Median Income
$14,402
81% lower than US avg
Home Value
$78,200
72% lower than US avg
Violent Crime
360/100K
5% lower than US avg
Bachelor's+
4.6%
86% lower than US avg
Median Rent
$473
59% lower than US avg
Obesity Rate
40.6%
26% higher than US avg
Unemployment
3.4%
6% lower than US avg
Poverty Rate
59.3%
378% higher than US avg
How Talco Compares to the U.S. Average (100% = U.S. avg)
People
Population380
Median Age34.1 yrs
Density494/mi²
Male / Female54% / 46%
Largest GroupWhite 53%
Veterans0.8%
Economy
C
Median Income$14,402
Per Capita$14,958
Unemployment3.4%
Poverty59.3%
County GDP$658M
Commute29 min
Housing
B+
Home Value$78,200
Rent$473
Ownership68.9%
Zillow$192,663
Housing Units289
Rent Burden42.5%
Crime
F
Violent360/100K
Property2,700/100K
Health
Obesity40.6%
Uninsured23.8%
Smoking20.4%
Depression24.6%
Heart Disease7.3%
Climate
Avg Temp65°F (18°C)
AQI42 (Good)
Rain48.2 in/yr
Sunny Days308/yr
Elevation361 ft (110 m)
Education
F
Bachelor's+4.6%
High School+72.1%
Graduate+3.0%
School Score5.90
Community
2024 VoteR 84% / D 15%
Commute29 min
Broadband76.1%
EV Stations1
Libraries2
Is Talco a Good Place to Live?
Based on current data, Talco receives an overall livability score of 2.0 out of 5.0, earning a grade of C. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, a high uninsured rate, below-average incomes. Talco has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Talco is $14,402, 81% below the national average of $75,149. Unemployment stands at 3.4%, indicating a healthy job market. The poverty rate of 59.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Talco is $78,200, 72% below the national median / offering relatively affordable homeownership. Renters pay a median of $473 per month, below the national average / a plus for affordability. The price-to-income ratio of 5.4x means housing costs are stretched relative to local earnings.
Safety & Crime
Violent crime in Talco is below the national average at 360 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,700 per 100,000, 38% above the national average.
Education
4.6% of residents hold a bachelor's degree, below the national average of 33.7%. 72.1% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Talco enjoys a moderate climate with an average annual temperature of 65°F. Winters average 45°F in January while summers reach 84°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 48.2 inches. Air quality is rated Good with a median AQI of 42.
Talco has a population of 380 with a density of 494 people per square mile, spread across 0.8 square miles. The median age is 34.1 years, 12% younger than the national median of 38.9. The gender split is 46.3% female and 53.7% male. The city is predominantly White (52.9%), with 1.8% Hispanic, 15.8% Black. English is the primary language spoken at home by 84.7% of residents, while 15.3% speak Spanish. 0.8% of the population are veterans, below the national rate of 6.0%. 24.1% of residents have a disability (above the 13.0% national average). 77.8% have health insurance coverage.
Population
34.1yrs
Median Age
12% below US avg
Language Spoken at Home
English Only
84.7%
8% above US avg
Spanish
15.3%
14% above US avg
The median household income in Talco is $14,402, which is 81% below the national average of $75,149. Per capita income is $14,958 (below the $39,052 national figure). The average weekly wage is $1,023, 29% lower than the U.S. average. The unemployment rate is 3.4% (below the 3.6% US average). 59.3% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 488 business establishments, including 17 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 29 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $14,402 |
| 81% below US avg |
| Per Capita Income | $14,958 |
| Avg Weekly Wage | $1,023 |
| IRS Avg AGI | $67,632 |
| Gini Index | 0.440 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.4% |
| 6% below US avg |
| Poverty Rate | 59.3% |
| 378% above US avg |
| Establishments (County) | 488 |
| County GDP | $658M |
Business (County)
| Restaurants | 17 |
| Healthcare | 16 |
| Retail | 24 |
| Manufacturing | 4 |
Tax & Cost of Living
| Property Tax (IRS) | $5,928 |
| 69% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 7.58% |
Commute & Transportation
| Commute Time | 29.2 min |
| Drive Alone | 88.8% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Talco is $78,200, 72% below the national median of $281,900. Zillow estimates the typical home value at $192,663, higher than the Census estimate. Monthly rent averages $473 (59% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 68.9% of housing units are owner-occupied. There are 289 total housing units in the city. The median year a home was built is 1970. The average annual property tax is $5,928 (higher than the $3,500 national average). 42.5% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 5.4x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $78,200 |
| 72% below US avg |
| Zillow ZHVI | $192,663 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $473 |
| 59% below US avg |
| Rent Burden | 42.5% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 68.9% |
| Owner-Occupied | 68.9% |
| Renter-Occupied | 31.1% |
| Housing Units | 289 |
| Median Year Built | 1970 |
Property Tax
| Avg Tax (IRS) | $5,928 |
| 69% above US avg |
| Effective Rate | 7.58% |
In Talco, 40.6% of adults are obese, above the national rate of 32.1%. 15.1% have diabetes (above the 10.5% national rate). Heart disease affects 7.3% of residents, above the national average. 37.8% have high blood pressure. 20.4% are current smokers (above the 14.0% national rate). 16.4% report binge drinking. 36.2% are physically inactive, above the national average. 24.6% report depression (above the 20.0% national average). 21.4% experience frequent mental distress. 23.8% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:3,488. The dentist ratio is 1:2,654. 12.2% of residents have access to exercise opportunities. The food environment index is 6.1 out of 10.
