Median Income
$51,944
31% lower than US avg
Home Value
$139,000
51% lower than US avg
Violent Crime
317/100K
16% lower than US avg
Bachelor's+
16.2%
52% lower than US avg
Median Rent
$875
25% lower than US avg
Obesity Rate
38.0%
18% higher than US avg
Unemployment
2.4%
33% lower than US avg
Poverty Rate
6.2%
50% lower than US avg
How Town of Pines Compares to the U.S. Average (100% = U.S. avg)
People
Population524
Median Age54.4 yrs
Density232/mi²
Male / Female49% / 51%
Largest GroupWhite 97%
Veterans8.3%
Economy
B+
Median Income$51,944
Per Capita$36,612
Unemployment2.4%
Poverty6.2%
County GDP$9,718M
Commute25 min
Housing
A+
Home Value$139,000
Rent$875
Ownership82.4%
Zillow$181,615
Housing Units377
Rent Burden18.5%
Crime
F
Violent317/100K
Property4,386/100K
Health
Obesity38.0%
Uninsured6.6%
Smoking14.0%
Depression24.9%
Heart Disease5.1%
Climate
Avg Temp50°F (10°C)
AQI41 (Good)
Rain42.6 in/yr
Sunny Days275/yr
Elevation613 ft (187 m)
Education
C
Bachelor's+16.2%
High School+90.8%
Graduate+5.3%
School Score6.01
Community
2024 VoteR 53% / D 45%
Commute25 min
Broadband88.5%
EV Stations10
Libraries14
Is Town of Pines a Good Place to Live?
Based on current data, Town of Pines receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes. Town of Pines offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Town of Pines is $51,944, 31% below the national average of $75,149. The job market is very strong with unemployment at just 2.4%. Only 6.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Town of Pines is $139,000, 51% below the national median / offering relatively affordable homeownership. Renters pay a median of $875 per month, below the national average / a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Town of Pines is below the national average at 317 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,386 per 100,000, 124% above the national average.
Education
16.2% of residents hold a bachelor's degree, below the national average of 33.7%. 90.8% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Town of Pines experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.6 inches, including 65.2 inches of snow. Air quality is rated Good with a median AQI of 41.
Town of Pines has a population of 524 with a density of 232 people per square mile, spread across 2.3 square miles. The median age is 54.4 years, 40% older than the national median of 38.9. The gender split is 50.8% female and 49.2% male. The city is predominantly White (96.9%), with 1.7% Hispanic. English is the primary language spoken at home by 95.9% of residents. 8.3% of the population are veterans, above the national rate of 6.0%. 20.0% of residents have a disability (above the 13.0% national average). 91.7% have health insurance coverage.
Population
54.4yrs
Median Age
40% above US avg
Race & Ethnicity
Town of Pines vs U.S. Average
Language Spoken at Home
English Only
95.9%
22% above US avg
Spanish
4.1%
69% below US avg
Social Characteristics
Town of Pines vs U.S. Average
The median household income in Town of Pines is $51,944, which is 31% below the national average of $75,149. Per capita income is $36,612. The average weekly wage is $1,096, 23% lower than the U.S. average. The unemployment rate is 2.4% (below the 3.6% US average). 6.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 4,096 business establishments, including 391 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 25 minutes. 2.8% of workers work from home (below the 15.2% national rate).
Income: Town of Pines vs U.S.
Income
| Median HH Income | $51,944 |
| 31% below US avg |
| Per Capita Income | $36,612 |
| Avg Weekly Wage | $1,096 |
| IRS Avg AGI | $80,573 |
| Gini Index | 0.482 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.4% |
| 33% below US avg |
| Poverty Rate | 6.2% |
| 50% below US avg |
| Establishments (County) | 4,096 |
| County GDP | $9,718M |
Business (County)
| Restaurants | 391 |
| Healthcare | 432 |
| Retail | 544 |
| Manufacturing | 268 |
Tax & Cost of Living
| Property Tax (IRS) | $7,061 |
| 102% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 5.08% |
Commute & Transportation
| Commute Time | 24.9 min |
| Drive Alone | 92.3% |
| Public Transit | 1.6% |
| Work from Home | 2.8% |
The median home value in Town of Pines is $139,000, 51% below the national median of $281,900. Zillow estimates the typical home value at $181,615, higher than the Census estimate. Monthly rent averages $875 (25% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 82.4% of housing units are owner-occupied (above the 65.4% national rate). There are 377 total housing units in the city. The median year a home was built is 1962. The average annual property tax is $7,061 (higher than the $3,500 national average). 18.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $139,000 |
| 51% below US avg |
| Zillow ZHVI | $181,615 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $875 |
| 25% below US avg |
| Rent Burden | 18.5% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 82.4% |
| Owner-Occupied | 82.4% |
| Renter-Occupied | 17.6% |
| Housing Units | 377 |
| Median Year Built | 1962 |
Property Tax
| Avg Tax (IRS) | $7,061 |
| 102% above US avg |
| Effective Rate | 5.08% |
In Town of Pines, 38.0% of adults are obese, above the national rate of 32.1%. 9.3% have diabetes. Heart disease affects 5.1% of residents. 33.1% have high blood pressure. 14.0% are current smokers. 18.5% report binge drinking. 21.4% are physically inactive. 24.9% report depression (above the 20.0% national average). 17.5% experience frequent mental distress. 6.6% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,255. The dentist ratio is 1:1,778. 79.6% of residents have access to exercise opportunities. The food environment index is 7.2 out of 10.
