Median Income
$72,813
3% lower than US avg
Home Value
$159,000
44% lower than US avg
Bachelor's+
14.4%
57% lower than US avg
Median Rent
$693
40% lower than US avg
Obesity Rate
38.4%
20% higher than US avg
Unemployment
1.7%
53% lower than US avg
Poverty Rate
2.3%
81% lower than US avg
How Templeton Compares to the U.S. Average (100% = U.S. avg)
People
Population314
Median Age55.4 yrs
Density641/mi²
Male / Female49% / 51%
Largest GroupWhite 100%
Veterans7.7%
Economy
A+
Median Income$72,813
Per Capita$38,497
Unemployment1.7%
Poverty2.3%
County GDP$473M
Commute17 min
Housing
A+
Home Value$159,000
Rent$693
Ownership89.7%
Zillow$234,986
Housing Units163
Rent Burden25.0%
Health
Obesity38.4%
Uninsured3.2%
Smoking14.8%
Depression21.3%
Heart Disease5.0%
Climate
Avg Temp48°F (9°C)
Rain33.7 in/yr
Elevation1,450 ft (442 m)
Education
C
Bachelor's+14.4%
High School+86.0%
Graduate+4.2%
School Score5.93
Community
2024 VoteR 68% / D 30%
Commute17 min
Broadband81.3%
EV Stations1
Libraries2
Is Templeton a Good Place to Live?
Based on current data, Templeton receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Templeton offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Templeton is $72,813, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.7%. Only 2.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Templeton is $159,000, 44% below the national median / offering relatively affordable homeownership. Renters pay a median of $693 per month, below the national average / a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.
Education
14.4% of residents hold a bachelor's degree, below the national average of 33.7%. 86.0% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Templeton experiences four distinct seasons with an average temperature of 48°F. Winters average 19°F in January while summers reach 74°F in July. Annual precipitation totals 33.7 inches, including 34.5 inches of snow.
Templeton has a population of 314 with a density of 641 people per square mile, spread across 0.4 square miles. The median age is 55.4 years, 42% older than the national median of 38.9. The gender split is 50.6% female and 49.4% male. The city is predominantly White (99.7%). English is the primary language spoken at home by 100% of residents. 7.7% of the population are veterans, above the national rate of 6.0%. 10.2% of residents have a disability (below the 13.0% national average). 96.8% have health insurance coverage.
Population
314
Total Population
2023 Census
55.4yrs
Median Age
42% above US avg
Race & Ethnicity
Templeton vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Templeton vs U.S. Average
The median household income in Templeton is $72,813, which is 3% below the national average of $75,149. Per capita income is $38,497. The average weekly wage is $973, 32% lower than the U.S. average. The unemployment rate is 1.7% (below the 3.6% US average). 2.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 239 business establishments, including 12 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 17 minutes (shorter than the 28-minute US average). 8.8% of workers work from home (below the 15.2% national rate).
Income: Templeton vs U.S.
Income
| Median HH Income | $72,813 |
| 3% below US avg |
| Per Capita Income | $38,497 |
| Avg Weekly Wage | $973 |
| IRS Avg AGI | $76,458 |
| Gini Index | 0.419 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.7% |
| 53% below US avg |
| Poverty Rate | 2.3% |
| 81% below US avg |
| Establishments (County) | 239 |
| County GDP | $473M |
Business (County)
| Restaurants | 12 |
| Healthcare | 18 |
| Retail | 20 |
| Manufacturing | 9 |
Tax & Cost of Living
| Property Tax (IRS) | $3,471 |
| 1% below US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 2.18% |
Commute & Transportation
| Commute Time | 16.9 min |
| Drive Alone | 90.1% |
| Public Transit | 0.0% |
| Work from Home | 8.8% |
The median home value in Templeton is $159,000, 44% below the national median of $281,900. Zillow estimates the typical home value at $234,986, higher than the Census estimate. Monthly rent averages $693 (40% below the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 89.7% of housing units are owner-occupied (above the 65.4% national rate). There are 163 total housing units in the city. The median year a home was built is 1961. The average annual property tax is $3,471. 25.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $159,000 |
| 44% below US avg |
| Zillow ZHVI | $234,986 |
Rental Costs
| Census Median Rent | $693 |
| 40% below US avg |
| Rent Burden | 25.0% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 89.7% |
| Owner-Occupied | 89.7% |
| Renter-Occupied | 10.3% |
| Housing Units | 163 |
| Median Year Built | 1961 |
Property Tax
| Avg Tax (IRS) | $3,471 |
| 1% below US avg |
| Effective Rate | 2.18% |
In Templeton, 38.4% of adults are obese, above the national rate of 32.1%. 8.5% have diabetes (below the 10.5% national rate). Heart disease affects 5.0% of residents. 29.5% have high blood pressure. 14.8% are current smokers. 23.9% report binge drinking. 22.8% are physically inactive. 21.3% report depression. 17.4% experience frequent mental distress. 3.2% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,878. The dentist ratio is 1:2,799. 65.0% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Templeton vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.4% |
| 20% above US avg |
| Diabetes | 8.5% |
| Heart Disease | 5.0% |
| High Blood Pressure | 29.5% |
| Asthma | 10.0% |
| COPD | 5.6% |
| Cancer | 7.6% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 14.8% |
| 6% above US avg |
| Binge Drinking | 23.9% |
| Physical Inactivity | 22.8% |
| Depression | 21.3% |
| Mental Distress | 17.4% |
| Physical Distress | 11.6% |
| Short Sleep | 30.4% |
Healthcare Access
| Insurance Rate | 96.8% |
| Uninsured | 3.2% |
| 63% below US avg |
| Primary Care | 1:1,878 |
| Dentists | 1:2,799 |
| Mental Health | 1:5,534 |
| Checkup Rate | 75.5% |
| Dental Visits | 71.4% |
| Premature Death | 5,136/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 65.0% |
| Healthcare Facilities | 18 |
Templeton experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 19°F in January while summers reach 74°F in July. Annual precipitation totals 33.7 inches. The area receives 34.5 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 1,450 feet.
