California · Metropolitan Area
Tracy is a mid-size city in California with a population of 95,358. Residents earn $118,253 per year, which is 57% above the national average.
Based on current data, Tracy receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low crime rates, abundant sunshine, a low poverty rate. Areas to be aware of include high housing costs, long commute times. Tracy offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Tracy is $118,253, which is significantly higher than the national average — 57% above $75,149. This places Tracy among higher-income communities. Unemployment stands at 4.0%, indicating a healthy job market. Only 5.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 43 minutes, longer than the typical American commute of 28 minutes.
The median home value in Tracy is $653,900, making it a premium housing market at 132% above the U.S. median of $281,900. Renters pay a median of $2,325 per month, significantly above the national average of $1,163. The price-to-income ratio of 5.5x means housing costs are stretched relative to local earnings.
Violent crime in Tracy is below the national average at 152 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,659 per 100,000, 36% above the national average.
26.1% of residents hold a bachelor's degree, below the national average of 33.7%. 83.7% have completed high school. Area schools have an average test score of 4.7/10.
Tracy enjoys a moderate climate with an average annual temperature of 62°F. Winters average 48°F in January while summers reach 80°F in July. With 327 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 29.3 inches. Air quality is rated Good with a median AQI of 48.
| English Only | 57.3% |
| 27% below US avg | |
| Spanish | 42.7% |
| 219% above US avg |
| Median HH Income | $118,253 |
| 57% above US avg | |
| Per Capita Income | $42,884 |
| Avg Weekly Wage | $1,217 |
| IRS Avg AGI | $76,321 |
| Unemployment | 4.0% |
| 11% above US avg | |
| Poverty Rate | 5.9% |
| 52% below US avg | |
| Establishments (County) | 22,110 |
| County GDP | $46,521M |
| Restaurants | 1,335 |
| Healthcare | 1,641 |
| Retail | 1,637 |
| Manufacturing | 527 |
| Property Tax (IRS) | $6,378 |
| 82% above US avg | |
| Effective Tax Rate | 0.98% |
| Commute Time | 42.8 min |
| Drive Alone | 69.9% |
| Public Transit | 1.5% |
| Work from Home | 13.0% |
| Census Median | $653,900 |
| 132% above US avg | |
| Zillow ZHVI | $689,558 |
| Median List Price | $649,450 |
| Median List Price | $649,450 |
| $/Sq Ft | $336 |
| Homes Sold | 25 |
| Sale-to-List Ratio | 100.3% |
| Price Drops | 23.9% |
| Inventory | 117 |
| Census Median Rent | $2,325 |
| 100% above US avg | |
| Zillow Rent (ZORI) | $2,666 |
| Rent Burden | 29.8% |
| Studio | $1,513 |
| 1 Bedroom | $1,647 |
| 2 Bedrooms | $2,053 |
| 3 Bedrooms | $2,752 |
| 4 Bedrooms | $3,165 |
| Owner-Occupied | 64.0% |
| Avg Tax (IRS) | $6,378 |
| 82% above US avg | |
| Effective Rate | 0.98% |
| Obesity | 28.7% |
| 11% below US avg | |
| Diabetes | 10.6% |
| Heart Disease | 4.9% |
| High Blood Pressure | 27.6% |
| Asthma | 9.3% |
| COPD | 4.6% |
| Stroke | 2.8% |
| Binge Drinking | 15.0% |
| Physical Inactivity | 23.2% |
| Depression | 19.4% |
| Mental Distress | 16.8% |
| Physical Distress | 12.7% |
| Insurance Rate | 94.8% |
| Checkup Rate | 70.2% |
| Premature Death | 8,730/100K |
| Food Environment | 8.2/10 |
| Exercise Access | 90.5% |
| Healthcare Facilities | 1,641 |
| Total Violent | 151.6/100K |
| 60% below US avg | |
| Murder | 1.2/100K |
| 81% below US avg | |
| Rape | 9.4/100K |
| Robbery | 62.3/100K |
| Assault | 78.8/100K |
| Total Property | 2,658.7/100K |
| 36% above US avg | |
| Burglary | 322.1/100K |
| Theft | 2,027.6/100K |
| Vehicle Theft | 309.1/100K |
| Arson | 8.2/100K |
| Fatal Crashes (County/yr) | 128 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 61.7°F |
| 14% above US avg | |
| January Average | 48°F (9°C) |
| July Average | 80°F (26°C) |
| Sunny Days | 327 days/yr |
| Annual Rainfall | 29.3 inches |
| 23% below US avg | |
| Snowfall | 1.2 inches/yr |
| AQI Median | 48.0 |
| Rating | Good |
| Elevation | 66 ft (20 m) |
| Area | 26.3 sq mi (68.2 km²) |
| Population Density | 3,620/sq mi |
| Coordinates | 37.7274°N, 121.4522°W |
| County FIPS | 06077 |
Winner: Republican by 0.9 points
| Bachelor's Degree+ | 26.1% |
| 23% below US avg | |
| High School+ | 83.7% |
| School Test Score | 4.69 |
| RUCC Code 2 | Metro — 250K–1M |
| Population Density | 3,620/sq mi |
| Total Area | 26.3 sq mi |
| Broadband Access | 95.1% |
| EV Charging Stations | 43 |
| Alt Fuel Stations | 61 |
| Public Libraries | 19 |
| Healthcare Facilities | 1,641 |
| Restaurants | 1,335 |
| Retail Stores | 1,637 |
| Fatal Crashes (County/yr) | 128 |
| Avg Commute | 42.8 min |
| Drive Alone | 69.9% |
| Public Transit | 1.5% |
| Work from Home | 13.0% |