Median Income
$57,882
23% lower than US avg
Home Value
$187,500
33% lower than US avg
Bachelor's+
24.0%
29% lower than US avg
Median Rent
$864
26% lower than US avg
Obesity Rate
37.5%
17% higher than US avg
Unemployment
1.9%
47% lower than US avg
Poverty Rate
13.9%
12% higher than US avg
How St. Stephens Compares to the U.S. Average (100% = U.S. avg)
People
Population9,409
Median Age41.5 yrs
Density1,037/mi²
Male / Female53% / 47%
Largest GroupWhite 70%
Economy
B+
Median Income$57,882
Per Capita$29,022
Unemployment1.9%
Poverty13.9%
County GDP$12,403M
Commute22 min
Housing
A+
Home Value$187,500
Rent$864
OwnershipN/A
Health
Obesity37.5%
UninsuredN/A
Depression26.4%
Heart Disease5.9%
Climate
Avg Temp59°F
AQI40 (Good)
Rain47.2 in/yr
Elevation1,120 ft
Education
C+
Bachelor's+24.0%
High School+86.0%
School Score5.46
Community
2024 VoteR 69% / D 31%
Commute22 min
Libraries10
Is St. Stephens a Good Place to Live?
Based on current data, St. Stephens receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing. Areas to be aware of include below-average incomes. St. Stephens offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in St. Stephens is $57,882, 23% below the national average of $75,149. The job market is very strong with unemployment at just 1.9%. 13.9% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in St. Stephens is $187,500, 33% below the national median — offering relatively affordable homeownership. Renters pay a median of $864 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Education
24.0% of residents hold a bachelor's degree, below the national average of 33.7%. 86.0% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
St. Stephens enjoys a moderate climate with an average annual temperature of 59°F. Winters average 40°F in January while summers reach 78°F in July. Annual precipitation totals 47.2 inches. Air quality is rated Good with a median AQI of 40.
St. Stephens has a population of 9,409 with a density of 1,037 people per square mile. The median age is 41.5 years, 7% older than the national median of 38.9. The city is predominantly White (70.2%), with 1.2% Hispanic, 4.3% Black.
Population
41.5yrs
Median Age
7% above US avg
Race & Ethnicity
St. Stephens vs U.S. Average
Language Spoken at Home
| English Only | 77.5% |
| 1% below US avg |
| Spanish | 22.5% |
| 68% above US avg |
Social Characteristics
St. Stephens vs U.S. Average
The median household income in St. Stephens is $57,882, which is 23% below the national average of $75,149. The unemployment rate is 1.9% (below the 3.6% US average). 13.9% of residents live below the poverty line. Workers commute an average of 22 minutes.
Income: St. Stephens vs U.S.
Income
| Median HH Income | $57,882 |
| 23% below US avg |
| Per Capita Income | $29,022 |
| Avg Weekly Wage | $1,072 |
| IRS Avg AGI | $74,807 |
Employment & Poverty
| Unemployment | 1.9% |
| 47% below US avg |
| Poverty Rate | 13.9% |
| 12% above US avg |
| Establishments (County) | 5,206 |
| County GDP | $12,403M |
Business (County)
| Restaurants | 375 |
| Healthcare | 434 |
| Retail | 688 |
| Manufacturing | 358 |
Tax & Cost of Living
| Property Tax (IRS) | $4,232 |
| 21% above US avg |
| Effective Tax Rate | 2.26% |
Commute & Transportation
| Commute Time | 22.1 min |
| Work from Home | 4.5% |
The median home value in St. Stephens is $187,500, 33% below the national average. Monthly rent averages $864 (26% below US avg).
Home Values
| Census Median | $187,500 |
| 33% below US avg |
| Median List Price | $222,950 |
Real Estate Market (Redfin)
| Median List Price | $222,950 |
| $/Sq Ft | $176 |
| Homes Sold | 13 |
| Sale-to-List Ratio | 98.0% |
| Price Drops | 22.2% |
| Inventory | 27 |
Rental Costs
| Census Median Rent | $864 |
| 26% below US avg |
HUD Fair Market Rent
| Studio | $932 |
| 1 Bedroom | $981 |
| 2 Bedrooms | $1,161 |
| 3 Bedrooms | $1,499 |
| 4 Bedrooms | $1,780 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $4,232 |
| 21% above US avg |
| Effective Rate | 2.26% |
In St. Stephens, 37.5% of adults are obese (above the 32.1% national rate). 26.4% report depression. 24.3% are physically inactive.
Health Metrics: St. Stephens vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.5% |
| 17% above US avg |
| Diabetes | 10.4% |
| Heart Disease | 5.9% |
| High Blood Pressure | 32.8% |
| Asthma | 10.5% |
| COPD | 6.8% |
| Stroke | 3.1% |
Behaviors & Mental Health
| |
| Binge Drinking | 16.2% |
| Physical Inactivity | 24.3% |
| Depression | 26.4% |
| Mental Distress | 17.7% |
| Physical Distress | 12.8% |
Healthcare Access
| Insurance Rate | 91.8% |
| |
| Checkup Rate | 76.3% |
| Premature Death | 11,084/100K |
Food & Exercise
| Food Environment | 7.2/10 |
| Exercise Access | 61.5% |
| Healthcare Facilities | 434 |
Crime Rates: St. Stephens vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 31 |
Safety Score
St. Stephens has an average annual temperature of 59°F (15°C). Winters average 40°F in January while summers reach 78°F in July. Annual precipitation is 47.2 inches. Air quality is rated Good with a median AQI of 40.
Temperature
40°F Jan (4°C)
78°F Jul (25°C)
| Annual Average | 59.0°F |
| 9% above US avg |
| January Average | 40°F (4°C) |
| July Average | 78°F (25°C) |
Precipitation & Snow
| Annual Rainfall | 47.2 inches |
| 24% above US avg |
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Geography
| Elevation | 1,120 ft (341 m) |
| Area | 9.1 sq mi (23.5 km²) |
| Population Density | 1,037/sq mi |
| Coordinates | 35.7646°N, 81.2729°W |
| County FIPS | 37035 |