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Talma, IN
Full City Profile · Indiana · Fulton County County
3.5
/5.0
B+
Good
154
Population
770/sq mi density
$95,893
Median Income
$20,906 per capita
$72,100
Home Value
$228,656 Zillow
50°F
Avg Temperature
275 sunny days/yr
140
Violent Crime/100K
2,132 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$95,893 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$72,100 home value, /mo rent
F
Safety
1.0 / 5.0
140 violent crimes/100K
B
Education
3.2 / 5.0
0.0% bachelor's degree or higher
Talma experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 73°F in July. The area gets 275 sunny days per year. Annual precipitation totals 40.8 inches. The area receives 30.1 inches of snow annually. Air quality is rated Good with a median AQI of 41.
Temperature
25°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.2°F |
| 7% below US avg | |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 773 ft (236 m) |
| Area | 0.2 sq mi (0.5 km²) |
| Population Density | 770/sq mi |
| Coordinates | 41.1524°N, 86.1379°W |
| Timezone | America/Indiana/Indianapolis |
| County | Fulton County County |
| Nearest Airport | South Bend International (SBN) 40 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 20.2 / 100 |
| Social Vulnerability | 45.3 / 100 |
| Community Resilience | 74.8 / 100 |
Hazard Breakdown
| Tornado | Relatively Low |
| Hurricane | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Very Low |
| Hail | Relatively Low |
| Strong Wind | Relatively Moderate |
| Heat Wave | Very Low |
| Winter Weather | Relatively Low |
| Lightning | Relatively Low |
| Ice Storm | Very Low |
| Drought | Relatively Moderate |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tsunami History
1 tsunami recorded within 500 km. Highest wave on record: 3.0 m (10 ft).
| Year | Location | Cause | Max Wave | Deaths | Distance |
| 1954 | MICHIGAN CITY, IN (LAKE MICHIGAN) | Avalanche | 3.0 m | 7 | 87 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 25°F (-4°C) | 2.0 in | Coldest |
| February | 27°F (-3°C) | 1.8 in | Driest |
| March | 38°F (3°C) | 2.8 in | |
| April | 49°F (9°C) | 3.8 in | |
| May | 60°F (16°C) | 4.0 in | |
| June | 69°F (21°C) | 4.1 in | Wettest |
| July | 73°F (23°C) | 3.9 in | Warmest |
| August | 71°F (21°C) | 3.6 in | |
| September | 64°F (18°C) | 3.5 in | |
| October | 52°F (11°C) | 2.8 in | |
| November | 40°F (5°C) | 3.2 in | |
| December | 29°F (-2°C) | 2.8 in |
Talma has a seasonal temperature swing of 48°F / from 25°F in January to 73°F in July. Total annual precipitation is 38.2 inches, with June being the wettest month (4.1") and February the driest (1.8").