Median Income
$117,260
56% higher than US avg
Home Value
$331,200
17% higher than US avg
Bachelor's+
46.3%
37% higher than US avg
Median Rent
$980
16% lower than US avg
Obesity Rate
33.4%
4% higher than US avg
Unemployment
0.9%
75% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Steele Creek Compares to the U.S. Average (100% = U.S. avg)
People
Population5,861
Median Age41.7 yrs
Density63/mi²
Male / Female49% / 51%
Largest GroupWhite 80%
Veterans12.4%
Economy
A+
Median Income$117,260
Per Capita$53,386
Unemployment0.9%
Poverty0.0%
County GDP$7,891M
Commute25 min
Housing
A+
Home Value$331,200
Rent$980
Ownership87.9%
Zillow$317,494
Housing Units2,618
Rent Burden31.6%
Health
Obesity33.4%
Uninsured5.1%
Smoking12.4%
Depression20.7%
Heart Disease4.6%
Climate
Avg Temp31°F (-0°C)
AQI42 (Good)
Rain15.0 in/yr
Elevation1,174 ft (358 m)
Education
A+
Bachelor's+46.3%
High School+95.5%
Graduate+15.3%
School Score5.34
Community
2024 VoteR 56% / D 44%
Commute25 min
Broadband97.3%
EV Stations2
Libraries3
Is Steele Creek a Good Place to Live?
Based on current data, Steele Creek receives an overall livability score of 4.9 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Steele Creek stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Steele Creek is $117,260, which is significantly higher than the national average / 56% above $75,149. This places Steele Creek among higher-income communities. The job market is very strong with unemployment at just 0.9%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Steele Creek is $331,200, 17% above the national median. Renters pay a median of $980 per month, below the national average / a plus for affordability. At just 2.8x median income, home prices are very affordable relative to local earnings.
Education
Educational attainment is solid, with 46.3% holding a bachelor's degree or higher, near the national average. 95.5% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Steele Creek has a cool climate with an average annual temperature of 31°F. Winters average 4°F in January while summers reach 60°F in July. Annual precipitation totals 15.0 inches, including 53.1 inches of snow. Air quality is rated Good with a median AQI of 42.
Steele Creek has a population of 5,861 with a density of 63 people per square mile, spread across 92.8 square miles. The median age is 41.7 years, 7% older than the national median of 38.9. The gender split is 51.1% female and 48.9% male. The city is predominantly White (80.2%), with 3.1% Hispanic, 2.3% Asian. English is the primary language spoken at home by 95.7% of residents. 12.4% of the population are veterans, above the national rate of 6.0%. 10.3% of residents have a disability (below the 13.0% national average). 94.9% have health insurance coverage.
Population
5,861
Total Population
2023 Census
41.7yrs
Median Age
7% above US avg
Race & Ethnicity
Steele Creek vs U.S. Average
Language Spoken at Home
English Only
95.7%
22% above US avg
Spanish
2.8%
79% below US avg
Social Characteristics
Steele Creek vs U.S. Average
The median household income in Steele Creek is $117,260, which is 56% above the national average of $75,149. Per capita income is $53,386 (above the $39,052 national figure). The average weekly wage is $1,340. The unemployment rate is 0.9% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,441 business establishments, including 247 restaurants. The cost of living index is 102.4, roughly in line with the national average. Workers commute an average of 25 minutes. 13.0% of workers work from home.
Income: Steele Creek vs U.S.
