. The gender split is 55.7% female and 44.3% male. The city is predominantly White (96.2%), with 1.2% Hispanic. English is the primary language spoken at home by 97.5% of residents. 8.1% of the population are veterans, above the national rate of 6.0%. 24.2% of residents have a disability (above the 13.0% national average). 93.4% have health insurance coverage.
Population
58.2yrs
Median Age
50% above US avg
Race & Ethnicity
Zephyrhills North vs U.S. Average
Language Spoken at Home
English Only
97.5%
24% above US avg
Spanish
2.5%
81% below US avg
Social Characteristics
Zephyrhills North vs U.S. Average
The median household income in Zephyrhills North is $51,932, which is 31% below the national average of $75,149. Per capita income is $26,709 (below the $39,052 national figure). The average weekly wage is $1,075, 25% lower than the U.S. average. The unemployment rate is 4.0% (above the 3.6% US average). 12.6% of residents live below the poverty line. The area has 15,144 business establishments, including 894 restaurants. The cost of living index is 103.4, roughly in line with the national average. Workers commute an average of 26 minutes. 15.8% of workers work from home.
Income: Zephyrhills North vs U.S.
Income
| Median HH Income | $51,932 |
| 31% below US avg |
| Per Capita Income | $26,709 |
| Avg Weekly Wage | $1,075 |
| IRS Avg AGI | $73,646 |
| Gini Index | 0.456 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.0% |
| 11% above US avg |
| Poverty Rate | 12.6% |
| 2% above US avg |
| Establishments (County) | 15,144 |
| County GDP | $24,175M |
Business (County)
| Restaurants | 894 |
| Healthcare | 1,576 |
| Retail | 1,600 |
| Manufacturing | 255 |
Tax & Cost of Living
| Property Tax (IRS) | $6,232 |
| 78% above US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 7.84% |
Commute & Transportation
| Commute Time | 25.6 min |
| Drive Alone | 78.1% |
| Public Transit | 0.0% |
| Work from Home | 15.8% |
The median home value in Zephyrhills North is $79,500, 72% below the national median of $281,900. Zillow estimates the typical home value at $303,599, higher than the Census estimate. Monthly rent averages $1,290 (11% above the national average of $1,163). Fair market rent ranges from $1,296 for a one-bedroom to $1,526 for a two-bedroom apartment. 83.6% of housing units are owner-occupied (above the 65.4% national rate). There are 2,016 total housing units in the city. The median year a home was built is 1981. The average annual property tax is $6,232 (higher than the $3,500 national average). 23.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.5x, well within the affordable range.
Home Values
| Census Median | $79,500 |
| 72% below US avg |
| Zillow ZHVI | $303,599 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,290 |
| 11% above US avg |
| Rent Burden | 23.6% |
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
| Homeownership | 83.6% |
| Owner-Occupied | 83.6% |
| Renter-Occupied | 16.4% |
| Housing Units | 2,016 |
| Median Year Built | 1981 |
Property Tax
| Avg Tax (IRS) | $6,232 |
| 78% above US avg |
| Effective Rate | 7.84% |
In Zephyrhills North, 34.1% of adults are obese, above the national rate of 32.1%. 11.3% have diabetes. Heart disease affects 6.9% of residents, above the national average. 34.4% have high blood pressure. 18.2% are current smokers (above the 14.0% national rate). 17.9% report binge drinking. 28.6% are physically inactive. 22.8% report depression. 20.7% experience frequent mental distress. 17.5% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,947. The dentist ratio is 1:2,818. 85.4% of residents have access to exercise opportunities. The food environment index is 7.3 out of 10.
