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St. Mary's, CO

Full City Profile · Colorado · Gilpin County County

4.1 /5.0
A Great
130 Population 90/sq mi density
$78,854 Median Income $38,148 per capita
$406,900 Home Value $476,301 Zillow
42°F Avg Temperature 330 sunny days/yr
A
Overall
4.1 / 5.0
Strong
A+
Economy
4.6 / 5.0
$78,854 median income, 0.0% unemployment
B+
Affordability
3.8 / 5.0
$406,900 home value, /mo rent
B+
Education
3.9 / 5.0
36.0% bachelor's degree or higher

Housing Overview

Median Home Value
$406,900
44% above
US avg: $281,900
Homeownership Rate
78.3%
20% above US avg (65.4%)
Total Housing Units
238
Median year built: 1977

Home Value by Source

Census Median
$406,900
Zillow (ZHVI)
$476,301
Median Sale Price
$477,000
Median List Price
$575,000
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

78.3%
Owner-Occupied
21.7%
Renter-Occupied
78%
22%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$1,083/mo
1 Bedroom
$1,161/mo
2 Bedroom
$1,429/mo
3 Bedroom
$1,861/mo
4 Bedroom
$2,178/mo

Market Indicators (Redfin)

Median Days on Market
96 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
2
Price Drops
0.0%
of listings with price reduction
Price Per Sq Ft
$403
Active Inventory
6
homes for sale

Affordability & Housing Stock

Rent Burden
41.0%
of renters spending 30%+ of income on housing
32% above US avg (31.0%)
Median Year Built
1977
Average age of housing stock: 49 years
Homeownership Rate
78.3%

Complete Housing Data

Home Values

Census Median Value$406,900
Zillow Home Value (ZHVI)$476,301
Median Sale Price$477,000
Median List Price$575,000
Price Per Sq Ft$403

Rent

FMR Studio$1,083
FMR 1-Bedroom$1,161
FMR 2-Bedroom$1,429
FMR 3-Bedroom$1,861
FMR 4-Bedroom$2,178

Market

Days on Market96
Sale-to-List Ratio1.0%
Price Drops0.0%
Homes Sold2
Active Inventory6
Price Per Sq Ft$403

Ownership & Stock

Owner-Occupied78.3%
Renter-Occupied21.7%
Homeownership Rate78.3%
Total Housing Units238
Median Year Built1977
Rent Burden41.0%