Income
| Median HH Income | $117,260 |
| 56% above US avg |
| Per Capita Income | $53,386 |
| Avg Weekly Wage | $1,340 |
| IRS Avg AGI | $83,952 |
| Gini Index | 0.424 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.9% |
| 75% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 2,441 |
| County GDP | $7,891M |
Business (County)
| Restaurants | 247 |
| Healthcare | 325 |
| Retail | 270 |
| Manufacturing | 66 |
Tax & Cost of Living
| Property Tax (IRS) | $6,621 |
| 89% above US avg |
| Cost of Living | 102.40 (100=avg) |
| Effective Tax Rate | 2.00% |
Commute & Transportation
| Commute Time | 25.1 min |
| Drive Alone | 76.8% |
| Public Transit | 2.0% |
| Work from Home | 13.0% |
The median home value in Steele Creek is $331,200, 17% above the national median of $281,900. Zillow estimates the typical home value at $317,494. According to Redfin, the median sale price is $435,000 with homes selling in an average of 104 days. Homes sell for 0% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $980 (16% below the national average of $1,163). Fair market rent ranges from $1,194 for a one-bedroom to $1,467 for a two-bedroom apartment. 87.9% of housing units are owner-occupied (above the 65.4% national rate). There are 2,618 total housing units in the city. The median year a home was built is 1987. The average annual property tax is $6,621 (higher than the $3,500 national average). 31.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $331,200 |
| 17% above US avg |
| Zillow ZHVI | $317,494 |
| Redfin Median Sale | $435,000 |
| Median List Price | $349,900 |
Real Estate Market (Redfin)
| Median Sale Price | $435,000 |
| Median List Price | $349,900 |
| $/Sq Ft | $190 |
| Homes Sold | 1 |
| Days on Market | 104 days |
| Sale-to-List Ratio | 0.0% |
| Price Drops | 0.0% |
| Inventory | 9 |
Rental Costs
| Census Median Rent | $980 |
| 16% below US avg |
| Rent Burden | 31.6% |
HUD Fair Market Rent
| Studio | $1,061 |
| 1 Bedroom | $1,194 |
| 2 Bedrooms | $1,467 |
| 3 Bedrooms | $1,941 |
| 4 Bedrooms | $2,304 |
Ownership & Property
| Homeownership | 87.9% |
| Owner-Occupied | 87.9% |
| Renter-Occupied | 12.1% |
| Housing Units | 2,618 |
| Median Year Built | 1987 |
Property Tax
| Avg Tax (IRS) | $6,621 |
| 89% above US avg |
| Effective Rate | 2.00% |
In Steele Creek, 33.4% of adults are obese, above the national rate of 32.1%. 7.0% have diabetes (below the 10.5% national rate). Heart disease affects 4.6% of residents, below the national average. 29.3% have high blood pressure. 12.4% are current smokers. 18.6% report binge drinking. 18.8% are physically inactive, below the national average. 20.7% report depression. 15.1% experience frequent mental distress. 5.1% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,166. The dentist ratio is 1:706. 74.0% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Steele Creek vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.4% |
| 4% above US avg |
| Diabetes | 7.0% |
| Heart Disease | 4.6% |
| High Blood Pressure | 29.3% |
| Asthma | 10.1% |
| COPD | 4.4% |
| Cancer | 7.2% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 12.4% |
| 11% below US avg |
| Binge Drinking | 18.6% |
| Physical Inactivity | 18.8% |
| Depression | 20.7% |
| Mental Distress | 15.1% |
| Physical Distress | 11.1% |
| Short Sleep | 36.2% |
Healthcare Access
| Insurance Rate | 94.9% |
| Uninsured | 5.1% |
| 41% below US avg |
| Primary Care | 1:1,166 |
| Dentists | 1:706 |
| Mental Health | 1:118 |
| Checkup Rate | 66.7% |
| Dental Visits | 66.0% |
| Premature Death | 8,713/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 74.0% |
| Healthcare Facilities | 325 |
Steele Creek has a cool climate with an average annual temperature of 31°F (-0°C). Winters average 4°F in January while summers reach 60°F in July. Annual precipitation totals 15.0 inches (drier than the 38-inch national average). The area receives 53.1 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 42. 58% of days have good air quality. The city sits at an elevation of 1,174 feet.
