Tool, TX

Texas · Metropolitan Area

Tool is a small town in Texas with a population of 2,399. Residents earn $71,964 per year, which is 4% below the national average.

3.4 /5.0
B Good
2,399 Population 668/sq mi density
$71,964 Median Income $43,674 per capita
$163,700 Home Value $263,905 Zillow
$1,120 Median Rent
66°F Avg Temperature
134 Violent Crime/100K 1,471 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$71,964 median income, 2.2% unemployment
A+
Affordability
5.0 / 5.0
$163,700 home value, $1,120/mo rent
F
Safety
1.0 / 5.0
134 violent crimes/100K (65% below avg)
B
Education
3.3 / 5.0
28.3% bachelor's degree or higher
Median Income $71,964
4% lower than US avg
Home Value $163,700
42% lower than US avg
Violent Crime 134/100K
65% lower than US avg
Bachelor's+ 28.3%
16% lower than US avg
Median Rent $1,120
4% lower than US avg
Obesity Rate 34.9%
9% higher than US avg
Unemployment 2.2%
39% lower than US avg
Poverty Rate 7.2%
42% lower than US avg

How Tool Compares to the U.S. Average (100% = U.S. avg)

People

Population2,399
Median Age52.0 yrs
Density668/mi²
Male / Female54% / 46%
Largest GroupWhite 91%

Economy

A
Median Income$71,964
Per Capita$43,674
Unemployment2.2%
Poverty7.2%
County GDP$6,967M
Commute44 min

Housing

A+
Home Value$163,700
Rent$1,120
OwnershipN/A
Zillow$263,905

Crime

F
Violent134/100K
Property1,471/100K
Murder0.0/100K
Assault89/100K
Burglary624/100K

Health

Obesity34.9%
UninsuredN/A
Depression27.1%
Heart Disease6.2%

Climate

Avg Temp66°F
AQI42 (Good)
Rain42.1 in/yr
Elevation364 ft

Education

B
Bachelor's+28.3%
High School+88.5%
School Score5.10

Community

2024 VoteR 64% / D 36%
Commute44 min
Libraries4

Is Tool a Good Place to Live?

Based on current data, Tool receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, a low poverty rate. Areas to be aware of include long commute times. Tool offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Tool is $71,964, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.2%. Only 7.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 44 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Tool is $163,700, 42% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,120 per month. At just 2.3x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Tool is a very safe community with a violent crime rate of 134 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,471 per 100,000, 25% below the national average.

Education

28.3% of residents hold a bachelor's degree, below the national average of 33.7%. 88.5% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Tool enjoys a moderate climate with an average annual temperature of 66°F. Winters average 46°F in January while summers reach 84°F in July. Annual precipitation totals 42.1 inches. Air quality is rated Good with a median AQI of 42.

Tool has a population of 2,399 with a density of 668 people per square mile. The median age is 52.0 years, 34% older than the national median of 38.9. The city is predominantly White (91.2%).

Population

2,399
Total Population
668
People / sq mi
52.0yrs
Median Age
34% above US avg
3.6mi²
Land Area

Gender Distribution

Male 53.9%
Female 46.1%

Race & Ethnicity

Tool vs U.S. Average

Language Spoken at Home

English Only97.6%
24% above US avg
Spanish2.4%
82% below US avg

Social Characteristics

Tool vs U.S. Average

The median household income in Tool is $71,964, which is 4% below the national average of $75,149. The unemployment rate is 2.2% (below the 3.6% US average). 7.2% of residents live below the poverty line. Workers commute an average of 44 minutes.

Income: Tool vs U.S.

