Violent Crime
329/100K
13% lower than US avg
Bachelor's+
33.3%
1% lower than US avg
Median Rent
$763
34% lower than US avg
Obesity Rate
28.6%
11% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Towner Compares to the U.S. Average (100% = U.S. avg)
People
Population23
Median Age30.3 yrs
Density575/mi²
Male / Female78% / 22%
Largest GroupWhite 100%
Veterans15.0%
Economy
Median IncomeN/A
Per Capita$16,991
Unemployment0.0%
Poverty0.0%
County GDP$119M
Housing
Home ValueN/A
Rent$763
Ownership30.0%
Zillow$180,332
Housing Units8
Rent Burden13.1%
Crime
F
Violent329/100K
Property1,825/100K
Health
Obesity28.6%
UninsuredN/A
Smoking14.4%
Depression25.9%
Heart Disease5.5%
Climate
Avg Temp52°F (11°C)
AQI41 (Good)
Rain17.6 in/yr
Sunny Days330/yr
Elevation3,930 ft (1,198 m)
Education
B+
Bachelor's+33.3%
High School+100.0%
Graduate+0.0%
School Score6.62
Community
2024 VoteR 86% / D 12%
CommuteN/A
Broadband10.0%
Libraries1
Is Towner a Good Place to Live?
Based on current data, Towner receives an overall livability score of 2.3 out of 5.0, earning a grade of C. Key strengths include low unemployment, abundant sunshine, a low poverty rate. Towner has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
Renters pay a median of $763 per month, below the national average / a plus for affordability.
Safety & Crime
Violent crime in Towner is below the national average at 329 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,825 per 100,000, near the national average.
Education
Educational attainment is solid, with 33.3% holding a bachelor's degree or higher, near the national average. 100.0% have completed high school. Local schools score 6.6/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Towner experiences four distinct seasons with an average temperature of 52°F. Winters average 29°F in January while summers reach 76°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 17.6 inches. Air quality is rated Good with a median AQI of 41.
Towner has a population of 23 with a density of 575 people per square mile, spread across 0.0 square miles. The median age is 30.3 years, 22% younger than the national median of 38.9. The gender split is 21.7% female and 78.3% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 15.0% of the population are veterans, above the national rate of 6.0%. 0.0% of residents have a disability (below the 13.0% national average). 70.0% have health insurance coverage.
Population
30.3yrs
Median Age
22% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Towner is N/A. Per capita income is $16,991 (below the $39,052 national figure). The average weekly wage is $853, 40% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 53 business establishments, including 3 restaurants. The cost of living index is 103.1, roughly in line with the national average. 0.0% of workers work from home (below the 15.2% national rate).
Income
| |
| Per Capita Income | $16,991 |
| Avg Weekly Wage | $853 |
| IRS Avg AGI | $70,062 |
| Gini Index | 0.450 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 53 |
| County GDP | $119M |
Business (County)
| Restaurants | 3 |
| Healthcare | 5 |
| Retail | 8 |
Tax & Cost of Living
| |
| Cost of Living | 103.10 (100=avg) |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $180,332. Monthly rent averages $763 (34% below the national average of $1,163). Fair market rent ranges from $1,161 for a one-bedroom to $1,429 for a two-bedroom apartment. 30.0% of housing units are owner-occupied (below the 65.4% national rate). There are 8 total housing units in the city. The median year a home was built is 1957. 13.1% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $763 |
| 34% below US avg |
| Rent Burden | 13.1% |
HUD Fair Market Rent
| Studio | $1,083 |
| 1 Bedroom | $1,161 |
| 2 Bedrooms | $1,429 |
| 3 Bedrooms | $1,861 |
| 4 Bedrooms | $2,178 |
Ownership & Property
| Homeownership | 30.0% |
| Owner-Occupied | 30.0% |
| Renter-Occupied | 70.0% |
| Housing Units | 8 |
| Median Year Built | 1957 |
Property Tax
In Towner, 28.6% of adults are obese, below the national rate of 32.1%. 8.4% have diabetes (below the 10.5% national rate). Heart disease affects 5.5% of residents. 27.1% have high blood pressure. 14.4% are current smokers. 19.3% report binge drinking. 19.0% are physically inactive, below the national average. 25.9% report depression (above the 20.0% national average). 19.3% experience frequent mental distress. The food environment index is 5.1 out of 10.
Health Metrics: Towner vs U.S. Average (%)
Chronic Conditions
| Obesity | 28.6% |
| 11% below US avg |
| Diabetes | 8.4% |
| Heart Disease | 5.5% |
| High Blood Pressure | 27.1% |
| Asthma | 11.9% |
| COPD | 6.3% |
| Cancer | 7.5% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 14.4% |
| 3% above US avg |
| Binge Drinking | 19.3% |
| Physical Inactivity | 19.0% |
| Depression | 25.9% |
| Mental Distress | 19.3% |
| Physical Distress | 13.3% |
| Short Sleep | 32.2% |
Healthcare Access
| Insurance Rate | 70.0% |
| |
| Mental Health | 1:1,384 |
| Checkup Rate | 69.4% |
| Dental Visits | 59.9% |
| Premature Death | 10,214/100K |
Food & Exercise
| Food Environment | 5.1/10 |
| Healthcare Facilities | 5 |
Towner has a violent crime rate of 329 per 100,000 residents, 13% below the national average of 380. Property crime stands at 1,825 per 100,000, 7% below the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Towner receives a safety grade of F.
Crime Rates: Towner vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 329.5/100K |
| 13% below US avg |
| |
Property Crime
| Total Property | 1,824.6/100K |
| 7% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Towner experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 29°F in January while summers reach 76°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 17.6 inches (drier than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 3,930 feet.
Temperature
29°F Jan (-1°C)
76°F Jul (25°C)
| Annual Average | 52.0°F |
| 4% below US avg |
| January Average | 29°F (-1°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 3,930 ft (1,198 m) |
| Area | 0.0 sq mi (0.1 km²) |
| Population Density | 575/sq mi |
| Coordinates | 38.4704°N, 102.0805°W |
| Timezone | America/Denver |
| County | Kiowa County County |
| Nearest Airport | Southeast Colorado Regional (LAA)
43 miles away |
Precipitation & Snow
Annual Rainfall
17.6"
54% below US avg
Wettest Month (May)
2.56"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 3.8 / 100 |
| Social Vulnerability | 15.8 / 100 |
| Community Resilience | 29.2 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.5 on Aug 7, 2021.
| Aug 17, 2009 |
8 km E of Eads, Colorado |
M3.9 |
53 km |
| Jan 2, 1998 |
21 km SE of La Junta, Colorado |
M3.4 |
136 km |
| Jul 15, 2014 |
23 km NNE of Haswell, Colorado |
M3.0 |
85 km |
| Jan 10, 2003 |
14 km NE of Wiley, Colorado |
M2.9 |
53 km |
| Apr 6, 2020 |
14 km WNW of Pritchett, Colorado |
M2.7 |
142 km |
| Aug 7, 2021 |
23 km NE of Sugar City, Colorado |
M2.5 |
124 km |
| Aug 6, 2016 |
13 km NNE of Wiley, Colorado |
M2.5 |
56 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
576 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 4 fatalities, 76 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 23, 2023 |
EF3 |
70 km |
0 |
| Mar 28, 2007 |
EF3 |
50 km |
2 |
| May 29, 2001 |
EF3 |
67 km |
0 |
| Jun 22, 1999 |
EF3 |
65 km |
0 |
| Jul 7, 1993 |
EF3 |
91 km |
0 |
| May 19, 1982 |
EF3 |
74 km |
0 |
| Oct 17, 1971 |
EF3 |
81 km |
0 |
| May 13, 1968 |
EF3 |
79 km |
0 |
| Jun 23, 1967 |
EF3 |
81 km |
1 |
| Jul 20, 1958 |
EF3 |
46 km |
0 |
| May 20, 1951 |
EF3 |
100 km |
0 |
| Apr 27, 2012 |
EF2 |
76 km |
0 |
| Apr 27, 2012 |
EF2 |
72 km |
0 |
| Apr 27, 2012 |
EF2 |
67 km |
0 |
| Apr 27, 2012 |
EF2 |
36 km |
0 |
| Oct 31, 2000 |
EF2 |
65 km |
0 |
| Oct 5, 1994 |
EF2 |
96 km |
0 |
| Jul 7, 1993 |
EF2 |
96 km |
0 |
| Jun 19, 1990 |
EF2 |
97 km |
0 |
| Jun 19, 1990 |
EF2 |
87 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: FT. LYONS (12,310 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
FT. LYONS |
12,310 |
98 km |
| 2018 |
RABBIT 22 |
10,393 |
78 km |
| 2022 |
SHERIDAN LAKE |
5,310 |
35 km |
| 2023 |
GAGEBY CREEK |
4,867 |
97 km |
| 2006 |
UNNAMED |
3,162 |
81 km |
| 2000 |
UNNAMED |
2,535 |
76 km |
| 2003 |
UNNAMED |
2,530 |
91 km |
| 2022 |
HASWELL |
2,101 |
95 km |
| 1994 |
UNNAMED |
2,039 |
47 km |
| 2023 |
MANVEL |
2,038 |
50 km |
| 2021 |
FT. LYONS |
1,541 |
100 km |
| 2003 |
UNNAMED |
1,496 |
81 km |
| 2020 |
COUNTY RD T |
1,371 |
52 km |
| 2000 |
UNNAMED |
1,304 |
56 km |
| 2007 |
BRADSHAW |
1,255 |
67 km |
| 2006 |
UNNAMED |
1,154 |
55 km |
| 1996 |
UNNAMED |
1,154 |
79 km |
| 2023 |
ARMSTRONG |
1,128 |
83 km |
| 2016 |
BARRETT |
1,101 |
37 km |
| 2022 |
COUNTY ROAD 56 |
1,076 |
83 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
29°F (-1°C) |
0.3 in |
Coldest |
| February |
34°F (1°C) |
0.3 in |
|
| March |
41°F (5°C) |
0.8 in |
|
| April |
50°F (10°C) |
1.1 in |
|
| May |
60°F (16°C) |
2.6 in |
Wettest |
| June |
71°F (22°C) |
2.5 in |
|
| July |
76°F (25°C) |
2.6 in |
Warmest |
| August |
74°F (24°C) |
2.2 in |
|
| September |
65°F (19°C) |
1.4 in |
|
| October |
53°F (12°C) |
0.9 in |
|
| November |
39°F (4°C) |
0.5 in |
|
| December |
31°F (-1°C) |
0.3 in |
Driest |
Towner has a seasonal temperature swing of 47°F / from 29°F in January to 76°F in July. Total annual precipitation is 15.4 inches, with May being the wettest month (2.6") and December the driest (0.3").
