Median Income
$48,354
36% lower than US avg
Home Value
$155,800
45% lower than US avg
Violent Crime
103/100K
73% lower than US avg
Bachelor's+
38.4%
14% higher than US avg
Median Rent
$1,125
3% lower than US avg
Obesity Rate
43.7%
36% higher than US avg
Unemployment
1.0%
72% lower than US avg
Poverty Rate
10.5%
15% lower than US avg
How Terry Compares to the U.S. Average (100% = U.S. avg)
People
Population1,809
Median Age27.9 yrs
Density475/mi²
Male / Female47% / 53%
Largest GroupWhite 17%
Veterans4.9%
Economy
B+
Median Income$48,354
Per Capita$26,477
Unemployment1.0%
Poverty10.5%
County GDP$15,444M
Commute34 min
Housing
A+
Home Value$155,800
Rent$1,125
Ownership87.0%
Zillow$251,858
Housing Units532
Rent Burden18.2%
Crime
F
Violent103/100K
Property1,952/100K
Health
Obesity43.7%
Uninsured11.1%
Smoking16.0%
Depression17.8%
Heart Disease5.9%
Climate
Avg Temp66°F (19°C)
AQI43 (Good)
Rain51.3 in/yr
Sunny Days304/yr
Elevation270 ft (82 m)
Education
A
Bachelor's+38.4%
High School+93.6%
Graduate+30.1%
School Score4.15
Community
2024 VoteR 26% / D 72%
Commute34 min
Broadband75.3%
EV Stations1
Libraries14
Is Terry a Good Place to Live?
Based on current data, Terry receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, a highly educated population, affordable housing. Areas to be aware of include below-average incomes, high obesity rates. Terry offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Terry is $48,354, 36% below the national average of $75,149. The job market is very strong with unemployment at just 1.0%. 10.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 34 minutes.
Cost of Living & Housing
The median home value in Terry is $155,800, 45% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,125 per month. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Safety & Crime
Terry is a very safe community with a violent crime rate of 103 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,952 per 100,000, near the national average.
Education
Educational attainment is solid, with 38.4% holding a bachelor's degree or higher, near the national average. 93.6% have completed high school. Area schools have an average test score of 4.2/10.
Climate & Weather
Terry enjoys a moderate climate with an average annual temperature of 66°F. Winters average 47°F in January while summers reach 83°F in July. With 304 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 51.3 inches. Air quality is rated Good with a median AQI of 43.
Terry has a population of 1,809 with a density of 475 people per square mile, spread across 3.8 square miles. The median age is 27.9 years, 28% younger than the national median of 38.9. The gender split is 52.8% female and 47.2% male. The city is predominantly Black (81%), with 17.3% White, 1.1% Hispanic. English is the primary language spoken at home by 97.1% of residents. 4.9% of the population are veterans. 7.3% of residents have a disability (below the 13.0% national average). 95.5% have health insurance coverage.
Population
27.9yrs
Median Age
28% below US avg
Language Spoken at Home
English Only
97.1%
24% above US avg
Spanish
2.9%
78% below US avg
The median household income in Terry is $48,354, which is 36% below the national average of $75,149. Per capita income is $26,477 (below the $39,052 national figure). The average weekly wage is $1,143, 20% lower than the U.S. average. The unemployment rate is 1.0% (below the 3.6% US average). 10.5% of residents live below the poverty line. The area has 5,699 business establishments, including 493 restaurants. The cost of living index is 87, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 34 minutes (longer than the 28-minute US average). 3.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $48,354 |
| 36% below US avg |
| Per Capita Income | $26,477 |
| Avg Weekly Wage | $1,143 |
| IRS Avg AGI | $58,854 |
| Gini Index | 0.483 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.0% |
| 72% below US avg |
| Poverty Rate | 10.5% |
| 15% below US avg |
| Establishments (County) | 5,699 |
| County GDP | $15,444M |
Business (County)
| Restaurants | 493 |
| Healthcare | 691 |
| Retail | 751 |
| Manufacturing | 101 |
Tax & Cost of Living
| Property Tax (IRS) | $3,687 |
| 5% above US avg |
| Cost of Living | 87.00 (100=avg) |
| Effective Tax Rate | 2.37% |
Commute & Transportation
| Commute Time | 33.9 min |
| Drive Alone | 93.7% |
| Public Transit | 0.0% |
| Work from Home | 3.0% |
The median home value in Terry is $155,800, 45% below the national median of $281,900. Zillow estimates the typical home value at $251,858, higher than the Census estimate. Monthly rent averages $1,125 (3% below the national average of $1,163). Fair market rent ranges from $782 for a one-bedroom to $924 for a two-bedroom apartment. 87.0% of housing units are owner-occupied (above the 65.4% national rate). There are 532 total housing units in the city. The median year a home was built is 2000. The average annual property tax is $3,687. 18.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.2x.