Temperature
4°F Jan (-16°C)
60°F Jul (15°C)
| Annual Average | 31.2°F |
| 42% below US avg |
| January Average | 4°F (-16°C) |
| July Average | 60°F (15°C) |
Geography
| Elevation | 1,174 ft (358 m) |
| Area | 92.8 sq mi (240.5 km²) |
| Population Density | 63/sq mi |
| Coordinates | 64.9256°N, 147.4351°W |
| Timezone | America/Anchorage |
| County | Fairbanks North Star Borough County |
| Nearest Airport | Fairbanks International (FAI)
15 miles away |
Precipitation & Snow
Annual Rainfall
15.0"
61% below US avg
Wettest Month (Aug)
2.90"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
| Good Days % | 58.2% |
| Unhealthy Days | 25 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0254 ppm |
| SO₂ (Sulfur Dioxide) | 1.74 ppb |
| CO (Carbon Monoxide) | 0.29 ppm |
| PM2.5 (Fine Particles) | 9.0 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 88.5 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 26.0 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Winter Weather |
Very High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively High |
| Landslide |
Relatively High |
| Volcano |
Very Low |
| Avalanche |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1,245 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M6.0. Most recent: M4.2 on Aug 20, 2025.
| Oct 6, 1995 |
36 km E of Minto, Alaska |
M6.0 |
60 km |
| Jan 19, 2024 |
4 km SW of Salcha, Alaska |
M5.3 |
53 km |
| Aug 31, 2014 |
14 km E of Minto, Alaska |
M5.2 |
79 km |
| Nov 1, 1992 |
30 km W of Ferry, Alaska |
M5.0 |
149 km |
| Jan 7, 1990 |
22 km NNE of Four Mile Road, Alaska |
M4.9 |
70 km |
| Jan 7, 1990 |
16 km SE of Minto, Alaska |
M4.9 |
78 km |
| Feb 26, 2013 |
13 km NW of Ferry, Alaska |
M4.9 |
129 km |
| Nov 18, 1995 |
59 km SW of Harding-Birch Lakes, Alaska |
M4.8 |
97 km |
| Jul 23, 2021 |
11 km NW of Harding-Birch Lakes, Alaska |
M4.8 |
63 km |
| Feb 17, 2007 |
41 km SW of Salcha, Alaska |
M4.7 |
75 km |
| Nov 3, 2002 |
79 km ESE of McKinley Park, Alaska |
M4.7 |
149 km |
| Apr 2, 2003 |
26 km SSE of Rampart, Alaska |
M4.7 |
126 km |
| Nov 3, 2002 |
78 km ESE of McKinley Park, Alaska |
M4.7 |
149 km |
| Mar 25, 2001 |
Central Alaska |
M4.6 |
92 km |
| Dec 29, 1993 |
10 km S of Salcha, Alaska |
M4.6 |
61 km |
| Jan 19, 2018 |
7 km SE of Ferry, Alaska |
M4.6 |
129 km |
| Apr 11, 2019 |
15 km NNW of Four Mile Road, Alaska |
M4.5 |
86 km |
| Aug 25, 1995 |
26 km SSW of Ester, Alaska |
M4.5 |
52 km |
| Nov 3, 2002 |
75 km ESE of McKinley Park, Alaska |
M4.5 |
149 km |
| Jan 12, 1990 |
29 km SE of Minto, Alaska |
M4.5 |
70 km |
Source: USGS (M2.5+, 1990-2025)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BOUNDARY (538,167 ac, 2004).