Health Metrics: Zephyrhills North vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.1% |
| 6% above US avg |
| Diabetes | 11.3% |
| Heart Disease | 6.9% |
| High Blood Pressure | 34.4% |
| Asthma | 10.8% |
| COPD | 8.6% |
| Cancer | 7.6% |
| Stroke | 3.5% |
Behaviors & Mental Health
| Smoking | 18.2% |
| 30% above US avg |
| Binge Drinking | 17.9% |
| Physical Inactivity | 28.6% |
| Depression | 22.8% |
| Mental Distress | 20.7% |
| Physical Distress | 15.9% |
| Short Sleep | 39.5% |
Healthcare Access
| Insurance Rate | 93.4% |
| Uninsured | 17.5% |
| 103% above US avg |
| Primary Care | 1:1,947 |
| Dentists | 1:2,818 |
| Mental Health | 1:882 |
| Checkup Rate | 73.0% |
| Dental Visits | 49.7% |
| Premature Death | 9,901/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 85.4% |
| Healthcare Facilities | 1,576 |
Zephyrhills North has a violent crime rate of 409 per 100,000 residents, 8% above the national average of 380. Property crime stands at 6,348 per 100,000, 224% above the U.S. average. The county recorded 98 fatal traffic crashes. Overall, Zephyrhills North receives a safety grade of F.
Crime Rates: Zephyrhills North vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 409.1/100K |
| 8% above US avg |
| |
Property Crime
| Total Property | 6,347.9/100K |
| 224% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 98 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Zephyrhills North has a warm climate with an average annual temperature of 72°F (22°C). Winters average 60°F in January while summers reach 81°F in July. The area gets 314 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 53.5 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 104 feet.
Temperature
60°F Jan (15°C)
81°F Jul (27°C)
| Annual Average | 71.9°F |
| 33% above US avg |
| January Average | 60°F (15°C) |
| July Average | 81°F (27°C) |
| Sunny Days | 314 days/yr |
Geography
| Elevation | 104 ft (32 m) |
| Area | 1.0 sq mi (2.6 km²) |
| Population Density | 3,276/sq mi |
| Coordinates | 28.2521°N, 82.1653°W |
| Timezone | America/New_York |
| County | Pasco County County |
| Nearest Airport | Lakeland Linder International (LAL)
20 miles away |
Precipitation & Snow
Annual Rainfall
53.5"
41% above US avg
Wettest Month (Aug)
7.76"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 96.0 / 100 |
| Social Vulnerability | 39.7 / 100 |
| Community Resilience | 10.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very High |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively High |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
No Rating |
| Lightning |
Very High |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
Relatively High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
22 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Milton (2024, Cat 4).
| Year |
Name |
Category |
Closest |
| 2024 |
Milton |
Category 4 |
51 km |
| 2024 |
Helene |
Category 4 |
215 km |
| 2024 |
Debby |
Category 1 |
186 km |
| 2023 |
Idalia |
Category 4 |
211 km |
| 2022 |
Ian |
Category 5 |
113 km |
| 2022 |
Nicole |
Category 1 |
197 km |
| 2021 |
Elsa |
Category 1 |
210 km |
| 2019 |
Dorian |
Category 3 |
286 km |
| 2017 |
Irma |
Category 3 |
7 km |
| 2016 |
Matthew |
Category 4 |
192 km |
| 2016 |
Hermine |
Category 1 |
261 km |
| 2005 |
Wilma |
Category 3 |
256 km |
| 2005 |
Ophelia |
Category 1 |
283 km |
| 2004 |
Charley |
Category 4 |
58 km |
| 2004 |
Jeanne |
Category 3 |
32 km |
| 2004 |
Frances |
Category 2 |
119 km |
| 2000 |
Gordon |
Category 1 |
163 km |
| 1999 |
Irene |
Category 1 |
209 km |
| 1995 |
Erin |
Category 1 |
184 km |
| 1992 |
Andrew |
Category 4 |
284 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
913 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 93 fatalities, 1,638 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 4, 1966 |
EF4 |
72 km |
11 |
| Apr 15, 1958 |
EF4 |
79 km |
0 |
| Feb 2, 2007 |
EF3 |
97 km |
13 |
| Feb 2, 2007 |
EF3 |
71 km |
8 |
| Feb 22, 1998 |
EF3 |
67 km |
25 |
| Feb 22, 1998 |
EF3 |
50 km |
3 |
| Feb 22, 1998 |
EF3 |
94 km |
13 |
| Oct 3, 1992 |
EF3 |
70 km |
3 |
| Apr 9, 1983 |
EF3 |
60 km |
3 |
| Mar 19, 1981 |
EF3 |
78 km |
0 |
| May 4, 1978 |
EF3 |
64 km |
3 |
| Dec 31, 1975 |
EF3 |
92 km |
1 |
| Oct 31, 1958 |
EF3 |
92 km |
0 |
| Oct 12, 2023 |
EF2 |
79 km |
0 |
| Oct 11, 2023 |
EF2 |
71 km |
0 |
| Dec 16, 2020 |
EF2 |
72 km |
0 |
| Oct 18, 2019 |
EF2 |
32 km |
0 |
| Sep 10, 2017 |
EF2 |
30 km |
0 |
| Jan 17, 2016 |
EF2 |
80 km |
2 |
| Jun 24, 2012 |
EF2 |
58 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: STAGECOACH COMPLEX (14,079 ac, 2001).
