Median Income
$36,667
51% lower than US avg
Home Value
$50,000
82% lower than US avg
Violent Crime
147/100K
61% lower than US avg
Bachelor's+
7.7%
77% lower than US avg
Median Rent
$435
63% lower than US avg
Obesity Rate
41.8%
30% higher than US avg
Unemployment
3.3%
8% lower than US avg
Poverty Rate
12.7%
2% higher than US avg
How Terral Compares to the U.S. Average (100% = U.S. avg)
People
Population273
Median Age55.3 yrs
Density635/mi²
Male / Female45% / 55%
Largest GroupWhite 74%
Veterans8.1%
Economy
B
Median Income$36,667
Per Capita$23,902
Unemployment3.3%
Poverty12.7%
County GDP$798M
Commute22 min
Housing
A+
Home Value$50,000
Rent$435
Ownership64.1%
Zillow$67,552
Housing Units190
Rent Burden22.5%
Crime
F
Violent147/100K
Property491/100K
Health
Obesity41.8%
Uninsured17.9%
Smoking20.9%
Depression26.4%
Heart Disease7.4%
Climate
Avg Temp64°F (18°C)
AQI45 (Good)
Rain35.4 in/yr
Sunny Days330/yr
Elevation846 ft (258 m)
Education
D
Bachelor's+7.7%
High School+74.1%
Graduate+3.7%
School Score5.08
Community
2024 VoteR 89% / D 11%
Commute22 min
Broadband49.2%
EV Stations1
Libraries3
Is Terral a Good Place to Live?
Based on current data, Terral receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include a high uninsured rate, below-average incomes, high obesity rates. Terral has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Terral is $36,667, 51% below the national average of $75,149. Unemployment stands at 3.3%, indicating a healthy job market. 12.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Terral is $50,000, 82% below the national median / offering relatively affordable homeownership. Renters pay a median of $435 per month, below the national average / a plus for affordability. At just 1.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Terral is a very safe community with a violent crime rate of 147 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 491 per 100,000, 75% below the national average.
Education
7.7% of residents hold a bachelor's degree, below the national average of 33.7%. 74.1% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Terral enjoys a moderate climate with an average annual temperature of 64°F. Winters average 42°F in January while summers reach 84°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.4 inches. Air quality is rated Good with a median AQI of 45.
Terral has a population of 273 with a density of 635 people per square mile, spread across 0.4 square miles. The median age is 55.3 years, 42% older than the national median of 38.9. The gender split is 54.6% female and 45.4% male. The city is predominantly White (74.4%), with 13.6% Hispanic. English is the primary language spoken at home by 76.7% of residents, while 23.3% speak Spanish. 8.1% of the population are veterans, above the national rate of 6.0%. 29.1% of residents have a disability (above the 13.0% national average). 82.8% have health insurance coverage.
Population
55.3yrs
Median Age
42% above US avg
Language Spoken at Home
English Only
76.7%
2% below US avg
Spanish
23.3%
74% above US avg
The median household income in Terral is $36,667, which is 51% below the national average of $75,149. Per capita income is $23,902 (below the $39,052 national figure). The average weekly wage is $910, 36% lower than the U.S. average. The unemployment rate is 3.3% (below the 3.6% US average). 12.7% of residents live below the poverty line. The area has 515 business establishments, including 35 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $36,667 |
| 51% below US avg |
| Per Capita Income | $23,902 |
| Avg Weekly Wage | $910 |
| IRS Avg AGI | $74,935 |
| Gini Index | 0.416 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.3% |
| 8% below US avg |
| Poverty Rate | 12.7% |
| 2% above US avg |
| Establishments (County) | 515 |
| County GDP | $798M |
Business (County)
| Restaurants | 35 |
| Healthcare | 35 |
| Retail | 67 |
| Manufacturing | 13 |
Tax & Cost of Living
| Property Tax (IRS) | $5,757 |
| 64% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 11.51% |
Commute & Transportation
| Commute Time | 21.7 min |
| Drive Alone | 85.7% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Terral is $50,000, 82% below the national median of $281,900. Zillow estimates the typical home value at $67,552, higher than the Census estimate. Monthly rent averages $435 (63% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $995 for a two-bedroom apartment. 64.1% of housing units are owner-occupied. There are 190 total housing units in the city. The median year a home was built is 1958. The average annual property tax is $5,757 (higher than the $3,500 national average). 22.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.4x, well within the affordable range.