Average costs for common services in Towner. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$258 ($155–$412) |
| Specialist Visit |
$361 ($206–$567) |
| Urgent Care Visit |
$206 ($103–$361) |
| Emergency Room Visit |
$2,268 ($825–$5,155) |
| Dental Cleaning |
$134 ($77–$206) |
| Dental Filling |
$258 ($155–$412) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$46 ($26–$77) |
| Oil Change (Synthetic) |
$77 ($52–$124) |
| Brake Pad Replacement |
$309 ($155–$516) |
| Tire Rotation |
$41 ($21–$77) |
| New Tires (Set of 4) |
$619 ($412–$1,031) |
| Battery Replacement |
$206 ($103–$361) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$144) |
| HVAC Repair |
$412 ($155–$825) |
| HVAC System Install |
$7,217 ($4,124–$12,372) |
| Roof Repair |
$1,031 ($412–$2,062) |
| Roof Replacement |
$9,279 ($5,671–$15,465) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,547 ($516–$3,609) |
| Divorce (Contested) |
$15,465 ($5,155–$30,930) |
| DUI Defense |
$5,155 ($2,062–$10,310) |
| Bankruptcy (Chapter 7) |
$1,547 ($825–$3,093) |
| Will Preparation |
$516 ($206–$1,031) |
| Trust Preparation |
$2,578 ($1,031–$5,155) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($15–$46) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($77–$258) |
| Manicure |
$26 ($15–$46) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$82 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.23 ($3.09–$5.67) |
| Dozen Eggs (per dozen) |
$3.61 ($2.58–$5.16) |
| Loaf of Bread |
$3.92 ($2.58–$5.67) |
| Chicken Breast (per lb) |
$4.64 ($3.09–$6.70) |
| Ground Beef (per lb) |
$5.67 ($4.12–$7.73) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$144 ($82–$258) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$206 ($77–$516) |
| Car Insurance (Annual) |
$2,062 ($1,237–$3,609) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.25–$26) |
| Car Registration (Annual) |
$103 ($31–$258) |
| Driver's License Renewal |
$31 ($15–$77) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,237 ($619–$2,578) |
| Daycare (Toddler, Monthly) |
$1,031 ($516–$2,062) |
| After-School Care (Monthly) |
$412 ($206–$722) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,031 ($412–$2,578) |
| Private School (K-12, Annual) |
$12,888 ($5,155–$30,930) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$206) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$77) |
| Dog Spay/Neuter |
$309 ($155–$516) |
| Cat Spay/Neuter |
$206 ($103–$412) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $450 |
| Toddler | $549 |
| Preschool | $486 |
| Family Childcare (monthly) |
| Infant | $643 |
| Toddler | $642 |
| Preschool | $642 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Towner
What is the population of Towner?
Towner has a population of 23 residents and is located in Colorado. The population density is 575 people per square mile, spread across 0.0 square miles. The median age of residents is 30.3 years, which is younger than the national median of 38.9 years. The population is 21.7% female and 78.3% male.
Is Towner expensive to live in?
Towner has a cost of living roughly in line with the national average, with an index of 103.1 (baseline: 100). Renters pay a median of $763 per month, below the national average of $1,163.
Is Towner safe?
Towner is safer than the national average, with a violent crime rate of 329 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,825 per 100,000 (below the national average). Overall, Towner receives a safety grade of F based on combined crime data.
What is the weather like in Towner?
Towner has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 29°F in January, while summers reach an average of 76°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 17.6 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Towner?
The job market in Towner is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $853. There are 53 business establishments in the area, including 3 restaurants and food service locations.
How much does housing cost in Towner?
For renters, the median monthly rent is $763. Fair market rent is $1,161 for a 1-bedroom and $1,429 for a 2-bedroom apartment. The homeownership rate is 30.0%.
How are the schools in Towner?
Schools in Towner score 6.6 out of 10 on standardized testing, near the national average. 33.3% of adults in Towner hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Towner?
The obesity rate in Towner is 28.6% (below the national rate of 32.1%). 14.4% of adults are smokers. 19.0% are physically inactive. 25.9% of residents report depression.
What are the demographics of Towner?
The racial and ethnic makeup of Towner is 100% White. 100% of residents speak only English at home. 15.0% of the population are military veterans. 0.0% of residents have a disability. 70.0% have health insurance coverage.
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