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St. Joseph, IA
Full City Profile · Iowa · Humboldt County County
2.9
/5.0
C+
Fair
78
Population
91/sq mi density
$45,347
Median Income
$25,587 per capita
47°F
Avg Temperature
260 sunny days/yr
254
Violent Crime/100K
636 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.7 / 5.0
$45,347 median income, 0.0% unemployment
F
Safety
1.0 / 5.0
254 violent crimes/100K
A+
Education
5.0 / 5.0
68.1% bachelor's degree or higher
Housing Overview
Homeownership Rate
72.1%
10% above US avg (65.4%)
Total Housing Units
39
Median year built: 1977
Ownership vs. Renting
72.1%
Owner-Occupied
27.9%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$738/mo
1 Bedroom
$788/mo
2 Bedroom
$989/mo
3 Bedroom
$1,282/mo
4 Bedroom
$1,420/mo
Affordability & Housing Stock
Rent Burden
19.9%
of renters spending 30%+ of income on housing
36% below US avg (31.0%)
Median Year Built
1977
Average age of housing stock: 49 years
Homeownership Rate
72.1%
Complete Housing Data
Home Values
| Zillow Home Value (ZHVI) | $125,338 |
Rent
| FMR Studio | $738 |
| FMR 1-Bedroom | $788 |
| FMR 2-Bedroom | $989 |
| FMR 3-Bedroom | $1,282 |
| FMR 4-Bedroom | $1,420 |
Market
Ownership & Stock
| Owner-Occupied | 72.1% |
| Renter-Occupied | 27.9% |
| Homeownership Rate | 72.1% |
| Total Housing Units | 39 |
| Median Year Built | 1977 |
| Rent Burden | 19.9% |