Health Metrics: Talco vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.6% |
| 26% above US avg |
| Diabetes | 15.1% |
| Heart Disease | 7.3% |
| High Blood Pressure | 37.8% |
| Asthma | 11.3% |
| COPD | 9.3% |
| Cancer | 6.0% |
| Stroke | 4.5% |
Behaviors & Mental Health
| Smoking | 20.4% |
| 46% above US avg |
| Binge Drinking | 16.4% |
| Physical Inactivity | 36.2% |
| Depression | 24.6% |
| Mental Distress | 21.4% |
| Physical Distress | 17.3% |
| Short Sleep | 43.7% |
Healthcare Access
| Insurance Rate | 77.8% |
| Uninsured | 23.8% |
| 177% above US avg |
| Primary Care | 1:3,488 |
| Dentists | 1:2,654 |
| Mental Health | 1:2,684 |
| Checkup Rate | 72.5% |
| Dental Visits | 44.7% |
| Premature Death | 11,460/100K |
Food & Exercise
| Food Environment | 6.1/10 |
| Exercise Access | 12.2% |
| Healthcare Facilities | 16 |
Talco has a violent crime rate of 360 per 100,000 residents, 5% below the national average of 380. Property crime stands at 2,700 per 100,000, 38% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Talco receives a safety grade of F.
Crime Rates: Talco vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 360.0/100K |
| 5% below US avg |
| |
Property Crime
| Total Property | 2,700.3/100K |
| 38% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Talco enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winters average 45°F in January while summers reach 84°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 48.2 inches (wetter than the 38-inch national average). The area receives 1.6 inches of snow annually. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 361 feet.
Temperature
45°F Jan (7°C)
84°F Jul (29°C)
| Annual Average | 64.6°F |
| 20% above US avg |
| January Average | 45°F (7°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 361 ft (110 m) |
| Area | 0.8 sq mi (2.0 km²) |
| Population Density | 494/sq mi |
| Coordinates | 33.3629°N, 95.1023°W |
| Timezone | America/Chicago |
| County | Franklin County County |
| Nearest Airport | Mount Pleasant Regional (MPS)
20 miles away |
Precipitation & Snow
Annual Rainfall
48.2"
27% above US avg
Wettest Month (May)
5.04"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 24.8 / 100 |
| Social Vulnerability | 69.1 / 100 |
| Community Resilience | 70.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
9 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.5. Most recent: M3.5 on Jan 18, 2025.
| Jan 18, 2025 |
0 km WSW of Mooringsport, Louisiana |
M3.5 |
130 km |
| Oct 20, 2002 |
8 km WSW of Lane, Oklahoma |
M3.4 |
136 km |
| May 31, 1997 |
3 km ESE of Neylandville, Texas |
M3.4 |
83 km |
| Apr 16, 2021 |
8 km WNW of Blanchard, Louisiana |
M3.2 |
135 km |
| Apr 22, 2005 |
17 km N of Swink, Oklahoma |
M3.0 |
91 km |
| Apr 1, 2021 |
7 km W of Blanchard, Louisiana |
M3.0 |
137 km |
| Jan 6, 2025 |
4 km ESE of Mooringsport, Louisiana |
M3.0 |
135 km |
| Nov 10, 2013 |
24 km NNE of Wright City, Oklahoma |
M2.5 |
102 km |
| Apr 15, 2021 |
10 km SW of Mooringsport, Louisiana |
M2.5 |
128 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Laura (2020, Cat 2).
