Median Income
$88,500
18% higher than US avg
Home Value
$103,100
63% lower than US avg
Violent Crime
398/100K
5% higher than US avg
Bachelor's+
3.1%
91% lower than US avg
Median Rent
$1,322
14% higher than US avg
Obesity Rate
40.5%
26% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
1.9%
85% lower than US avg
How Thurman Compares to the U.S. Average (100% = U.S. avg)
People
Population197
Median Age46.7 yrs
Density346/mi²
Male / Female53% / 47%
Largest GroupWhite 92%
Veterans8.3%
Economy
A+
Median Income$88,500
Per Capita$27,445
Unemployment0.0%
Poverty1.9%
County GDP$394M
Commute25 min
Housing
A+
Home Value$103,100
Rent$1,322
Ownership51.7%
Zillow$194,023
Housing Units53
Rent Burden21.4%
Crime
F
Violent398/100K
Property1,537/100K
Health
Obesity40.5%
Uninsured7.0%
Smoking17.2%
Depression22.1%
Heart Disease5.9%
Climate
Avg Temp51°F (10°C)
AQI43 (Good)
Rain33.3 in/yr
Sunny Days275/yr
Elevation978 ft (298 m)
Education
F
Bachelor's+3.1%
High School+91.3%
Graduate+0.0%
School Score5.52
Community
2024 VoteR 72% / D 27%
Commute25 min
Broadband60.0%
EV Stations1
Libraries5
Is Thurman a Good Place to Live?
Based on current data, Thurman receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Thurman offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Thurman is $88,500, 18% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. Only 1.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Thurman is $103,100, 63% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,322 per month. At just 1.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 398 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 1,537 per 100,000, 22% below the national average.
Education
3.1% of residents hold a bachelor's degree, below the national average of 33.7%. 91.3% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Thurman experiences four distinct seasons with an average temperature of 51°F. Winters average 23°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 33.3 inches, including 20.6 inches of snow. Air quality is rated Good with a median AQI of 43.
Thurman has a population of 197 with a density of 346 people per square mile, spread across 0.6 square miles. The median age is 46.7 years, 20% older than the national median of 38.9. The gender split is 47.2% female and 52.8% male. The city is predominantly White (91.9%). English is the primary language spoken at home by 98.2% of residents. 8.3% of the population are veterans, above the national rate of 6.0%. 11.0% of residents have a disability. 98.3% have health insurance coverage.
Population
46.7yrs
Median Age
20% above US avg
Language Spoken at Home
English Only
98.2%
25% above US avg
Spanish
1.8%
87% below US avg
The median household income in Thurman is $88,500, which is 18% above the national average of $75,149. Per capita income is $27,445 (below the $39,052 national figure). The average weekly wage is $927, 35% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 1.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 285 business establishments, including 14 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 25 minutes. 6.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $88,500 |
| 18% above US avg |
| Per Capita Income | $27,445 |
| Avg Weekly Wage | $927 |
| IRS Avg AGI | $72,410 |
| Gini Index | 0.432 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 1.9% |
| 85% below US avg |
| Establishments (County) | 285 |
| County GDP | $394M |
Business (County)
| Restaurants | 14 |
| Healthcare | 13 |
| Retail | 30 |
| Manufacturing | 12 |
Tax & Cost of Living
| Property Tax (IRS) | $3,425 |
| 2% below US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 3.32% |
Commute & Transportation
| Commute Time | 25.0 min |
| Drive Alone | 83.0% |
| Public Transit | 0.0% |
| Work from Home | 6.0% |
The median home value in Thurman is $103,100, 63% below the national median of $281,900. Zillow estimates the typical home value at $194,023, higher than the Census estimate. Monthly rent averages $1,322 (14% above the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 51.7% of housing units are owner-occupied (below the 65.4% national rate). There are 53 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $3,425. 21.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.2x, well within the affordable range.
Home Values
| Census Median | $103,100 |
| 63% below US avg |
| Zillow ZHVI | $194,023 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,322 |
| 14% above US avg |
| Rent Burden | 21.4% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 51.7% |
| Owner-Occupied | 51.7% |
| Renter-Occupied | 48.3% |
| Housing Units | 53 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $3,425 |
| 2% below US avg |
| Effective Rate | 3.32% |
In Thurman, 40.5% of adults are obese, above the national rate of 32.1%. 9.9% have diabetes. Heart disease affects 5.9% of residents. 31.4% have high blood pressure. 17.2% are current smokers (above the 14.0% national rate). 23.0% report binge drinking. 23.5% are physically inactive. 22.1% report depression. 18.3% experience frequent mental distress. 7.0% of residents lack health insurance. The primary care physician ratio is 1:6,567. The dentist ratio is 1:6,464. 28.9% of residents have access to exercise opportunities. The food environment index is 6.7 out of 10.
