Median Income
$130,814
74% higher than US avg
Home Value
$365,800
30% higher than US avg
Violent Crime
41/100K
89% lower than US avg
Bachelor's+
44.3%
31% higher than US avg
Median Rent
$2,038
75% higher than US avg
Obesity Rate
33.2%
3% higher than US avg
Unemployment
1.7%
53% lower than US avg
Poverty Rate
2.2%
82% lower than US avg
How St. Michael Compares to the U.S. Average (100% = U.S. avg)
People
Population19,267
Median Age37.5 yrs
Density590/mi²
Male / Female54% / 46%
Largest GroupWhite 88%
Veterans3.9%
Economy
A+
Median Income$130,814
Per Capita$51,936
Unemployment1.7%
Poverty2.2%
County GDP$7,314M
Commute30 min
Housing
A+
Home Value$365,800
Rent$2,038
Ownership91.4%
Zillow$375,985
Housing Units6,704
Rent Burden24.3%
Crime
F
Violent41/100K
Property2,340/100K
Health
Obesity33.2%
Uninsured5.9%
Smoking10.6%
Depression24.3%
Heart Disease4.2%
Climate
Avg Temp44°F (7°C)
AQI36 (Good)
Rain31.7 in/yr
Sunny Days270/yr
Elevation953 ft (290 m)
Education
A+
Bachelor's+44.3%
High School+98.4%
Graduate+13.5%
School Score6.92
Community
2024 VoteR 64% / D 34%
Commute30 min
Broadband93.7%
EV Stations2
Libraries9
Is St. Michael a Good Place to Live?
Based on current data, St. Michael receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. St. Michael offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in St. Michael is $130,814, which is significantly higher than the national average / 74% above $75,149. This places St. Michael among higher-income communities. The job market is very strong with unemployment at just 1.7%. Only 2.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in St. Michael is $365,800, 30% above the national median. Renters pay a median of $2,038 per month, significantly above the national average of $1,163. At just 2.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
St. Michael is a very safe community with a violent crime rate of 41 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,340 per 100,000, near the national average.
Education
Educational attainment is solid, with 44.3% holding a bachelor's degree or higher, near the national average. 98.4% have completed high school. Local schools score 6.9/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
St. Michael has a cool climate with an average annual temperature of 44°F. Winters average 12°F in January while summers reach 71°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 31.7 inches, including 39.8 inches of snow. Air quality is rated Good with a median AQI of 36.
St. Michael has a population of 19,267 with a density of 590 people per square mile, spread across 32.7 square miles. The median age is 37.5 years, 4% younger than the national median of 38.9. The gender split is 45.7% female and 54.3% male. The city is predominantly White (88.2%), with 4% Black. English is the primary language spoken at home by 95.9% of residents. 3.9% of the population are veterans, below the national rate of 6.0%. 6.8% of residents have a disability (below the 13.0% national average). 96.8% have health insurance coverage.
Population
37.5yrs
Median Age
4% below US avg
Race & Ethnicity
St. Michael vs U.S. Average
Language Spoken at Home
English Only
95.9%
22% above US avg
Spanish
4.1%
69% below US avg
Social Characteristics
St. Michael vs U.S. Average
The median household income in St. Michael is $130,814, which is 74% above the national average of $75,149. Per capita income is $51,936 (above the $39,052 national figure). The average weekly wage is $1,077, 25% lower than the U.S. average. The unemployment rate is 1.7% (below the 3.6% US average). 2.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,984 business establishments, including 224 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 30 minutes. 15.9% of workers work from home.
Income: St. Michael vs U.S.
