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Swan Lake, NY

New York

Swan Lake is a small town in New York with a population of 211. Residents earn $61,176 per year, which is 19% below the national average.

3.6 /5.0
B+ Good
211 Population 123/sq mi density
$61,176 Median Income $45,038 per capita
$184,400 Home Value
$1,427 Median Rent 44.6% income on rent
45°F Avg Temperature 271 sunny days/yr
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$61,176 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$184,400 home value, $1,427/mo rent
D
Education
1.9 / 5.0
11.6% bachelor's degree or higher
Median Income $61,176
19% lower than US avg
Home Value $184,400
35% lower than US avg
Bachelor's+ 11.6%
66% lower than US avg
Median Rent $1,427
23% higher than US avg
Obesity Rate 30.8%
4% lower than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 10.9%
12% lower than US avg

How Swan Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population211
Median Age62.0 yrs
Density123/mi²
Male / Female56% / 44%
Largest GroupWhite 71%
Veterans9.7%

Economy

B+
Median Income$61,176
Per Capita$45,038
Unemployment0.0%
Poverty10.9%
County GDP$4,504M
Commute30 min

Housing

A+
Home Value$184,400
Rent$1,427
OwnershipN/A
Housing Units544
Rent Burden44.6%

Health

Obesity30.8%
Uninsured8.8%
Smoking12.5%
Depression19.4%
Heart Disease5.2%

Climate

Avg Temp45°F (7°C)
AQI36 (Good)
Rain53.1 in/yr
Sunny Days271/yr
Elevation1,358 ft (414 m)

Education

D
Bachelor's+11.6%
High School+81.0%
Graduate+0.0%
School Score5.39

Community

2024 VoteR 58% / D 42%
Commute30 min
Broadband100.0%
Libraries11

Is Swan Lake a Good Place to Live?

Based on current data, Swan Lake receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Swan Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Swan Lake is $61,176, 19% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 10.9% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 30 minutes.

Cost of Living & Housing

The median home value in Swan Lake is $184,400, 35% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,427 per month, significantly above the national average of $1,163. At just 3x median income, home prices are very affordable relative to local earnings.

Education

11.6% of residents hold a bachelor's degree, below the national average of 33.7%. 81.0% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Swan Lake has a cool climate with an average annual temperature of 45°F. Winters average 22°F in January while summers reach 68°F in July. With 271 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 53.1 inches, including 69.9 inches of snow. Air quality is rated Good with a median AQI of 36.

Swan Lake has a population of 211 with a density of 123 people per square mile. The median age is 62.0 years, 59% older than the national median of 38.9. The city is predominantly White (71.1%), with 19% Black.

Population

211
Total Population
123
People / sq mi
62.0yrs
Median Age
59% above US avg
1.7mi²
Land Area

Gender Distribution

Male 55.9%
Female 44.1%

Race & Ethnicity

Swan Lake vs U.S. Average

Language Spoken at Home

English Only92.0%
17% above US avg
Spanish8.0%
40% below US avg

Social Characteristics

Swan Lake vs U.S. Average

The median household income in Swan Lake is $61,176, which is 19% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 10.9% of residents live below the poverty line. Workers commute an average of 30 minutes.

Income: Swan Lake vs U.S.

Commute Mode

Income

Median HH Income$61,176
19% below US avg
Per Capita Income$45,038
Avg Weekly Wage$1,119
IRS Avg AGI$70,040

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate10.9%
12% below US avg
Establishments (County)2,329
County GDP$4,504M

Business (County)

Restaurants256
Healthcare249
Retail281
Manufacturing56

Tax & Cost of Living

Property Tax (IRS)$8,976
156% above US avg
Cost of Living107.90 (100=avg)
Effective Tax Rate4.87%

Commute & Transportation

Commute Time30.0 min
Drive Alone100.0%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Swan Lake is $184,400, 35% below the national average. Monthly rent averages $1,427 (23% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$184,400
35% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,427
23% above US avg
Rent Burden44.6%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied44.2%
Housing Units544
Median Year Built1982

Property Tax

Avg Tax (IRS)$8,976
156% above US avg
Effective Rate4.87%
In Swan Lake, 30.8% of adults are obese (below the 32.1% national rate). 8.8% of residents lack health insurance. 12.5% are current smokers. 19.4% report depression. 25.9% are physically inactive.

Health Metrics: Swan Lake vs U.S. Average (%)

Chronic Conditions

Obesity30.8%
4% below US avg
Diabetes9.6%
Heart Disease5.2%
High Blood Pressure29.7%
Asthma10.6%
COPD5.5%
Cancer6.9%
Stroke2.9%

Behaviors & Mental Health

Smoking12.5%
11% below US avg
Binge Drinking18.1%
Physical Inactivity25.9%
Depression19.4%
Mental Distress16.5%
Physical Distress12.7%
Short Sleep42.7%

Healthcare Access

Insurance Rate93.6%
Uninsured8.8%
2% above US avg
Primary Care1:3,069
Dentists1:2,414
Mental Health1:452
Checkup Rate77.7%
Dental Visits61.8%
Premature Death9,701/100K

Food & Exercise

Food Environment8.3/10
Exercise Access54.8%
Healthcare Facilities249
Swan Lake has an average annual temperature of 45°F (7°C). Winters average 22°F in January while summers reach 68°F in July. Annual precipitation is 53.1 inches. The area enjoys 271 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

22°F Jan (-6°C) 68°F Jul (20°C)
Annual Average45.3°F
16% below US avg
January Average22°F (-6°C)
July Average68°F (20°C)
Sunny Days271 days/yr

Precipitation & Snow

Annual Rainfall53.1 inches
40% above US avg
Snowfall69.9 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,358 ft (414 m)
Area1.7 sq mi (4.4 km²)
Population Density123/sq mi
Coordinates41.7608°N, 74.7834°W
TimezoneAmerica/New_York
County FIPS36105
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 11.6% of residents hold a bachelor's degree or higher (66% below US avg). In the 2024 election, the county voted Republican by a 16.7-point margin. 100.0% of households have broadband internet.

2024 Presidential Election (County)

R 58.4%
D 41.7%

Winner: Republican by 16.7 points

Education

Bachelor's Degree+11.6%
66% below US avg
High School+81.0%
Graduate Degree+0.0%
School Test Score5.39
D Education Grade (1.9/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density123/sq mi
Total Area1.7 sq mi

Infrastructure & Services

Broadband Access100.0%
Public Libraries11
Healthcare Facilities249
Restaurants256
Retail Stores281

Safety & Disasters

Fatal Crashes (County/yr)15

Commute & Transportation

Avg Commute30.0 min
Drive Alone100.0%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

Liberty, NY 5,083 pop · 3.2 mi Hurleyville, NY 1,249 pop · 5.7 mi Loch Sheldrake, NY 1,428 pop · 6.5 mi South Fallsburg, NY 1,850 pop · 8.7 mi Fallsburg, NY 1,891 pop · 8.9 mi Monticello, NY 7,252 pop · 9.0 mi Rock Hill, NY 2,530 pop · 14.0 mi Wurtsboro, NY 1,181 pop · 20.0 mi Ellenville, NY 4,210 pop · 22.1 mi Bloomingburg, NY 1,022 pop · 22.7 mi Walker Valley, NY 1,695 pop · 22.8 mi Otisville, NY 1,210 pop · 23.6 mi Sparrow Bush, NY 1,178 pop · 25.2 mi Kerhonkson, NY 1,773 pop · 26.2 mi
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