Sun River Terrace, IL

Illinois · Metropolitan Area

Sun River Terrace is a small town in Illinois with a population of 637. Residents earn $43,393 per year, which is 42% below the national average.

3.4 /5.0
B Good
637 Population 1,098/sq mi density
$43,393 Median Income $20,906 per capita
$107,100 Home Value
$1,058 Median Rent 32.1% income on rent
51°F Avg Temperature
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.0 / 5.0
$43,393 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$107,100 home value, $1,058/mo rent
C
Education
2.3 / 5.0
16.2% bachelor's degree or higher
Median Income $43,393
42% lower than US avg
Home Value $107,100
62% lower than US avg
Bachelor's+ 16.2%
52% lower than US avg
Median Rent $1,058
9% lower than US avg
Obesity Rate 47.4%
48% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 23.9%
93% higher than US avg

How Sun River Terrace Compares to the U.S. Average (100% = U.S. avg)

People

Population637
Median Age33.3 yrs
Density1,098/mi²
Male / Female51% / 49%
Largest GroupWhite 11%
Veterans1.9%

Economy

B
Median Income$43,393
Per Capita$20,906
Unemployment0.0%
Poverty23.9%
County GDP$8,529M
Commute27 min

Housing

A+
Home Value$107,100
Rent$1,058
OwnershipN/A
Rent Burden32.1%

Crime

ViolentN/A
PropertyN/A

Health

Obesity47.4%
UninsuredN/A
Depression18.3%
Heart Disease5.3%

Climate

Avg Temp51°F
AQI43 (Good)
Rain41.7 in/yr
Elevation617 ft

Education

C
Bachelor's+16.2%
High School+88.8%
School Score5.34

Community

2024 VoteR 60% / D 39%
Commute27 min
Broadband86.1%
Libraries8

Is Sun River Terrace a Good Place to Live?

Based on current data, Sun River Terrace receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Sun River Terrace offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Sun River Terrace is $43,393, 42% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 23.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 27 minutes.

Cost of Living & Housing

The median home value in Sun River Terrace is $107,100, 62% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,058 per month. At just 2.5x median income, home prices are very affordable relative to local earnings.

Education

16.2% of residents hold a bachelor's degree, below the national average of 33.7%. 88.8% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Sun River Terrace experiences four distinct seasons with an average temperature of 51°F. Winters average 24°F in January while summers reach 75°F in July. Annual precipitation totals 41.7 inches, including 20.7 inches of snow. Air quality is rated Good with a median AQI of 43.

Sun River Terrace has a population of 637 with a density of 1,098 people per square mile. The median age is 33.3 years, 14% younger than the national median of 38.9. The city is predominantly Black (84.1%), with 10.5% White, 3.3% Hispanic.

Population

637
Total Population
1,098
People / sq mi
33.3yrs
Median Age
14% below US avg
0.6mi²
Land Area

Gender Distribution

Male 50.9%
Female 49.1%

Race & Ethnicity

Sun River Terrace vs U.S. Average

Language Spoken at Home

English Only92.2%
17% above US avg
Spanish7.8%
42% below US avg

Social Characteristics

Sun River Terrace vs U.S. Average

The median household income in Sun River Terrace is $43,393, which is 42% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 23.9% of residents live below the poverty line. Workers commute an average of 27 minutes.

Income: Sun River Terrace vs U.S.

Commute Mode

Income

Median HH Income$43,393
42% below US avg
Per Capita Income$20,906
Avg Weekly Wage$1,075
IRS Avg AGI$67,985

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate23.9%
93% above US avg
Establishments (County)2,200
County GDP$8,529M

Business (County)

Restaurants248
Healthcare312
Retail343
Manufacturing104

Tax & Cost of Living

Property Tax (IRS)$6,321
81% above US avg
Effective Tax Rate5.90%

Commute & Transportation

Commute Time27.4 min
Drive Alone77.2%
Public Transit0.0%
Work from Home4.9%

Walkability

The median home value in Sun River Terrace is $107,100, 62% below the national average. Monthly rent averages $1,058 (9% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$107,100
62% below US avg

Real Estate Market (Redfin)

$/Sq Ft$143
Homes Sold1
Sale-to-List Ratio96.2%
Price Drops0.0%

Rental Costs

Census Median Rent$1,058
9% below US avg
Rent Burden32.1%

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied45.5%

Property Tax

Avg Tax (IRS)$6,321
81% above US avg
Effective Rate5.90%
In Sun River Terrace, 47.4% of adults are obese (above the 32.1% national rate). 18.3% report depression. 29.4% are physically inactive.

Health Metrics: Sun River Terrace vs U.S. Average (%)

Chronic Conditions

Obesity47.4%
48% above US avg
Diabetes15.3%
Heart Disease5.3%
High Blood Pressure42.1%
Asthma12.5%
COPD6.6%
Stroke4.2%

Behaviors & Mental Health

Binge Drinking14.5%
Physical Inactivity29.4%
Depression18.3%
Mental Distress19.4%
Physical Distress13.7%

Healthcare Access

Insurance Rate92.3%
Checkup Rate80.4%
Premature Death10,618/100K

Food & Exercise

Food Environment7.9/10
Exercise Access83.5%
Healthcare Facilities312

Crime Rates: Sun River Terrace vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)14

Safety Score

Sun River Terrace has an average annual temperature of 51°F (11°C). Winters average 24°F in January while summers reach 75°F in July. Annual precipitation is 41.7 inches. Air quality is rated Good with a median AQI of 43.

Temperature

24°F Jan (-4°C) 75°F Jul (24°C)
Annual Average51.2°F
5% below US avg
January Average24°F (-4°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall41.7 inches
10% above US avg
Snowfall20.7 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation617 ft (188 m)
Area0.6 sq mi (1.5 km²)
Population Density1,098/sq mi
Coordinates41.1234°N, 87.7333°W
County FIPS17091
It is classified as Metro — under 250K. 16.2% of residents hold a bachelor's degree or higher (52% below US avg). In the 2024 election, the county voted Republican by a 20.8-point margin. 86.1% of households have broadband internet.

2024 Presidential Election (County)

R 59.5%
D 38.7%

Winner: Republican by 20.8 points

Education

Bachelor's Degree+16.2%
52% below US avg
High School+88.8%
School Test Score5.34
C Education Grade (2.3/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density1,098/sq mi
Total Area0.6 sq mi

Infrastructure & Services

Broadband Access86.1%
Public Libraries8
Healthcare Facilities312
Restaurants248
Retail Stores343

Safety & Disasters

Fatal Crashes (County/yr)14

Commute & Transportation

Avg Commute27.4 min
Drive Alone77.2%
Public Transit0.0%
Work from Home4.9%

Nearby Cities

Momence, IL 3,076 pop · 4.6 mi Bradley, IL 15,331 pop · 6.5 mi Kankakee, IL 24,384 pop · 7.0 mi St. Anne, IL 1,070 pop · 7.0 mi Bourbonnais, IL 18,109 pop · 8.6 mi Grant Park, IL 1,547 pop · 9.7 mi Manteno, IL 8,942 pop · 10.4 mi Limestone, IL 1,338 pop · 11.7 mi Chebanse, IL 1,033 pop · 12.3 mi Peotone, IL 4,462 pop · 14.7 mi
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