Stirling, NJ

New Jersey · Metropolitan Area

Stirling is a small town in New Jersey with a population of 2,868. Residents earn $158,043 per year, which is 110% above the national average.

4.7 /5.0
A+ Excellent
2,868 Population 1,226/sq mi density
$158,043 Median Income $63,362 per capita
$671,800 Home Value
$1,710 Median Rent
55°F Avg Temperature
A+
Overall
4.7 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$158,043 median income, 3.8% unemployment
A
Affordability
4.3 / 5.0
$671,800 home value, $1,710/mo rent
A+
Education
5.0 / 5.0
60.9% bachelor's degree or higher
Median Income $158,043
110% higher than US avg
Home Value $671,800
138% higher than US avg
Bachelor's+ 60.9%
81% higher than US avg
Median Rent $1,710
47% higher than US avg
Obesity Rate 22.6%
30% lower than US avg
Unemployment 3.8%
6% higher than US avg
Poverty Rate 2.7%
78% lower than US avg

How Stirling Compares to the U.S. Average (100% = U.S. avg)

People

Population2,868
Median Age36.0 yrs
Density1,226/mi²
Male / Female46% / 54%
Largest GroupWhite 71%

Economy

A+
Median Income$158,043
Per Capita$63,362
Unemployment3.8%
Poverty2.7%
County GDP$51,947M
Commute23 min

Housing

A
Home Value$671,800
Rent$1,710
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity22.6%
UninsuredN/A
Depression16.2%
Heart Disease3.9%

Climate

Avg Temp55°F
AQI39 (Good)
Rain48.7 in/yr
Elevation326 ft

Education

A+
Bachelor's+60.9%
High School+98.6%
School Score6.24

Community

2024 VoteR 37% / D 61%
Commute23 min
Libraries24

Is Stirling a Good Place to Live?

Based on current data, Stirling receives an overall livability score of 4.7 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, a highly educated population, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs. Stirling stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Stirling is $158,043, which is significantly higher than the national average — 110% above $75,149. This places Stirling among higher-income communities. Unemployment stands at 3.8%, indicating a healthy job market. Only 2.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 23 minutes.

Cost of Living & Housing

The median home value in Stirling is $671,800, making it a premium housing market at 138% above the U.S. median of $281,900. Renters pay a median of $1,710 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.3x indicates a reasonably affordable housing market.

Education

Stirling is a highly educated community — 60.9% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.6% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Stirling experiences four distinct seasons with an average temperature of 55°F. Winters average 32°F in January while summers reach 77°F in July. Annual precipitation totals 48.7 inches, including 21.4 inches of snow. Air quality is rated Good with a median AQI of 39.

Stirling has a population of 2,868 with a density of 1,226 people per square mile. The median age is 36.0 years, 7% younger than the national median of 38.9. The city is predominantly White (71.2%), with 1.2% Hispanic.

Population

2,868
Total Population
1,226
People / sq mi
36.0yrs
Median Age
7% below US avg
2.3mi²
Land Area

Gender Distribution

Male 46%
Female 54%

Race & Ethnicity

Stirling vs U.S. Average

Language Spoken at Home

English Only86.8%
11% above US avg
Spanish13.2%
1% below US avg

Social Characteristics

Stirling vs U.S. Average

The median household income in Stirling is $158,043, which is 110% above the national average of $75,149. The unemployment rate is 3.8% (above the 3.6% US average). 2.7% of residents live below the poverty line. Workers commute an average of 23 minutes.

Income: Stirling vs U.S.

Commute Mode

Income

Median HH Income$158,043
110% above US avg
Per Capita Income$63,362
Avg Weekly Wage$1,622
IRS Avg AGI$109,188

Employment & Poverty

Unemployment3.8%
6% above US avg
Poverty Rate2.7%
78% below US avg
Establishments (County)16,571
County GDP$51,947M

Business (County)

Restaurants1,317
Healthcare1,591
Retail1,861
Manufacturing523

Tax & Cost of Living

Property Tax (IRS)$13,532
287% above US avg
Effective Tax Rate2.01%

Commute & Transportation

Commute Time22.7 min
Work from Home15.8%

Walkability

The median home value in Stirling is $671,800, 138% above the national average. Monthly rent averages $1,710 (47% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$671,800
138% above US avg
Median List Price$594,500

Real Estate Market (Redfin)

Median List Price$594,500
$/Sq Ft$465
Homes Sold1
Sale-to-List Ratio113.3%
Price Drops0.0%
Inventory4

Rental Costs

Census Median Rent$1,710
47% above US avg

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied73.8%

Property Tax

Avg Tax (IRS)$13,532
287% above US avg
Effective Rate2.01%
In Stirling, 22.6% of adults are obese (below the 32.1% national rate). 16.2% report depression. 16.8% are physically inactive.

Health Metrics: Stirling vs U.S. Average (%)

Chronic Conditions

Obesity22.6%
30% below US avg
Diabetes6.9%
Heart Disease3.9%
High Blood Pressure26.0%
Asthma8.5%
COPD3.5%
Stroke2.1%

Behaviors & Mental Health

Binge Drinking20.4%
Physical Inactivity16.8%
Depression16.2%
Mental Distress13.9%
Physical Distress9.2%

Healthcare Access

Insurance Rate100.0%
Checkup Rate76.1%
Premature Death6,477/100K

Food & Exercise

Food Environment9.3/10
Exercise Access99.6%
Healthcare Facilities1,591

Crime Rates: Stirling vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)29

Safety Score

Stirling has an average annual temperature of 55°F (13°C). Winters average 32°F in January while summers reach 77°F in July. Annual precipitation is 48.7 inches. Air quality is rated Good with a median AQI of 39.

Temperature

32°F Jan (0°C) 77°F Jul (25°C)
Annual Average54.9°F
2% above US avg
January Average32°F (0°C)
July Average77°F (25°C)

Precipitation & Snow

Annual Rainfall48.7 inches
28% above US avg
Snowfall21.4 inches/yr

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation326 ft (99 m)
Area2.3 sq mi (6.1 km²)
Population Density1,226/sq mi
Coordinates40.6804°N, 74.4889°W
County FIPS34039
It is classified as Metro — 1 million+. 60.9% of residents hold a bachelor's degree or higher (81% above US avg). In the 2024 election, the county voted Democrat by a 24.2-point margin.

2024 Presidential Election (County)

R 37%
D 61.2%

Winner: Democrat by 24.2 points

Education

Bachelor's Degree+60.9%
81% above US avg
High School+98.6%
School Test Score6.24
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,226/sq mi
Total Area2.3 sq mi

Infrastructure & Services

Public Libraries24
Healthcare Facilities1,591
Restaurants1,317
Retail Stores1,861

Safety & Disasters

Fatal Crashes (County/yr)29

Commute & Transportation

Avg Commute22.7 min
Work from Home15.8%

Nearby Cities

Compare Stirling with another city: