Median Income
$43,393
42% lower than US avg
Home Value
$107,100
62% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
16.2%
52% lower than US avg
Median Rent
$1,058
9% lower than US avg
Obesity Rate
47.4%
48% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
23.9%
93% higher than US avg
How Sun River Terrace Compares to the U.S. Average (100% = U.S. avg)
People
Population637
Median Age33.3 yrs
Density1,098/mi²
Male / Female51% / 49%
Largest GroupWhite 11%
Veterans1.9%
Economy
B
Median Income$43,393
Per Capita$20,906
Unemployment0.0%
Poverty23.9%
County GDP$8,529M
Commute27 min
Housing
A+
Home Value$107,100
Rent$1,058
Ownership45.5%
Zillow$175,620
Housing Units214
Rent Burden32.1%
Crime
C+
Violent0/100K
Property2,271/100K
Health
Obesity47.4%
Uninsured10.9%
Smoking15.9%
Depression18.3%
Heart Disease5.3%
Climate
Avg Temp51°F (11°C)
AQI43 (Good)
Rain41.7 in/yr
Sunny Days275/yr
Elevation617 ft (188 m)
Education
C
Bachelor's+16.2%
High School+88.8%
Graduate+9.6%
School Score5.01
Community
2024 VoteR 60% / D 39%
Commute27 min
Broadband86.1%
EV Stations4
Libraries8
Is Sun River Terrace a Good Place to Live?
Based on current data, Sun River Terrace receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Sun River Terrace offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Sun River Terrace is $43,393, 42% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 23.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Sun River Terrace is $107,100, 62% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,058 per month. At just 2.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Sun River Terrace is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,271 per 100,000, near the national average.
Education
16.2% of residents hold a bachelor's degree, below the national average of 33.7%. 88.8% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
Sun River Terrace experiences four distinct seasons with an average temperature of 51°F. Winters average 24°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.7 inches, including 20.7 inches of snow. Air quality is rated Good with a median AQI of 43.
Sun River Terrace has a population of 637 with a density of 1,098 people per square mile, spread across 0.2 square miles. The median age is 33.3 years, 14% younger than the national median of 38.9. The gender split is 49.1% female and 50.9% male. The city is predominantly Black (84.1%), with 10.5% White, 3.3% Hispanic. English is the primary language spoken at home by 92.2% of residents, while 7.8% speak Spanish. 1.9% of the population are veterans, below the national rate of 6.0%. 15.2% of residents have a disability. 92.3% have health insurance coverage.
Population
33.3yrs
Median Age
14% below US avg
Race & Ethnicity
Sun River Terrace vs U.S. Average
Language Spoken at Home
English Only
92.2%
17% above US avg
Spanish
7.8%
42% below US avg
Social Characteristics
Sun River Terrace vs U.S. Average
The median household income in Sun River Terrace is $43,393, which is 42% below the national average of $75,149. Per capita income is $20,906 (below the $39,052 national figure). The average weekly wage is $1,075, 25% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 23.9% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 2,200 business establishments, including 248 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 27 minutes. 4.9% of workers work from home (below the 15.2% national rate).
Income: Sun River Terrace vs U.S.
Income
| Median HH Income | $43,393 |
| 42% below US avg |
| Per Capita Income | $20,906 |
| Avg Weekly Wage | $1,075 |
| IRS Avg AGI | $67,985 |
| Gini Index | 0.437 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 23.9% |
| 93% above US avg |
| Establishments (County) | 2,200 |
| County GDP | $8,529M |
Business (County)
| Restaurants | 248 |
| Healthcare | 312 |
| Retail | 343 |
| Manufacturing | 104 |
Tax & Cost of Living
| Property Tax (IRS) | $6,321 |
| 81% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 5.90% |
Commute & Transportation
| Commute Time | 27.4 min |
| Drive Alone | 77.2% |
| Public Transit | 0.0% |
| Work from Home | 4.9% |
The median home value in Sun River Terrace is $107,100, 62% below the national median of $281,900. Zillow estimates the typical home value at $175,620, higher than the Census estimate. Homes sell for 96.2% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $1,058 (9% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 45.5% of housing units are owner-occupied (below the 65.4% national rate). There are 214 total housing units in the city. The median year a home was built is 1974. The average annual property tax is $6,321 (higher than the $3,500 national average). 32.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.5x, well within the affordable range.