Home Values
| Census Median | $155,800 |
| 45% below US avg |
| Zillow ZHVI | $251,858 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,125 |
| 3% below US avg |
| Rent Burden | 18.2% |
HUD Fair Market Rent
| Studio | $751 |
| 1 Bedroom | $782 |
| 2 Bedrooms | $924 |
| 3 Bedrooms | $1,177 |
| 4 Bedrooms | $1,295 |
Ownership & Property
| Homeownership | 87.0% |
| Owner-Occupied | 87.0% |
| Renter-Occupied | 13.0% |
| Housing Units | 532 |
| Median Year Built | 2000 |
Property Tax
| Avg Tax (IRS) | $3,687 |
| 5% above US avg |
| Effective Rate | 2.37% |
In Terry, 43.7% of adults are obese, above the national rate of 32.1%. 14.5% have diabetes (above the 10.5% national rate). Heart disease affects 5.9% of residents. 44.5% have high blood pressure. 16.0% are current smokers. 13.0% report binge drinking. 33.1% are physically inactive, above the national average. 17.8% report depression. 17.9% experience frequent mental distress. 11.1% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,119. The dentist ratio is 1:951. 77.0% of residents have access to exercise opportunities. The food environment index is 6.4 out of 10.
Health Metrics: Terry vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.7% |
| 36% above US avg |
| Diabetes | 14.5% |
| Heart Disease | 5.9% |
| High Blood Pressure | 44.5% |
| Asthma | 10.7% |
| COPD | 6.7% |
| Cancer | 5.5% |
| Stroke | 4.2% |
Behaviors & Mental Health
| Smoking | 16.0% |
| 14% above US avg |
| Binge Drinking | 13.0% |
| Physical Inactivity | 33.1% |
| Depression | 17.8% |
| Mental Distress | 17.9% |
| Physical Distress | 13.4% |
| Short Sleep | 43.2% |
Healthcare Access
| Insurance Rate | 95.5% |
| Uninsured | 11.1% |
| 29% above US avg |
| Primary Care | 1:1,119 |
| Dentists | 1:951 |
| Mental Health | 1:229 |
| Checkup Rate | 82.5% |
| Dental Visits | 9.4% |
| Premature Death | 16,086/100K |
Food & Exercise
| Food Environment | 6.4/10 |
| Exercise Access | 77.0% |
| Healthcare Facilities | 691 |
Terry has a violent crime rate of 103 per 100,000 residents, 73% below the national average of 380. Property crime stands at 1,952 per 100,000, 0% below the U.S. average. The county recorded 49 fatal traffic crashes. Overall, Terry receives a safety grade of F.
Crime Rates: Terry vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 103.2/100K |
| 73% below US avg |
| |
Property Crime
| Total Property | 1,952.2/100K |
| 0% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 49 |
| Traffic Accidents | 79 |
| Avg Accident Severity | 2.5 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Terry enjoys a temperate climate with an average annual temperature of 66°F (19°C). Winters average 47°F in January while summers reach 83°F in July. The area gets 304 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 51.3 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 270 feet.
