Median Income
$63,173
16% lower than US avg
Home Value
$105,600
63% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
12.3%
64% lower than US avg
Median Rent
$905
22% lower than US avg
Obesity Rate
36.8%
15% higher than US avg
Unemployment
1.2%
67% lower than US avg
Poverty Rate
5.1%
59% lower than US avg
How St. Charles Compares to the U.S. Average (100% = U.S. avg)
People
Population260
Median Age32.9 yrs
Density292/mi²
Male / Female66% / 34%
Largest GroupWhite 92%
Veterans15.4%
Economy
A
Median Income$63,173
Per Capita$24,078
Unemployment1.2%
Poverty5.1%
County GDP$1,354M
Commute26 min
Housing
A+
Home Value$105,600
Rent$905
Ownership72.7%
Zillow$64,671
Housing Units156
Rent Burden17.1%
Crime
C+
Violent0/100K
Property1,442/100K
Murder0.0/100K
Assault0/100K
Burglary481/100K
Health
Obesity36.8%
Uninsured11.0%
Smoking18.8%
Depression27.7%
Heart Disease7.0%
Climate
Avg Temp62°F (17°C)
AQI43 (Good)
Rain51.9 in/yr
Sunny Days301/yr
Elevation203 ft (62 m)
Education
D
Bachelor's+12.3%
High School+82.6%
Graduate+3.2%
School Score4.65
Community
2024 VoteR 71% / D 27%
Commute26 min
Broadband77.0%
EV Stations1
Libraries3
Is St. Charles a Good Place to Live?
Based on current data, St. Charles receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. St. Charles offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in St. Charles is $63,173, 16% below the national average of $75,149. The job market is very strong with unemployment at just 1.2%. Only 5.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in St. Charles is $105,600, 63% below the national median / offering relatively affordable homeownership. Renters pay a median of $905 per month, below the national average / a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
St. Charles is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,442 per 100,000, 26% below the national average.
Education
12.3% of residents hold a bachelor's degree, below the national average of 33.7%. 82.6% have completed high school. Area schools have an average test score of 4.6/10.
Climate & Weather
St. Charles enjoys a moderate climate with an average annual temperature of 62°F. Winters average 41°F in January while summers reach 81°F in July. With 301 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 51.9 inches. Air quality is rated Good with a median AQI of 43.
St. Charles has a population of 260 with a density of 292 people per square mile, spread across 0.9 square miles. The median age is 32.9 years, 15% younger than the national median of 38.9. The gender split is 33.8% female and 66.2% male. The city is predominantly White (92.3%), with 1.9% Hispanic, 1.2% Black. English is the primary language spoken at home by 100% of residents. 15.4% of the population are veterans, above the national rate of 6.0%. 18.9% of residents have a disability (above the 13.0% national average). 92.6% have health insurance coverage.
Population
32.9yrs
Median Age
15% below US avg
Race & Ethnicity
St. Charles vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
St. Charles vs U.S. Average
The median household income in St. Charles is $63,173, which is 16% below the national average of $75,149. Per capita income is $24,078 (below the $39,052 national figure). The average weekly wage is $1,010, 29% lower than the U.S. average. The unemployment rate is 1.2% (below the 3.6% US average). 5.1% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 626 business establishments, including 47 restaurants. The cost of living index is 86.9, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 26 minutes. 10.5% of workers work from home (below the 15.2% national rate).
Income: St. Charles vs U.S.
