Median Income
$36,667
51% lower than US avg
Home Value
$50,000
82% lower than US avg
Bachelor's+
7.7%
77% lower than US avg
Median Rent
$435
63% lower than US avg
Obesity Rate
41.8%
30% higher than US avg
Unemployment
3.3%
8% lower than US avg
Poverty Rate
12.7%
2% higher than US avg
How Terral Compares to the U.S. Average (100% = U.S. avg)
People
Population273
Median Age55.3 yrs
Density635/mi²
Male / Female45% / 55%
Largest GroupWhite 74%
Economy
B
Median Income$36,667
Per Capita$23,902
Unemployment3.3%
Poverty12.7%
County GDP$798M
Commute22 min
Housing
A+
Home Value$50,000
Rent$435
OwnershipN/A
Zillow$67,552
Health
Obesity41.8%
UninsuredN/A
Depression26.4%
Heart Disease7.4%
Climate
Avg Temp64°F
AQI45 (Good)
Rain35.4 in/yr
Elevation846 ft
Education
D
Bachelor's+7.7%
High School+74.1%
School Score5.08
Community
2024 VoteR 89% / D 11%
Commute22 min
Libraries3
Is Terral a Good Place to Live?
Based on current data, Terral receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include below-average incomes, high obesity rates. Terral offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Terral is $36,667, 51% below the national average of $75,149. Unemployment stands at 3.3%, indicating a healthy job market. 12.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Terral is $50,000, 82% below the national median — offering relatively affordable homeownership. Renters pay a median of $435 per month, below the national average — a plus for affordability. At just 1.4x median income, home prices are very affordable relative to local earnings.
Education
7.7% of residents hold a bachelor's degree, below the national average of 33.7%. 74.1% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Terral enjoys a moderate climate with an average annual temperature of 64°F. Winters average 42°F in January while summers reach 84°F in July. Annual precipitation totals 35.4 inches. Air quality is rated Good with a median AQI of 45.
Terral has a population of 273 with a density of 635 people per square mile. The median age is 55.3 years, 42% older than the national median of 38.9. The city is predominantly White (74.4%), with 13.6% Hispanic.
Population
55.3yrs
Median Age
42% above US avg
Language Spoken at Home
| English Only | 76.7% |
| 2% below US avg |
| Spanish | 23.3% |
| 74% above US avg |
The median household income in Terral is $36,667, which is 51% below the national average of $75,149. The unemployment rate is 3.3% (below the 3.6% US average). 12.7% of residents live below the poverty line. Workers commute an average of 22 minutes.
Income
| Median HH Income | $36,667 |
| 51% below US avg |
| Per Capita Income | $23,902 |
| Avg Weekly Wage | $910 |
| IRS Avg AGI | $74,935 |
Employment & Poverty
| Unemployment | 3.3% |
| 8% below US avg |
| Poverty Rate | 12.7% |
| 2% above US avg |
| Establishments (County) | 515 |
| County GDP | $798M |
Business (County)
| Restaurants | 35 |
| Healthcare | 35 |
| Retail | 67 |
| Manufacturing | 13 |
Tax & Cost of Living
| Property Tax (IRS) | $5,757 |
| 64% above US avg |
| Effective Tax Rate | 11.51% |
Commute & Transportation
| Commute Time | 21.7 min |
| Work from Home | 0.0% |
The median home value in Terral is $50,000, 82% below the national average. Monthly rent averages $435 (63% below US avg). Zillow estimates the typical home value at $67,552.
Home Values
| Census Median | $50,000 |
| 82% below US avg |
| Zillow ZHVI | $67,552 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $435 |
| 63% below US avg |
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $5,757 |
| 64% above US avg |
| Effective Rate | 11.51% |
In Terral, 41.8% of adults are obese (above the 32.1% national rate). 26.4% report depression. 38.6% are physically inactive.
Health Metrics: Terral vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.8% |
| 30% above US avg |
| Diabetes | 13.1% |
| Heart Disease | 7.4% |
| High Blood Pressure | 38.5% |
| Asthma | 11.7% |
| COPD | 9.4% |
| Stroke | 3.9% |
Behaviors & Mental Health
| |
| Binge Drinking | 14.5% |
| Physical Inactivity | 38.6% |
| Depression | 26.4% |
| Mental Distress | 20.4% |
| Physical Distress | 16.7% |
Healthcare Access
| Insurance Rate | 82.8% |
| |
| Checkup Rate | 75.2% |
| Premature Death | 13,687/100K |
Food & Exercise
| Food Environment | 7.2/10 |
| Exercise Access | 36.6% |
| Healthcare Facilities | 35 |
Crime Rates: Terral vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| FEMA Disasters | 91 |
Safety Score
Terral has an average annual temperature of 64°F (18°C). Winters average 42°F in January while summers reach 84°F in July. Annual precipitation is 35.4 inches. Air quality is rated Good with a median AQI of 45.
Temperature
42°F Jan (6°C)
84°F Jul (29°C)
| Annual Average | 63.7°F |
| 18% above US avg |
| January Average | 42°F (6°C) |
| July Average | 84°F (29°C) |
Precipitation & Snow
| Annual Rainfall | 35.4 inches |
| 7% below US avg |
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Geography
| Elevation | 846 ft (258 m) |
| Area | 0.4 sq mi (1.1 km²) |
| Population Density | 635/sq mi |
| Coordinates | 33.8966°N, 97.9382°W |
| County FIPS | 48337 |