Home Values
| Census Median | $50,000 |
| 82% below US avg |
| Zillow ZHVI | $67,552 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $435 |
| 63% below US avg |
| Rent Burden | 22.5% |
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
| Homeownership | 64.1% |
| Owner-Occupied | 64.1% |
| Renter-Occupied | 35.9% |
| Housing Units | 190 |
| Median Year Built | 1958 |
Property Tax
| Avg Tax (IRS) | $5,757 |
| 64% above US avg |
| Effective Rate | 11.51% |
In Terral, 41.8% of adults are obese, above the national rate of 32.1%. 13.1% have diabetes (above the 10.5% national rate). Heart disease affects 7.4% of residents, above the national average. 38.5% have high blood pressure. 20.9% are current smokers (above the 14.0% national rate). 14.5% report binge drinking. 38.6% are physically inactive, above the national average. 26.4% report depression (above the 20.0% national average). 20.4% experience frequent mental distress. 17.9% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:4,082. The dentist ratio is 1:3,511. 36.6% of residents have access to exercise opportunities. The food environment index is 7.2 out of 10.
Health Metrics: Terral vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.8% |
| 30% above US avg |
| Diabetes | 13.1% |
| Heart Disease | 7.4% |
| High Blood Pressure | 38.5% |
| Asthma | 11.7% |
| COPD | 9.4% |
| Cancer | 6.7% |
| Stroke | 3.9% |
Behaviors & Mental Health
| Smoking | 20.9% |
| 49% above US avg |
| Binge Drinking | 14.5% |
| Physical Inactivity | 38.6% |
| Depression | 26.4% |
| Mental Distress | 20.4% |
| Physical Distress | 16.7% |
| Short Sleep | 39.5% |
Healthcare Access
| Insurance Rate | 82.8% |
| Uninsured | 17.9% |
| 108% above US avg |
| Primary Care | 1:4,082 |
| Dentists | 1:3,511 |
| Mental Health | 1:5,400 |
| Checkup Rate | 75.2% |
| Dental Visits | 47.1% |
| Premature Death | 13,687/100K |
Food & Exercise
| Food Environment | 7.2/10 |
| Exercise Access | 36.6% |
| Healthcare Facilities | 35 |
Terral has a violent crime rate of 147 per 100,000 residents, 61% below the national average of 380. Property crime stands at 491 per 100,000, 75% below the U.S. average. The county recorded 4 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Terral receives a safety grade of F.
Crime Rates: Terral vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 147.2/100K |
| 61% below US avg |
| |
Property Crime
| Total Property | 490.7/100K |
| 75% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Terral enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winters average 42°F in January while summers reach 84°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 35.4 inches. Air quality is rated Good with a median AQI of 45. The city sits at an elevation of 846 feet.
Temperature
42°F Jan (6°C)
84°F Jul (29°C)
| Annual Average | 63.7°F |
| 18% above US avg |
| January Average | 42°F (6°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 846 ft (258 m) |
| Area | 0.4 sq mi (1.1 km²) |
| Population Density | 635/sq mi |
| Coordinates | 33.8966°N, 97.9382°W |
| Timezone | America/Chicago |
| County | Montague County County |
| Nearest Airport | Lawton-Fort Sill Regional (LAW) 54 miles away |
Precipitation & Snow
Annual Rainfall
35.4"
7% below US avg
Wettest Month (May)
4.49"
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 54.9 / 100 |
| Social Vulnerability | 57.5 / 100 |
| Community Resilience | 23.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively High |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
245 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.6 on Jul 30, 2025.
