St. Cloud, WI

Wisconsin · Metropolitan Area

St. Cloud is a small town in Wisconsin with a population of 467. Residents earn $96,250 per year, which is 28% above the national average.

4.2 /5.0
A Great
467 Population 508/sq mi density
$96,250 Median Income $37,802 per capita
$189,100 Home Value
$797 Median Rent 19.2% income on rent
45°F Avg Temperature
A
Overall
4.2 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$96,250 median income, 2.5% unemployment
A+
Affordability
5.0 / 5.0
$189,100 home value, $797/mo rent
C+
Education
2.6 / 5.0
19.6% bachelor's degree or higher
Median Income $96,250
28% higher than US avg
Home Value $189,100
33% lower than US avg
Bachelor's+ 19.6%
42% lower than US avg
Median Rent $797
31% lower than US avg
Obesity Rate 42.2%
31% higher than US avg
Unemployment 2.5%
31% lower than US avg
Poverty Rate 3.7%
70% lower than US avg

How St. Cloud Compares to the U.S. Average (100% = U.S. avg)

People

Population467
Median Age38.3 yrs
Density508/mi²
Male / Female51% / 49%
Largest GroupWhite 93%
Veterans4.9%

Economy

A+
Median Income$96,250
Per Capita$37,802
Unemployment2.5%
Poverty3.7%
County GDP$6,749M
Commute25 min

Housing

A+
Home Value$189,100
Rent$797
OwnershipN/A
Rent Burden19.2%

Crime

ViolentN/A
PropertyN/A

Health

Obesity42.2%
UninsuredN/A
Depression26.0%
Heart Disease5.0%

Climate

Avg Temp45°F
AQI38 (Good)
Rain31.5 in/yr
Elevation915 ft

Education

C+
Bachelor's+19.6%
High School+96.4%
School Score5.81

Community

2024 VoteR 64% / D 35%
Commute25 min
Broadband90.7%
Libraries7

Is St. Cloud a Good Place to Live?

Based on current data, St. Cloud receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Areas to be aware of include high obesity rates. St. Cloud stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in St. Cloud is $96,250, 28% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 2.5%. Only 3.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in St. Cloud is $189,100, 33% below the national median — offering relatively affordable homeownership. Renters pay a median of $797 per month, below the national average — a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.

Education

19.6% of residents hold a bachelor's degree, below the national average of 33.7%. 96.4% have completed high school. Area schools have an average test score of 5.8/10.

Climate & Weather

St. Cloud has a cool climate with an average annual temperature of 45°F. Winters average 17°F in January while summers reach 70°F in July. Annual precipitation totals 31.5 inches, including 38.0 inches of snow. Air quality is rated Good with a median AQI of 38.

St. Cloud has a population of 467 with a density of 508 people per square mile. The median age is 38.3 years, 2% younger than the national median of 38.9. The city is predominantly White (92.7%).

Population

467
Total Population
508
People / sq mi
38.3yrs
Median Age
2% below US avg
0.9mi²
Land Area

Gender Distribution

Male 51.2%
Female 48.8%

Race & Ethnicity

St. Cloud vs U.S. Average

Language Spoken at Home

English Only98.9%
26% above US avg
Spanish1.1%
92% below US avg

Social Characteristics

St. Cloud vs U.S. Average

The median household income in St. Cloud is $96,250, which is 28% above the national average of $75,149. The unemployment rate is 2.5% (below the 3.6% US average). 3.7% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: St. Cloud vs U.S.

Commute Mode

Income

Median HH Income$96,250
28% above US avg
Per Capita Income$37,802
Avg Weekly Wage$1,120
IRS Avg AGI$77,525

Employment & Poverty

Unemployment2.5%
31% below US avg
Poverty Rate3.7%
70% below US avg
Establishments (County)2,535
County GDP$6,749M

Business (County)

Restaurants233
Healthcare241
Retail304
Manufacturing136

Tax & Cost of Living

Property Tax (IRS)$6,030
72% above US avg
Effective Tax Rate3.19%

Commute & Transportation

Commute Time25.3 min
Drive Alone88.8%
Public Transit0.0%
Work from Home6.8%

Walkability

The median home value in St. Cloud is $189,100, 33% below the national average. Monthly rent averages $797 (31% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$189,100
33% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$797
31% below US avg
Rent Burden19.2%

HUD Fair Market Rent

Studio$797
1 Bedroom$872
2 Bedrooms$1,097
3 Bedrooms$1,405
4 Bedrooms$1,572

Ownership & Property

Owner-Occupied84.2%

Property Tax

Avg Tax (IRS)$6,030
72% above US avg
Effective Rate3.19%
In St. Cloud, 42.2% of adults are obese (above the 32.1% national rate). 26.0% report depression. 25.2% are physically inactive.

Health Metrics: St. Cloud vs U.S. Average (%)

Chronic Conditions

Obesity42.2%
31% above US avg
Diabetes8.3%
Heart Disease5.0%
High Blood Pressure28.0%
Asthma11.0%
COPD5.2%
Stroke2.6%

Behaviors & Mental Health

Binge Drinking22.4%
Physical Inactivity25.2%
Depression26.0%
Mental Distress16.8%
Physical Distress11.8%

Healthcare Access

Insurance Rate96.4%
Checkup Rate75.1%
Premature Death7,377/100K

Food & Exercise

Food Environment8.6/10
Exercise Access79.1%
Healthcare Facilities241

Crime Rates: St. Cloud vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)11

Safety Score

St. Cloud has an average annual temperature of 45°F (7°C). Winters average 17°F in January while summers reach 70°F in July. Annual precipitation is 31.5 inches. Air quality is rated Good with a median AQI of 38.

Temperature

17°F Jan (-8°C) 70°F Jul (21°C)
Annual Average45.0°F
17% below US avg
January Average17°F (-8°C)
July Average70°F (21°C)

Precipitation & Snow

Annual Rainfall31.5 inches
17% below US avg
Snowfall38.0 inches/yr

Air Quality

AQI Median38.0
RatingGood

Geography

Elevation915 ft (279 m)
Area0.9 sq mi (2.4 km²)
Population Density508/sq mi
Coordinates43.8224°N, 88.1717°W
County FIPS55039
It is classified as Metro — under 250K. 19.6% of residents hold a bachelor's degree or higher (42% below US avg). In the 2024 election, the county voted Republican by a 28.7-point margin. 90.7% of households have broadband internet.

2024 Presidential Election (County)

R 63.8%
D 35.1%

Winner: Republican by 28.7 points

Education

Bachelor's Degree+19.6%
42% below US avg
High School+96.4%
School Test Score5.81
C+ Education Grade (2.6/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density508/sq mi
Total Area0.9 sq mi

Infrastructure & Services

Broadband Access90.7%
Public Libraries7
Healthcare Facilities241
Restaurants233
Retail Stores304

Safety & Disasters

Fatal Crashes (County/yr)11

Commute & Transportation

Avg Commute25.3 min
Drive Alone88.8%
Public Transit0.0%
Work from Home6.8%

Nearby Cities

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