Towaco, NJ

New Jersey · Metropolitan Area

Towaco is a small city in New Jersey with a population of 5,627. Residents earn $197,696 per year, which is 163% above the national average.

4.9 /5.0
A+ Excellent
5,627 Population 938/sq mi density
$197,696 Median Income $90,740 per capita
$690,900 Home Value
$2,726 Median Rent 38.0% income on rent
52°F Avg Temperature
A+
Overall
4.9 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$197,696 median income, 1.9% unemployment
A+
Affordability
4.7 / 5.0
$690,900 home value, $2,726/mo rent
A+
Education
5.0 / 5.0
73.0% bachelor's degree or higher
Median Income $197,696
163% higher than US avg
Home Value $690,900
145% higher than US avg
Bachelor's+ 73.0%
117% higher than US avg
Median Rent $2,726
134% higher than US avg
Obesity Rate 20.2%
37% lower than US avg
Unemployment 1.9%
47% lower than US avg
Poverty Rate 2.2%
82% lower than US avg

How Towaco Compares to the U.S. Average (100% = U.S. avg)

People

Population5,627
Median Age46.4 yrs
Density938/mi²
Male / Female51% / 49%
Largest GroupWhite 78%
Veterans3.8%

Economy

A+
Median Income$197,696
Per Capita$90,740
Unemployment1.9%
Poverty2.2%
County GDP$76,180M
Commute34 min

Housing

A+
Home Value$690,900
Rent$2,726
OwnershipN/A
Rent Burden38.0%

Crime

ViolentN/A
PropertyN/A

Health

Obesity20.2%
UninsuredN/A
Depression15.3%
Heart Disease3.6%

Climate

Avg Temp52°F
AQI39 (Good)
Rain49.2 in/yr
Elevation262 ft

Education

A+
Bachelor's+73.0%
High School+99.7%
School Score6.24

Community

2024 VoteR 27% / D 72%
Commute34 min
Broadband95.1%
EV Stations1
Libraries34

Is Towaco a Good Place to Live?

Based on current data, Towaco receives an overall livability score of 4.9 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Towaco stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Towaco is $197,696, which is significantly higher than the national average — 163% above $75,149. This places Towaco among higher-income communities. The job market is very strong with unemployment at just 1.9%. Only 2.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 34 minutes.

Cost of Living & Housing

The median home value in Towaco is $690,900, making it a premium housing market at 145% above the U.S. median of $281,900. Renters pay a median of $2,726 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.5x indicates a reasonably affordable housing market.

Education

Towaco is a highly educated community — 73.0% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 99.7% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Towaco experiences four distinct seasons with an average temperature of 52°F. Winters average 29°F in January while summers reach 75°F in July. Annual precipitation totals 49.2 inches. Air quality is rated Good with a median AQI of 39.

Towaco has a population of 5,627 with a density of 938 people per square mile. The median age is 46.4 years, 19% older than the national median of 38.9. The city is predominantly White (78.2%), with 2.4% Black.

Population

5,627
Total Population
938
People / sq mi
46.4yrs
Median Age
19% above US avg
6.0mi²
Land Area

Gender Distribution

Male 51.3%
Female 48.7%

Race & Ethnicity

Towaco vs U.S. Average

Language Spoken at Home

English Only80.0%
2% above US avg
Spanish20.0%
49% above US avg

Social Characteristics

Towaco vs U.S. Average

The median household income in Towaco is $197,696, which is 163% above the national average of $75,149. The unemployment rate is 1.9% (below the 3.6% US average). 2.2% of residents live below the poverty line. Workers commute an average of 34 minutes.

Income: Towaco vs U.S.

Commute Mode

Income

Median HH Income$197,696
163% above US avg
Per Capita Income$90,740
Avg Weekly Wage$1,699
IRS Avg AGI$112,115

Employment & Poverty

Unemployment1.9%
47% below US avg
Poverty Rate2.2%
82% below US avg
Establishments (County)23,692
County GDP$76,180M

Business (County)

Restaurants1,759
Healthcare2,593
Retail2,565
Manufacturing603

Tax & Cost of Living

Property Tax (IRS)$16,276
365% above US avg
Effective Tax Rate2.36%

Commute & Transportation

Commute Time33.5 min
Drive Alone69.0%
Public Transit5.7%
Work from Home22.5%

Walkability

The median home value in Towaco is $690,900, 145% above the national average. Monthly rent averages $2,726 (134% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$690,900
145% above US avg
Median List Price$756,950

Real Estate Market (Redfin)

Median List Price$756,950
$/Sq Ft$0
Homes Sold1
Sale-to-List Ratio94.8%
Price Drops0.0%
Inventory14

Rental Costs

Census Median Rent$2,726
134% above US avg
Rent Burden38.0%

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied94.9%

Property Tax

Avg Tax (IRS)$16,276
365% above US avg
Effective Rate2.36%
In Towaco, 20.2% of adults are obese (below the 32.1% national rate). 15.3% report depression. 15.3% are physically inactive.

Health Metrics: Towaco vs U.S. Average (%)

Chronic Conditions

Obesity20.2%
37% below US avg
Diabetes6.4%
Heart Disease3.6%
High Blood Pressure24.7%
Asthma8.1%
COPD2.9%
Stroke1.9%

Behaviors & Mental Health

Binge Drinking19.9%
Physical Inactivity15.3%
Depression15.3%
Mental Distress12.9%
Physical Distress8.2%

Healthcare Access

Insurance Rate95.3%
Checkup Rate76.6%
Premature Death8,341/100K

Food & Exercise

Food Environment8.9/10
Exercise Access99.5%
Healthcare Facilities2,593

Crime Rates: Towaco vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)51

Safety Score

Towaco has an average annual temperature of 52°F (11°C). Winters average 29°F in January while summers reach 75°F in July. Annual precipitation is 49.2 inches. Air quality is rated Good with a median AQI of 39.

Temperature

29°F Jan (-2°C) 75°F Jul (24°C)
Annual Average51.8°F
4% below US avg
January Average29°F (-2°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall49.2 inches
29% above US avg

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation262 ft (80 m)
Area6.0 sq mi (15.5 km²)
Population Density938/sq mi
Coordinates40.9269°N, 74.3424°W
County FIPS34013
It is classified as Metro — 1 million+. 73.0% of residents hold a bachelor's degree or higher (117% above US avg). In the 2024 election, the county voted Democrat by a 44.9-point margin. 95.1% of households have broadband internet.

2024 Presidential Election (County)

R 26.8%
D 71.7%

Winner: Democrat by 44.9 points

Education

Bachelor's Degree+73.0%
117% above US avg
High School+99.7%
School Test Score6.24
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density938/sq mi
Total Area6.0 sq mi

Infrastructure & Services

Broadband Access95.1%
EV Charging Stations1
Alt Fuel Stations1
Public Libraries34
Healthcare Facilities2,593
Restaurants1,759
Retail Stores2,565

Safety & Disasters

Fatal Crashes (County/yr)51

Commute & Transportation

Avg Commute33.5 min
Drive Alone69.0%
Public Transit5.7%
Work from Home22.5%

Nearby Cities

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