Median Income
$81,250
8% higher than US avg
Home Value
$78,200
72% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
10.9%
68% lower than US avg
Median Rent
$541
53% lower than US avg
Obesity Rate
37.3%
16% higher than US avg
Unemployment
1.4%
61% lower than US avg
Poverty Rate
3.1%
75% lower than US avg
How Tovey Compares to the U.S. Average (100% = U.S. avg)
People
Population707
Median Age26.6 yrs
Density3,214/mi²
Male / Female44% / 56%
Largest GroupWhite 100%
Veterans5.1%
Economy
A+
Median Income$81,250
Per Capita$30,788
Unemployment1.4%
Poverty3.1%
County GDP$1,970M
Commute20 min
Housing
A+
Home Value$78,200
Rent$541
Ownership90.5%
Zillow$107,520
Housing Units270
Rent Burden27.1%
Crime
C+
Violent0/100K
Property751/100K
Health
Obesity37.3%
Uninsured7.8%
Smoking16.3%
Depression24.8%
Heart Disease5.5%
Climate
Avg Temp54°F (12°C)
AQI43 (Good)
Rain38.1 in/yr
Sunny Days302/yr
Elevation600 ft (183 m)
Education
D
Bachelor's+10.9%
High School+87.4%
Graduate+4.6%
School Score5.28
Community
2024 VoteR 73% / D 26%
Commute20 min
Broadband86.4%
EV Stations1
Libraries5
Is Tovey a Good Place to Live?
Based on current data, Tovey receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Tovey offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Tovey is $81,250, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.4%. Only 3.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes.
Cost of Living & Housing
The median home value in Tovey is $78,200, 72% below the national median / offering relatively affordable homeownership. Renters pay a median of $541 per month, below the national average / a plus for affordability. At just 1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Tovey is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 751 per 100,000, 62% below the national average.
Education
10.9% of residents hold a bachelor's degree, below the national average of 33.7%. 87.4% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Tovey experiences four distinct seasons with an average temperature of 54°F. Winters average 28°F in January while summers reach 76°F in July. With 302 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.1 inches, including 16.2 inches of snow. Air quality is rated Good with a median AQI of 43.
Tovey has a population of 707 with a density of 3,214 people per square mile, spread across 0.1 square miles. The median age is 26.6 years, 32% younger than the national median of 38.9. The gender split is 55.6% female and 44.4% male. The city is predominantly White (99.9%). English is the primary language spoken at home by 80.3% of residents, while 19.7% speak Spanish. 5.1% of the population are veterans. 7.6% of residents have a disability (below the 13.0% national average). 82.4% have health insurance coverage.
Population
26.6yrs
Median Age
32% below US avg
Language Spoken at Home
English Only
80.3%
2% above US avg
Spanish
19.7%
47% above US avg
The median household income in Tovey is $81,250, which is 8% above the national average of $75,149. Per capita income is $30,788 (below the $39,052 national figure). The average weekly wage is $982, 31% lower than the U.S. average. The unemployment rate is 1.4% (below the 3.6% US average). 3.1% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 706 business establishments, including 80 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 7.7% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $81,250 |
| 8% above US avg |
| Per Capita Income | $30,788 |
| Avg Weekly Wage | $982 |
| IRS Avg AGI | $68,828 |
| Gini Index | 0.433 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.4% |
| 61% below US avg |
| Poverty Rate | 3.1% |
| 75% below US avg |
| Establishments (County) | 706 |
| County GDP | $1,970M |
Business (County)
| Restaurants | 80 |
| Healthcare | 58 |
| Retail | 114 |
| Manufacturing | 25 |
Tax & Cost of Living
| Property Tax (IRS) | $4,100 |
| 17% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 5.24% |
Commute & Transportation
| Commute Time | 20.0 min |
| Drive Alone | 89.1% |
| Public Transit | 0.0% |
| Work from Home | 7.7% |
The median home value in Tovey is $78,200, 72% below the national median of $281,900. Zillow estimates the typical home value at $107,520, higher than the Census estimate. Monthly rent averages $541 (53% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 90.5% of housing units are owner-occupied (above the 65.4% national rate). There are 270 total housing units in the city. The median year a home was built is 1956. The average annual property tax is $4,100 (higher than the $3,500 national average). 27.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1x, well within the affordable range.
