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Terral, OK

Full City Profile · Oklahoma · Montague County County

2.7 /5.0
C+ Fair
273 Population 635/sq mi density
$36,667 Median Income $23,902 per capita
$50,000 Home Value $67,552 Zillow
$435 Median Rent 22.5% income on rent
64°F Avg Temperature 330 sunny days/yr
147 Violent Crime/100K 491 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$36,667 median income, 3.3% unemployment
A+
Affordability
5.0 / 5.0
$50,000 home value, $435/mo rent
F
Safety
1.0 / 5.0
147 violent crimes/100K
D
Education
1.6 / 5.0
7.7% bachelor's degree or higher

Terral, OK

At a Glance

Median Income
$36,667
51% below
$23,902 per capita
Home Value
$50,000
82% below
Zillow: $67,552
Median Rent
$435/mo
63% below
22.5% of income on rent
Violent Crime
147/100K
61% below
491/100K property
Bachelor's Degree+
7.7%
77% below
74.1% high school+
Unemployment
3.3%
8% below
12.7% poverty rate
Obesity Rate
41.8%
30% above
20.9% smoking rate
Avg Temperature
64°F
330 sunny days/yr

How Terral Compares to the U.S. Average

Each bar shows Terral's value as a percentage of the national average (100% = U.S. avg)

Income
49%
Home Value
18%
Rent
37%
Poverty
102%
Bachelor's
23%
Unemployment
92%
Crime
39%
Thin vertical line = U.S. national average (100%)

Is Terral a Good Place to Live?

C+
2.7 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Terral residents earn a median household income of $36,667 , which is 51% below the national average of $75,149. Per capita income is $23,902. The unemployment rate stands at 3.3% (8% below the U.S. rate of 3.6%). 12.7% of residents live below the poverty line. The area is home to 515 business establishments, including 35 restaurants.

Housing & Cost of Living

The median home value in Terral is $50,000 , 82% below the national median of $281,900. Zillow estimates the typical home at $67,552. Median rent is $435/month, with 22.5% of renters spending more than 30% of income on housing. The cost of living index is 87.8 (100 = national average). The median home was built in 1958.

Safety & Crime

Terral reports 147 violent crimes per 100,000 residents , which is 61% below the national average of 380/100K. Property crime is 491/100K.

Education

7.7% of adults in Terral hold a bachelor's degree or higher (77% below the national average). 74.1% have completed high school. Local schools score 5.1/10 in standardized testing.

Climate & Weather

Terral has an average annual temperature of 64°F (18°C). Winters average 42°F in January while summers reach 84°F in July. The area gets 330 sunny days per year. Annual precipitation totals 35.4 inches. Air quality is rated Good with a median AQI of 45.

Data Overview

People

Population273
Median Age55.3 yrs
Density635/mi²
Male / Female45% / 55%
Foreign Born13.6%
Veterans8.1%

Economy

B
Median Income$36,667
Per Capita$23,902
Unemployment3.3%
Poverty12.7%
County GDP$798M
Avg Weekly Wage$910

Housing

A+
Home Value$50,000
Rent$435
Ownership64.1%
Zillow$67,552
Housing Units190
Rent Burden22.5%

Crime

F
Violent147/100K
Property491/100K

Health

Obesity41.8%
Diabetes13.1%
Smoking20.9%
Heart Disease7.4%
Premature Death13,687/100K

Climate

Avg Temp64°F
Sunny Days330/yr
Rain35.4 in/yr
AQI45 (Good)
Elevation846 ft

Education

D
Bachelor's+7.7%
High School+74.1%
Graduate+3.7%
School Score5.1/10

Community

2024 VoteR 89% / D 11%
Commute22 min
Broadband49.2%
Internet Speed53 Mbps
EV Stations1
Libraries3

Did You Know?

Terral was founded in 1892.
The median home in Terral was built in 1958.
The nearest airport is Lawton-Fort Sill Regional (54 miles).
The Gini coefficient (income inequality) is 0.416 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
29.1% of the population has a disability.
13.6% of residents are foreign-born.
The county recorded 4 fatal vehicle crashes.
91 declared natural disasters on record.