| Jan 18, 1995 |
4 km SSE of Erin Springs, Oklahoma |
M4.2 |
103 km |
| Apr 28, 1998 |
9 km NE of Medicine Park, Oklahoma |
M3.9 |
108 km |
| Nov 15, 1990 |
5 km SSE of Erin Springs, Oklahoma |
M3.9 |
101 km |
| Feb 8, 2002 |
8 km SW of Elgin, Oklahoma |
M3.8 |
100 km |
| Nov 28, 2013 |
6 km SSW of Perrin, Texas |
M3.7 |
104 km |
| Dec 9, 2013 |
8 km S of Perrin, Texas |
M3.7 |
105 km |
| Sep 25, 2023 |
9 km WNW of Velma, Oklahoma |
M3.7 |
67 km |
| Dec 17, 1992 |
7 km SSE of Erin Springs, Oklahoma |
M3.6 |
100 km |
| Nov 20, 2013 |
1 km NNW of Azle, Texas |
M3.6 |
115 km |
| Dec 8, 2013 |
0 km NNE of Sanctuary, Texas |
M3.6 |
114 km |
| Mar 4, 2013 |
5 km S of Tishomingo, Oklahoma |
M3.5 |
120 km |
| Jun 8, 2004 |
6 km N of Lone Grove, Oklahoma |
M3.5 |
73 km |
| Apr 28, 2013 |
4 km NNW of Oakland, Oklahoma |
M3.5 |
108 km |
| Apr 19, 2021 |
8 km SW of Dibble, Oklahoma |
M3.5 |
122 km |
| Nov 25, 2013 |
3 km WNW of Sanctuary, Texas |
M3.4 |
113 km |
| Sep 23, 2013 |
4 km WNW of Marietta, Oklahoma |
M3.4 |
72 km |
| Sep 30, 2012 |
4 km NW of Irving, Texas |
M3.4 |
147 km |
| Jan 28, 2009 |
0 km ENE of Amber, Oklahoma |
M3.4 |
141 km |
| Jul 8, 2016 |
3 km NE of Dibble, Oklahoma |
M3.4 |
133 km |
| Mar 6, 2020 |
8 km NE of Alex, Oklahoma |
M3.4 |
121 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
661 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 99 fatalities, 2,434 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1964 |
EF5 |
52 km |
7 |
| Apr 27, 2024 |
EF4 |
73 km |
1 |
| May 9, 2016 |
EF4 |
91 km |
1 |
| Feb 10, 2009 |
EF4 |
30 km |
8 |
| Apr 10, 1979 |
EF4 |
66 km |
42 |
| Apr 19, 1972 |
EF4 |
65 km |
5 |
| May 26, 1962 |
EF4 |
55 km |
0 |
| May 24, 1957 |
EF4 |
66 km |
4 |
| May 18, 1951 |
EF4 |
92 km |
2 |
| Nov 3, 2024 |
EF3 |
44 km |
0 |
| May 25, 2024 |
EF3 |
45 km |
7 |
| May 10, 2010 |
EF3 |
69 km |
0 |
| Apr 30, 2000 |
EF3 |
97 km |
0 |
| May 7, 1995 |
EF3 |
56 km |
2 |
| May 7, 1995 |
EF3 |
48 km |
3 |
| Mar 13, 1990 |
EF3 |
45 km |
0 |
| May 14, 1986 |
EF3 |
81 km |
0 |
| Apr 2, 1982 |
EF3 |
76 km |
0 |
| Oct 30, 1979 |
EF3 |
72 km |
3 |
| Jun 6, 1979 |
EF3 |
98 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: LOCO-HEALDTON (56,584 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
LOCO-HEALDTON |
56,584 |
65 km |
| 1991 |
ARBUCKLE |
29,823 |
91 km |
| 2021 |
WINDMILL |
28,410 |
84 km |
| 2009 |
MONTAGUE COUNTY COMPLEX |
25,907 |
26 km |
| 2009 |
RATCLIFF CITY-TATUMS |
23,099 |
79 km |
| 2009 |
APRIL 9TH COMPLEX 1 |
22,099 |
98 km |
| 2009 |
TWO MILE HILL COMPLEX |
20,991 |
54 km |
| 2009 |
BRUSHY MOUNTAIN |
18,412 |
60 km |
| 2006 |
RINGGOLD |
16,382 |
12 km |
| 2005 |
UNNAMED |
15,416 |
83 km |
| 2008 |
ARCHER CO |
13,969 |
82 km |
| 2009 |
APRIL 9TH COMPLEX 2 |
13,805 |
63 km |
| 1996 |
HENRIETTA FIRE |
13,629 |
37 km |
| 2006 |
RATLIFF CITY |
12,435 |
72 km |
| 1996 |
POOLVILLE FIRE |
12,128 |
99 km |
| 2011 |
WICHITA COUNTY COMPLEX |
12,118 |
76 km |
| 2000 |
UNNAMED |
9,943 |
90 km |
| 2023 |
CAMPBELL |
7,888 |
87 km |
| 2006 |
BIA EMPIRE |
7,544 |
62 km |
| 2011 |
CHERRY HOMES |
7,398 |
58 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
42°F (6°C) |
1.3 in |
Coldest, Driest |
| February |
46°F (8°C) |
1.8 in |
|
| March |
54°F (12°C) |
2.5 in |
|
| April |
63°F (17°C) |
2.8 in |
|
| May |
71°F (22°C) |
4.5 in |
Wettest |
| June |
79°F (26°C) |
3.6 in |
|
| July |
84°F (29°C) |
1.9 in |
Warmest |
| August |
83°F (28°C) |
2.4 in |
|
| September |
76°F (24°C) |
4.0 in |
|
| October |
65°F (18°C) |
3.4 in |
|
| November |
53°F (11°C) |
2.0 in |
|
| December |
