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Stearns, KY
Full City Profile · Kentucky · McCreary County County
3.0
/5.0
B
Good
1,509
Population
375/sq mi density
$36,964
Median Income
$20,415 per capita
$581
Median Rent
28.0% income on rent
55°F
Avg Temperature
299 sunny days/yr
169
Violent Crime/100K
1,280 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
C+
Economy
2.5 / 5.0
$36,964 median income, 2.4% unemployment
A+
Affordability
5.0 / 5.0
F
Safety
1.0 / 5.0
169 violent crimes/100K
B
Education
3.3 / 5.0
29.0% bachelor's degree or higher
Housing Overview
Median Rent
$581/mo
50% below
US avg: $1,163/mo
Homeownership Rate
86.6%
32% above US avg (65.4%)
Total Housing Units
540
Median year built: 1977
Ownership vs. Renting
86.6%
Owner-Occupied
13.4%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$719/mo
1 Bedroom
$794/mo
2 Bedroom
$984/mo
3 Bedroom
$1,277/mo
4 Bedroom
$1,442/mo
Census median rent:
$581/mo
Affordability & Housing Stock
Rent Burden
28.0%
of renters spending 30%+ of income on housing
10% below US avg (31.0%)
Median Year Built
1977
Average age of housing stock: 49 years
Homeownership Rate
86.6%
Complete Housing Data
Home Values
| Zillow Home Value (ZHVI) | $103,391 |
Rent
| Census Median Rent | $581 |
| FMR Studio | $719 |
| FMR 1-Bedroom | $794 |
| FMR 2-Bedroom | $984 |
| FMR 3-Bedroom | $1,277 |
| FMR 4-Bedroom | $1,442 |
Market
Ownership & Stock
| Owner-Occupied | 86.6% |
| Renter-Occupied | 13.4% |
| Homeownership Rate | 86.6% |
| Total Housing Units | 540 |
| Median Year Built | 1977 |
| Rent Burden | 28.0% |