Income
| Median HH Income | $130,814 |
| 74% above US avg |
| Per Capita Income | $51,936 |
| Avg Weekly Wage | $1,077 |
| IRS Avg AGI | $91,811 |
| Gini Index | 0.379 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.7% |
| 53% below US avg |
| Poverty Rate | 2.2% |
| 82% below US avg |
| Establishments (County) | 3,984 |
| County GDP | $7,314M |
Business (County)
| Restaurants | 224 |
| Healthcare | 366 |
| Retail | 401 |
| Manufacturing | 188 |
Tax & Cost of Living
| Property Tax (IRS) | $4,714 |
| 35% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 1.29% |
Commute & Transportation
| Commute Time | 30.0 min |
| Drive Alone | 75.6% |
| Public Transit | 0.3% |
| Work from Home | 15.9% |
The median home value in St. Michael is $365,800, 30% above the national median of $281,900. Zillow estimates the typical home value at $375,985. Homes sell for 99.7% of their list price. Monthly rent averages $2,038 (75% above the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 91.4% of housing units are owner-occupied (above the 65.4% national rate). There are 6,704 total housing units in the city. The median year a home was built is 1998. The average annual property tax is $4,714 (higher than the $3,500 national average). 24.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $365,800 |
| 30% above US avg |
| Zillow ZHVI | $375,985 |
| Median List Price | $519,230 |
Real Estate Market (Redfin)
| Median List Price | $519,230 |
| $/Sq Ft | $178 |
| Homes Sold | 29 |
| Sale-to-List Ratio | 99.7% |
| Price Drops | 26.8% |
| Inventory | 97 |
Rental Costs
| Census Median Rent | $2,038 |
| 75% above US avg |
| Rent Burden | 24.3% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 91.4% |
| Owner-Occupied | 91.4% |
| Renter-Occupied | 8.6% |
| Housing Units | 6,704 |
| Median Year Built | 1998 |
Property Tax
| Avg Tax (IRS) | $4,714 |
| 35% above US avg |
| Effective Rate | 1.29% |
In St. Michael, 33.2% of adults are obese, above the national rate of 32.1%. 7.5% have diabetes (below the 10.5% national rate). Heart disease affects 4.2% of residents, below the national average. 27.0% have high blood pressure. 10.6% are current smokers (below the 14.0% national rate). 21.1% report binge drinking. 17.4% are physically inactive, below the national average. 24.3% report depression (above the 20.0% national average). 14.9% experience frequent mental distress. 5.9% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,541. The dentist ratio is 1:2,509. 82.1% of residents have access to exercise opportunities. The food environment index is 9.7 out of 10.
Air Quality (Open-Meteo CAMS — 2026-05-24)
PM2.5
2.1
μg/m³
Fine particulate
PM10
2.5
μg/m³
Coarse particulate
NO₂
2.5
μg/m³
Nitrogen dioxide
SO₂
0.1
μg/m³
Sulphur dioxide
CO
141.0
μg/m³
Carbon monoxide
Health Metrics: St. Michael vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.2% |
| 3% above US avg |
| Diabetes | 7.5% |
| Heart Disease | 4.2% |
| High Blood Pressure | 27.0% |
| Asthma | 9.9% |
| COPD | 3.8% |
| Cancer | 7.4% |
| Stroke | 2.2% |
Behaviors & Mental Health
| Smoking | 10.6% |
| 24% below US avg |
| Binge Drinking | 21.1% |
| Physical Inactivity | 17.4% |
| Depression | 24.3% |
| Mental Distress | 14.9% |
| Physical Distress | 9.2% |
| Short Sleep | 30.1% |
Healthcare Access
| Insurance Rate | 96.8% |
| Uninsured | 5.9% |
| 31% below US avg |
| Primary Care | 1:2,541 |
| Dentists | 1:2,509 |
| Mental Health | 1:748 |
| Checkup Rate | 74.0% |
| Dental Visits | 72.6% |
| Premature Death | 5,106/100K |
Food & Exercise
| Food Environment | 9.7/10 |
| Exercise Access | 82.1% |
| Healthcare Facilities | 366 |
St. Michael has a violent crime rate of 41 per 100,000 residents, 89% below the national average of 380. Property crime stands at 2,340 per 100,000, 19% above the U.S. average. The county recorded 10 fatal traffic crashes. Overall, St. Michael receives a safety grade of F.