Commute Mode

Income

Median HH Income$71,964
4% below US avg
Per Capita Income$43,674
Avg Weekly Wage$1,076
IRS Avg AGI$72,125

Employment & Poverty

Unemployment2.2%
39% below US avg
Poverty Rate7.2%
42% below US avg
Establishments (County)2,668
County GDP$6,967M

Business (County)

Restaurants225
Healthcare205
Retail327
Manufacturing109

Tax & Cost of Living

Property Tax (IRS)$7,453
113% above US avg
Effective Tax Rate4.55%

Commute & Transportation

Commute Time44.4 min
Work from Home12.2%

Walkability

The median home value in Tool is $163,700, 42% below the national average. Monthly rent averages $1,120 (4% below US avg). Zillow estimates the typical home value at $263,905.

Home Value Sources

Ownership Split

Home Values

Census Median$163,700
42% below US avg
Zillow ZHVI$263,905
Median List Price$589,000

Real Estate Market (Redfin)

Median List Price$589,000
$/Sq Ft$248
Homes Sold4
Sale-to-List Ratio98.9%
Price Drops29.0%
Inventory38

Rental Costs

Census Median Rent$1,120
4% below US avg

HUD Fair Market Rent

Studio$887
1 Bedroom$935
2 Bedrooms$1,149
3 Bedrooms$1,497
4 Bedrooms$1,733

Ownership & Property

Owner-Occupied87.7%

Property Tax

Avg Tax (IRS)$7,453
113% above US avg
Effective Rate4.55%
In Tool, 34.9% of adults are obese (above the 32.1% national rate). 27.1% report depression. 27.9% are physically inactive.

Health Metrics: Tool vs U.S. Average (%)

Chronic Conditions

Obesity34.9%
9% above US avg
Diabetes11.0%
Heart Disease6.2%
High Blood Pressure33.6%
Asthma11.0%
COPD7.7%
Stroke3.3%

Behaviors & Mental Health

Binge Drinking18.4%
Physical Inactivity27.9%
Depression27.1%
Mental Distress20.7%
Physical Distress14.7%

Healthcare Access

Insurance Rate77.2%
Checkup Rate72.6%
Premature Death8,809/100K

Food & Exercise

Food Environment8.2/10
Exercise Access67.1%
Healthcare Facilities205
Tool has a violent crime rate of 134 per 100,000 residents, 65% below the national average of 380. Property crime stands at 1,471 per 100,000 (25% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Tool vs U.S. Average (per 100,000)

Violent Crime

Total Violent133.8/100K
65% below US avg
Murder0.0/100K
100% below US avg
Rape44.6/100K
Robbery0.0/100K
Assault89.2/100K

Property Crime

Total Property1,471.2/100K
25% below US avg
Burglary624.2/100K
Theft713.3/100K
Vehicle Theft133.8/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)21
FEMA Disasters91

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Tool has an average annual temperature of 66°F (19°C). Winters average 46°F in January while summers reach 84°F in July. Annual precipitation is 42.1 inches. Air quality is rated Good with a median AQI of 42.

Temperature

46°F Jan (8°C) 84°F Jul (29°C)
Annual Average65.7°F
22% above US avg
January Average46°F (8°C)
July Average84°F (29°C)

Precipitation & Snow

Annual Rainfall42.1 inches
11% above US avg
Snowfall0.4 inches/yr

Air Quality

AQI Median42.0
RatingGood

Geography

Elevation364 ft (111 m)
Area3.6 sq mi (9.3 km²)
Population Density668/sq mi
Coordinates32.2805°N, 96.1727°W
County FIPS48257
It is classified as Metro — 1 million+. 28.3% of residents hold a bachelor's degree or higher (16% below US avg). In the 2024 election, the county voted Republican by a 27.9-point margin.

2024 Presidential Election (County)

R 63.5%
D 35.7%

Winner: Republican by 27.9 points

Education

Bachelor's Degree+28.3%
16% below US avg
High School+88.5%
School Test Score5.10
B Education Grade (3.3/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density668/sq mi
Total Area3.6 sq mi

Infrastructure & Services

Public Libraries4
Healthcare Facilities205
Restaurants225
Retail Stores327

Safety & Disasters

Fatal Crashes (County/yr)21
FEMA Disaster Declarations91
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute44.4 min
Work from Home12.2%

Nearby Cities

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