Temperature
47°F Jan (9°C)
83°F Jul (28°C)
| Annual Average | 66.0°F |
| 22% above US avg |
| January Average | 47°F (9°C) |
| July Average | 83°F (28°C) |
| Sunny Days | 304 days/yr |
Geography
| Elevation | 270 ft (82 m) |
| Area | 3.8 sq mi (9.9 km²) |
| Population Density | 475/sq mi |
| Coordinates | 32.1061°N, 90.2926°W |
| Timezone | America/Chicago |
| County | Hinds County County |
| Nearest Airport | Jackson-Medgar Wiley Evers International (JAN)
19 miles away |
Precipitation & Snow
Annual Rainfall
51.3"
35% above US avg
Wettest Month (Mar)
6.18"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0438 ppm |
| SO₂ (Sulfur Dioxide) | 0.62 ppb |
| CO (Carbon Monoxide) | 0.24 ppm |
| PM2.5 (Fine Particles) | 10.1 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 94.3 / 100 |
| Social Vulnerability | 80.1 / 100 |
| Community Resilience | 80.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Relatively Moderate |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively High |
| Hail |
Very High |
| Strong Wind |
Very High |
| Heat Wave |
Relatively High |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Very High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.7. Most recent: M3.0 on Mar 15, 2025.
| Jan 8, 2019 |
8 km WNW of Hollandale, Mississippi |
M3.7 |
136 km |
| May 3, 2015 |
7 km SSW of Canton, Mississippi |
M3.2 |
54 km |
| Jun 29, 2015 |
6 km SSW of Canton, Mississippi |
M3.2 |
55 km |
| May 3, 2015 |
8 km WSW of Canton, Mississippi |
M3.0 |
55 km |
| Mar 15, 2025 |
5 km NNE of Magee, Mississippi |
M3.0 |
60 km |
| Aug 9, 2019 |
Mississippi |
M2.8 |
53 km |
| Aug 17, 2015 |
9 km N of Madison, Mississippi |
M2.6 |
51 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
13 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 4. Most recent: Francine (2024, Cat 1).
| Year |
Name |
Category |
Closest |
| 2024 |
Francine |
Category 1 |
285 km |
| 2021 |
Ida |
Category 4 |
174 km |
| 2020 |
Laura |
Category 4 |
265 km |
| 2020 |
Zeta |
Category 2 |
153 km |
| 2017 |
Nate |
Category 1 |
226 km |
| 2008 |
Gustav |
Category 2 |
252 km |
| 2005 |
Katrina |
Category 3 |
87 km |
| 2004 |
Ivan |
Category 3 |
257 km |
| 1998 |
Georges |
Category 2 |
213 km |
| 1997 |
Danny |
Category 1 |
295 km |
| 1992 |
Andrew |
Category 3 |
223 km |
| 1985 |
Elena |
Category 3 |
163 km |
| 1985 |
Juan |
Category 1 |
295 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
984 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 264 fatalities, 3,352 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 3, 1966 |
EF5 |
26 km |
58 |
| Dec 5, 1953 |
EF5 |
62 km |
38 |
| Apr 12, 2020 |
EF4 |
88 km |
7 |
| Apr 12, 2020 |
EF4 |
93 km |
4 |
| Apr 27, 2011 |
EF4 |
75 km |
7 |
| Nov 24, 2001 |
EF4 |
37 km |
2 |
| Nov 22, 1992 |
EF4 |
78 km |
0 |
| Nov 21, 1992 |
EF4 |
16 km |
12 |
| Apr 18, 1978 |
EF4 |
64 km |
4 |
| Mar 29, 1976 |
EF4 |
50 km |
0 |
| Mar 29, 1976 |
EF4 |
53 km |
3 |
| Mar 26, 1976 |
EF4 |
45 km |
0 |
| Feb 21, 1971 |
EF4 |
48 km |
13 |
| Feb 21, 1971 |
EF4 |
95 km |
58 |
| Jan 23, 1969 |
EF4 |
86 km |
32 |
| Dec 2, 1967 |
EF4 |
87 km |
2 |
| Dec 28, 2024 |
EF3 |
97 km |
0 |
| Jun 18, 2023 |
EF3 |
95 km |
1 |
| Apr 12, 2020 |
EF3 |
84 km |
0 |
| Dec 16, 2019 |
EF3 |
68 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BIEN 75-78 (4,658 ac, 2014).
