Median Income
$82,695
10% higher than US avg
Home Value
$196,300
30% lower than US avg
Bachelor's+
13.7%
59% lower than US avg
Median Rent
$876
25% lower than US avg
Obesity Rate
39.5%
23% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Summertown Compares to the U.S. Average (100% = U.S. avg)
People
Population793
Median Age47.8 yrs
Density395/mi²
Male / Female46% / 54%
Largest GroupWhite 97%
Veterans4.8%
Economy
A+
Median Income$82,695
Per Capita$37,480
Unemployment0.0%
Poverty0.0%
County GDP$495M
Commute28 min
Housing
A+
Home Value$196,300
Rent$876
Ownership71.8%
Zillow$305,004
Housing Units276
Rent Burden10.8%
Health
Obesity39.5%
Uninsured3.9%
Smoking19.9%
Depression32.6%
Heart Disease6.8%
Climate
Avg Temp59°F (15°C)
Rain62.2 in/yr
Elevation1,012 ft (308 m)
Education
C
Bachelor's+13.7%
High School+90.5%
Graduate+2.0%
School Score5.04
Community
2024 VoteR 82% / D 17%
Commute28 min
Broadband88.7%
EV Stations1
Libraries1
Is Summertown a Good Place to Live?
Based on current data, Summertown receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include high obesity rates. Summertown offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Summertown is $82,695, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Summertown is $196,300, 30% below the national median / offering relatively affordable homeownership. Renters pay a median of $876 per month, below the national average / a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
Education
13.7% of residents hold a bachelor's degree, below the national average of 33.7%. 90.5% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
Summertown enjoys a moderate climate with an average annual temperature of 59°F. Winters average 37°F in January while summers reach 80°F in July. Annual precipitation totals 62.2 inches.
Summertown has a population of 793 with a density of 395 people per square mile, spread across 2.0 square miles. The median age is 47.8 years, 23% older than the national median of 38.9. The gender split is 53.7% female and 46.3% male. The city is predominantly White (97%). English is the primary language spoken at home by 99% of residents. 4.8% of the population are veterans. 19.9% of residents have a disability (above the 13.0% national average). 96.1% have health insurance coverage.
Population
793
Total Population
2023 Census
47.8yrs
Median Age
23% above US avg
Race & Ethnicity
Summertown vs U.S. Average
Language Spoken at Home
English Only
99.0%
26% above US avg
Spanish
1.5%
89% below US avg
Social Characteristics
Summertown vs U.S. Average
The median household income in Summertown is $82,695, which is 10% above the national average of $75,149. Per capita income is $37,480. The average weekly wage is $961, 33% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 290 business establishments, including 23 restaurants. The cost of living index is 91.9, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 28 minutes. 6.8% of workers work from home (below the 15.2% national rate).
Income: Summertown vs U.S.
Income
| Median HH Income | $82,695 |
| 10% above US avg |
| Per Capita Income | $37,480 |
| Avg Weekly Wage | $961 |
| IRS Avg AGI | $60,005 |
| Gini Index | 0.442 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 290 |
| County GDP | $495M |
Business (County)
| Restaurants | 23 |
| Healthcare | 28 |
| Retail | 44 |
| Manufacturing | 23 |
Tax & Cost of Living
| Property Tax (IRS) | $2,550 |
| 27% below US avg |
| Cost of Living | 91.90 (100=avg) |
| Effective Tax Rate | 1.30% |
Commute & Transportation
| Commute Time | 28.3 min |
| Drive Alone | 85.6% |
| Public Transit | 0.0% |
| Work from Home | 6.8% |
The median home value in Summertown is $196,300, 30% below the national median of $281,900. Zillow estimates the typical home value at $305,004, higher than the Census estimate. Monthly rent averages $876 (25% below the national average of $1,163). Fair market rent ranges from $924 for a one-bedroom to $1,118 for a two-bedroom apartment. 71.8% of housing units are owner-occupied. There are 276 total housing units in the city. The median year a home was built is 1990. The average annual property tax is $2,550 (lower than the $3,500 national average). 10.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $196,300 |
| 30% below US avg |
| Zillow ZHVI | $305,004 |
Rental Costs
| Census Median Rent | $876 |
| 25% below US avg |
| Rent Burden | 10.8% |
HUD Fair Market Rent
| Studio | $882 |
| 1 Bedroom | $924 |
| 2 Bedrooms | $1,118 |
| 3 Bedrooms | $1,445 |
| 4 Bedrooms | $1,644 |
Ownership & Property
| Homeownership | 71.8% |
| Owner-Occupied | 71.8% |
| Renter-Occupied | 28.2% |
| Housing Units | 276 |
| Median Year Built | 1990 |
Property Tax
| Avg Tax (IRS) | $2,550 |
| 27% below US avg |
| Effective Rate | 1.30% |
In Summertown, 39.5% of adults are obese, above the national rate of 32.1%. 11.5% have diabetes. Heart disease affects 6.8% of residents, above the national average. 36.0% have high blood pressure. 19.9% are current smokers (above the 14.0% national rate). 16.7% report binge drinking. 26.2% are physically inactive. 32.6% report depression (above the 20.0% national average). 21.8% experience frequent mental distress. 3.9% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:6,428. The dentist ratio is 1:3,239. 46.9% of residents have access to exercise opportunities. The food environment index is 5.8 out of 10.