| Year |
Name |
Acres |
Distance |
| 2004 |
BOUNDARY |
538,167 |
44 km |
| 2004 |
CENTRAL COMPLEX (WOLF CREEK) |
228,337 |
95 km |
| 2005 |
BEAVER CREEK |
184,179 |
77 km |
| 2019 |
HESS CREEK |
181,457 |
84 km |
| 2006 |
PARKS HWY |
125,276 |
82 km |
| 2009 |
WOOD RIVER 1 |
120,133 |
57 km |
| 2002 |
MILEPOST 78 |
107,420 |
78 km |
| 2013 |
STUART CREEK #2 |
87,981 |
39 km |
| 2001 |
FISH CREEK |
83,362 |
90 km |
| 2021 |
MUNSON CREEK |
54,099 |
73 km |
| 2012 |
DRY CREEK |
49,047 |
40 km |
| 2015 |
BLAIR |
37,977 |
77 km |
| 2022 |
MINTO LAKES |
37,628 |
54 km |
| 2004 |
TORS |
32,002 |
55 km |
| 2015 |
AGGIE CREEK |
30,877 |
53 km |
| 2007 |
LITTLE DELTA |
29,836 |
88 km |
| 2011 |
HASTINGS |
25,402 |
42 km |
| 2002 |
WEST FORK CHENA |
22,384 |
60 km |
| 2019 |
SHOVEL CREEK |
22,128 |
41 km |
| 2019 |
VICTORIA MOUNTAIN |
21,062 |
98 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
4°F (-16°C) |
0.6 in |
Coldest |
| February |
10°F (-12°C) |
0.6 in |
|
| March |
16°F (-9°C) |
0.5 in |
Driest |
| April |
34°F (1°C) |
0.7 in |
|
| May |
48°F (9°C) |
0.9 in |
|
| June |
58°F (14°C) |
2.2 in |
|
| July |
60°F (15°C) |
2.9 in |
Warmest |
| August |
54°F (12°C) |
2.9 in |
Wettest |
| September |
44°F (7°C) |
1.7 in |
|
| October |
28°F (-2°C) |
0.8 in |
|
| November |
12°F (-11°C) |
0.8 in |
|
| December |
7°F (-14°C) |
0.6 in |
|
Steele Creek has a seasonal temperature swing of 56°F / from 4°F in January to 60°F in July. Total annual precipitation is 15.0 inches, with August being the wettest month (2.9") and March the driest (0.5").
Average costs for common services in Steele Creek. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$256 ($154-$410) |
| Specialist Visit |
$358 ($205-$563) |
| Urgent Care Visit |
$205 ($102-$358) |
| Emergency Room Visit |
$2,253 ($819-$5,120) |
| Dental Cleaning |
$133 ($77-$205) |
| Dental Filling |
$256 ($154-$410) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$46 ($26-$77) |
| Oil Change (Synthetic) |
$77 ($51-$123) |
| Brake Pad Replacement |
$307 ($154-$512) |
| Tire Rotation |
$41 ($20-$77) |
| New Tires (Set of 4) |
$614 ($410-$1,024) |
| Battery Replacement |
$205 ($102-$358) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$102 ($61-$154) |
| Electrician (Per Hour) |
$92 ($51-$143) |
| HVAC Repair |
$410 ($154-$819) |
| HVAC System Install |
$7,168 ($4,096-$12,288) |
| Roof Repair |
$1,024 ($410-$2,048) |
| Roof Replacement |
$9,216 ($5,632-$15,360) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,536 ($512-$3,584) |
| Divorce (Contested) |
$15,360 ($5,120-$30,720) |
| DUI Defense |
$5,120 ($2,048-$10,240) |
| Bankruptcy (Chapter 7) |
$1,536 ($819-$3,072) |
| Will Preparation |
$512 ($205-$1,024) |
| Trust Preparation |
$2,560 ($1,024-$5,120) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($15-$46) |
| Women's Haircut |
$56 ($31-$102) |
| Hair Coloring (Full) |
$154 ($77-$256) |
| Manicure |
$26 ($15-$46) |
| Pedicure |
$41 ($26-$67) |
| Massage (1 Hour) |
$82 ($51-$133) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.20 ($3.07-$5.63) |
| Dozen Eggs (per dozen) |
$3.58 ($2.56-$5.12) |
| Loaf of Bread |
$3.89 ($2.56-$5.63) |
| Chicken Breast (per lb) |
$4.61 ($3.07-$6.66) |
| Ground Beef (per lb) |
$5.63 ($4.10-$7.68) |
| Rice (per lb) |
$1.02 ($0.61-$1.84) |
View all 20 services
Utilities
| Electricity (Monthly) |
$143 ($82-$256) |
| Natural Gas (Monthly) |
$72 ($31-$154) |
| Water/Sewer (Monthly) |
$72 ($41-$123) |
| Internet (Monthly) |
$72 ($41-$102) |
| Cell Phone Plan (Monthly) |
$67 ($31-$102) |
| Cable TV (Monthly) |
$87 ($51-$154) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$205 ($77-$512) |
| Car Insurance (Annual) |
$2,048 ($1,229-$3,584) |
| Bus Pass (Monthly) |
$72 ($31-$133) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.19-$26) |
| Car Registration (Annual) |
$102 ($31-$256) |
| Driver's License Renewal |
