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Steward, IL

Illinois

Steward is a small town in Illinois with a population of 268. Residents earn $108,333 per year, which is 44% above the national average.

4.5 /5.0
A+ Excellent
268 Population 2,062/sq mi density
$108,333 Median Income $37,434 per capita
$151,000 Home Value $266,223 Zillow
$1,281 Median Rent 29.4% income on rent
48°F Avg Temperature 275 sunny days/yr
A+
Overall
4.5 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$108,333 median income, 3.2% unemployment
A+
Affordability
5.0 / 5.0
$151,000 home value, $1,281/mo rent
B+
Education
3.7 / 5.0
34.0% bachelor's degree or higher
Median Income $108,333
44% higher than US avg
Home Value $151,000
46% lower than US avg
Bachelor's+ 34.0%
1% higher than US avg
Median Rent $1,281
10% higher than US avg
Obesity Rate 36.3%
13% higher than US avg
Unemployment 3.2%
11% lower than US avg
Poverty Rate 2.6%
79% lower than US avg

How Steward Compares to the U.S. Average (100% = U.S. avg)

People

Population268
Median Age43.5 yrs
Density2,062/mi²
Male / Female53% / 47%
Largest GroupWhite 90%
Veterans6.9%

Economy

A+
Median Income$108,333
Per Capita$37,434
Unemployment3.2%
Poverty2.6%
County GDP$2,173M
Commute28 min

Housing

A+
Home Value$151,000
Rent$1,281
OwnershipN/A
Zillow$266,223
Housing Units104
Rent Burden29.4%

Health

Obesity36.3%
Uninsured7.5%
Smoking14.0%
Depression23.6%
Heart Disease5.2%

Climate

Avg Temp48°F (9°C)
AQI43 (Good)
Rain36.6 in/yr
Sunny Days275/yr
Elevation822 ft (251 m)

Education

B+
Bachelor's+34.0%
High School+93.3%
Graduate+9.1%
School Score5.34

Community

2024 VoteR 60% / D 38%
Commute28 min
Broadband90.0%
Libraries5

Is Steward a Good Place to Live?

Based on current data, Steward receives an overall livability score of 4.5 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, affordable housing, abundant sunshine. Steward stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Steward is $108,333, which is significantly higher than the national average — 44% above $75,149. This places Steward among higher-income communities. Unemployment stands at 3.2%, indicating a healthy job market. Only 2.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in Steward is $151,000, 46% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,281 per month. At just 1.4x median income, home prices are very affordable relative to local earnings.

Education

Educational attainment is solid, with 34.0% holding a bachelor's degree or higher, near the national average. 93.3% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Steward experiences four distinct seasons with an average temperature of 48°F. Winters average 20°F in January while summers reach 72°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.6 inches. Air quality is rated Good with a median AQI of 43.

Steward has a population of 268 with a density of 2,062 people per square mile. The median age is 43.5 years, 12% older than the national median of 38.9. The city is predominantly White (89.9%), with 2.2% Black.

Population

268
Total Population
2,062
People / sq mi
43.5yrs
Median Age
12% above US avg
0.1mi²
Land Area

Gender Distribution

Male 52.6%
Female 47.4%

Race & Ethnicity

Steward vs U.S. Average

Language Spoken at Home

English Only98.8%
26% above US avg
Spanish1.2%
91% below US avg

Social Characteristics

Steward vs U.S. Average

The median household income in Steward is $108,333, which is 44% above the national average of $75,149. The unemployment rate is 3.2% (below the 3.6% US average). 2.6% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: Steward vs U.S.

Commute Mode

Income

Median HH Income$108,333
44% above US avg
Per Capita Income$37,434
Avg Weekly Wage$1,124
IRS Avg AGI$71,482

Employment & Poverty

Unemployment3.2%
11% below US avg
Poverty Rate2.6%
79% below US avg
Establishments (County)692
County GDP$2,173M

Business (County)

Restaurants79
Healthcare88
Retail96
Manufacturing29

Tax & Cost of Living

Property Tax (IRS)$5,439
55% above US avg
Cost of Living100.00 (100=avg)
Effective Tax Rate3.60%

Commute & Transportation

Commute Time28.2 min
Drive Alone86.4%
Public Transit0.0%
Work from Home0.6%

Walkability

The median home value in Steward is $151,000, 46% below the national average. Monthly rent averages $1,281 (10% above US avg). Zillow estimates the typical home value at $266,223.