Health Metrics: Summertown vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.5% |
| 23% above US avg |
| Diabetes | 11.5% |
| Heart Disease | 6.8% |
| High Blood Pressure | 36.0% |
| Asthma | 11.0% |
| COPD | 8.5% |
| Cancer | 7.5% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 19.9% |
| 42% above US avg |
| Binge Drinking | 16.7% |
| Physical Inactivity | 26.2% |
| Depression | 32.6% |
| Mental Distress | 21.8% |
| Physical Distress | 15.3% |
| Short Sleep | 40.5% |
Healthcare Access
| Insurance Rate | 96.1% |
| Uninsured | 3.9% |
| 55% below US avg |
| Primary Care | 1:6,428 |
| Dentists | 1:3,239 |
| Mental Health | 1:2,178 |
| Checkup Rate | 74.6% |
| Dental Visits | 54.7% |
| Premature Death | 13,691/100K |
Food & Exercise
| Food Environment | 5.8/10 |
| Exercise Access | 46.9% |
| Healthcare Facilities | 28 |
Summertown enjoys a temperate climate with an average annual temperature of 59°F (15°C). Winters average 37°F in January while summers reach 80°F in July. Annual precipitation totals 62.2 inches (wetter than the 38-inch national average). The city sits at an elevation of 1,012 feet.
Temperature
37°F Jan (3°C)
80°F Jul (27°C)
| Annual Average | 59.4°F |
| 10% above US avg |
| January Average | 37°F (3°C) |
| July Average | 80°F (27°C) |
Geography
| Elevation | 1,012 ft (308 m) |
| Area | 2.0 sq mi (5.2 km²) |
| Population Density | 395/sq mi |
| Coordinates | 35.4344°N, 87.3085°W |
| Timezone | America/Chicago |
| County | Lewis County County |
| Nearest Airport | Maury County Regional (MRC)
11 miles away |
Precipitation & Snow
Annual Rainfall
62.2"
64% above US avg
Wettest Month (Dec)
6.52"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 13.9 / 100 |
| Social Vulnerability | 44.6 / 100 |
| Community Resilience | 12.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
29 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.5 on Jun 21, 2023.
| Dec 8, 2001 |
5 km SW of Pleasant Groves, Alabama |
M3.9 |
127 km |
| May 10, 2020 |
7 km SSE of Sewanee, Tennessee |
M3.1 |
133 km |
| May 4, 1994 |
12 km NNW of Addison, Alabama |
M3.0 |
126 km |
| May 4, 1994 |
2 km NNW of Addison, Alabama |
M3.0 |
135 km |
| Jan 2, 2000 |
4 km SW of Lester, Alabama |
M2.9 |
54 km |
| Jan 2, 2000 |
4 km SW of Lester, Alabama |
M2.9 |
54 km |
| Sep 20, 1990 |
6 km N of Elkmont, Alabama |
M2.8 |
59 km |
| May 13, 1999 |
11 km S of Pulaski, Tennessee |
M2.8 |
46 km |
| May 13, 1999 |
7 km NW of Elkmont, Alabama |
M2.8 |
56 km |
| May 10, 2020 |
7 km SSE of Sewanee, Tennessee |
M2.8 |