Home Values
| Census Median | $78,200 |
| 72% below US avg |
| Zillow ZHVI | $107,520 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $541 |
| 53% below US avg |
| Rent Burden | 27.1% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 90.5% |
| Owner-Occupied | 90.5% |
| Renter-Occupied | 9.5% |
| Housing Units | 270 |
| Median Year Built | 1956 |
Property Tax
| Avg Tax (IRS) | $4,100 |
| 17% above US avg |
| Effective Rate | 5.24% |
In Tovey, 37.3% of adults are obese, above the national rate of 32.1%. 9.5% have diabetes. Heart disease affects 5.5% of residents. 31.3% have high blood pressure. 16.3% are current smokers. 20.8% report binge drinking. 23.3% are physically inactive. 24.8% report depression (above the 20.0% national average). 19.5% experience frequent mental distress. 7.8% of residents lack health insurance. The primary care physician ratio is 1:2,589. The dentist ratio is 1:4,179. 65.9% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Tovey vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.3% |
| 16% above US avg |
| Diabetes | 9.5% |
| Heart Disease | 5.5% |
| High Blood Pressure | 31.3% |
| Asthma | 10.8% |
| COPD | 7.0% |
| Cancer | 7.3% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 16.3% |
| 16% above US avg |
| Binge Drinking | 20.8% |
| Physical Inactivity | 23.3% |
| Depression | 24.8% |
| Mental Distress | 19.5% |
| Physical Distress | 13.2% |
| Short Sleep | 37.0% |
Healthcare Access
| Insurance Rate | 82.4% |
| Uninsured | 7.8% |
| 9% below US avg |
| Primary Care | 1:2,589 |
| Dentists | 1:4,179 |
| Mental Health | 1:1,278 |
| Checkup Rate | 74.8% |
| Dental Visits | 62.3% |
| Premature Death | 8,451/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 65.9% |
| Healthcare Facilities | 58 |
Tovey has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 751 per 100,000, 62% below the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Tovey receives a safety grade of C+.
Crime Rates: Tovey vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 751.4/100K |
| 62% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Tovey experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 28°F in January while summers reach 76°F in July. The area gets 302 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 38.1 inches. The area receives 16.2 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 600 feet.
Temperature
28°F Jan (-3°C)
76°F Jul (24°C)
| Annual Average | 53.6°F |
| 1% below US avg |
| January Average | 28°F (-3°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 302 days/yr |
Geography
| Elevation | 600 ft (183 m) |
| Area | 0.1 sq mi (0.2 km²) |
| Population Density | 3,214/sq mi |
| Coordinates | 39.5883°N, 89.4486°W |
| Timezone | America/Chicago |
| County | Christian County County |
| Nearest Airport | St Louis Regional (ALN)
58 miles away |
Precipitation & Snow
Annual Rainfall
38.1"
0% below US avg
Wettest Month (May)
4.25"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 54.0 / 100 |
| Social Vulnerability | 17.1 / 100 |
| Community Resilience | 85.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
15 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.4. Most recent: M3.3 on May 13, 2025.
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
85 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
100 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
72 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
144 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
84 km |
| Sep 5, 1995 |
3 km N of Woodlawn, Illinois |
M2.9 |
141 km |
| Sep 5, 2004 |
3 km WNW of Saint Peter, Illinois |
M2.9 |
92 km |
| Apr 24, 1990 |
5 km SW of Newton, Illinois |
M2.9 |
128 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
149 km |
| Mar 28, 2024 |
1 km NNE of Germantown, Illinois |
M2.8 |
113 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
148 km |
| Sep 13, 1997 |
3 km SSE of Darmstadt, Illinois |
M2.8 |
146 km |
| Sep 19, 2024 |
1 km S of Old Monroe, Missouri |
M2.6 |
134 km |
| May 17, 2022 |
6 km NNW of Mount Vernon, Illinois |
M2.5 |
142 km |
| Jan 15, 1998 |
1 km SSE of Fenton, Missouri |
M2.5 |
148 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
688 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 27 fatalities, 567 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 5, 1977 |
EF4 |
76 km |
0 |
| Mar 20, 1976 |
EF4 |
60 km |
0 |
| Jun 14, 1957 |
EF4 |
28 km |
2 |
| Dec 1, 2018 |
EF3 |