Home Values
| Census Median | $107,100 |
| 62% below US avg |
| Zillow ZHVI | $175,620 |
Real Estate Market (Redfin)
| $/Sq Ft | $143 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 96.2% |
| Price Drops | 0.0% |
Rental Costs
| Census Median Rent | $1,058 |
| 9% below US avg |
| Rent Burden | 32.1% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 45.5% |
| Owner-Occupied | 45.5% |
| Renter-Occupied | 54.5% |
| Housing Units | 214 |
| Median Year Built | 1974 |
Property Tax
| Avg Tax (IRS) | $6,321 |
| 81% above US avg |
| Effective Rate | 5.90% |
In Sun River Terrace, 47.4% of adults are obese, above the national rate of 32.1%. 15.3% have diabetes (above the 10.5% national rate). Heart disease affects 5.3% of residents. 42.1% have high blood pressure. 15.9% are current smokers. 14.5% report binge drinking. 29.4% are physically inactive, above the national average. 18.3% report depression. 19.4% experience frequent mental distress. 10.9% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,881. The dentist ratio is 1:2,080. 83.5% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Sun River Terrace vs U.S. Average (%)
Chronic Conditions
| Obesity | 47.4% |
| 48% above US avg |
| Diabetes | 15.3% |
| Heart Disease | 5.3% |
| High Blood Pressure | 42.1% |
| Asthma | 12.5% |
| COPD | 6.6% |
| Cancer | 4.8% |
| Stroke | 4.2% |
Behaviors & Mental Health
| Smoking | 15.9% |
| 14% above US avg |
| Binge Drinking | 14.5% |
| Physical Inactivity | 29.4% |
| Depression | 18.3% |
| Mental Distress | 19.4% |
| Physical Distress | 13.7% |
| Short Sleep | 50.5% |
Healthcare Access
| Insurance Rate | 92.3% |
| Uninsured | 10.9% |
| 27% above US avg |
| Primary Care | 1:2,881 |
| Dentists | 1:2,080 |
| Mental Health | 1:469 |
| Checkup Rate | 80.4% |
| Dental Visits | 51.9% |
| Premature Death | 10,618/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 83.5% |
| Healthcare Facilities | 312 |
Sun River Terrace has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 2,271 per 100,000, 16% above the U.S. average. The county recorded 14 fatal traffic crashes. Overall, Sun River Terrace receives a safety grade of C+.
Crime Rates: Sun River Terrace vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 2,270.9/100K |
| 16% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 14 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Sun River Terrace experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 24°F in January while summers reach 75°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.7 inches. The area receives 20.7 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 617 feet.
Temperature
24°F Jan (-4°C)
75°F Jul (24°C)
| Annual Average | 51.2°F |
| 5% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 617 ft (188 m) |
| Area | 0.2 sq mi (0.6 km²) |
| Population Density | 1,098/sq mi |
| Coordinates | 41.1234°N, 87.7333°W |
| Timezone | America/Chicago |
| County | Kankakee County County |
| Nearest Airport | Joliet Regional (JOT)
36 miles away |
Precipitation & Snow
Annual Rainfall
41.7"
10% above US avg
Wettest Month (Jun)
4.21"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 88.2 / 100 |
| Social Vulnerability | 50.0 / 100 |
| Community Resilience | 83.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
9 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.6 on Mar 15, 2025.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
104 km |
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
149 km |
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
114 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
76 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
131 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
100 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
130 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
116 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
64 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
643 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 109 fatalities, 1,951 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 28, 1990 |
EF5 |
81 km |
29 |
| Apr 26, 1994 |
EF4 |
97 km |
3 |
| Jun 29, 1979 |
EF4 |
61 km |
0 |
| Jun 13, 1976 |
EF4 |
65 km |
2 |
| Mar 20, 1976 |
EF4 |
95 km |
0 |
| Apr 3, 1974 |
EF4 |
86 km |
18 |
| Apr 21, 1967 |
EF4 |
61 km |
33 |
| Apr 17, 1963 |
EF4 |
31 km |
1 |
| Jun 20, 2021 |
EF3 |
79 km |
0 |
| Jun 22, 2015 |
EF3 |
58 km |
0 |
| Jun 5, 2010 |
EF3 |
84 km |
0 |
| Jun 5, 2010 |
EF3 |
7 km |
0 |
| Mar 27, 1991 |
EF3 |
59 km |
0 |
| Apr 27, 1984 |
EF3 |
69 km |
1 |
| Apr 2, 1982 |
EF3 |
22 km |
0 |
| Mar 12, 1976 |
EF3 |
14 km |
1 |
| Mar 12, 1976 |
EF3 |
76 km |
0 |
| Mar 12, 1976 |
EF3 |
92 km |
0 |
| Mar 12, 1976 |
EF3 |
90 km |
0 |
| Jun 20, 1974 |
EF3 |
32 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
96 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
12 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,741 ac, 2019).