133 km |
| Jan 16, 2019 |
5 km SSE of Wartrace, Tennessee |
M2.8 |
91 km |
| Oct 20, 2017 |
5 km ENE of Hollywood, Alabama |
M2.7 |
148 km |
| Mar 11, 2006 |
17 km E of Olivet, Tennessee |
M2.7 |
69 km |
| Mar 11, 2017 |
6 km SW of Trinity, Alabama |
M2.7 |
97 km |
| Aug 13, 2022 |
6 km NW of Hazel Green, Alabama |
M2.7 |
81 km |
| Jan 15, 2016 |
8 km ENE of Natural Bridge, Alabama |
M2.6 |
147 km |
| Jul 31, 1999 |
3 km SSW of Moulton, Alabama |
M2.6 |
110 km |
| Jul 31, 1999 |
5 km SW of Moulton, Alabama |
M2.6 |
110 km |
| Jul 8, 2001 |
7 km SE of Franklin, Tennessee |
M2.6 |
67 km |
| Sep 9, 2000 |
10 km NNW of Kimball, Tennessee |
M2.6 |
147 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
557 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 87 fatalities, 1,627 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 16, 1998 |
EF5 |
69 km |
3 |
| Apr 3, 1974 |
EF5 |
85 km |
16 |
| Apr 10, 2009 |
EF4 |
55 km |
2 |
| Feb 5, 2008 |
EF4 |
91 km |
3 |
| May 5, 1999 |
EF4 |
57 km |
3 |
| Jan 24, 1997 |
EF4 |
83 km |
0 |
| May 18, 1995 |
EF4 |
51 km |
3 |
| May 18, 1995 |
EF4 |
72 km |
1 |
| Dec 24, 1988 |
EF4 |
65 km |
1 |
| Apr 3, 1974 |
EF4 |
88 km |
11 |
| Mar 22, 1952 |
EF4 |
97 km |
4 |
| Feb 29, 1952 |
EF4 |
73 km |
2 |
| Feb 13, 1952 |
EF4 |
95 km |
3 |
| May 8, 2024 |
EF3 |
78 km |
0 |
| May 8, 2024 |
EF3 |
34 km |
1 |
| Apr 1, 2023 |
EF3 |
84 km |
1 |
| Mar 3, 2020 |
EF3 |
88 km |
5 |
| Dec 23, 2015 |
EF3 |
68 km |
0 |
| Apr 28, 2014 |
EF3 |
84 km |
2 |
| Apr 28, 2014 |
EF3 |
74 km |
2 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: ROCKHOUSE ROAD (791 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
ROCKHOUSE ROAD |
791 |
41 km |
| 2000 |
UNNAMED |
762 |
72 km |
| 1999 |
UNNAMED |
564 |
31 km |
| 1996 |
UNNAMED |
523 |
46 km |
| 2014 |
MERIWETHER LEWIS |
513 |
16 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
37°F (3°C) |
5.3 in |
Coldest |
| February |
42°F (5°C) |
5.1 in |
|
| March |
50°F (10°C) |
6.0 in |
|
| April |
60°F (15°C) |
5.4 in |
|
| May |
69°F (21°C) |
6.3 in |
|
| June |
77°F (25°C) |
5.4 in |
|
| July |
80°F (27°C) |
4.8 in |
Warmest |
| August |
78°F (26°C) |
4.0 in |
|
| September |
71°F (22°C) |
5.3 in |
|
| October |
60°F (15°C) |
3.9 in |
Driest |
| November |
49°F (9°C) |
4.3 in |
|
| December |
41°F (5°C) |
6.5 in |
Wettest |
Summertown has a seasonal temperature swing of 43°F / from 37°F in January to 80°F in July. Total annual precipitation is 62.2 inches, with December being the wettest month (6.5") and October the driest (3.9").
