Kentucky · Metropolitan Area
St. Matthews is a small city in Kentucky with a population of 17,491. Residents earn $80,716 per year, which is 7% above the national average.
Based on current data, St. Matthews receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, a highly educated population, a low poverty rate. St. Matthews offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in St. Matthews is $80,716, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.8%. Only 5.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
The median home value in St. Matthews is $325,700, 16% above the national median. Renters pay a median of $1,253 per month. A price-to-income ratio of 4x indicates a reasonably affordable housing market.
Violent crime in St. Matthews is below the national average at 189 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,828 per 100,000, 95% above the national average.
St. Matthews is a highly educated community — 56.4% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 96.7% have completed high school. Area schools have an average test score of 5.5/10.
St. Matthews enjoys a moderate climate with an average annual temperature of 58°F. Winters average 35°F in January while summers reach 79°F in July. Annual precipitation totals 48.1 inches. Air quality is rated Good with a median AQI of 41.
| English Only | 94.6% |
| 21% above US avg | |
| Spanish | 5.4% |
| 60% below US avg |
| Median HH Income | $80,716 |
| 7% above US avg | |
| Per Capita Income | $53,945 |
| Avg Weekly Wage | $1,371 |
| IRS Avg AGI | $79,007 |
| Unemployment | 2.8% |
| 22% below US avg | |
| Poverty Rate | 5.8% |
| 53% below US avg | |
| Establishments (County) | 33,844 |
| County GDP | $78,803M |
| Restaurants | 1,860 |
| Healthcare | 2,672 |
| Retail | 2,571 |
| Manufacturing | 675 |
| Property Tax (IRS) | $5,192 |
| 48% above US avg | |
| Effective Tax Rate | 1.59% |
| Commute Time | 19.4 min |
| Work from Home | 16.4% |
| Census Median | $325,700 |
| 16% above US avg | |
| Median List Price | $305,000 |
| Median List Price | $305,000 |
| $/Sq Ft | $203 |
| Homes Sold | 15 |
| Sale-to-List Ratio | 99.3% |
| Price Drops | 42.1% |
| Inventory | 38 |
| Census Median Rent | $1,253 |
| 8% above US avg |
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
| Owner-Occupied | 52.9% |
| Avg Tax (IRS) | $5,192 |
| 48% above US avg | |
| Effective Rate | 1.59% |
| Insurance Rate | 96.3% |
| Premature Death | 12,652/100K |
| Food Environment | 8.0/10 |
| Exercise Access | 91.3% |
| Healthcare Facilities | 2,672 |
| Total Violent | 189.5/100K |
| 50% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 0.0/100K |
| Robbery | 144.9/100K |
| Assault | 44.6/100K |
| Total Property | 3,828.4/100K |
| 95% above US avg | |
| Burglary | 445.8/100K |
| Theft | 3,226.5/100K |
| Vehicle Theft | 156.0/100K |
| Arson | 11.2/100K |
| Fatal Crashes (County/yr) | 123 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 57.8°F |
| 7% above US avg | |
| January Average | 35°F (2°C) |
| July Average | 79°F (26°C) |
| Annual Rainfall | 48.1 inches |
| 27% above US avg |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 534 ft (163 m) |
| Area | 4.4 sq mi (11.4 km²) |
| Population Density | 3,966/sq mi |
| Coordinates | 38.2493°N, 85.6378°W |
| County FIPS | 21111 |
Winner: Democrat by 16.6 points
| Bachelor's Degree+ | 56.4% |
| 67% above US avg | |
| High School+ | 96.7% |
| School Test Score | 5.50 |
| RUCC Code 1 | Metro — 1 million+ |
| Population Density | 3,966/sq mi |
| Total Area | 4.4 sq mi |
| Public Libraries | 18 |
| Healthcare Facilities | 2,672 |
| Restaurants | 1,860 |
| Retail Stores | 2,571 |
| Fatal Crashes (County/yr) | 123 |
| Avg Commute | 19.4 min |
| Work from Home | 16.4% |