Health Metrics: Thurman vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.5% |
| 26% above US avg |
| Diabetes | 9.9% |
| Heart Disease | 5.9% |
| High Blood Pressure | 31.4% |
| Asthma | 10.5% |
| COPD | 6.5% |
| Cancer | 7.4% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 17.2% |
| 23% above US avg |
| Binge Drinking | 23.0% |
| Physical Inactivity | 23.5% |
| Depression | 22.1% |
| Mental Distress | 18.3% |
| Physical Distress | 12.7% |
| Short Sleep | 34.1% |
Healthcare Access
| Insurance Rate | 98.3% |
| Uninsured | 7.0% |
| 19% below US avg |
| Primary Care | 1:6,567 |
| Dentists | 1:6,464 |
| Mental Health | 1:3,229 |
| Checkup Rate | 74.6% |
| Dental Visits | 66.5% |
| Premature Death | 9,007/100K |
Food & Exercise
| Food Environment | 6.7/10 |
| Exercise Access | 28.9% |
| Healthcare Facilities | 13 |
Thurman has a violent crime rate of 398 per 100,000 residents, 5% above the national average of 380. Property crime stands at 1,537 per 100,000, 22% below the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Thurman receives a safety grade of F.
Crime Rates: Thurman vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 398.4/100K |
| 5% above US avg |
| |
Property Crime
| Total Property | 1,536.7/100K |
| 22% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 55 |
| Avg Accident Severity | 2.8 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Thurman experiences four distinct seasons with an average annual temperature of 51°F (10°C). Winters average 23°F in January while summers reach 75°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 33.3 inches. The area receives 20.6 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 978 feet.
Temperature
23°F Jan (-5°C)
75°F Jul (24°C)
| Annual Average | 50.7°F |
| 6% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 978 ft (298 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 346/sq mi |
| Coordinates | 40.8201°N, 95.7488°W |
| Timezone | America/Chicago |
| County | Fremont County County |
| Nearest Airport | Eppley Airfield (OMA)
34 miles away |
Precipitation & Snow
Annual Rainfall
33.3"
12% below US avg
Wettest Month (Jul)
4.45"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 15.0 / 100 |
| Social Vulnerability | 24.9 / 100 |
| Community Resilience | 47.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
5 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.9 on Jan 6, 2014.
| Dec 17, 2009 |
2 km NW of Auburn, Nebraska |
M3.6 |
47 km |
| Jul 16, 2004 |
6 km SSE of Riverton, Iowa |
M3.5 |
27 km |
| Feb 11, 1995 |
6 km E of Clearmont, Missouri |
M3.1 |
76 km |
| Jan 6, 2014 |
5 km NW of Liberty, Nebraska |
M2.9 |
103 km |
| Mar 31, 1993 |
2 km SE of Nemaha, Nebraska |
M2.9 |
56 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
650 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 17 fatalities, 496 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 21, 2024 |
EF4 |
70 km |
5 |
| Apr 26, 2024 |
EF4 |
65 km |
0 |
| Apr 8, 1999 |
EF4 |
72 km |
0 |
| May 24, 1989 |
EF4 |
88 km |
0 |
| Mar 29, 1979 |
EF4 |
63 km |
0 |
| Jun 26, 1976 |
EF4 |
71 km |
0 |
| May 6, 1975 |
EF4 |
47 km |
3 |
| Jun 22, 1964 |
EF4 |
29 km |
0 |
| Apr 12, 1964 |
EF4 |
47 km |
1 |
| Apr 5, 1954 |
EF4 |
43 km |
0 |
| Aug 13, 1952 |
EF4 |
83 km |
0 |
| May 21, 2024 |
EF3 |
46 km |
0 |
| Apr 26, 2024 |
EF3 |
73 km |
0 |
| Apr 26, 2024 |
EF3 |
40 km |
0 |
| Apr 26, 2024 |
EF3 |
51 km |
0 |
| Apr 26, 2024 |
EF3 |
57 km |
1 |
| Jun 3, 2014 |
EF3 |
98 km |
0 |
| May 16, 1999 |
EF3 |
91 km |
0 |
| May 16, 1999 |
EF3 |
87 km |
2 |
| Jun 16, 1992 |
EF3 |
92 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
8 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (4,195 ac, 2005).