| Year |
Name |
Acres |
Distance |
| 2019 |
UNNAMED |
1,741 |
46 km |
| 2019 |
UNNAMED |
1,664 |
42 km |
| 2000 |
UNNAMED |
1,602 |
20 km |
| 2021 |
NORTHEAST PRAIRIE UNIT 3 |
978 |
37 km |
| 2024 |
NORTHEAST PRAIRIE 3 RX |
938 |
39 km |
| 1986 |
OGDEN DUNS |
863 |
69 km |
| 2021 |
UNNAMED |
738 |
40 km |
| 2021 |
MIDDLE GRANT CREEK |
700 |
45 km |
| 2019 |
UNNAMED |
698 |
39 km |
| 2021 |
21-INDU TOLLESTON DUNES EAST |
594 |
70 km |
| 2017 |
UNNAMED |
549 |
45 km |
| 2017 |
17 INDU COWLES DUNES |
522 |
78 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
1.5 in |
Coldest |
| February |
27°F (-3°C) |
1.5 in |
Driest |
| March |
38°F (3°C) |
2.9 in |
|
| April |
49°F (10°C) |
4.0 in |
|
| May |
61°F (16°C) |
4.1 in |
|
| June |
70°F (21°C) |
4.2 in |
Wettest |
| July |
75°F (24°C) |
4.0 in |
Warmest |
| August |
72°F (22°C) |
3.6 in |
|
| September |
65°F (18°C) |
3.6 in |
|
| October |
53°F (12°C) |
2.9 in |
|
| November |
41°F (5°C) |
3.2 in |
|
| December |
28°F (-2°C) |
2.7 in |
|
Sun River Terrace has a seasonal temperature swing of 50°F / from 24°F in January to 75°F in July. Total annual precipitation is 38.2 inches, with June being the wettest month (4.2") and February the driest (1.5").
Average costs for common services in Sun River Terrace. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $873 |
| Toddler | $862 |
| Preschool | $575 |
| Family Childcare (monthly) |
| Infant | $638 |
| Toddler | $636 |
| Preschool | $628 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Sun River Terrace
What is the population of Sun River Terrace?
Sun River Terrace has a population of 637 residents and is located in Illinois. The population density is 1,098 people per square mile, spread across 0.2 square miles. The median age of residents is 33.3 years, which is younger than the national median of 38.9 years. The population is 49.1% female and 50.9% male.
Is Sun River Terrace expensive to live in?
Sun River Terrace has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $43,393, 42% below the national average of $75,149. The median home value is $107,100 (62% below the U.S. median). Renters pay a median of $1,058 per month. The home price-to-income ratio is 2.5x, indicating housing is reasonably affordable relative to local income levels.
Is Sun River Terrace safe?
Sun River Terrace is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,271 per 100,000 (above the national average). Overall, Sun River Terrace receives a safety grade of C+ based on combined crime data.
What is the weather like in Sun River Terrace?
Sun River Terrace has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 24°F in January, while summers reach an average of 75°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 41.7 inches, with 20.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Sun River Terrace?
The job market in Sun River Terrace is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,075. There are 2,200 business establishments in the area, including 248 restaurants and food service locations. The average commute time is 27 minutes, and 4.9% of workers work from home.
How much does housing cost in Sun River Terrace?
The median home value in Sun River Terrace is $107,100. Zillow estimates the typical home value at $175,620. For renters, the median monthly rent is $1,058. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 45.5%. The average annual property tax is $6,321.
How are the schools in Sun River Terrace?
Schools in Sun River Terrace score 5 out of 10 on standardized testing, near the national average. 16.2% of adults in Sun River Terrace hold a bachelor's degree or higher, below the national average of 33.7%. 88.8% have completed high school. 9.6% hold a graduate or professional degree.
How healthy is Sun River Terrace?
The obesity rate in Sun River Terrace is 47.4% (above the national rate of 32.1%). 15.9% of adults are smokers. 29.4% are physically inactive. 18.3% of residents report depression. 10.9% lack health insurance (above the national rate). 83.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,881.
What is transportation like in Sun River Terrace?
The average commute in Sun River Terrace is 27 minutes. 77.2% of workers drive alone to work, and 4.9% work from home.
What are the demographics of Sun River Terrace?
The racial and ethnic makeup of Sun River Terrace is 10.5% White, 84.1% Black or African American, 3.3% Hispanic or Latino. 92.2% of residents speak only English at home, while 7.8% speak Spanish. 1.9% of the population are military veterans. 15.2% of residents have a disability. 92.3% have health insurance coverage.
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