| Year |
Name |
Acres |
Distance |
| 2014 |
BIEN 75-78 |
4,658 |
75 km |
| 2021 |
BIENVILLE - CPT 38-39-40 |
4,545 |
71 km |
| 2018 |
UNNAMED |
4,007 |
74 km |
| 2010 |
HOMOCHITTO BURN BLOCK 18 |
3,826 |
96 km |
| 2010 |
COMP 222-223-224 |
3,745 |
77 km |
| 2017 |
UNNAMED |
3,547 |
77 km |
| 2021 |
HOMOCHITTO - BB 7 |
3,028 |
71 km |
| 2010 |
BIEN 1-4 |
2,983 |
77 km |
| 2017 |
UNNAMED |
2,935 |
77 km |
| 2016 |
UNNAMED |
2,802 |
71 km |
| 2021 |
BIENVILLE CPT 1-4 |
2,761 |
77 km |
| 2022 |
BIENVILLE CPT 203/205 |
2,731 |
99 km |
| 2014 |
UNNAMED |
2,444 |
85 km |
| 2019 |
UNNAMED |
2,436 |
76 km |
| 2013 |
UNNAMED |
2,388 |
74 km |
| 2022 |
508 |
2,386 |
76 km |
| 2022 |
BIENVILLE CPT 89/90 |
2,341 |
92 km |
| 2021 |
BIENVILLE - CPT 76/77 |
2,246 |
75 km |
| 2013 |
BIEN 42-46 55 |
2,215 |
78 km |
| 2010 |
HOMOCHITTO BURN BLOCK 21 |
2,182 |
99 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
47°F (9°C) |
5.6 in |
Coldest |
| February |
50°F (10°C) |
5.1 in |
|
| March |
57°F (14°C) |
6.2 in |
Wettest |
| April |
64°F (18°C) |
5.6 in |
|
| May |
72°F (22°C) |
5.2 in |
|
| June |
78°F (26°C) |
3.9 in |
|
| July |
83°F (28°C) |
4.6 in |
Warmest |
| August |
80°F (27°C) |
3.8 in |
|
| September |
76°F (24°C) |
3.4 in |
Driest |
| October |
65°F (18°C) |
3.5 in |
|
| November |
55°F (13°C) |
4.8 in |
|
| December |
49°F (9°C) |
6.1 in |
|
Terry has a seasonal temperature swing of 35°F / from 47°F in January to 83°F in July. Total annual precipitation is 57.8 inches, with March being the wettest month (6.2") and September the driest (3.4").
Average costs for common services in Terry. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$218 ($131-$348) |
| Specialist Visit |
$305 ($174-$479) |
| Urgent Care Visit |
$174 ($87-$305) |
| Emergency Room Visit |
$1,914 ($696-$4,350) |
| Dental Cleaning |
$113 ($65-$174) |
| Dental Filling |
$218 ($131-$348) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$39 ($22-$65) |
| Oil Change (Synthetic) |
$65 ($44-$104) |
| Brake Pad Replacement |
$261 ($131-$435) |
| Tire Rotation |
$35 ($17-$65) |
| New Tires (Set of 4) |
$522 ($348-$870) |
| Battery Replacement |
$174 ($87-$305) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$87 ($52-$131) |
| Electrician (Per Hour) |
$78 ($44-$122) |
| HVAC Repair |
$348 ($131-$696) |
| HVAC System Install |
$6,090 ($3,480-$10,440) |
| Roof Repair |
$870 ($348-$1,740) |
| Roof Replacement |
$7,830 ($4,785-$13,050) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,305 ($435-$3,045) |
| Divorce (Contested) |
$13,050 ($4,350-$26,100) |
| DUI Defense |
$4,350 ($1,740-$8,700) |
| Bankruptcy (Chapter 7) |
$1,305 ($696-$2,610) |
| Will Preparation |
$435 ($174-$870) |
| Trust Preparation |
$2,175 ($870-$4,350) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$39) |
| Women's Haircut |
$48 ($26-$87) |
| Hair Coloring (Full) |
$131 ($65-$218) |
| Manicure |
$22 ($13-$39) |
| Pedicure |
$35 ($22-$57) |
| Massage (1 Hour) |
$70 ($44-$113) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.57 ($2.61-$4.79) |
| Dozen Eggs (per dozen) |
$3.05 ($2.18-$4.35) |
| Loaf of Bread |
$3.31 ($2.18-$4.79) |
| Chicken Breast (per lb) |
$3.92 ($2.61-$5.66) |
| Ground Beef (per lb) |
$4.79 ($3.48-$6.53) |
| Rice (per lb) |
$0.87 ($0.52-$1.57) |
View all 20 services
Utilities
| Electricity (Monthly) |
$122 ($70-$218) |
| Natural Gas (Monthly) |
$61 ($26-$131) |
| Water/Sewer (Monthly) |
$61 ($35-$104) |
| Internet (Monthly) |
$61 ($35-$87) |
| Cell Phone Plan (Monthly) |
$57 ($26-$87) |
| Cable TV (Monthly) |
$74 ($44-$131) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$174 ($65-$435) |
| Car Insurance (Annual) |
$1,740 ($1,044-$3,045) |
| Bus Pass (Monthly) |
$61 ($26-$113) |
| Taxi/Uber (5-Mile Ride) |
$13 ($6.96-$22) |
| Car Registration (Annual) |
$87 ($26-$218) |
| Driver's License Renewal |
$26 ($13-$65) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,044 ($522-$2,175) |
| Daycare (Toddler, Monthly) |