| Year |
Name |
Category |
Closest |
| 2020 |
Laura |
Category 2 |
241 km |
| 2008 |
Ike |
Category 1 |
263 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
558 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 25 fatalities, 578 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 2, 1982 |
EF5 |
96 km |
0 |
| Nov 4, 2022 |
EF4 |
20 km |
0 |
| Nov 4, 2022 |
EF4 |
66 km |
0 |
| Apr 2, 1982 |
EF4 |
58 km |
10 |
| Apr 2, 1982 |
EF4 |
99 km |
3 |
| May 13, 1981 |
EF4 |
72 km |
0 |
| Mar 12, 1971 |
EF4 |
59 km |
1 |
| May 4, 1960 |
EF4 |
92 km |
0 |
| Nov 4, 2022 |
EF3 |
46 km |
1 |
| Nov 4, 2022 |
EF3 |
50 km |
0 |
| Apr 9, 2009 |
EF3 |
92 km |
0 |
| Apr 23, 2000 |
EF3 |
76 km |
0 |
| May 4, 1999 |
EF3 |
21 km |
1 |
| Apr 1, 1988 |
EF3 |
92 km |
0 |
| Nov 15, 1987 |
EF3 |
62 km |
0 |
| Apr 2, 1982 |
EF3 |
30 km |
1 |
| May 3, 1979 |
EF3 |
76 km |
0 |
| Apr 1, 1979 |
EF3 |
92 km |
0 |
| Nov 1, 1977 |
EF3 |
80 km |
0 |
| Dec 3, 1973 |
EF3 |
83 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: NORTHEAST TEXAS FIRE COMPLEX (41,645 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
NORTHEAST TEXAS FIRE COMPLEX |
41,645 |
81 km |
| 2023 |
RX CEDAR MTN |
7,175 |
98 km |
| 2011 |
OLD MAGNOLIA |
4,881 |
98 km |
| 2022 |
CARTER CREEK WEST |
4,791 |
98 km |
| 2003 |
POPS |
4,475 |
15 km |
| 2006 |
WHITE ROCK |
3,228 |
47 km |
| 2023 |
RX GLOVER |
2,877 |
94 km |
| 2011 |
DIANA |
2,863 |
79 km |
| 2022 |
1980 ROAD FIRE |
2,784 |
95 km |
| 2024 |
EAST 1980 ROAD FIRE |
2,767 |
95 km |
| 2011 |
CANEY CREEK |
2,570 |
96 km |
| 2015 |
UNNAMED |
2,408 |
96 km |
| 2015 |
UNNAMED |
2,091 |
100 km |
| 2006 |
UNNAMED |
1,886 |
99 km |
| 1999 |
UNNAMED |
1,699 |
33 km |
| 2006 |
UNNAMED |
1,634 |
62 km |
| 2022 |
BLUE HOLE FIRE |
1,238 |
88 km |
| 2005 |
ALLEN |
1,232 |
92 km |
| 2006 |
COOPER LAKE |
1,224 |
64 km |
| 2005 |
MAPLE CREEK |
1,223 |
16 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
45°F (7°C) |
2.5 in |
Coldest |
| February |
47°F (8°C) |
3.4 in |
|
| March |
55°F (13°C) |
4.3 in |
|
| April |
62°F (17°C) |
4.2 in |
|
| May |
70°F (21°C) |
5.0 in |
Wettest |
| June |
78°F (25°C) |
3.9 in |
|
| July |
84°F (29°C) |
3.3 in |
Warmest |
| August |
82°F (28°C) |
2.2 in |
Driest |
| September |
75°F (24°C) |
3.8 in |
|
| October |
64°F (18°C) |
4.5 in |
|
| November |
53°F (12°C) |
4.6 in |
|
| December |
45°F (7°C) |
4.1 in |
|
Talco has a seasonal temperature swing of 39°F / from 45°F in January to 84°F in July. Total annual precipitation is 45.6 inches, with May being the wettest month (5.0") and August the driest (2.2").