Crime Rates: St. Michael vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 41.1/100K |
| 89% below US avg |
| |
Property Crime
| Total Property | 2,339.9/100K |
| 19% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 10 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
St. Michael has a cool climate with an average annual temperature of 44°F (7°C). Winters average 12°F in January while summers reach 71°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 31.7 inches. The area receives 39.8 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 953 feet.
Temperature
12°F Jan (-11°C)
71°F Jul (22°C)
| Annual Average | 43.8°F |
| 19% below US avg |
| January Average | 12°F (-11°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 953 ft (290 m) |
| Area | 32.7 sq mi (84.6 km²) |
| Population Density | 590/sq mi |
| Coordinates | 45.1992°N, 93.6895°W |
| Timezone | America/Chicago |
| County | Wright County County |
| Nearest Airport | St Cloud Regional (STC)
30 miles away |
Precipitation & Snow
Annual Rainfall
31.7"
16% below US avg
Wettest Month (Jun)
4.33"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0501 ppm |
| PM2.5 (Fine Particles) | 8.6 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 68.4 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 98.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.1. Most recent: M2.8 on Apr 25, 2017.
| Feb 9, 1994 |
6 km NNE of Blomkest, Minnesota |
M3.1 |
105 km |
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
115 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
476 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 37 fatalities, 1,151 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 3, 1983 |
EF4 |
29 km |
0 |
| May 6, 1965 |
EF4 |
37 km |
3 |
| May 6, 1965 |
EF4 |
47 km |
3 |
| May 6, 1965 |
EF4 |
41 km |
0 |
| May 6, 1965 |
EF4 |
34 km |
6 |
| May 21, 1957 |
EF4 |
77 km |
0 |
| Jun 19, 1951 |
EF4 |
64 km |
1 |
| May 25, 2008 |
EF3 |
50 km |
1 |
| Mar 29, 1998 |
EF3 |
99 km |
0 |
| Jul 1, 1997 |
EF3 |
27 km |
0 |
| Jun 16, 1992 |
EF3 |
47 km |
0 |
| Jul 23, 1987 |
EF3 |
17 km |
0 |
| Apr 26, 1984 |
EF3 |
41 km |
1 |
| Jun 14, 1981 |
EF3 |
54 km |
1 |
| Sep 3, 1980 |
EF3 |
55 km |
1 |
| May 6, 1965 |
EF3 |
69 km |
0 |
| May 5, 1964 |
EF3 |
95 km |
0 |
| May 24, 1958 |
EF3 |
58 km |
0 |
| Jun 23, 1952 |
EF3 |
86 km |
2 |
| Jul 20, 1951 |
EF3 |
33 km |
5 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNIT 4 (5,887 ac, 2002).