$31 ($15-$77) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,229 ($614-$2,560) |
| Daycare (Toddler, Monthly) |
$1,024 ($512-$2,048) |
| After-School Care (Monthly) |
$410 ($205-$717) |
| Tutoring (Per Hour) |
$51 ($26-$102) |
| SAT/ACT Prep Course |
$1,024 ($410-$2,560) |
| Private School (K-12, Annual) |
$12,800 ($5,120-$30,720) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$61 ($31-$102) |
| Dog Vaccination (Annual) |
$102 ($51-$205) |
| Dog Grooming |
$61 ($31-$102) |
| Pet Boarding (Per Night) |
$41 ($20-$77) |
| Dog Spay/Neuter |
$307 ($154-$512) |
| Cat Spay/Neuter |
$205 ($102-$410) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,711 |
| Toddler | $1,239 |
| Preschool | $1,148 |
| Family Childcare (monthly) |
| Infant | $1,368 |
| Toddler | $1,018 |
| Preschool | $933 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Steele Creek
What is the population of Steele Creek?
Steele Creek has a population of 5,861 residents and is located in Alaska. The population density is 63 people per square mile, spread across 92.8 square miles. The median age of residents is 41.7 years, which is older than the national median of 38.9 years. The population is 51.1% female and 48.9% male.
Is Steele Creek expensive to live in?
Steele Creek has a cost of living roughly in line with the national average, with an index of 102.4 (baseline: 100). The median household income is $117,260, 56% above the national average of $75,149. The median home value is $331,200 (17% above the U.S. median). Renters pay a median of $980 per month, below the national average of $1,163. The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Steele Creek?
Steele Creek has a cool climate with an average annual temperature of 31°F (-0°C). Winter temperatures average 4°F in January, while summers reach an average of 60°F in July. Annual rainfall totals 15.0 inches, with 53.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Steele Creek?
The job market in Steele Creek is very strong, with unemployment at just 0.9% / well below the national rate of 3.6%. The average weekly wage is $1,340. There are 2,441 business establishments in the area, including 247 restaurants and food service locations. The average commute time is 25 minutes, and 13.0% of workers work from home.
How much does housing cost in Steele Creek?
The median home value in Steele Creek is $331,200. Zillow estimates the typical home value at $317,494. According to Redfin, the median sale price is $435,000, with homes typically selling within 104 days. For renters, the median monthly rent is $980. Fair market rent is $1,194 for a 1-bedroom and $1,467 for a 2-bedroom apartment. The homeownership rate is 87.9%. The average annual property tax is $6,621.
How are the schools in Steele Creek?
Schools in Steele Creek score 5.3 out of 10 on standardized testing, near the national average. 46.3% of adults in Steele Creek hold a bachelor's degree or higher, above the national average of 33.7%. 95.5% have completed high school. 15.3% hold a graduate or professional degree.
How healthy is Steele Creek?
The obesity rate in Steele Creek is 33.4% (above the national rate of 32.1%). 12.4% of adults are smokers. 18.8% are physically inactive. 20.7% of residents report depression. 5.1% lack health insurance (below the national rate). 74.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,166.
What is transportation like in Steele Creek?
The average commute in Steele Creek is 25 minutes. 76.8% of workers drive alone to work, 2% use public transit, and 13.0% work from home.
What are the demographics of Steele Creek?
The racial and ethnic makeup of Steele Creek is 80.2% White, 3.1% Hispanic or Latino, 2.3% Asian. 95.7% of residents speak only English at home. 12.4% of the population are military veterans. 10.3% of residents have a disability. 94.9% have health insurance coverage.