Average costs for common services in Summertown. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$230 ($138-$368) |
| Specialist Visit |
$322 ($184-$505) |
| Urgent Care Visit |
$184 ($92-$322) |
| Emergency Room Visit |
$2,022 ($735-$4,595) |
| Dental Cleaning |
$119 ($69-$184) |
| Dental Filling |
$230 ($138-$368) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$69) |
| Oil Change (Synthetic) |
$69 ($46-$110) |
| Brake Pad Replacement |
$276 ($138-$460) |
| Tire Rotation |
$37 ($18-$69) |
| New Tires (Set of 4) |
$551 ($368-$919) |
| Battery Replacement |
$184 ($92-$322) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$92 ($55-$138) |
| Electrician (Per Hour) |
$83 ($46-$129) |
| HVAC Repair |
$368 ($138-$735) |
| HVAC System Install |
$6,433 ($3,676-$11,028) |
| Roof Repair |
$919 ($368-$1,838) |
| Roof Replacement |
$8,271 ($5,055-$13,785) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,379 ($460-$3,217) |
| Divorce (Contested) |
$13,785 ($4,595-$27,570) |
| DUI Defense |
$4,595 ($1,838-$9,190) |
| Bankruptcy (Chapter 7) |
$1,379 ($735-$2,757) |
| Will Preparation |
$460 ($184-$919) |
| Trust Preparation |
$2,298 ($919-$4,595) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$51 ($28-$92) |
| Hair Coloring (Full) |
$138 ($69-$230) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$37 ($23-$60) |
| Massage (1 Hour) |
$74 ($46-$119) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.77 ($2.76-$5.05) |
| Dozen Eggs (per dozen) |
$3.22 ($2.30-$4.60) |
| Loaf of Bread |
$3.49 ($2.30-$5.05) |
| Chicken Breast (per lb) |
$4.14 ($2.76-$5.97) |
| Ground Beef (per lb) |
$5.05 ($3.68-$6.89) |
| Rice (per lb) |
$0.92 ($0.55-$1.65) |
View all 20 services
Utilities
| Electricity (Monthly) |
$129 ($74-$230) |
| Natural Gas (Monthly) |
$64 ($28-$138) |
| Water/Sewer (Monthly) |
$64 ($37-$110) |
| Internet (Monthly) |
$64 ($37-$92) |
| Cell Phone Plan (Monthly) |
$60 ($28-$92) |
| Cable TV (Monthly) |
$78 ($46-$138) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$184 ($69-$460) |
| Car Insurance (Annual) |
$1,838 ($1,103-$3,217) |
| Bus Pass (Monthly) |
$64 ($28-$119) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.35-$23) |
| Car Registration (Annual) |
$92 ($28-$230) |
| Driver's License Renewal |
$28 ($14-$69) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,103 ($551-$2,298) |
| Daycare (Toddler, Monthly) |
$919 ($460-$1,838) |
| After-School Care (Monthly) |
$368 ($184-$643) |
| Tutoring (Per Hour) |
$46 ($23-$92) |
| SAT/ACT Prep Course |
$919 ($368-$2,298) |
| Private School (K-12, Annual) |
$11,488 ($4,595-$27,570) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$55 ($28-$92) |
| Dog Vaccination (Annual) |
$92 ($46-$184) |
| Dog Grooming |
$55 ($28-$92) |
| Pet Boarding (Per Night) |
$37 ($18-$69) |
| Dog Spay/Neuter |
$276 ($138-$460) |
| Cat Spay/Neuter |
$184 ($92-$368) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $567 |
| Toddler | $476 |
| Preschool | $476 |
| Family Childcare (monthly) |
| Infant | $393 |
| Toddler | $422 |
| Preschool | $422 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Summertown
What is the population of Summertown?
Summertown has a population of 793 residents and is located in Tennessee. The population density is 395 people per square mile, spread across 2.0 square miles. The median age of residents is 47.8 years, which is older than the national median of 38.9 years. The population is 53.7% female and 46.3% male.
Is Summertown expensive to live in?
Summertown is more affordable than the national average, with a cost of living index of 91.9 / below the baseline of 100. The median household income is $82,695, 10% above the national average of $75,149. The median home value is $196,300 (30% below the U.S. median). Renters pay a median of $876 per month, below the national average of $1,163. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Summertown?
Summertown enjoys a temperate climate with an average annual temperature of 59°F (15°C). Winter temperatures average 37°F in January, while summers reach an average of 80°F in July. Annual rainfall totals 62.2 inches.
How is the job market in Summertown?
The job market in Summertown is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $961. There are 290 business establishments in the area, including 23 restaurants and food service locations. The average commute time is 28 minutes, and 6.8% of workers work from home.
How much does housing cost in Summertown?
The median home value in Summertown is $196,300. Zillow estimates the typical home value at $305,004. For renters, the median monthly rent is $876. Fair market rent is $924 for a 1-bedroom and $1,118 for a 2-bedroom apartment. The homeownership rate is 71.8%. The average annual property tax is $2,550.
How are the schools in Summertown?
Schools in Summertown score 5 out of 10 on standardized testing, near the national average. 13.7% of adults in Summertown hold a bachelor's degree or higher, below the national average of 33.7%. 90.5% have completed high school. 2.0% hold a graduate or professional degree.
How healthy is Summertown?
The obesity rate in Summertown is 39.5% (above the national rate of 32.1%). 19.9% of adults are smokers. 26.2% are physically inactive. 32.6% of residents report depression. 3.9% lack health insurance (below the national rate). 46.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:6,428.
What is transportation like in Summertown?
The average commute in Summertown is 28 minutes. 85.6% of workers drive alone to work, and 6.8% work from home.
What are the demographics of Summertown?
The racial and ethnic makeup of Summertown is 97% White. 99% of residents speak only English at home. 4.8% of the population are military veterans. 19.9% of residents have a disability. 96.1% have health insurance coverage.