| Year |
Name |
Acres |
Distance |
| 2001 |
STAGECOACH COMPLEX |
14,079 |
41 km |
| 1995 |
UNNAMED |
5,474 |
15 km |
| 2017 |
CR630 E |
5,096 |
99 km |
| 1992 |
UNNAMED |
4,999 |
99 km |
| 1985 |
UNNAMED |
4,370 |
86 km |
| 2003 |
UNNAMED |
3,890 |
10 km |
| 1992 |
UNNAMED |
3,836 |
82 km |
| 1995 |
UNNAMED |
3,726 |
19 km |
| 2007 |
UNNAMED |
3,724 |
87 km |
| 2012 |
UNNAMED |
3,443 |
83 km |
| 2007 |
BIG PINES |
3,270 |
98 km |
| 1992 |
UNNAMED |
3,132 |
81 km |
| 2006 |
UNNAMED |
3,048 |
27 km |
| 2004 |
UNNAMED |
2,835 |
96 km |
| 2000 |
UNNAMED |
2,815 |
89 km |
| 1992 |
UNNAMED |
2,802 |
98 km |
| 1994 |
UNNAMED |
2,792 |
31 km |
| 1986 |
UNNAMED |
2,788 |
73 km |
| 2009 |
THATCHER COMMAND |
2,644 |
54 km |
| 1991 |
UNNAMED |
2,632 |
81 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
60°F (15°C) |
2.7 in |
Coldest |
| February |
61°F (16°C) |
3.2 in |
|
| March |
66°F (19°C) |
3.6 in |
|
| April |
70°F (21°C) |
1.9 in |
Driest |
| May |
76°F (24°C) |
3.7 in |
|
| June |
80°F (27°C) |
7.0 in |
|
| July |
81°F (27°C) |
7.2 in |
|
| August |
82°F (28°C) |
7.8 in |
Warmest, Wettest |
| September |
80°F (27°C) |
6.1 in |
|
| October |
74°F (23°C) |
2.4 in |
|
| November |
67°F (20°C) |
2.1 in |
|
| December |
62°F (16°C) |
2.5 in |
|
Zephyrhills North has a seasonal temperature swing of 22°F / from 60°F in January to 82°F in August. Total annual precipitation is 50.3 inches, with August being the wettest month (7.8") and April the driest (1.9").