Income
| Median HH Income | $63,173 |
| 16% below US avg |
| Per Capita Income | $24,078 |
| Avg Weekly Wage | $1,010 |
| IRS Avg AGI | $59,194 |
| Gini Index | 0.441 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.2% |
| 67% below US avg |
| Poverty Rate | 5.1% |
| 59% below US avg |
| Establishments (County) | 626 |
| County GDP | $1,354M |
Business (County)
| Restaurants | 47 |
| Healthcare | 49 |
| Retail | 92 |
| Manufacturing | 24 |
Tax & Cost of Living
| Property Tax (IRS) | $2,200 |
| 37% below US avg |
| Cost of Living | 86.90 (100=avg) |
| Effective Tax Rate | 2.08% |
Commute & Transportation
| Commute Time | 25.6 min |
| Drive Alone | 77.9% |
| Public Transit | 0.0% |
| Work from Home | 10.5% |
The median home value in St. Charles is $105,600, 63% below the national median of $281,900. Zillow estimates the typical home value at $64,671, lower than the Census estimate. Monthly rent averages $905 (22% below the national average of $1,163). Fair market rent ranges from $751 for a one-bedroom to $944 for a two-bedroom apartment. 72.7% of housing units are owner-occupied (above the 65.4% national rate). There are 156 total housing units in the city. The median year a home was built is 1978. The average annual property tax is $2,200 (lower than the $3,500 national average). 17.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $105,600 |
| 63% below US avg |
| Zillow ZHVI | $64,671 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $905 |
| 22% below US avg |
| Rent Burden | 17.1% |
HUD Fair Market Rent
| Studio | $700 |
| 1 Bedroom | $751 |
| 2 Bedrooms | $944 |
| 3 Bedrooms | $1,239 |
| 4 Bedrooms | $1,406 |
Ownership & Property
| Homeownership | 72.7% |
| Owner-Occupied | 72.7% |
| Renter-Occupied | 27.3% |
| Housing Units | 156 |
| Median Year Built | 1978 |
Property Tax
| Avg Tax (IRS) | $2,200 |
| 37% below US avg |
| Effective Rate | 2.08% |
In St. Charles, 36.8% of adults are obese, above the national rate of 32.1%. 10.8% have diabetes. Heart disease affects 7.0% of residents, above the national average. 36.8% have high blood pressure. 18.8% are current smokers (above the 14.0% national rate). 17.2% report binge drinking. 32.0% are physically inactive, above the national average. 27.7% report depression (above the 20.0% national average). 21.8% experience frequent mental distress. 11.0% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,090. The dentist ratio is 1:2,064. 56.8% of residents have access to exercise opportunities. The food environment index is 5.1 out of 10.
Health Metrics: St. Charles vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.8% |
| 15% above US avg |
| Diabetes | 10.8% |
| Heart Disease | 7.0% |
| High Blood Pressure | 36.8% |
| Asthma | 10.6% |
| COPD | 8.5% |
| Cancer | 7.5% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 18.8% |
| 34% above US avg |
| Binge Drinking | 17.2% |
| Physical Inactivity | 32.0% |
| Depression | 27.7% |
| Mental Distress | 21.8% |
| Physical Distress | 15.7% |
| Short Sleep | 40.5% |
Healthcare Access
| Insurance Rate | 92.6% |
| Uninsured | 11.0% |
| 28% above US avg |
| Primary Care | 1:2,090 |
| Dentists | 1:2,064 |
| Mental Health | 1:709 |
| Checkup Rate | 76.3% |
| Dental Visits | 52.4% |
| Premature Death | 17,355/100K |
Food & Exercise
| Food Environment | 5.1/10 |
| Exercise Access | 56.8% |
| Healthcare Facilities | 49 |
St. Charles has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,442 per 100,000, 26% below the U.S. average. This includes larceny/theft at 962, burglary at 481, vehicle theft at 0 per 100,000 residents. The county recorded 4 fatal traffic crashes. Overall, St. Charles receives a safety grade of C+.
Crime Rates: St. Charles vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 1,442.3/100K |
| 26% below US avg |
| Burglary | 480.8/100K |
| Theft | 961.5/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
St. Charles enjoys a temperate climate with an average annual temperature of 62°F (17°C). Winters average 41°F in January while summers reach 81°F in July. The area gets 301 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 51.9 inches (wetter than the 38-inch national average). The area receives 1.2 inches of snow annually. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 203 feet.