| Year |
Name |
Acres |
Distance |
| 2005 |
UNNAMED |
4,195 |
63 km |
| 2020 |
MOSQR-FY20-RX-WUI |
964 |
89 km |
| 2016 |
SQR BM SL DESOTO 2016 WUI RX |
866 |
90 km |
| 1988 |
NORTH POOL |
698 |
89 km |
| 2020 |
UNNAMED |
645 |
91 km |
| 2010 |
UNNAMED |
629 |
66 km |
| 2009 |
UNIT 6 |
625 |
92 km |
| 2002 |
SCRDGRS 6 |
536 |
92 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
0.8 in |
Coldest, Driest |
| February |
29°F (-2°C) |
0.9 in |
|
| March |
40°F (5°C) |
2.3 in |
|
| April |
52°F (11°C) |
3.2 in |
|
| May |
63°F (17°C) |
4.3 in |
|
| June |
73°F (23°C) |
4.2 in |
|
| July |
75°F (24°C) |
4.5 in |
Warmest, Wettest |
| August |
75°F (24°C) |
4.0 in |
|
| September |
66°F (19°C) |
3.8 in |
|
| October |
54°F (12°C) |
2.6 in |
|
| November |
39°F (4°C) |
1.7 in |
|
| December |
27°F (-3°C) |
1.2 in |
|
Thurman has a seasonal temperature swing of 53°F / from 23°F in January to 75°F in July. Total annual precipitation is 33.4 inches, with July being the wettest month (4.5") and January the driest (0.8").
Average costs for common services in Thurman. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $687 |
| Toddler | $592 |
| Preschool | $592 |
| Family Childcare (monthly) |
| Infant | $451 |
| Toddler | $444 |
| Preschool | $444 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Thurman
What is the population of Thurman?
Thurman has a population of 197 residents and is located in Iowa. The population density is 346 people per square mile, spread across 0.6 square miles. The median age of residents is 46.7 years, which is older than the national median of 38.9 years. The population is 47.2% female and 52.8% male.
Is Thurman expensive to live in?
Thurman is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $88,500, 18% above the national average of $75,149. The median home value is $103,100 (63% below the U.S. median). Renters pay a median of $1,322 per month, above the national average of $1,163. The home price-to-income ratio is 1.2x, indicating housing is reasonably affordable relative to local income levels.
Is Thurman safe?
The violent crime rate in Thurman is 398 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 1,537 per 100,000 (below the national average). Overall, Thurman receives a safety grade of F based on combined crime data.
What is the weather like in Thurman?
Thurman has a four-season climate with an average annual temperature of 51°F (10°C). Winter temperatures average 23°F in January, while summers reach an average of 75°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 33.3 inches, with 20.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Thurman?
The job market in Thurman is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $927. There are 285 business establishments in the area, including 14 restaurants and food service locations. The average commute time is 25 minutes, and 6.0% of workers work from home.
How much does housing cost in Thurman?
The median home value in Thurman is $103,100. Zillow estimates the typical home value at $194,023. For renters, the median monthly rent is $1,322. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 51.7%. The average annual property tax is $3,425.
How are the schools in Thurman?
Schools in Thurman score 5.5 out of 10 on standardized testing, near the national average. 3.1% of adults in Thurman hold a bachelor's degree or higher, below the national average of 33.7%. 91.3% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Thurman?
The obesity rate in Thurman is 40.5% (above the national rate of 32.1%). 17.2% of adults are smokers. 23.5% are physically inactive. 22.1% of residents report depression. 7.0% lack health insurance (below the national rate). 28.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:6,567.
What is transportation like in Thurman?
The average commute in Thurman is 25 minutes. 83% of workers drive alone to work, and 6.0% work from home.
What are the demographics of Thurman?
The racial and ethnic makeup of Thurman is 91.9% White. 98.2% of residents speak only English at home. 8.3% of the population are military veterans. 11.0% of residents have a disability. 98.3% have health insurance coverage.
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