Average costs for common services in Talco. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146–$388) |
| Specialist Visit |
$340 ($194–$534) |
| Urgent Care Visit |
$194 ($97–$340) |
| Emergency Room Visit |
$2,136 ($777–$4,855) |
| Dental Cleaning |
$126 ($73–$194) |
| Dental Filling |
$243 ($146–$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$291 ($146–$486) |
| Tire Rotation |
$39 ($19–$73) |
| New Tires (Set of 4) |
$583 ($388–$971) |
| Battery Replacement |
$194 ($97–$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58–$146) |
| Electrician (Per Hour) |
$87 ($49–$136) |
| HVAC Repair |
$388 ($146–$777) |
| HVAC System Install |
$6,797 ($3,884–$11,652) |
| Roof Repair |
$971 ($388–$1,942) |
| Roof Replacement |
$8,739 ($5,341–$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486–$3,399) |
| Divorce (Contested) |
$14,565 ($4,855–$29,130) |
| DUI Defense |
$4,855 ($1,942–$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777–$2,913) |
| Will Preparation |
$486 ($194–$971) |
| Trust Preparation |
$2,428 ($971–$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$53 ($29–$97) |
| Hair Coloring (Full) |
$146 ($73–$243) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91–$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43–$4.86) |
| Loaf of Bread |
$3.69 ($2.43–$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91–$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88–$7.28) |
| Rice (per lb) |
$0.97 ($0.58–$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78–$243) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$97) |
| Cell Phone Plan (Monthly) |
$63 ($29–$97) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73–$486) |
| Car Insurance (Annual) |
$1,942 ($1,165–$3,399) |
| Bus Pass (Monthly) |
$68 ($29–$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77–$24) |
| Car Registration (Annual) |
$97 ($29–$243) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583–$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486–$1,942) |
| After-School Care (Monthly) |
$388 ($194–$680) |
| Tutoring (Per Hour) |
$49 ($24–$97) |
| SAT/ACT Prep Course |
$971 ($388–$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855–$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$97) |
| Dog Vaccination (Annual) |
$97 ($49–$194) |
| Dog Grooming |
$58 ($29–$97) |
| Pet Boarding (Per Night) |
$39 ($19–$73) |
| Dog Spay/Neuter |
$291 ($146–$486) |
| Cat Spay/Neuter |
$194 ($97–$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $524 |
| Toddler | $494 |
| Preschool | $485 |
| Family Childcare (monthly) |
| Infant | $481 |
| Toddler | $459 |
| Preschool | $455 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Talco
What is the population of Talco?
Talco has a population of 380 residents and is located in Texas. The population density is 494 people per square mile, spread across 0.8 square miles. The median age of residents is 34.1 years, which is younger than the national median of 38.9 years. The population is 46.3% female and 53.7% male.
Is Talco expensive to live in?
Talco has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $14,402, 81% below the national average of $75,149. The median home value is $78,200 (72% below the U.S. median). Renters pay a median of $473 per month, below the national average of $1,163. The home price-to-income ratio is 5.4x, which means housing is a stretch relative to local earnings.
Is Talco safe?
Talco is safer than the national average, with a violent crime rate of 360 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,700 per 100,000 (above the national average). Overall, Talco receives a safety grade of F based on combined crime data.
What is the weather like in Talco?
Talco enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winter temperatures average 45°F in January, while summers reach an average of 84°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 48.2 inches, with 1.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Talco?
Talco has a healthy job market with an unemployment rate of 3.4%, near the national average of 3.6%. The average weekly wage is $1,023. There are 488 business establishments in the area, including 17 restaurants and food service locations. The average commute time is 29 minutes, and 0.0% of workers work from home.
How much does housing cost in Talco?
The median home value in Talco is $78,200. Zillow estimates the typical home value at $192,663. For renters, the median monthly rent is $473. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 68.9%. The average annual property tax is $5,928.
How are the schools in Talco?
Schools in Talco score 5.9 out of 10 on standardized testing, near the national average. 4.6% of adults in Talco hold a bachelor's degree or higher, below the national average of 33.7%. 72.1% have completed high school. 3.0% hold a graduate or professional degree.
How healthy is Talco?
The obesity rate in Talco is 40.6% (above the national rate of 32.1%). 20.4% of adults are smokers. 36.2% are physically inactive. 24.6% of residents report depression. 23.8% lack health insurance (above the national rate). 12.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,488.
What is transportation like in Talco?
The average commute in Talco is 29 minutes. 88.8% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Talco?
The racial and ethnic makeup of Talco is 52.9% White, 15.8% Black or African American, 1.8% Hispanic or Latino. 84.7% of residents speak only English at home, while 15.3% speak Spanish. 0.8% of the population are military veterans. 24.1% of residents have a disability. 77.8% have health insurance coverage.
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