44°F (7°C) |
1.7 in |
|
Terral has a seasonal temperature swing of 42°F / from 42°F in January to 84°F in July. Total annual precipitation is 31.9 inches, with May being the wettest month (4.5") and January the driest (1.3").
Average costs for common services in Terral. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $563 |
| Toddler | $528 |
| Preschool | $515 |
| Family Childcare (monthly) |
| Infant | $507 |
| Toddler | $485 |
| Preschool | $476 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Terral
What is the population of Terral?
Terral has a population of 273 residents and is located in Oklahoma. The population density is 635 people per square mile, spread across 0.4 square miles. The median age of residents is 55.3 years, which is older than the national median of 38.9 years. The population is 54.6% female and 45.4% male.
Is Terral expensive to live in?
Terral is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $36,667, 51% below the national average of $75,149. The median home value is $50,000 (82% below the U.S. median). Renters pay a median of $435 per month, below the national average of $1,163. The home price-to-income ratio is 1.4x, indicating housing is reasonably affordable relative to local income levels.
Is Terral safe?
Terral is considered a very safe city with a violent crime rate of 147 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 491 per 100,000 (below the national average). Overall, Terral receives a safety grade of F based on combined crime data.
What is the weather like in Terral?
Terral enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winter temperatures average 42°F in January, while summers reach an average of 84°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 35.4 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 45.
How is the job market in Terral?
Terral has a healthy job market with an unemployment rate of 3.3%, near the national average of 3.6%. The average weekly wage is $910. There are 515 business establishments in the area, including 35 restaurants and food service locations. The average commute time is 22 minutes, and 0.0% of workers work from home.
How much does housing cost in Terral?
The median home value in Terral is $50,000. Zillow estimates the typical home value at $67,552. For renters, the median monthly rent is $435. Fair market rent is $791 for a 1-bedroom and $995 for a 2-bedroom apartment. The homeownership rate is 64.1%. The average annual property tax is $5,757.
How are the schools in Terral?
Schools in Terral score 5.1 out of 10 on standardized testing, near the national average. 7.7% of adults in Terral hold a bachelor's degree or higher, below the national average of 33.7%. 74.1% have completed high school. 3.7% hold a graduate or professional degree.
How healthy is Terral?
The obesity rate in Terral is 41.8% (above the national rate of 32.1%). 20.9% of adults are smokers. 38.6% are physically inactive. 26.4% of residents report depression. 17.9% lack health insurance (above the national rate). 36.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,082.
What is transportation like in Terral?
The average commute in Terral is 22 minutes, shorter than the national average of 28 minutes. 85.7% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Terral?
The racial and ethnic makeup of Terral is 74.4% White, 13.6% Hispanic or Latino. 76.7% of residents speak only English at home, while 23.3% speak Spanish. 8.1% of the population are military veterans. 29.1% of residents have a disability. 82.8% have health insurance coverage.