Surgoinsville, TN

Tennessee · Metropolitan Area

Surgoinsville is a small town in Tennessee with a population of 2,246. Residents earn $47,500 per year, which is 37% below the national average.

2.9 /5.0
C+ Fair
2,246 Population 392/sq mi density
$47,500 Median Income $27,281 per capita
$170,000 Home Value $223,233 Zillow
$1,013 Median Rent
56°F Avg Temperature
56 Violent Crime/100K 891 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.3 / 5.0
$47,500 median income, 1.3% unemployment
A+
Affordability
4.7 / 5.0
$170,000 home value, $1,013/mo rent
F
Safety
1.0 / 5.0
56 violent crimes/100K (85% below avg)
C+
Education
2.7 / 5.0
21.3% bachelor's degree or higher
Median Income $47,500
37% lower than US avg
Home Value $170,000
40% lower than US avg
Violent Crime 56/100K
85% lower than US avg
Bachelor's+ 21.3%
37% lower than US avg
Median Rent $1,013
13% lower than US avg
Obesity Rate 41.4%
29% higher than US avg
Unemployment 1.3%
64% lower than US avg
Poverty Rate 18.0%
45% higher than US avg

How Surgoinsville Compares to the U.S. Average (100% = U.S. avg)

People

Population2,246
Median Age47.9 yrs
Density392/mi²
Male / Female45% / 55%
Largest GroupWhite 89%

Economy

B
Median Income$47,500
Per Capita$27,281
Unemployment1.3%
Poverty18.0%
County GDP$2,436M
Commute24 min

Housing

A+
Home Value$170,000
Rent$1,013
OwnershipN/A
Zillow$223,233

Crime

F
Violent56/100K
Property891/100K
Murder0.0/100K
Assault56/100K
Burglary111/100K

Health

Obesity41.4%
UninsuredN/A
Depression33.4%
Heart Disease7.1%

Climate

Avg Temp56°F
AQI40 (Good)
Rain48.8 in/yr
Elevation1,319 ft

Education

C+
Bachelor's+21.3%
High School+88.0%
School Score5.08

Community

2024 VoteR 84% / D 15%
Commute24 min
Libraries4

Is Surgoinsville a Good Place to Live?

Based on current data, Surgoinsville receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Surgoinsville has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Surgoinsville is $47,500, 37% below the national average of $75,149. The job market is very strong with unemployment at just 1.3%. The poverty rate of 18.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Surgoinsville is $170,000, 40% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,013 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.6x indicates a reasonably affordable housing market.

Safety & Crime

Surgoinsville is a very safe community with a violent crime rate of 56 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 891 per 100,000, 55% below the national average.

Education

21.3% of residents hold a bachelor's degree, below the national average of 33.7%. 88.0% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Surgoinsville enjoys a moderate climate with an average annual temperature of 56°F. Winters average 35°F in January while summers reach 75°F in July. Annual precipitation totals 48.8 inches, including 6.3 inches of snow. Air quality is rated Good with a median AQI of 40.

Surgoinsville has a population of 2,246 with a density of 392 people per square mile. The median age is 47.9 years, 23% older than the national median of 38.9. The city is predominantly White (88.7%), with 3.6% Hispanic, 1.4% Black.

Population

2,246
Total Population
392
People / sq mi
47.9yrs
Median Age
23% above US avg
5.7mi²
Land Area

Gender Distribution

Male 45.4%
Female 54.6%

Race & Ethnicity

Surgoinsville vs U.S. Average

Language Spoken at Home

English Only97.9%
25% above US avg
Spanish2.1%
84% below US avg

Social Characteristics

Surgoinsville vs U.S. Average

The median household income in Surgoinsville is $47,500, which is 37% below the national average of $75,149. The unemployment rate is 1.3% (below the 3.6% US average). 18.0% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Surgoinsville vs U.S.