$870 ($435-$1,740) |
| After-School Care (Monthly) |
$348 ($174-$609) |
| Tutoring (Per Hour) |
$44 ($22-$87) |
| SAT/ACT Prep Course |
$870 ($348-$2,175) |
| Private School (K-12, Annual) |
$10,875 ($4,350-$26,100) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$52 ($26-$87) |
| Dog Vaccination (Annual) |
$87 ($44-$174) |
| Dog Grooming |
$52 ($26-$87) |
| Pet Boarding (Per Night) |
$35 ($17-$65) |
| Dog Spay/Neuter |
$261 ($131-$435) |
| Cat Spay/Neuter |
$174 ($87-$348) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $639 |
| Toddler | $596 |
| Preschool | $544 |
| Family Childcare (monthly) |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Terry
What is the population of Terry?
Terry has a population of 1,809 residents and is located in Mississippi. The population density is 475 people per square mile, spread across 3.8 square miles. The median age of residents is 27.9 years, which is younger than the national median of 38.9 years. The population is 52.8% female and 47.2% male.
Is Terry expensive to live in?
Terry is more affordable than the national average, with a cost of living index of 87 / below the baseline of 100. The median household income is $48,354, 36% below the national average of $75,149. The median home value is $155,800 (45% below the U.S. median). Renters pay a median of $1,125 per month. The home price-to-income ratio is 3.2x, indicating housing is reasonably affordable relative to local income levels.
Is Terry safe?
Terry is considered a very safe city with a violent crime rate of 103 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,952 per 100,000 (below the national average). Overall, Terry receives a safety grade of F based on combined crime data.
What is the weather like in Terry?
Terry enjoys a temperate climate with an average annual temperature of 66°F (19°C). Winter temperatures average 47°F in January, while summers reach an average of 83°F in July. The area receives 304 sunny days per year, well above the national average of 205. Annual rainfall totals 51.3 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Terry?
The job market in Terry is very strong, with unemployment at just 1.0% / well below the national rate of 3.6%. The average weekly wage is $1,143. There are 5,699 business establishments in the area, including 493 restaurants and food service locations. The average commute time is 34 minutes, and 3.0% of workers work from home.
How much does housing cost in Terry?
The median home value in Terry is $155,800. Zillow estimates the typical home value at $251,858. For renters, the median monthly rent is $1,125. Fair market rent is $782 for a 1-bedroom and $924 for a 2-bedroom apartment. The homeownership rate is 87.0%. The average annual property tax is $3,687.
How are the schools in Terry?
Schools in Terry have an average test score of 4.2 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 38.4% of adults in Terry hold a bachelor's degree or higher, above the national average of 33.7%. 93.6% have completed high school. 30.1% hold a graduate or professional degree.
How healthy is Terry?
The obesity rate in Terry is 43.7% (above the national rate of 32.1%). 16.0% of adults are smokers. 33.1% are physically inactive. 17.8% of residents report depression. 11.1% lack health insurance (above the national rate). 77.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,119.
What is transportation like in Terry?
The average commute in Terry is 34 minutes, longer than the national average of 28 minutes. 93.7% of workers drive alone to work, and 3.0% work from home.
What are the demographics of Terry?
The racial and ethnic makeup of Terry is 17.3% White, 81% Black or African American, 1.1% Hispanic or Latino. 97.1% of residents speak only English at home. 4.9% of the population are military veterans. 7.3% of residents have a disability. 95.5% have health insurance coverage.
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