Health Metrics: Town of Pines vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.0% |
| 18% above US avg |
| Diabetes | 9.3% |
| Heart Disease | 5.1% |
| High Blood Pressure | 33.1% |
| Asthma | 11.2% |
| COPD | 6.0% |
| Cancer | 7.4% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 14.0% |
| 0% below US avg |
| Binge Drinking | 18.5% |
| Physical Inactivity | 21.4% |
| Depression | 24.9% |
| Mental Distress | 17.5% |
| Physical Distress | 11.9% |
| Short Sleep | 37.0% |
Healthcare Access
| Insurance Rate | 91.7% |
| Uninsured | 6.6% |
| 23% below US avg |
| Primary Care | 1:1,255 |
| Dentists | 1:1,778 |
| Mental Health | 1:316 |
| Checkup Rate | 77.5% |
| Dental Visits | 65.9% |
| Premature Death | 9,398/100K |
Food & Exercise
| Food Environment | 7.2/10 |
| Exercise Access | 79.6% |
| Healthcare Facilities | 432 |
Town of Pines has a violent crime rate of 317 per 100,000 residents, 16% below the national average of 380. Property crime stands at 4,386 per 100,000, 124% above the U.S. average. The county recorded 13 fatal traffic crashes. Overall, Town of Pines receives a safety grade of F.
Crime Rates: Town of Pines vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 317.4/100K |
| 16% below US avg |
| |
Property Crime
| Total Property | 4,386.2/100K |
| 124% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 13 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Town of Pines experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 42.6 inches. The area receives 65.2 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 613 feet.
Temperature
24°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.0°F |
| 7% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 613 ft (187 m) |
| Area | 2.3 sq mi (5.8 km²) |
| Population Density | 232/sq mi |
| Coordinates | 41.6882°N, 86.9518°W |
| Timezone | America/Indiana/Indianapolis |
| County | Berrien County County |
| Nearest Airport | Porter County Regional (VPZ)
16 miles away |
Precipitation & Snow
Annual Rainfall
42.6"
12% above US avg
Wettest Month (Jun)
4.13"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 81.7 / 100 |
| Social Vulnerability | 44.1 / 100 |
| Community Resilience | 98.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.6 on Mar 15, 2025.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
140 km |
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
132 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
74 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
146 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
122 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
130 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
133 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
146 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
465 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 120 fatalities, 1,695 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 13, 1976 |
EF4 |
87 km |
2 |
| Apr 21, 1967 |
EF4 |
73 km |
33 |
| Apr 11, 1965 |
EF4 |
76 km |
31 |
| Apr 11, 1965 |
EF4 |
64 km |
36 |
| Jun 5, 2010 |
EF3 |
96 km |
0 |
| Oct 18, 2007 |
EF3 |
78 km |
0 |
| Oct 24, 2001 |
EF3 |
44 km |
1 |
| Mar 27, 1991 |
EF3 |
96 km |
0 |
| May 13, 1980 |
EF3 |
85 km |
0 |
| Mar 12, 1976 |
EF3 |
52 km |
0 |
| Mar 12, 1976 |
EF3 |
2 km |
0 |
| Mar 12, 1976 |
EF3 |
99 km |
1 |
| Jun 20, 1974 |
EF3 |
60 km |
0 |
| Oct 24, 1967 |
EF3 |
27 km |
0 |
| Nov 26, 1965 |
EF3 |
38 km |
0 |
| Nov 12, 1965 |
EF3 |
47 km |
0 |
| Apr 11, 1965 |
EF3 |
43 km |
0 |
| Apr 11, 1965 |
EF3 |
49 km |
10 |
| Apr 30, 1962 |
EF3 |
36 km |
0 |
| Apr 30, 1962 |
EF3 |
44 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
6 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
8 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,602 ac, 2000).