Temperature
41°F Jan (5°C)
81°F Jul (27°C)
| Annual Average | 62.0°F |
| 15% above US avg |
| January Average | 41°F (5°C) |
| July Average | 81°F (27°C) |
| Sunny Days | 301 days/yr |
Geography
| Elevation | 203 ft (62 m) |
| Area | 0.9 sq mi (2.2 km²) |
| Population Density | 292/sq mi |
| Coordinates | 34.3730°N, 91.1374°W |
| Timezone | America/Chicago |
| County | Arkansas County County |
| Nearest Airport | Pinebluff Regional/Grider Field (PBF)
48 miles away |
Precipitation & Snow
Annual Rainfall
51.9"
37% above US avg
Wettest Month (Mar)
5.47"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 8.7 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 63.2 / 100 |
| Social Vulnerability | 85.9 / 100 |
| Community Resilience | 55.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
154 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.7. Most recent: M2.9 on Jan 3, 2025.
| Feb 28, 2011 |
4 km NE of Greenbrier, Arkansas |
M4.7 |
149 km |
| May 4, 2001 |
8 km NNW of Holland, Arkansas |
M4.3 |
143 km |
| Apr 8, 2011 |
3 km NE of Greenbrier, Arkansas |
M3.9 |
149 km |
| Oct 29, 2012 |
8 km SW of Parkin, Arkansas |
M3.9 |
103 km |
| Feb 18, 2011 |
3 km NNE of Greenbrier, Arkansas |
M3.9 |
149 km |
| Feb 17, 2011 |
4 km NNE of Greenbrier, Arkansas |
M3.8 |
150 km |
| Apr 7, 2011 |
2 km NE of Greenbrier, Arkansas |
M3.7 |
149 km |
| Jan 8, 2019 |
8 km WNW of Hollandale, Mississippi |
M3.7 |
132 km |
| Feb 23, 2013 |
7 km SW of Trumann, Arkansas |
M3.7 |
149 km |
| Feb 20, 2011 |
3 km NNE of Greenbrier, Arkansas |
M3.6 |
150 km |
| Mar 3, 2011 |
0 km N of Greenbrier, Arkansas |
M3.5 |
150 km |
| Apr 8, 2011 |
2 km NNE of Greenbrier, Arkansas |
M3.5 |
150 km |
| Feb 16, 2011 |
4 km NNE of Greenbrier, Arkansas |
M3.5 |
150 km |
| Apr 7, 2011 |
1 km E of Greenbrier, Arkansas |
M3.4 |
147 km |
| Feb 26, 2011 |
5 km SSW of Guy, Arkansas |
M3.4 |
149 km |
| Feb 28, 2011 |
4 km S of Guy, Arkansas |
M3.4 |
149 km |
| Aug 19, 2012 |
0 km NE of Greenbrier, Arkansas |
M3.3 |
149 km |
| Jun 26, 2010 |
10 km NW of Garner, Arkansas |
M3.3 |
114 km |
| Mar 1, 2011 |
0 km NE of Greenbrier, Arkansas |
M3.3 |
149 km |
| Mar 1, 2011 |
0 km NNW of Greenbrier, Arkansas |
M3.3 |
150 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
443 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 83 fatalities, 873 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1968 |
EF4 |
83 km |
5 |
| Mar 21, 1952 |
EF4 |
71 km |
29 |
| Mar 21, 1952 |
EF4 |
88 km |
2 |
| Mar 31, 2023 |
EF3 |
91 km |
4 |
| Dec 23, 2015 |
EF3 |
57 km |
2 |
| May 10, 2008 |
EF3 |
44 km |
0 |
| Feb 24, 2007 |
EF3 |
90 km |
0 |
| Apr 2, 2006 |
EF3 |
95 km |
0 |
| May 4, 2003 |
EF3 |
88 km |
0 |
| Feb 24, 2001 |
EF3 |
82 km |
0 |
| Jan 21, 1999 |
EF3 |
36 km |
0 |
| Jan 21, 1999 |
EF3 |
71 km |
0 |
| Nov 19, 1988 |
EF3 |
77 km |
0 |
| May 14, 1983 |
EF3 |
39 km |
0 |
| May 14, 1983 |
EF3 |
87 km |
0 |
| Dec 24, 1982 |
EF3 |
90 km |
1 |
| Jan 7, 1978 |
EF3 |
73 km |
1 |
| Apr 24, 1976 |
EF3 |
43 km |
0 |
| Mar 26, 1976 |
EF3 |
78 km |
0 |
| Jun 6, 1974 |
EF3 |
75 km |
4 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,334 ac, 2006).