Average costs for common services in Zephyrhills North. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155–$414) |
| Specialist Visit |
$362 ($207–$569) |
| Urgent Care Visit |
$207 ($103–$362) |
| Emergency Room Visit |
$2,275 ($827–$5,170) |
| Dental Cleaning |
$134 ($78–$207) |
| Dental Filling |
$259 ($155–$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$78) |
| Oil Change (Synthetic) |
$78 ($52–$124) |
| Brake Pad Replacement |
$310 ($155–$517) |
| Tire Rotation |
$41 ($21–$78) |
| New Tires (Set of 4) |
$620 ($414–$1,034) |
| Battery Replacement |
$207 ($103–$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$145) |
| HVAC Repair |
$414 ($155–$827) |
| HVAC System Install |
$7,238 ($4,136–$12,408) |
| Roof Repair |
$1,034 ($414–$2,068) |
| Roof Replacement |
$9,306 ($5,687–$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517–$3,619) |
| Divorce (Contested) |
$15,510 ($5,170–$31,020) |
| DUI Defense |
$5,170 ($2,068–$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827–$3,102) |
| Will Preparation |
$517 ($207–$1,034) |
| Trust Preparation |
$2,585 ($1,034–$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($78–$259) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$83 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10–$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59–$5.17) |
| Loaf of Bread |
$3.93 ($2.59–$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10–$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14–$7.76) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83–$259) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78–$517) |
| Car Insurance (Annual) |
$2,068 ($1,241–$3,619) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27–$26) |
| Car Registration (Annual) |
$103 ($31–$259) |
| Driver's License Renewal |
$31 ($16–$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620–$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517–$2,068) |
| After-School Care (Monthly) |
$414 ($207–$724) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,034 ($414–$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170–$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$207) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$78) |
| Dog Spay/Neuter |
$310 ($155–$517) |
| Cat Spay/Neuter |
$207 ($103–$414) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $974 |
| Toddler | $736 |
| Preschool | $714 |
| Family Childcare (monthly) |
| Infant | $758 |
| Toddler | $671 |
| Preschool | $650 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Zephyrhills North
What is the population of Zephyrhills North?
Zephyrhills North has a population of 3,243 residents and is located in Florida. The population density is 3,276 people per square mile, spread across 1.0 square miles. The median age of residents is 58.2 years, which is older than the national median of 38.9 years. The population is 55.7% female and 44.3% male.
Is Zephyrhills North expensive to live in?
Zephyrhills North has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $51,932, 31% below the national average of $75,149. The median home value is $79,500 (72% below the U.S. median). Renters pay a median of $1,290 per month, above the national average of $1,163. The home price-to-income ratio is 1.5x, indicating housing is reasonably affordable relative to local income levels.
Is Zephyrhills North safe?
The violent crime rate in Zephyrhills North is 409 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 6,348 per 100,000 (above the national average). Overall, Zephyrhills North receives a safety grade of F based on combined crime data.
What is the weather like in Zephyrhills North?
Zephyrhills North has a warm climate with an average annual temperature of 72°F (22°C). Winter temperatures average 60°F in January, while summers reach an average of 81°F in July. The area receives 314 sunny days per year, well above the national average of 205. Annual rainfall totals 53.5 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Zephyrhills North?
Zephyrhills North has a healthy job market with an unemployment rate of 4.0%, near the national average of 3.6%. The average weekly wage is $1,075. There are 15,144 business establishments in the area, including 894 restaurants and food service locations. The average commute time is 26 minutes, and 15.8% of workers work from home.
How much does housing cost in Zephyrhills North?
The median home value in Zephyrhills North is $79,500. Zillow estimates the typical home value at $303,599. For renters, the median monthly rent is $1,290. Fair market rent is $1,296 for a 1-bedroom and $1,526 for a 2-bedroom apartment. The homeownership rate is 83.6%. The average annual property tax is $6,232.
How are the schools in Zephyrhills North?
Schools in Zephyrhills North score 5.6 out of 10 on standardized testing, near the national average. 7.6% of adults in Zephyrhills North hold a bachelor's degree or higher, below the national average of 33.7%. 84.6% have completed high school. 5.5% hold a graduate or professional degree.
How healthy is Zephyrhills North?
The obesity rate in Zephyrhills North is 34.1% (above the national rate of 32.1%). 18.2% of adults are smokers. 28.6% are physically inactive. 22.8% of residents report depression. 17.5% lack health insurance (above the national rate). 85.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,947.
What is transportation like in Zephyrhills North?
The average commute in Zephyrhills North is 26 minutes. 78.1% of workers drive alone to work, and 15.8% work from home.
What are the demographics of Zephyrhills North?
The racial and ethnic makeup of Zephyrhills North is 96.2% White, 1.2% Hispanic or Latino. 97.5% of residents speak only English at home. 8.1% of the population are military veterans. 24.2% of residents have a disability. 93.4% have health insurance coverage.
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