| Year |
Name |
Acres |
Distance |
| 2000 |
UNNAMED |
1,602 |
94 km |
| 2021 |
NORTHEAST PRAIRIE UNIT 3 |
978 |
97 km |
| 2024 |
NORTHEAST PRAIRIE 3 RX |
938 |
97 km |
| 1986 |
OGDEN DUNS |
863 |
24 km |
| 2021 |
UNNAMED |
738 |
97 km |
| 2019 |
UNNAMED |
698 |
97 km |
| 2021 |
21-INDU TOLLESTON DUNES EAST |
594 |
23 km |
| 2017 |
17 INDU COWLES DUNES |
522 |
14 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
2.1 in |
Coldest |
| February |
29°F (-2°C) |
1.7 in |
Driest |
| March |
37°F (3°C) |
2.7 in |
|
| April |
47°F (8°C) |
3.6 in |
|
| May |
58°F (14°C) |
3.5 in |
|
| June |
67°F (20°C) |
4.1 in |
Wettest |
| July |
73°F (23°C) |
3.6 in |
Warmest |
| August |
71°F (22°C) |
3.7 in |
|
| September |
64°F (18°C) |
3.8 in |
|
| October |
54°F (12°C) |
3.0 in |
|
| November |
42°F (6°C) |
3.4 in |
|
| December |
31°F (-0°C) |
2.8 in |
|
Town of Pines has a seasonal temperature swing of 49°F / from 24°F in January to 73°F in July. Total annual precipitation is 38.0 inches, with June being the wettest month (4.1") and February the driest (1.7").
Average costs for common services in Town of Pines. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $594 |
| Toddler | $594 |
| Preschool | $494 |
| Family Childcare (monthly) |
| Infant | $831 |
| Toddler | $674 |
| Preschool | $670 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Town of Pines
What is the population of Town of Pines?
Town of Pines has a population of 524 residents and is located in Indiana. The population density is 232 people per square mile, spread across 2.3 square miles. The median age of residents is 54.4 years, which is older than the national median of 38.9 years. The population is 50.8% female and 49.2% male.
Is Town of Pines expensive to live in?
Town of Pines is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $51,944, 31% below the national average of $75,149. The median home value is $139,000 (51% below the U.S. median). Renters pay a median of $875 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
Is Town of Pines safe?
Town of Pines is safer than the national average, with a violent crime rate of 317 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,386 per 100,000 (above the national average). Overall, Town of Pines receives a safety grade of F based on combined crime data.
What is the weather like in Town of Pines?
Town of Pines has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 42.6 inches, with 65.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Town of Pines?
The job market in Town of Pines is very strong, with unemployment at just 2.4% / well below the national rate of 3.6%. The average weekly wage is $1,096. There are 4,096 business establishments in the area, including 391 restaurants and food service locations. The average commute time is 25 minutes, and 2.8% of workers work from home.
How much does housing cost in Town of Pines?
The median home value in Town of Pines is $139,000. Zillow estimates the typical home value at $181,615. For renters, the median monthly rent is $875. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 82.4%. The average annual property tax is $7,061.
How are the schools in Town of Pines?
Schools in Town of Pines score 6 out of 10 on standardized testing, near the national average. 16.2% of adults in Town of Pines hold a bachelor's degree or higher, below the national average of 33.7%. 90.8% have completed high school. 5.3% hold a graduate or professional degree.
How healthy is Town of Pines?
The obesity rate in Town of Pines is 38.0% (above the national rate of 32.1%). 14.0% of adults are smokers. 21.4% are physically inactive. 24.9% of residents report depression. 6.6% lack health insurance (below the national rate). 79.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,255.
What is transportation like in Town of Pines?
The average commute in Town of Pines is 25 minutes. 92.3% of workers drive alone to work, 1.6% use public transit, and 2.8% work from home.
What are the demographics of Town of Pines?
The racial and ethnic makeup of Town of Pines is 96.9% White, 1.7% Hispanic or Latino. 95.9% of residents speak only English at home, while 4.1% speak Spanish. 8.3% of the population are military veterans. 20.0% of residents have a disability. 91.7% have health insurance coverage.
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