Home Value Sources

Ownership Split

Home Values

Census Median$151,000
46% below US avg
Zillow ZHVI$266,223

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,281
10% above US avg
Rent Burden29.4%

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied91.1%
Housing Units104
Median Year Built1938

Property Tax

Avg Tax (IRS)$5,439
55% above US avg
Effective Rate3.60%
In Steward, 36.3% of adults are obese (above the 32.1% national rate). 7.5% of residents lack health insurance. 14.0% are current smokers. 23.6% report depression. 20.8% are physically inactive.

Health Metrics: Steward vs U.S. Average (%)

Chronic Conditions

Obesity36.3%
13% above US avg
Diabetes8.7%
Heart Disease5.2%
High Blood Pressure29.6%
Asthma10.4%
COPD6.0%
Cancer7.4%
Stroke2.7%

Behaviors & Mental Health

Smoking14.0%
0% below US avg
Binge Drinking21.1%
Physical Inactivity20.8%
Depression23.6%
Mental Distress18.2%
Physical Distress11.9%
Short Sleep36.8%

Healthcare Access

Insurance Rate85.1%
Uninsured7.5%
13% below US avg
Primary Care1:1,362
Dentists1:2,115
Mental Health1:134
Checkup Rate75.5%
Dental Visits64.4%
Premature Death7,354/100K

Food & Exercise

Food Environment8.0/10
Exercise Access71.2%
Healthcare Facilities88
Steward has an average annual temperature of 48°F (9°C). Winters average 20°F in January while summers reach 72°F in July. Annual precipitation is 36.6 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

20°F Jan (-7°C) 72°F Jul (22°C)
Annual Average47.9°F
11% below US avg
January Average20°F (-7°C)
July Average72°F (22°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall36.6 inches
4% below US avg

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation822 ft (251 m)
Area0.1 sq mi (0.3 km²)
Population Density2,062/sq mi
Coordinates41.8483°N, 89.0200°W
TimezoneAmerica/Chicago
County FIPS17103
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 34.0% of residents hold a bachelor's degree or higher (1% above US avg). In the 2024 election, the county voted Republican by a 22.2-point margin. 90.0% of households have broadband internet.

2024 Presidential Election (County)

R 60.2%
D 37.9%

Winner: Republican by 22.2 points

Education

Bachelor's Degree+34.0%
1% above US avg
High School+93.3%
Graduate Degree+9.1%
School Test Score5.34
B+ Education Grade (3.7/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density2,062/sq mi
Total Area0.1 sq mi

Infrastructure & Services

Broadband Access90.0%
Public Libraries5
Healthcare Facilities88
Restaurants79
Retail Stores96

Safety & Disasters

Fatal Crashes (County/yr)7

Commute & Transportation

Avg Commute28.2 min
Drive Alone86.4%
Public Transit0.0%
Work from Home0.6%

Nearby Cities

Rochelle, IL 9,477 pop · 5.4 mi Hillcrest, IL 1,679 pop · 8.5 mi Malta, IL 1,507 pop · 9.5 mi Waterman, IL 1,419 pop · 14.4 mi Franklin Grove, IL 1,086 pop · 14.4 mi DeKalb, IL 40,464 pop · 15.1 mi Cortland, IL 4,556 pop · 18.1 mi Earlville, IL 2,015 pop · 18.7 mi Davis Junction, IL 2,656 pop · 18.7 mi Kirkland, IL 1,497 pop · 18.9 mi Amboy, IL 2,396 pop · 18.9 mi Stillman Valley, IL 1,261 pop · 19.6 mi Leland, IL 1,102 pop · 19.7 mi Oregon, IL 3,821 pop · 19.8 mi
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