| Year |
Name |
Acres |
Distance |
| 2002 |
UNIT 4 |
5,887 |
35 km |
| 2003 |
UNITS 37 38 39 A |
4,879 |
30 km |
| 1998 |
UNITS 1617 |
4,649 |
35 km |
| 2005 |
RX HFR 05 |
4,253 |
35 km |
| 2009 |
BU9 |
4,112 |
36 km |
| 2007 |
WUI 07 - UNIT 36 |
4,025 |
29 km |
| 2000 |
UNIT 25 |
3,412 |
29 km |
| 2009 |
BU11 |
3,242 |
32 km |
| 1997 |
BIG |
2,987 |
31 km |
| 2009 |
UNNAMED |
2,904 |
46 km |
| 2003 |
UNITS 34 33 W |
2,637 |
30 km |
| 2024 |
UNIT 8E RX |
2,551 |
34 km |
| 1992 |
SHARPTAIL |
2,288 |
29 km |
| 1988 |
UNNAMED |
2,243 |
74 km |
| 2010 |
WUI 10 UNIT D |
2,042 |
29 km |
| 1996 |
UNNAMED |
1,906 |
30 km |
| 2000 |
UNNAMED |
1,850 |
92 km |
| 2006 |
UNIT 4 |
1,732 |
36 km |
| 1987 |
UNNAMED |
1,655 |
92 km |
| 2009 |
UNIT 23 24 26 |
1,644 |
31 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
12°F (-11°C) |
0.8 in |
Coldest |
| February |
18°F (-8°C) |
0.8 in |
Driest |
| March |
30°F (-1°C) |
1.6 in |
|
| April |
45°F (7°C) |
2.4 in |
|
| May |
59°F (15°C) |
3.4 in |
|
| June |
67°F (20°C) |
4.3 in |
Wettest |
| July |
71°F (22°C) |
3.8 in |
Warmest |
| August |
69°F (21°C) |
3.9 in |
|
| September |
60°F (15°C) |
3.3 in |
|
| October |
48°F (9°C) |
2.3 in |
|
| November |
31°F (-1°C) |
1.6 in |
|
| December |
17°F (-9°C) |
0.9 in |
|
St. Michael has a seasonal temperature swing of 59°F / from 12°F in January to 71°F in July. Total annual precipitation is 28.9 inches, with June being the wettest month (4.3") and February the driest (0.8").
Average costs for common services in St. Michael. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $945 |
| Preschool | $891 |
| Family Childcare (monthly) |
| Infant | $765 |
| Toddler | $650 |
| Preschool | $664 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About St. Michael
What is the population of St. Michael?
St. Michael has a population of 19,267 residents and is located in Minnesota. The population density is 590 people per square mile, spread across 32.7 square miles. The median age of residents is 37.5 years. The population is 45.7% female and 54.3% male.
Is St. Michael expensive to live in?
St. Michael has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $130,814, 74% above the national average of $75,149. The median home value is $365,800 (30% above the U.S. median). Renters pay a median of $2,038 per month, above the national average of $1,163. The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
Is St. Michael safe?
St. Michael is considered a very safe city with a violent crime rate of 41 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,340 per 100,000 (above the national average). Overall, St. Michael receives a safety grade of F based on combined crime data.
What is the weather like in St. Michael?
St. Michael has a cool climate with an average annual temperature of 44°F (7°C). Winter temperatures average 12°F in January, while summers reach an average of 71°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 31.7 inches, with 39.8 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in St. Michael?
The job market in St. Michael is very strong, with unemployment at just 1.7% / well below the national rate of 3.6%. The average weekly wage is $1,077. There are 3,984 business establishments in the area, including 224 restaurants and food service locations. The average commute time is 30 minutes, and 15.9% of workers work from home.
How much does housing cost in St. Michael?
The median home value in St. Michael is $365,800. Zillow estimates the typical home value at $375,985. For renters, the median monthly rent is $2,038. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 91.4%. The average annual property tax is $4,714.
How are the schools in St. Michael?
Schools in St. Michael score 6.9 out of 10 on standardized testing, near the national average. 44.3% of adults in St. Michael hold a bachelor's degree or higher, above the national average of 33.7%. 98.4% have completed high school. 13.5% hold a graduate or professional degree.
How healthy is St. Michael?
The obesity rate in St. Michael is 33.2% (above the national rate of 32.1%). 10.6% of adults are smokers. 17.4% are physically inactive. 24.3% of residents report depression. 5.9% lack health insurance (below the national rate). 82.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,541.
What is transportation like in St. Michael?
The average commute in St. Michael is 30 minutes. 75.6% of workers drive alone to work, and 15.9% work from home.
What are the demographics of St. Michael?
The racial and ethnic makeup of St. Michael is 88.2% White, 4% Black or African American, 0.6% Hispanic or Latino. 95.9% of residents speak only English at home, while 4.1% speak Spanish. 3.9% of the population are military veterans. 6.8% of residents have a disability. 96.8% have health insurance coverage.
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