Median Income
$63,173
16% lower than US avg
Home Value
$105,600
63% lower than US avg
Bachelor's+
12.3%
64% lower than US avg
Median Rent
$905
22% lower than US avg
Obesity Rate
36.8%
15% higher than US avg
Unemployment
1.2%
67% lower than US avg
Poverty Rate
5.1%
59% lower than US avg
How St. Charles Compares to the U.S. Average (100% = U.S. avg)
People
Population260
Median Age32.9 yrs
Density292/mi²
Male / Female66% / 34%
Largest GroupWhite 92%
Economy
A
Median Income$63,173
Per Capita$24,078
Unemployment1.2%
Poverty5.1%
County GDP$1,354M
Commute26 min
Housing
A+
Home Value$105,600
Rent$905
OwnershipN/A
Health
Obesity36.8%
UninsuredN/A
Depression27.7%
Heart Disease7.0%
Climate
Avg Temp62°F
AQI43 (Good)
Rain51.9 in/yr
Elevation203 ft
Education
D
Bachelor's+12.3%
High School+82.6%
School Score4.91
Community
2024 VoteR 71% / D 27%
Commute26 min
Broadband82.0%
Libraries3
Is St. Charles a Good Place to Live?
Based on current data, St. Charles receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate. St. Charles offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in St. Charles is $63,173, 16% below the national average of $75,149. The job market is very strong with unemployment at just 1.2%. Only 5.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in St. Charles is $105,600, 63% below the national median — offering relatively affordable homeownership. Renters pay a median of $905 per month, below the national average — a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Education
12.3% of residents hold a bachelor's degree, below the national average of 33.7%. 82.6% have completed high school. Area schools have an average test score of 4.9/10.
Climate & Weather
St. Charles enjoys a moderate climate with an average annual temperature of 62°F. Winters average 41°F in January while summers reach 81°F in July. Annual precipitation totals 51.9 inches. Air quality is rated Good with a median AQI of 43.
St. Charles has a population of 260 with a density of 292 people per square mile. The median age is 32.9 years, 15% younger than the national median of 38.9. The city is predominantly White (92.3%), with 1.9% Hispanic, 1.2% Black.
Population
32.9yrs
Median Age
15% below US avg
Race & Ethnicity
St. Charles vs U.S. Average
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
Social Characteristics
St. Charles vs U.S. Average
The median household income in St. Charles is $63,173, which is 16% below the national average of $75,149. The unemployment rate is 1.2% (below the 3.6% US average). 5.1% of residents live below the poverty line. Workers commute an average of 26 minutes.
Income: St. Charles vs U.S.
Income
| Median HH Income | $63,173 |
| 16% below US avg |
| Per Capita Income | $24,078 |
| Avg Weekly Wage | $1,010 |
| IRS Avg AGI | $59,194 |
Employment & Poverty
| Unemployment | 1.2% |
| 67% below US avg |
| Poverty Rate | 5.1% |
| 59% below US avg |
| Establishments (County) | 626 |
| County GDP | $1,354M |
Business (County)
| Restaurants | 47 |
| Healthcare | 49 |
| Retail | 92 |
| Manufacturing | 24 |
Tax & Cost of Living
| Property Tax (IRS) | $2,200 |
| 37% below US avg |
| Effective Tax Rate | 2.08% |
Commute & Transportation
| Commute Time | 25.6 min |
| Work from Home | 10.5% |
The median home value in St. Charles is $105,600, 63% below the national average. Monthly rent averages $905 (22% below US avg).
Home Values
| Census Median | $105,600 |
| 63% below US avg |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $905 |
| 22% below US avg |
HUD Fair Market Rent
| Studio | $700 |
| 1 Bedroom | $751 |
| 2 Bedrooms | $944 |
| 3 Bedrooms | $1,239 |
| 4 Bedrooms | $1,406 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $2,200 |
| 37% below US avg |
| Effective Rate | 2.08% |
In St. Charles, 36.8% of adults are obese (above the 32.1% national rate). 27.7% report depression. 32.0% are physically inactive.
Health Metrics: St. Charles vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.8% |
| 15% above US avg |
| Diabetes | 10.8% |
| Heart Disease | 7.0% |
| High Blood Pressure | 36.8% |
| Asthma | 10.6% |
| COPD | 8.5% |
| Stroke | 3.4% |
Behaviors & Mental Health
| |
| Binge Drinking | 17.2% |
| Physical Inactivity | 32.0% |
| Depression | 27.7% |
| Mental Distress | 21.8% |
| Physical Distress | 15.7% |
Healthcare Access
| Insurance Rate | 92.6% |
| |
| Checkup Rate | 76.3% |
| Premature Death | 17,355/100K |
Food & Exercise
| Food Environment | 5.1/10 |
| Exercise Access | 56.8% |
| Healthcare Facilities | 49 |
Crime Rates: St. Charles vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
Safety Score
St. Charles has an average annual temperature of 62°F (17°C). Winters average 41°F in January while summers reach 81°F in July. Annual precipitation is 51.9 inches. Air quality is rated Good with a median AQI of 43.
Temperature
41°F Jan (5°C)
81°F Jul (27°C)
| Annual Average | 62.0°F |
| 15% above US avg |
| January Average | 41°F (5°C) |
| July Average | 81°F (27°C) |
Precipitation & Snow
| Annual Rainfall | 51.9 inches |
| 37% above US avg |
| Snowfall | 1.2 inches/yr |
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Geography
| Elevation | 203 ft (62 m) |
| Area | 0.9 sq mi (2.3 km²) |
| Population Density | 292/sq mi |
| Coordinates | 34.3730°N, 91.1374°W |
| County FIPS | 05001 |