Temperature
19°F Jan (-7°C)
74°F Jul (23°C)
| Annual Average | 48.3°F |
| 11% below US avg |
| January Average | 19°F (-7°C) |
| July Average | 74°F (23°C) |
Geography
| Elevation | 1,450 ft (442 m) |
| Area | 0.4 sq mi (1.1 km²) |
| Population Density | 641/sq mi |
| Coordinates | 41.9181°N, 94.9407°W |
| Timezone | America/Chicago |
| County | Audubon County County |
| Nearest Airport | Fort Dodge Regional (FOD)
58 miles away |
Precipitation & Snow
Annual Rainfall
33.7"
11% below US avg
Wettest Month (Jun)
5.12"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 38.6 / 100 |
| Social Vulnerability | 48.2 / 100 |
| Community Resilience | 90.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively High |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.7. Most recent: M2.7 on Jun 30, 2021.
| Jun 30, 2021 |
4 km E of Rembrandt, Iowa |
M2.7 |
102 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
581 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 20 fatalities, 275 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 13, 1976 |
EF5 |
89 km |
0 |
| Jun 27, 1953 |
EF5 |
56 km |
1 |
| Mar 5, 2022 |
EF4 |
98 km |
6 |
| Apr 9, 2011 |
EF4 |
91 km |
0 |
| May 27, 1995 |
EF4 |
29 km |
0 |
| May 27, 1995 |
EF4 |
17 km |
0 |
| May 24, 1989 |
EF4 |
99 km |
0 |
| Jun 28, 1979 |
EF4 |
84 km |
3 |
| May 4, 1977 |
EF4 |
94 km |
0 |
| Jun 26, 1976 |
EF4 |
76 km |
0 |
| Jun 8, 1967 |
EF4 |
92 km |
0 |
| May 5, 1965 |
EF4 |
58 km |
0 |
| May 10, 1959 |
EF4 |
53 km |
0 |
| Jun 9, 1954 |
EF4 |
44 km |
1 |
| Apr 26, 2024 |
EF3 |
87 km |
1 |
| Jul 14, 2021 |
EF3 |
40 km |
0 |
| Apr 9, 2011 |
EF3 |
69 km |
0 |
| Apr 9, 2011 |
EF3 |
78 km |
0 |
| Apr 9, 2011 |
EF3 |
56 km |
0 |
| Jun 11, 2008 |
EF3 |
99 km |
4 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (4,195 ac, 2005).
| Year |
Name |
Acres |
Distance |
| 2005 |
UNNAMED |
4,195 |
78 km |
| 2010 |
UNNAMED |
629 |
95 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
19°F (-7°C) |
0.9 in |
Coldest, Driest |
| February |
24°F (-5°C) |
1.1 in |
|
| March |
36°F (2°C) |
1.9 in |
|
| April |
48°F (9°C) |
3.4 in |
|
| May |
60°F (16°C) |
4.5 in |
|
| June |
71°F (22°C) |
5.1 in |
Wettest |
| July |
74°F (23°C) |
4.4 in |
Warmest |
| August |
72°F (22°C) |
4.1 in |
|
| September |
64°F (18°C) |
3.0 in |
|
| October |
51°F (11°C) |
2.7 in |
|
| November |
37°F (3°C) |
1.4 in |
|
| December |
25°F (-4°C) |
1.4 in |
|
Templeton has a seasonal temperature swing of 55°F / from 19°F in January to 74°F in July. Total annual precipitation is 33.7 inches, with June being the wettest month (5.1") and January the driest (0.9").