20 km |
0 |
| Nov 17, 2013 |
EF3 |
100 km |
0 |
| Apr 19, 2011 |
EF3 |
36 km |
0 |
| Dec 31, 2010 |
EF3 |
56 km |
0 |
| Aug 19, 2009 |
EF3 |
42 km |
0 |
| May 10, 2003 |
EF3 |
100 km |
0 |
| Jun 1, 1999 |
EF3 |
35 km |
1 |
| Apr 19, 1996 |
EF3 |
82 km |
0 |
| Apr 19, 1996 |
EF3 |
35 km |
0 |
| May 9, 1995 |
EF3 |
40 km |
0 |
| May 1, 1983 |
EF3 |
78 km |
0 |
| Jul 26, 1978 |
EF3 |
37 km |
0 |
| Aug 21, 1977 |
EF3 |
71 km |
6 |
| Aug 6, 1977 |
EF3 |
24 km |
0 |
| Jul 28, 1976 |
EF3 |
86 km |
0 |
| Mar 20, 1976 |
EF3 |
27 km |
0 |
| Apr 3, 1974 |
EF3 |
31 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-3°C) |
1.9 in |
Coldest, Driest |
| February |
31°F (-1°C) |
1.9 in |
|
| March |
42°F (6°C) |
3.3 in |
|
| April |
53°F (12°C) |
3.8 in |
|
| May |
64°F (18°C) |
4.3 in |
Wettest |
| June |
73°F (23°C) |
4.0 in |
|
| July |
76°F (24°C) |
3.7 in |
Warmest |
| August |
74°F (23°C) |
3.4 in |
|
| September |
67°F (20°C) |
3.2 in |
|
| October |
56°F (13°C) |
2.7 in |
|
| November |
43°F (6°C) |
3.2 in |
|
| December |
32°F (-0°C) |
2.8 in |
|
Tovey has a seasonal temperature swing of 49°F / from 28°F in January to 76°F in July. Total annual precipitation is 38.2 inches, with May being the wettest month (4.3") and January the driest (1.9").
Average costs for common services in Tovey. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $673 |
| Toddler | $686 |
| Preschool | $613 |
| Family Childcare (monthly) |
| Infant | $762 |
| Toddler | $711 |
| Preschool | $636 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Tovey
What is the population of Tovey?
Tovey has a population of 707 residents and is located in Illinois. The population density is 3,214 people per square mile, spread across 0.1 square miles. The median age of residents is 26.6 years, which is younger than the national median of 38.9 years. The population is 55.6% female and 44.4% male.
Is Tovey expensive to live in?
Tovey has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $81,250, 8% above the national average of $75,149. The median home value is $78,200 (72% below the U.S. median). Renters pay a median of $541 per month, below the national average of $1,163. The home price-to-income ratio is 1x, indicating housing is reasonably affordable relative to local income levels.
Is Tovey safe?
Tovey is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 751 per 100,000 (below the national average). Overall, Tovey receives a safety grade of C+ based on combined crime data.
What is the weather like in Tovey?
Tovey has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 76°F in July. The area receives 302 sunny days per year, well above the national average of 205. Annual rainfall totals 38.1 inches, with 16.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Tovey?
The job market in Tovey is very strong, with unemployment at just 1.4% / well below the national rate of 3.6%. The average weekly wage is $982. There are 706 business establishments in the area, including 80 restaurants and food service locations. The average commute time is 20 minutes, and 7.7% of workers work from home.
How much does housing cost in Tovey?
The median home value in Tovey is $78,200. Zillow estimates the typical home value at $107,520. For renters, the median monthly rent is $541. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 90.5%. The average annual property tax is $4,100.
How are the schools in Tovey?
Schools in Tovey score 5.3 out of 10 on standardized testing, near the national average. 10.9% of adults in Tovey hold a bachelor's degree or higher, below the national average of 33.7%. 87.4% have completed high school. 4.6% hold a graduate or professional degree.
How healthy is Tovey?
The obesity rate in Tovey is 37.3% (above the national rate of 32.1%). 16.3% of adults are smokers. 23.3% are physically inactive. 24.8% of residents report depression. 7.8% lack health insurance. 65.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,589.
What is transportation like in Tovey?
The average commute in Tovey is 20 minutes, shorter than the national average of 28 minutes. 89.1% of workers drive alone to work, and 7.7% work from home.
What are the demographics of Tovey?
The racial and ethnic makeup of Tovey is 99.9% White. 80.3% of residents speak only English at home, while 19.7% speak Spanish. 5.1% of the population are military veterans. 7.6% of residents have a disability. 82.4% have health insurance coverage.
All Countries