| Year |
Name |
Acres |
Distance |
| 2006 |
UNNAMED |
1,334 |
52 km |
| 2007 |
UNNAMED |
1,194 |
64 km |
| 2017 |
310 WEST OF COMO |
745 |
99 km |
| 2007 |
UNNAMED |
627 |
63 km |
| 2018 |
UNNAMED |
599 |
54 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
41°F (5°C) |
3.9 in |
Coldest |
| February |
44°F (7°C) |
4.3 in |
|
| March |
53°F (12°C) |
5.5 in |
Wettest |
| April |
61°F (16°C) |
5.2 in |
|
| May |
70°F (21°C) |
5.2 in |
|
| June |
78°F (25°C) |
3.9 in |
|
| July |
81°F (27°C) |
3.6 in |
Warmest |
| August |
80°F (27°C) |
2.7 in |
Driest |
| September |
74°F (23°C) |
3.3 in |
|
| October |
63°F (17°C) |
3.7 in |
|
| November |
53°F (11°C) |
5.2 in |
|
| December |
44°F (7°C) |
5.2 in |
|
St. Charles has a seasonal temperature swing of 40°F / from 41°F in January to 81°F in July. Total annual precipitation is 51.7 inches, with March being the wettest month (5.5") and August the driest (2.7").
Average costs for common services in St. Charles. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$217 ($130–$348) |
| Specialist Visit |
$304 ($174–$478) |
| Urgent Care Visit |
$174 ($87–$304) |
| Emergency Room Visit |
$1,912 ($695–$4,345) |
| Dental Cleaning |
$113 ($65–$174) |
| Dental Filling |
$217 ($130–$348) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$39 ($22–$65) |
| Oil Change (Synthetic) |
$65 ($43–$104) |
| Brake Pad Replacement |
$261 ($130–$435) |
| Tire Rotation |
$35 ($17–$65) |
| New Tires (Set of 4) |
$521 ($348–$869) |
| Battery Replacement |
$174 ($87–$304) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$87 ($52–$130) |
| Electrician (Per Hour) |
$78 ($43–$122) |
| HVAC Repair |
$348 ($130–$695) |
| HVAC System Install |
$6,083 ($3,476–$10,428) |
| Roof Repair |
$869 ($348–$1,738) |
| Roof Replacement |
$7,821 ($4,780–$13,035) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,304 ($435–$3,042) |
| Divorce (Contested) |
$13,035 ($4,345–$26,070) |
| DUI Defense |
$4,345 ($1,738–$8,690) |
| Bankruptcy (Chapter 7) |
$1,304 ($695–$2,607) |
| Will Preparation |
$435 ($174–$869) |
| Trust Preparation |
$2,173 ($869–$4,345) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$39) |
| Women's Haircut |
$48 ($26–$87) |
| Hair Coloring (Full) |
$130 ($65–$217) |
| Manicure |
$22 ($13–$39) |
| Pedicure |
$35 ($22–$56) |
| Massage (1 Hour) |
$70 ($43–$113) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.56 ($2.61–$4.78) |
| Dozen Eggs (per dozen) |
$3.04 ($2.17–$4.35) |
| Loaf of Bread |
$3.30 ($2.17–$4.78) |
| Chicken Breast (per lb) |
$3.91 ($2.61–$5.65) |
| Ground Beef (per lb) |
$4.78 ($3.48–$6.52) |
| Rice (per lb) |
$0.87 ($0.52–$1.56) |
View all 20 services
Utilities
| Electricity (Monthly) |
$122 ($70–$217) |
| Natural Gas (Monthly) |
$61 ($26–$130) |
| Water/Sewer (Monthly) |
$61 ($35–$104) |
| Internet (Monthly) |
$61 ($35–$87) |
| Cell Phone Plan (Monthly) |
$56 ($26–$87) |
| Cable TV (Monthly) |
$74 ($43–$130) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$174 ($65–$435) |
| Car Insurance (Annual) |
$1,738 ($1,043–$3,042) |
| Bus Pass (Monthly) |
$61 ($26–$113) |
| Taxi/Uber (5-Mile Ride) |
$13 ($6.95–$22) |
| Car Registration (Annual) |
$87 ($26–$217) |
| Driver's License Renewal |
$26 ($13–$65) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,043 ($521–$2,173) |
| Daycare (Toddler, Monthly) |
$869 ($435–$1,738) |
| After-School Care (Monthly) |
$348 ($174–$608) |
| Tutoring (Per Hour) |
$43 ($22–$87) |
| SAT/ACT Prep Course |
$869 ($348–$2,173) |
| Private School (K-12, Annual) |
$10,863 ($4,345–$26,070) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$52 ($26–$87) |