Average costs for common services in Templeton. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132-$351) |
| Specialist Visit |
$307 ($176-$483) |
| Urgent Care Visit |
$176 ($88-$307) |
| Emergency Room Visit |
$1,932 ($702-$4,390) |
| Dental Cleaning |
$114 ($66-$176) |
| Dental Filling |
$220 ($132-$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22-$66) |
| Oil Change (Synthetic) |
$66 ($44-$105) |
| Brake Pad Replacement |
$263 ($132-$439) |
| Tire Rotation |
$35 ($18-$66) |
| New Tires (Set of 4) |
$527 ($351-$878) |
| Battery Replacement |
$176 ($88-$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53-$132) |
| Electrician (Per Hour) |
$79 ($44-$123) |
| HVAC Repair |
$351 ($132-$702) |
| HVAC System Install |
$6,146 ($3,512-$10,536) |
| Roof Repair |
$878 ($351-$1,756) |
| Roof Replacement |
$7,902 ($4,829-$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439-$3,073) |
| Divorce (Contested) |
$13,170 ($4,390-$26,340) |
| DUI Defense |
$4,390 ($1,756-$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702-$2,634) |
| Will Preparation |
$439 ($176-$878) |
| Trust Preparation |
$2,195 ($878-$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$40) |
| Women's Haircut |
$48 ($26-$88) |
| Hair Coloring (Full) |
$132 ($66-$220) |
| Manicure |
$22 ($13-$40) |
| Pedicure |
$35 ($22-$57) |
| Massage (1 Hour) |
$70 ($44-$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63-$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20-$4.39) |
| Loaf of Bread |
$3.34 ($2.20-$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63-$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51-$6.59) |
| Rice (per lb) |
$0.88 ($0.53-$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70-$220) |
| Natural Gas (Monthly) |
$61 ($26-$132) |
| Water/Sewer (Monthly) |
$61 ($35-$105) |
| Internet (Monthly) |
$61 ($35-$88) |
| Cell Phone Plan (Monthly) |
$57 ($26-$88) |
| Cable TV (Monthly) |
$75 ($44-$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66-$439) |
| Car Insurance (Annual) |
$1,756 ($1,054-$3,073) |
| Bus Pass (Monthly) |
$61 ($26-$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02-$22) |
| Car Registration (Annual) |
$88 ($26-$220) |
| Driver's License Renewal |
$26 ($13-$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527-$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439-$1,756) |
| After-School Care (Monthly) |
$351 ($176-$615) |
| Tutoring (Per Hour) |
$44 ($22-$88) |
| SAT/ACT Prep Course |
$878 ($351-$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390-$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26-$88) |
| Dog Vaccination (Annual) |
$88 ($44-$176) |
| Dog Grooming |
$53 ($26-$88) |
| Pet Boarding (Per Night) |
$35 ($18-$66) |
| Dog Spay/Neuter |
$263 ($132-$439) |
| Cat Spay/Neuter |
$176 ($88-$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $689 |
| Toddler | $594 |
| Preschool | $594 |
| Family Childcare (monthly) |
| Infant | $453 |
| Toddler | $445 |
| Preschool | $445 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Templeton
What is the population of Templeton?
Templeton has a population of 314 residents and is located in Iowa. The population density is 641 people per square mile, spread across 0.4 square miles. The median age of residents is 55.4 years, which is older than the national median of 38.9 years. The population is 50.6% female and 49.4% male.
Is Templeton expensive to live in?
Templeton is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $72,813, 3% below the national average of $75,149. The median home value is $159,000 (44% below the U.S. median). Renters pay a median of $693 per month, below the national average of $1,163. The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Templeton?
Templeton has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 19°F in January, while summers reach an average of 74°F in July. Annual rainfall totals 33.7 inches, with 34.5 inches of snow.
How is the job market in Templeton?
The job market in Templeton is very strong, with unemployment at just 1.7% / well below the national rate of 3.6%. The average weekly wage is $973. There are 239 business establishments in the area, including 12 restaurants and food service locations. The average commute time is 17 minutes, and 8.8% of workers work from home.
How much does housing cost in Templeton?
The median home value in Templeton is $159,000. Zillow estimates the typical home value at $234,986. For renters, the median monthly rent is $693. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 89.7%. The average annual property tax is $3,471.
How are the schools in Templeton?
Schools in Templeton score 5.9 out of 10 on standardized testing, near the national average. 14.4% of adults in Templeton hold a bachelor's degree or higher, below the national average of 33.7%. 86.0% have completed high school. 4.2% hold a graduate or professional degree.
How healthy is Templeton?
The obesity rate in Templeton is 38.4% (above the national rate of 32.1%). 14.8% of adults are smokers. 22.8% are physically inactive. 21.3% of residents report depression. 3.2% lack health insurance (below the national rate). 65.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,878.
What is transportation like in Templeton?
The average commute in Templeton is 17 minutes, shorter than the national average of 28 minutes. 90.1% of workers drive alone to work, and 8.8% work from home.
What are the demographics of Templeton?
The racial and ethnic makeup of Templeton is 99.7% White. 100% of residents speak only English at home. 7.7% of the population are military veterans. 10.2% of residents have a disability. 96.8% have health insurance coverage.