Median Income
$85,385
14% higher than US avg
Home Value
$207,600
26% lower than US avg
Bachelor's+
33.1%
2% lower than US avg
Median Rent
$983
15% lower than US avg
Obesity Rate
33.9%
6% higher than US avg
Unemployment
1.5%
58% lower than US avg
Poverty Rate
1.7%
86% lower than US avg
How Stem Compares to the U.S. Average (100% = U.S. avg)
People
Population1,064
Median Age30.4 yrs
Density858/mi²
Male / Female43% / 58%
Largest GroupWhite 59%
Economy
A+
Median Income$85,385
Per Capita$31,466
Unemployment1.5%
Poverty1.7%
County GDP$4,941M
Commute32 min
Housing
A+
Home Value$207,600
Rent$983
OwnershipN/A
Zillow$319,209
Health
Obesity33.9%
UninsuredN/A
Depression25.4%
Heart Disease5.4%
Climate
Avg Temp59°F
AQI40 (Good)
Rain46.6 in/yr
Elevation460 ft
Education
B+
Bachelor's+33.1%
High School+91.5%
School Score5.46
Community
2024 VoteR 54% / D 45%
Commute32 min
Libraries4
Is Stem a Good Place to Live?
Based on current data, Stem receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Stem stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Stem is $85,385, 14% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.5%. Only 1.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Stem is $207,600, 26% below the national median — offering relatively affordable homeownership. Renters pay a median of $983 per month, below the national average — a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
Education
Educational attainment is solid, with 33.1% holding a bachelor's degree or higher, near the national average. 91.5% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Stem enjoys a moderate climate with an average annual temperature of 59°F. Winters average 39°F in January while summers reach 79°F in July. Annual precipitation totals 46.6 inches. Air quality is rated Good with a median AQI of 40.
Stem has a population of 1,064 with a density of 858 people per square mile. The median age is 30.4 years, 22% younger than the national median of 38.9. The city is predominantly White (59%), with 26.9% Black.
Population
30.4yrs
Median Age
22% below US avg
Language Spoken at Home
| English Only | 91.9% |
| 17% above US avg |
| Spanish | 8.1% |
| 40% below US avg |
The median household income in Stem is $85,385, which is 14% above the national average of $75,149. The unemployment rate is 1.5% (below the 3.6% US average). 1.7% of residents live below the poverty line. Workers commute an average of 32 minutes.
Income
| Median HH Income | $85,385 |
| 14% above US avg |
| Per Capita Income | $31,466 |
| Avg Weekly Wage | $1,141 |
| IRS Avg AGI | $69,056 |
Employment & Poverty
| Unemployment | 1.5% |
| 58% below US avg |
| Poverty Rate | 1.7% |
| 86% below US avg |
| Establishments (County) | 1,132 |
| County GDP | $4,941M |
Business (County)
| Restaurants | 74 |
| Healthcare | 103 |
| Retail | 142 |
| Manufacturing | 45 |
Tax & Cost of Living
| Property Tax (IRS) | $3,288 |
| 6% below US avg |
| Effective Tax Rate | 1.58% |
Commute & Transportation
| Commute Time | 32.0 min |
| Work from Home | 12.0% |
The median home value in Stem is $207,600, 26% below the national average. Monthly rent averages $983 (15% below US avg). Zillow estimates the typical home value at $319,209.
Home Values
| Census Median | $207,600 |
| 26% below US avg |
| Zillow ZHVI | $319,209 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $983 |
| 15% below US avg |
HUD Fair Market Rent
| Studio | $932 |
| 1 Bedroom | $981 |
| 2 Bedrooms | $1,161 |
| 3 Bedrooms | $1,499 |
| 4 Bedrooms | $1,780 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,288 |
| 6% below US avg |
| Effective Rate | 1.58% |
In Stem, 33.9% of adults are obese (above the 32.1% national rate). 25.4% report depression. 23.6% are physically inactive.
Health Metrics: Stem vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.9% |
| 6% above US avg |
| Diabetes | 10.0% |
| Heart Disease | 5.4% |
| High Blood Pressure | 33.5% |
| Asthma | 11.4% |
| COPD | 6.4% |
| Stroke | 3.2% |
Behaviors & Mental Health
| |
| Binge Drinking | 16.1% |
| Physical Inactivity | 23.6% |
| Depression | 25.4% |
| Mental Distress | 18.3% |
| Physical Distress | 12.3% |
Healthcare Access
| Insurance Rate | 90.9% |
| |
| Checkup Rate | 77.9% |
| Premature Death | 9,720/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 47.7% |
| Healthcare Facilities | 103 |
Crime Rates: Stem vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 14 |
Safety Score
Stem has an average annual temperature of 59°F (15°C). Winters average 39°F in January while summers reach 79°F in July. Annual precipitation is 46.6 inches. Air quality is rated Good with a median AQI of 40.
Temperature
39°F Jan (4°C)
79°F Jul (26°C)
| Annual Average | 59.4°F |
| 10% above US avg |
| January Average | 39°F (4°C) |
| July Average | 79°F (26°C) |
Precipitation & Snow
| Annual Rainfall | 46.6 inches |
| 23% above US avg |
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Geography
| Elevation | 460 ft (140 m) |
| Area | 1.2 sq mi (3.2 km²) |
| Population Density | 858/sq mi |
| Coordinates | 36.1957°N, 78.7222°W |
| County FIPS | 37077 |