| Dog Vaccination (Annual) |
$87 ($43–$174) |
| Dog Grooming |
$52 ($26–$87) |
| Pet Boarding (Per Night) |
$35 ($17–$65) |
| Dog Spay/Neuter |
$261 ($130–$435) |
| Cat Spay/Neuter |
$174 ($87–$348) |
View all 9 services
Frequently Asked Questions About St. Charles
What is the population of St. Charles?
St. Charles has a population of 260 residents and is located in Arkansas. The population density is 292 people per square mile, spread across 0.9 square miles. The median age of residents is 32.9 years, which is younger than the national median of 38.9 years. The population is 33.8% female and 66.2% male.
Is St. Charles expensive to live in?
St. Charles is more affordable than the national average, with a cost of living index of 86.9 / below the baseline of 100. The median household income is $63,173, 16% below the national average of $75,149. The median home value is $105,600 (63% below the U.S. median). Renters pay a median of $905 per month, below the national average of $1,163. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
Is St. Charles safe?
St. Charles is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,442 per 100,000 (below the national average). Overall, St. Charles receives a safety grade of C+ based on combined crime data.
What is the weather like in St. Charles?
St. Charles enjoys a temperate climate with an average annual temperature of 62°F (17°C). Winter temperatures average 41°F in January, while summers reach an average of 81°F in July. The area receives 301 sunny days per year, well above the national average of 205. Annual rainfall totals 51.9 inches, with 1.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in St. Charles?
The job market in St. Charles is very strong, with unemployment at just 1.2% / well below the national rate of 3.6%. The average weekly wage is $1,010. There are 626 business establishments in the area, including 47 restaurants and food service locations. The average commute time is 26 minutes, and 10.5% of workers work from home.
How much does housing cost in St. Charles?
The median home value in St. Charles is $105,600. Zillow estimates the typical home value at $64,671. For renters, the median monthly rent is $905. Fair market rent is $751 for a 1-bedroom and $944 for a 2-bedroom apartment. The homeownership rate is 72.7%. The average annual property tax is $2,200.
How are the schools in St. Charles?
Schools in St. Charles have an average test score of 4.6 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 12.3% of adults in St. Charles hold a bachelor's degree or higher, below the national average of 33.7%. 82.6% have completed high school. 3.2% hold a graduate or professional degree.
How healthy is St. Charles?
The obesity rate in St. Charles is 36.8% (above the national rate of 32.1%). 18.8% of adults are smokers. 32.0% are physically inactive. 27.7% of residents report depression. 11.0% lack health insurance (above the national rate). 56.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,090.
What is transportation like in St. Charles?
The average commute in St. Charles is 26 minutes. 77.9% of workers drive alone to work, and 10.5% work from home.
What are the demographics of St. Charles?
The racial and ethnic makeup of St. Charles is 92.3% White, 1.2% Black or African American, 1.9% Hispanic or Latino. 100% of residents speak only English at home. 15.4% of the population are military veterans. 18.9% of residents have a disability. 92.6% have health insurance coverage.
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