Median Income
$33,864
55% lower than US avg
Home Value
$56,100
80% lower than US avg
Bachelor's+
8.7%
74% lower than US avg
Median Rent
$746
36% lower than US avg
Obesity Rate
54.3%
69% higher than US avg
Unemployment
5.4%
50% higher than US avg
Poverty Rate
45.7%
269% higher than US avg
How St. Joseph Compares to the U.S. Average (100% = U.S. avg)
People
Population709
Median Age49.0 yrs
Density797/mi²
Male / Female47% / 53%
Largest GroupWhite 27%
Economy
C
Median Income$33,864
Per Capita$21,182
Unemployment5.4%
Poverty45.7%
County GDP$141M
Commute17 min
Housing
A+
Home Value$56,100
Rent$746
OwnershipN/A
Health
Obesity54.3%
UninsuredN/A
Depression26.7%
Heart Disease9.2%
Climate
Avg Temp66°F
AQI42 (Good)
Rain58.2 in/yr
Elevation69 ft
Education
D
Bachelor's+8.7%
High School+83.8%
School Score4.48
Community
2024 VoteR 16% / D 83%
Commute17 min
Libraries1
Is St. Joseph a Good Place to Live?
Based on current data, St. Joseph receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. St. Joseph has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in St. Joseph is $33,864, 55% below the national average of $75,149. The unemployment rate of 5.4% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 45.7% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 17 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in St. Joseph is $56,100, 80% below the national median — offering relatively affordable homeownership. Renters pay a median of $746 per month, below the national average — a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Education
8.7% of residents hold a bachelor's degree, below the national average of 33.7%. 83.8% have completed high school. Area schools have an average test score of 4.5/10.
Climate & Weather
St. Joseph enjoys a moderate climate with an average annual temperature of 66°F. Winters average 47°F in January while summers reach 82°F in July. Annual precipitation totals 58.2 inches. Air quality is rated Good with a median AQI of 42.
St. Joseph has a population of 709 with a density of 797 people per square mile. The median age is 49.0 years, 26% older than the national median of 38.9. The city is predominantly Black (70.5%), with 27.2% White, 2.1% Hispanic.
Population
49.0yrs
Median Age
26% above US avg
Race & Ethnicity
St. Joseph vs U.S. Average
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
Social Characteristics
St. Joseph vs U.S. Average
The median household income in St. Joseph is $33,864, which is 55% below the national average of $75,149. The unemployment rate is 5.4% (above the 3.6% US average). 45.7% of residents live below the poverty line. Workers commute an average of 17 minutes.
Income: St. Joseph vs U.S.
Income
| Median HH Income | $33,864 |
| 55% below US avg |
| Per Capita Income | $21,182 |
| Avg Weekly Wage | $831 |
| IRS Avg AGI | $38,572 |
Employment & Poverty
| Unemployment | 5.4% |
| 50% above US avg |
| Poverty Rate | 45.7% |
| 269% above US avg |
| Establishments (County) | 77 |
| County GDP | $141M |
Business (County)
| Restaurants | 7 |
| Healthcare | 12 |
| Retail | 8 |
Tax & Cost of Living
| Property Tax (IRS) | $2,354 |
| 33% below US avg |
| Effective Tax Rate | 4.20% |
Commute & Transportation
| Commute Time | 17.0 min |
| Work from Home | 2.4% |
The median home value in St. Joseph is $56,100, 80% below the national average. Monthly rent averages $746 (36% below US avg).
Home Values
| Census Median | $56,100 |
| 80% below US avg |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $746 |
| 36% below US avg |
HUD Fair Market Rent
| Studio | $763 |
| 1 Bedroom | $832 |
| 2 Bedrooms | $1,007 |
| 3 Bedrooms | $1,298 |
| 4 Bedrooms | $1,508 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $2,354 |
| 33% below US avg |
| Effective Rate | 4.20% |
In St. Joseph, 54.3% of adults are obese (above the 32.1% national rate). 26.7% report depression. 46.7% are physically inactive.
Health Metrics: St. Joseph vs U.S. Average (%)
Chronic Conditions
| Obesity | 54.3% |
| 69% above US avg |
| Diabetes | 22.5% |
| Heart Disease | 9.2% |
| High Blood Pressure | 52.8% |
| Asthma | 12.8% |
| COPD | 12.9% |
| Stroke | 6.9% |
Behaviors & Mental Health
| |
| Binge Drinking | 12.8% |
| Physical Inactivity | 46.7% |
| Depression | 26.7% |
| Mental Distress | 25.0% |
| Physical Distress | 20.6% |
Healthcare Access
| Insurance Rate | 96.8% |
| |
| Checkup Rate | 82.6% |
| Premature Death | 16,287/100K |
Food & Exercise
| Food Environment | 6.0/10 |
| Exercise Access | 62.6% |
| Healthcare Facilities | 12 |
Crime Rates: St. Joseph vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
Safety Score
St. Joseph has an average annual temperature of 66°F (19°C). Winters average 47°F in January while summers reach 82°F in July. Annual precipitation is 58.2 inches. Air quality is rated Good with a median AQI of 42.
Temperature
47°F Jan (8°C)
82°F Jul (28°C)
| Annual Average | 65.5°F |
| 21% above US avg |
| January Average | 47°F (8°C) |
| July Average | 82°F (28°C) |
Precipitation & Snow
| Annual Rainfall | 58.2 inches |
| 53% above US avg |
| Snowfall | 0.0 inches/yr |
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Geography
| Elevation | 69 ft (21 m) |
| Area | 0.9 sq mi (2.3 km²) |
| Population Density | 797/sq mi |
| Coordinates | 31.9203°N, 91.2400°W |
| County FIPS | 28063 |