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St. Charles, MO
Full City Profile · Missouri
3.8
/5.0
B+
Good
71,048
Population
2,818/sq mi density
$85,522
Median Income
$49,196 per capita
$280,800
Home Value
$431,539 Zillow
$1,186
Median Rent
24.7% income on rent
56°F
Avg Temperature
260 sunny days/yr
184
Violent Crime/100K
2,500 property/100K
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$85,522 median income, 1.5% unemployment
A+
Affordability
4.8 / 5.0
$280,800 home value, $1,186/mo rent
F
Safety
1.0 / 5.0
184 violent crimes/100K
A+
Education
4.5 / 5.0
44.2% bachelor's degree or higher
Housing Overview
Median Home Value
$280,800
0% below
US avg: $281,900
Median Rent
$1,186/mo
2% above
US avg: $1,163/mo
Homeownership Rate
67.9%
4% above US avg (65.4%)
Total Housing Units
31,625
Median year built: 1985
Home Value by Source
Census Median
$280,800
Zillow (ZHVI)
$431,539
Median Sale Price
$329,000
Median List Price
$393,345
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
67.9%
Owner-Occupied
32.1%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$955/mo
1 Bedroom
$995/mo
2 Bedroom
$1,218/mo
3 Bedroom
$1,568/mo
4 Bedroom
$1,812/mo
Census median rent:
$1,186/mo
Market Indicators (Redfin)
Median Days on Market
29 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
59
Price Drops
31.1%
of listings with price reduction
Price Per Sq Ft
$185
Active Inventory
90
homes for sale
Affordability & Housing Stock
Rent Burden
24.7%
of renters spending 30%+ of income on housing
20% below US avg (31.0%)
Median Year Built
1985
Average age of housing stock: 41 years
Homeownership Rate
67.9%
Complete Housing Data
Home Values
| Census Median Value | $280,800 |
| Zillow Home Value (ZHVI) | $431,539 |
| Median Sale Price | $329,000 |
| Median List Price | $393,345 |
| Price Per Sq Ft | $185 |
Rent
| Census Median Rent | $1,186 |
| FMR Studio | $955 |
| FMR 1-Bedroom | $995 |
| FMR 2-Bedroom | $1,218 |
| FMR 3-Bedroom | $1,568 |
| FMR 4-Bedroom | $1,812 |
Market
| Days on Market | 29 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 31.1% |
| Homes Sold | 59 |
| Active Inventory | 90 |
| Price Per Sq Ft | $185 |
Ownership & Stock
| Owner-Occupied | 67.9% |
| Renter-Occupied | 32.1% |
| Homeownership Rate | 67.9% |
| Total Housing Units | 31,625 |
| Median Year Built | 1985 |
| Rent Burden | 24.7% |