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St. Olaf, IA

Iowa

St. Olaf is a small town in Iowa with a population of 75. Residents earn $88,750 per year, which is 18% above the national average.

3.8 /5.0
B+ Good
75 Population 313/sq mi density
$88,750 Median Income $40,461 per capita
$76,700 Home Value
$775 Median Rent 31.3% income on rent
46°F Avg Temperature 260 sunny days/yr
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$88,750 median income, 4.6% unemployment
A+
Affordability
5.0 / 5.0
$76,700 home value, $775/mo rent
C
Education
2.1 / 5.0
13.3% bachelor's degree or higher
Median Income $88,750
18% higher than US avg
Home Value $76,700
73% lower than US avg
Bachelor's+ 13.3%
61% lower than US avg
Median Rent $775
33% lower than US avg
Obesity Rate 40.4%
26% higher than US avg
Unemployment 4.6%
28% higher than US avg
Poverty Rate 3.8%
69% lower than US avg

How St. Olaf Compares to the U.S. Average (100% = U.S. avg)

People

Population75
Median Age49.7 yrs
Density313/mi²
Male / Female59% / 41%
Largest GroupWhite 100%
Veterans65.0%

Economy

A
Median Income$88,750
Per Capita$40,461
Unemployment4.6%
Poverty3.8%
County GDP$1,177M
Commute18 min

Housing

A+
Home Value$76,700
Rent$775
OwnershipN/A
Housing Units48
Rent Burden31.3%

Health

Obesity40.4%
Uninsured7.9%
Smoking17.1%
Depression21.8%
Heart Disease5.6%

Climate

Avg Temp46°F (8°C)
AQI43 (Good)
Rain38.8 in/yr
Sunny Days260/yr
Elevation867 ft (264 m)

Education

C
Bachelor's+13.3%
High School+93.3%
Graduate+8.0%
School Score5.73

Community

2024 VoteR 67% / D 32%
Commute18 min
Broadband37.0%
Libraries9

Is St. Olaf a Good Place to Live?

Based on current data, St. Olaf receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include high obesity rates. St. Olaf offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in St. Olaf is $88,750, 18% above the national average of $75,149. Residents generally enjoy above-average earning potential. Unemployment stands at 4.6%, indicating a healthy job market. Only 3.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in St. Olaf is $76,700, 73% below the national median — offering relatively affordable homeownership. Renters pay a median of $775 per month, below the national average — a plus for affordability. At just 0.9x median income, home prices are very affordable relative to local earnings.

Education

13.3% of residents hold a bachelor's degree, below the national average of 33.7%. 93.3% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

St. Olaf experiences four distinct seasons with an average temperature of 46°F. Winters average 16°F in January while summers reach 71°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.8 inches, including 35.6 inches of snow. Air quality is rated Good with a median AQI of 43.

St. Olaf has a population of 75 with a density of 313 people per square mile. The median age is 49.7 years, 28% older than the national median of 38.9. The city is predominantly White (100%).

Population

75
Total Population
313
People / sq mi
49.7yrs
Median Age
28% above US avg
0.2mi²
Land Area

Gender Distribution

Male 58.7%
Female 41.3%

Race & Ethnicity

St. Olaf vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

St. Olaf vs U.S. Average

The median household income in St. Olaf is $88,750, which is 18% above the national average of $75,149. The unemployment rate is 4.6% (above the 3.6% US average). 3.8% of residents live below the poverty line. Workers commute an average of 18 minutes.

Income: St. Olaf vs U.S.

