Terry, MT

Montana

Terry is a small town in Montana with a population of 430. Residents earn $36,154 per year, which is 52% below the national average.

4.1 /5.0
A Great
430 Population 551/sq mi density
$36,154 Median Income $24,911 per capita
$104,300 Home Value $129,094 Zillow
N/A Median Rent
45°F Avg Temperature
A
Overall
4.1 / 5.0
Great overall score based on economy, affordability, safety and education
B+
Economy
3.7 / 5.0
$36,154 median income, 1.5% unemployment
A+
Affordability
5.0 / 5.0
$104,300 home value
B+
Education
3.6 / 5.0
32.0% bachelor's degree or higher
Median Income $36,154
52% lower than US avg
Home Value $104,300
63% lower than US avg
Bachelor's+ 32.0%
5% lower than US avg
Obesity Rate 33.7%
5% higher than US avg
Unemployment 1.5%
58% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Terry Compares to the U.S. Average (100% = U.S. avg)

People

Population430
Median Age66.1 yrs
Density551/mi²
Male / Female57% / 44%
Largest GroupWhite 97%

Economy

B+
Median Income$36,154
Per Capita$24,911
Unemployment1.5%
Poverty0.0%
County GDP$62M
Commute13 min

Housing

A+
Home Value$104,300
RentN/A
OwnershipN/A
Zillow$129,094

Crime

ViolentN/A
PropertyN/A

Health

Obesity33.7%
UninsuredN/A
Depression26.2%
Heart Disease6.6%

Climate

Avg Temp45°F
AQI26 (Good)
Rain13.4 in/yr
Elevation2,250 ft

Education

B+
Bachelor's+32.0%
High School+94.1%
School Score5.68

Community

2024 VoteR 79% / D 18%
Commute13 min
Libraries1

Is Terry a Good Place to Live?

Based on current data, Terry receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes. Terry stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Terry is $36,154, 52% below the national average of $75,149. The job market is very strong with unemployment at just 1.5%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 13 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Terry is $104,300, 63% below the national median — offering relatively affordable homeownership. At just 2.9x median income, home prices are very affordable relative to local earnings.

Education

32.0% of residents hold a bachelor's degree, below the national average of 33.7%. 94.1% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Terry has a cool climate with an average annual temperature of 45°F. Winters average 17°F in January while summers reach 73°F in July. Annual precipitation totals 13.4 inches, including 11.8 inches of snow. Air quality is rated Good with a median AQI of 26.

Terry has a population of 430 with a density of 551 people per square mile. The median age is 66.1 years, 70% older than the national median of 38.9. The city is predominantly White (97.2%).

Population

430
Total Population
551
People / sq mi
66.1yrs
Median Age
70% above US avg
0.8mi²
Land Area

Gender Distribution

Male 56.5%
Female 43.5%

Race & Ethnicity

Terry vs U.S. Average

Language Spoken at Home

English Only93.8%
19% above US avg
Spanish6.2%
54% below US avg

Social Characteristics

Terry vs U.S. Average

The median household income in Terry is $36,154, which is 52% below the national average of $75,149. The unemployment rate is 1.5% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 13 minutes.

Income: Terry vs U.S.

Commute Mode

Income

Median HH Income$36,154
52% below US avg
Per Capita Income$24,911
Avg Weekly Wage$840
IRS Avg AGI$53,420

Employment & Poverty

Unemployment1.5%
58% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)60
County GDP$62M

Business (County)

Retail6

Tax & Cost of Living

Commute & Transportation

Commute Time13.3 min
Work from Home22.5%

Walkability

The median home value in Terry is $104,300, 63% below the national average. Zillow estimates the typical home value at $129,094.

Home Value Sources

Ownership Split

Home Values

Census Median$104,300
63% below US avg
Zillow ZHVI$129,094

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$988
1 Bedroom$1,076
2 Bedrooms$1,336
3 Bedrooms$1,789
4 Bedrooms$2,113

Ownership & Property

Owner-Occupied94.9%

Property Tax

In Terry, 33.7% of adults are obese (above the 32.1% national rate). 26.2% report depression. 26.6% are physically inactive.

Health Metrics: Terry vs U.S. Average (%)

Chronic Conditions

Obesity33.7%
5% above US avg
Diabetes10.2%
Heart Disease6.6%
High Blood Pressure30.6%
Asthma11.9%
COPD8.5%
Stroke3.7%

Behaviors & Mental Health

Binge Drinking20.5%
Physical Inactivity26.6%
Depression26.2%
Mental Distress20.8%
Physical Distress15.9%

Healthcare Access

Insurance Rate95.4%
Checkup Rate67.3%
Premature Death4,337/100K

Food & Exercise

Food Environment4.4/10

Crime Rates: Terry vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Safety Score

Terry has an average annual temperature of 45°F (7°C). Winters average 17°F in January while summers reach 73°F in July. Annual precipitation is 13.4 inches. Air quality is rated Good with a median AQI of 26.

Temperature

17°F Jan (-8°C) 73°F Jul (23°C)
Annual Average45.3°F
16% below US avg
January Average17°F (-8°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall13.4 inches
65% below US avg
Snowfall11.8 inches/yr

Air Quality

AQI Median26.0
RatingGood

Geography

Elevation2,250 ft (686 m)
Area0.8 sq mi (2.0 km²)
Population Density551/sq mi
Coordinates46.7922°N, 105.3125°W
County FIPS30079
It is classified as Nonmetro — Rural. 32.0% of residents hold a bachelor's degree or higher (5% below US avg). In the 2024 election, the county voted Republican by a 61.6-point margin.

2024 Presidential Election (County)

R 79.4%
D 17.7%

Winner: Republican by 61.6 points

Education

Bachelor's Degree+32.0%
5% below US avg
High School+94.1%
School Test Score5.68
B+ Education Grade (3.6/5.0)

Urban-Rural Classification

RUCC Code 9Nonmetro — Rural
Population Density551/sq mi
Total Area0.8 sq mi

Infrastructure & Services

Public Libraries1
Retail Stores6

Safety & Disasters

Commute & Transportation

Avg Commute13.3 min
Work from Home22.5%

Nearby Cities

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