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Troy, IL
Full City Profile · Illinois · Madison County County
3.9
/5.0
B+
Good
10,889
Population
1,745/sq mi density
$97,825
Median Income
$44,948 per capita
$240,800
Home Value
$321,403 Zillow
$1,060
Median Rent
23.2% income on rent
58°F
Avg Temperature
293 sunny days/yr
145
Violent Crime/100K
706 property/100K
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$97,825 median income, 1.7% unemployment
A+
Affordability
5.0 / 5.0
$240,800 home value, $1,060/mo rent
F
Safety
1.0 / 5.0
145 violent crimes/100K
A+
Education
4.6 / 5.0
45.5% bachelor's degree or higher
Housing Overview
Median Home Value
$240,800
15% below
US avg: $281,900
Median Rent
$1,060/mo
9% below
US avg: $1,163/mo
Homeownership Rate
67.5%
3% above US avg (65.4%)
Total Housing Units
4,453
Median year built: 1991
Home Value by Source
Census Median
$240,800
Zillow (ZHVI)
$321,403
Median Sale Price
$360,000
Median List Price
$295,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
67.5%
Owner-Occupied
32.5%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$774/mo
1 Bedroom
$854/mo
2 Bedroom
$1,063/mo
3 Bedroom
$1,370/mo
4 Bedroom
$1,561/mo
Census median rent:
$1,060/mo
· Zillow rent:
$1,206/mo
Market Indicators (Redfin)
Median Days on Market
76 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
9
Price Drops
17.9%
of listings with price reduction
Price Per Sq Ft
$192
Active Inventory
28
homes for sale
Affordability & Housing Stock
Rent Burden
23.2%
of renters spending 30%+ of income on housing
25% below US avg (31.0%)
Median Year Built
1991
Average age of housing stock: 35 years
Homeownership Rate
67.5%
Complete Housing Data
Home Values
| Census Median Value | $240,800 |
| Zillow Home Value (ZHVI) | $321,403 |
| Median Sale Price | $360,000 |
| Median List Price | $295,000 |
| Price Per Sq Ft | $192 |
Rent
| Census Median Rent | $1,060 |
| Zillow Rent (ZORI) | $1,206 |
| FMR Studio | $774 |
| FMR 1-Bedroom | $854 |
| FMR 2-Bedroom | $1,063 |
| FMR 3-Bedroom | $1,370 |
| FMR 4-Bedroom | $1,561 |
Market
| Days on Market | 76 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 17.9% |
| Homes Sold | 9 |
| Active Inventory | 28 |
| Price Per Sq Ft | $192 |
Ownership & Stock
| Owner-Occupied | 67.5% |
| Renter-Occupied | 32.5% |
| Homeownership Rate | 67.5% |
| Total Housing Units | 4,453 |
| Median Year Built | 1991 |
| Rent Burden | 23.2% |