Commute Mode

Income

Median HH Income$47,500
37% below US avg
Per Capita Income$27,281
Avg Weekly Wage$1,065
IRS Avg AGI$56,305

Employment & Poverty

Unemployment1.3%
64% below US avg
Poverty Rate18.0%
45% above US avg
Establishments (County)876
County GDP$2,436M

Business (County)

Restaurants74
Healthcare57
Retail114
Manufacturing41

Tax & Cost of Living

Property Tax (IRS)$3,466
1% below US avg
Effective Tax Rate2.04%

Commute & Transportation

Commute Time24.3 min
Work from Home7.0%

Walkability

The median home value in Surgoinsville is $170,000, 40% below the national average. Monthly rent averages $1,013 (13% below US avg). Zillow estimates the typical home value at $223,233.

Home Value Sources

Ownership Split

Home Values

Census Median$170,000
40% below US avg
Zillow ZHVI$223,233
Median List Price$169,000

Real Estate Market (Redfin)

Median List Price$169,000
$/Sq Ft$135
Homes Sold3
Sale-to-List Ratio98.8%
Price Drops12.5%
Inventory8

Rental Costs

Census Median Rent$1,013
13% below US avg

HUD Fair Market Rent

Studio$882
1 Bedroom$924
2 Bedrooms$1,118
3 Bedrooms$1,445
4 Bedrooms$1,644

Ownership & Property

Owner-Occupied83.2%

Property Tax

Avg Tax (IRS)$3,466
1% below US avg
Effective Rate2.04%
In Surgoinsville, 41.4% of adults are obese (above the 32.1% national rate). 33.4% report depression. 30.5% are physically inactive.

Health Metrics: Surgoinsville vs U.S. Average (%)

Chronic Conditions

Obesity41.4%
29% above US avg
Diabetes12.8%
Heart Disease7.1%
High Blood Pressure37.5%
Asthma11.6%
COPD10.1%
Stroke3.7%

Behaviors & Mental Health

Binge Drinking15.3%
Physical Inactivity30.5%
Depression33.4%
Mental Distress23.0%
Physical Distress17.0%

Healthcare Access

Insurance Rate94.0%
Checkup Rate74.0%
Premature Death13,677/100K

Food & Exercise

Food Environment6.9/10
Exercise Access46.3%
Healthcare Facilities57
Surgoinsville has a violent crime rate of 56 per 100,000 residents, 85% below the national average of 380. Property crime stands at 891 per 100,000 (55% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Surgoinsville vs U.S. Average (per 100,000)

Violent Crime

Total Violent55.7/100K
85% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault55.7/100K

Property Crime

Total Property890.9/100K
55% below US avg
Burglary111.4/100K
Theft779.5/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)11

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Surgoinsville has an average annual temperature of 56°F (14°C). Winters average 35°F in January while summers reach 75°F in July. Annual precipitation is 48.8 inches. Air quality is rated Good with a median AQI of 40.

Temperature

35°F Jan (2°C) 75°F Jul (24°C)
Annual Average56.3°F
4% above US avg
January Average35°F (2°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall48.8 inches
29% above US avg
Snowfall6.3 inches/yr

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation1,319 ft (402 m)
Area5.7 sq mi (14.8 km²)
Population Density392/sq mi
Coordinates36.4724°N, 82.8609°W
County FIPS47073
It is classified as Metro — 250K–1M. 21.3% of residents hold a bachelor's degree or higher (37% below US avg). In the 2024 election, the county voted Republican by a 68.8-point margin.

2024 Presidential Election (County)

R 84%
D 15.2%

Winner: Republican by 68.8 points

Education

Bachelor's Degree+21.3%
37% below US avg
High School+88.0%
School Test Score5.08
C+ Education Grade (2.7/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density392/sq mi
Total Area5.7 sq mi

Infrastructure & Services

Public Libraries4
Healthcare Facilities57
Restaurants74
Retail Stores114

Safety & Disasters

Fatal Crashes (County/yr)11
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute24.3 min
Work from Home7.0%

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