St. James, MN

Minnesota

St. James is a small town in Minnesota with a population of 4,740. Residents earn $57,031 per year, which is 24% below the national average.

2.9 /5.0
C+ Fair
4,740 Population 1,935/sq mi density
$57,031 Median Income $32,172 per capita
$109,600 Home Value
$805 Median Rent
45°F Avg Temperature
176 Violent Crime/100K 2,269 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.1 / 5.0
$57,031 median income, 5.9% unemployment
A+
Affordability
5.0 / 5.0
$109,600 home value, $805/mo rent
F
Safety
1.0 / 5.0
176 violent crimes/100K (54% below avg)
C
Education
2.4 / 5.0
17.6% bachelor's degree or higher
Median Income $57,031
24% lower than US avg
Home Value $109,600
61% lower than US avg
Violent Crime 176/100K
54% lower than US avg
Bachelor's+ 17.6%
48% lower than US avg
Median Rent $805
31% lower than US avg
Obesity Rate 39.1%
22% higher than US avg
Unemployment 5.9%
64% higher than US avg
Poverty Rate 14.6%
18% higher than US avg

How St. James Compares to the U.S. Average (100% = U.S. avg)

People

Population4,740
Median Age37.0 yrs
Density1,935/mi²
Male / Female50% / 50%
Largest GroupWhite 74%

Economy

B
Median Income$57,031
Per Capita$32,172
Unemployment5.9%
Poverty14.6%
County GDP$611M
Commute20 min

Housing

A+
Home Value$109,600
Rent$805
OwnershipN/A

Crime

F
Violent176/100K
Property2,269/100K
Murder0.0/100K
Assault66/100K
Burglary639/100K

Health

Obesity39.1%
UninsuredN/A
Depression23.3%
Heart Disease5.9%

Climate

Avg Temp45°F
AQI36 (Good)
Rain33.1 in/yr
Elevation1,074 ft

Education

C
Bachelor's+17.6%
High School+86.0%
School Score6.08

Community

2024 VoteR 63% / D 35%
Commute20 min
Libraries5

Is St. James a Good Place to Live?

Based on current data, St. James receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing. Areas to be aware of include above-average unemployment, below-average incomes, high obesity rates. St. James has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in St. James is $57,031, 24% below the national average of $75,149. The unemployment rate of 5.9% is somewhat elevated compared to the national rate of 3.6%. 14.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 20 minutes.

Cost of Living & Housing

The median home value in St. James is $109,600, 61% below the national median — offering relatively affordable homeownership. Renters pay a median of $805 per month, below the national average — a plus for affordability. At just 1.9x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Violent crime in St. James is below the national average at 176 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,269 per 100,000, near the national average.

Education

17.6% of residents hold a bachelor's degree, below the national average of 33.7%. 86.0% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

St. James has a cool climate with an average annual temperature of 45°F. Winters average 14°F in January while summers reach 72°F in July. Annual precipitation totals 33.1 inches, including 50.3 inches of snow. Air quality is rated Good with a median AQI of 36.

St. James has a population of 4,740 with a density of 1,935 people per square mile. The median age is 37.0 years, 5% younger than the national median of 38.9. The city is predominantly White (73.6%).

Population

4,740
Total Population
1,935
People / sq mi
37.0yrs
Median Age
5% below US avg
2.5mi²
Land Area

Gender Distribution

Male 50.2%
Female 49.8%

Race & Ethnicity

St. James vs U.S. Average

Language Spoken at Home

English Only64.2%
18% below US avg
Spanish35.8%
167% above US avg

Social Characteristics

St. James vs U.S. Average

The median household income in St. James is $57,031, which is 24% below the national average of $75,149. The unemployment rate is 5.9% (above the 3.6% US average). 14.6% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: St. James vs U.S.

Commute Mode

Income

Median HH Income$57,031
24% below US avg
Per Capita Income$32,172
Avg Weekly Wage$929
IRS Avg AGI$64,714

Employment & Poverty

Unemployment5.9%
64% above US avg
Poverty Rate14.6%
18% above US avg
Establishments (County)343
County GDP$611M

Business (County)

Restaurants19
Healthcare26
Retail40
Manufacturing16

Tax & Cost of Living

Property Tax (IRS)$2,808
20% below US avg
Effective Tax Rate2.56%

Commute & Transportation

Commute Time20.2 min
Work from Home7.0%

Walkability

The median home value in St. James is $109,600, 61% below the national average. Monthly rent averages $805 (31% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$109,600
61% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$805
31% below US avg

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied68.8%

Property Tax

Avg Tax (IRS)$2,808
20% below US avg
Effective Rate2.56%
In St. James, 39.1% of adults are obese (above the 32.1% national rate). 23.3% report depression. 30.8% are physically inactive.

Health Metrics: St. James vs U.S. Average (%)

Chronic Conditions

Obesity39.1%
22% above US avg
Diabetes11.4%
Heart Disease5.9%
High Blood Pressure29.5%
Asthma9.7%
COPD5.8%
Stroke3.2%

Behaviors & Mental Health

Binge Drinking18.6%
Physical Inactivity30.8%
Depression23.3%
Mental Distress16.8%
Physical Distress13.5%

Healthcare Access

Insurance Rate86.3%
Checkup Rate71.9%
Premature Death6,012/100K

Food & Exercise

Food Environment9.0/10
Exercise Access71.4%
Healthcare Facilities26
St. James has a violent crime rate of 176 per 100,000 residents, 54% below the national average of 380. Property crime stands at 2,269 per 100,000 (16% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: St. James vs U.S. Average (per 100,000)

Violent Crime

Total Violent176.2/100K
54% below US avg
Murder0.0/100K
100% below US avg
Rape110.1/100K
Robbery0.0/100K
Assault66.1/100K

Property Crime

Total Property2,268.7/100K
16% above US avg
Burglary638.8/100K
Theft1,475.8/100K
Vehicle Theft154.2/100K
Arson0.0/100K

Traffic Safety

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
St. James has an average annual temperature of 45°F (7°C). Winters average 14°F in January while summers reach 72°F in July. Annual precipitation is 33.1 inches. Air quality is rated Good with a median AQI of 36.

Temperature

14°F Jan (-10°C) 72°F Jul (22°C)
Annual Average45.4°F
16% below US avg
January Average14°F (-10°C)
July Average72°F (22°C)

Precipitation & Snow

Annual Rainfall33.1 inches
13% below US avg
Snowfall50.3 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,074 ft (327 m)
Area2.5 sq mi (6.3 km²)
Population Density1,935/sq mi
Coordinates43.9834°N, 94.6254°W
County FIPS27165
It is classified as Nonmetro — Rural, adjacent. 17.6% of residents hold a bachelor's degree or higher (48% below US avg). In the 2024 election, the county voted Republican by a 27.8-point margin.

2024 Presidential Election (County)

R 62.9%
D 35.1%

Winner: Republican by 27.8 points

Education

Bachelor's Degree+17.6%
48% below US avg
High School+86.0%
School Test Score6.08
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density1,935/sq mi
Total Area2.5 sq mi

Infrastructure & Services

Alt Fuel Stations5
Public Libraries5
Healthcare Facilities26
Restaurants19
Retail Stores40

Safety & Disasters

F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute20.2 min
Work from Home7.0%

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