Commute Mode

Income

Median HH Income$88,750
18% above US avg
Per Capita Income$40,461
Avg Weekly Wage$987
IRS Avg AGI$70,538

Employment & Poverty

Unemployment4.6%
28% above US avg
Poverty Rate3.8%
69% below US avg
Establishments (County)614
County GDP$1,177M

Business (County)

Restaurants53
Healthcare50
Retail88
Manufacturing27

Tax & Cost of Living

Property Tax (IRS)$3,527
1% above US avg
Effective Tax Rate4.60%

Commute & Transportation

Commute Time17.8 min
Drive Alone89.1%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in St. Olaf is $76,700, 73% below the national average. Monthly rent averages $775 (33% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$76,700
73% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$775
33% below US avg
Rent Burden31.3%

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied75.7%
Housing Units48
Median Year Built1938

Property Tax

Avg Tax (IRS)$3,527
1% above US avg
Effective Rate4.60%
In St. Olaf, 40.4% of adults are obese (above the 32.1% national rate). 7.9% of residents lack health insurance. 17.1% are current smokers. 21.8% report depression. 26.5% are physically inactive.

Health Metrics: St. Olaf vs U.S. Average (%)

Chronic Conditions

Obesity40.4%
26% above US avg
Diabetes9.5%
Heart Disease5.6%
High Blood Pressure31.1%
Asthma10.5%
COPD6.6%
Cancer7.3%
Stroke2.9%

Behaviors & Mental Health

Smoking17.1%
22% above US avg
Binge Drinking23.2%
Physical Inactivity26.5%
Depression21.8%
Mental Distress18.6%
Physical Distress12.9%
Short Sleep33.9%

Healthcare Access

Insurance Rate98.1%
Uninsured7.9%
8% below US avg
Checkup Rate75.6%
Dental Visits65.9%
Premature Death6,442/100K

Food & Exercise

Food Environment8.5/10
Exercise Access61.0%
Healthcare Facilities50
St. Olaf has an average annual temperature of 46°F (8°C). Winters average 16°F in January while summers reach 71°F in July. Annual precipitation is 38.8 inches. The area enjoys 260 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

16°F Jan (-9°C) 71°F Jul (22°C)
Annual Average45.9°F
15% below US avg
January Average16°F (-9°C)
July Average71°F (22°C)
Sunny Days260 days/yr

Precipitation & Snow

Annual Rainfall38.8 inches
2% above US avg
Snowfall35.6 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation867 ft (264 m)
Area0.2 sq mi (0.6 km²)
Population Density313/sq mi
Coordinates42.9268°N, 91.3877°W
TimezoneAmerica/Chicago
County FIPS19043
It is classified as Nonmetro — Rural, adjacent. 13.3% of residents hold a bachelor's degree or higher (61% below US avg). In the 2024 election, the county voted Republican by a 34.5-point margin. 37.0% of households have broadband internet.

2024 Presidential Election (County)

R 66.7%
D 32.2%

Winner: Republican by 34.5 points

Education

Bachelor's Degree+13.3%
61% below US avg
High School+93.3%
Graduate Degree+8.0%
School Test Score5.73
C Education Grade (2.1/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density313/sq mi
Total Area0.2 sq mi

Infrastructure & Services

Broadband Access37.0%
Public Libraries9
Healthcare Facilities50
Restaurants53
Retail Stores88

Safety & Disasters

Fatal Crashes (County/yr)2
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute17.8 min
Drive Alone89.1%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

Elkader, IA 1,249 pop · 4.9 mi Monona, IA 1,618 pop · 8.5 mi Postville, IA 2,787 pop · 14.2 mi Prairie du Chien, WI 5,471 pop · 15.0 mi Guttenberg, IA 1,675 pop · 17.1 mi Strawberry Point, IA 1,415 pop · 18.6 mi West Union, IA 2,393 pop · 21.6 mi Fayette, IA 1,242 pop · 21.9 mi Waukon, IA 3,796 pop · 24.1 mi Manchester, IA 5,144 pop · 30.7 mi Lansing, IA 1,111 pop · 31.1 mi Oelwein, IA 5,878 pop · 31.9 mi Decorah, IA 7,597 pop · 32.7 mi Dyersville, IA 4,357 pop · 33.7 mi
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