Troy, MT

Montana

Troy is a small town in Montana with a population of 906. Residents earn $36,641 per year, which is 51% below the national average.

2.4 /5.0
C Fair
906 Population 1,066/sq mi density
$36,641 Median Income $21,401 per capita
$182,100 Home Value $401,940 Zillow
$573 Median Rent
47°F Avg Temperature
417 Violent Crime/100K 3,545 property/100K
C
Overall
2.4 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.0 / 5.0
$36,641 median income, 1.2% unemployment
B+
Affordability
3.9 / 5.0
$182,100 home value, $573/mo rent
F
Safety
1.0 / 5.0
417 violent crimes/100K (10% above avg)
D
Education
1.8 / 5.0
10.6% bachelor's degree or higher
Median Income $36,641
51% lower than US avg
Home Value $182,100
35% lower than US avg
Violent Crime 417/100K
10% higher than US avg
Bachelor's+ 10.6%
69% lower than US avg
Median Rent $573
51% lower than US avg
Obesity Rate 39.3%
22% higher than US avg
Unemployment 1.2%
67% lower than US avg
Poverty Rate 19.3%
56% higher than US avg

How Troy Compares to the U.S. Average (100% = U.S. avg)

People

Population906
Median Age29.6 yrs
Density1,066/mi²
Male / Female48% / 52%
Largest GroupWhite 96%

Economy

B
Median Income$36,641
Per Capita$21,401
Unemployment1.2%
Poverty19.3%
County GDP$880M
Commute21 min

Housing

B+
Home Value$182,100
Rent$573
OwnershipN/A
Zillow$401,940

Crime

F
Violent417/100K
Property3,545/100K
Murder0.0/100K
Assault417/100K
Burglary938/100K

Health

Obesity39.3%
UninsuredN/A
Depression28.7%
Heart Disease6.5%

Climate

Avg Temp47°F
AQI26 (Good)
Rain24.4 in/yr
Elevation1,904 ft

Education

D
Bachelor's+10.6%
High School+84.6%
School Score5.68

Community

2024 VoteR 76% / D 22%
Commute21 min
EV Stations1
Libraries3

Is Troy a Good Place to Live?

Based on current data, Troy receives an overall livability score of 2.4 out of 5.0, earning a grade of C. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Troy has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Troy is $36,641, 51% below the national average of $75,149. The job market is very strong with unemployment at just 1.2%. The poverty rate of 19.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 21 minutes.

Cost of Living & Housing

The median home value in Troy is $182,100, 35% below the national median — offering relatively affordable homeownership. Renters pay a median of $573 per month, below the national average — a plus for affordability. A price-to-income ratio of 5x indicates a reasonably affordable housing market.

Safety & Crime

The violent crime rate of 417 per 100,000 is above the national average of 380 — something for prospective residents to consider. Property crime occurs at a rate of 3,545 per 100,000, 81% above the national average.

Education

10.6% of residents hold a bachelor's degree, below the national average of 33.7%. 84.6% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Troy experiences four distinct seasons with an average temperature of 47°F. Winters average 28°F in January while summers reach 68°F in July. Annual precipitation totals 24.4 inches. Air quality is rated Good with a median AQI of 26.

Troy has a population of 906 with a density of 1,066 people per square mile. The median age is 29.6 years, 24% younger than the national median of 38.9. The city is predominantly White (95.6%), with 2.1% Hispanic.

Population

906
Total Population
1,066
People / sq mi
29.6yrs
Median Age
24% below US avg
0.9mi²
Land Area

Gender Distribution

Male 48.1%
Female 51.9%

Race & Ethnicity

Troy vs U.S. Average

Language Spoken at Home

English Only97.1%
24% above US avg
Spanish2.9%
78% below US avg

Social Characteristics

Troy vs U.S. Average

The median household income in Troy is $36,641, which is 51% below the national average of $75,149. The unemployment rate is 1.2% (below the 3.6% US average). 19.3% of residents live below the poverty line. Workers commute an average of 21 minutes.

Income: Troy vs U.S.

Commute Mode

Income

Median HH Income$36,641
51% below US avg
Per Capita Income$21,401
Avg Weekly Wage$915
IRS Avg AGI$61,336

Employment & Poverty

Unemployment1.2%
67% below US avg
Poverty Rate19.3%
56% above US avg
Establishments (County)960
County GDP$880M

Business (County)

Restaurants70
Healthcare63
Retail89
Manufacturing27

Tax & Cost of Living

Property Tax (IRS)$3,052
13% below US avg
Effective Tax Rate1.68%

Commute & Transportation

Commute Time20.9 min
Work from Home9.7%

Walkability

The median home value in Troy is $182,100, 35% below the national average. Monthly rent averages $573 (51% below US avg). Zillow estimates the typical home value at $401,940.

Home Value Sources

Ownership Split

Home Values

Census Median$182,100
35% below US avg
Zillow ZHVI$401,940

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$573
51% below US avg

HUD Fair Market Rent

Studio$988
1 Bedroom$1,076
2 Bedrooms$1,336
3 Bedrooms$1,789
4 Bedrooms$2,113

Ownership & Property

Owner-Occupied82.9%

Property Tax

Avg Tax (IRS)$3,052
13% below US avg
Effective Rate1.68%
In Troy, 39.3% of adults are obese (above the 32.1% national rate). 28.7% report depression. 26.2% are physically inactive.

Health Metrics: Troy vs U.S. Average (%)

Chronic Conditions

Obesity39.3%
22% above US avg
Diabetes10.2%
Heart Disease6.5%
High Blood Pressure33.0%
Asthma12.4%
COPD8.6%
Stroke3.7%

Behaviors & Mental Health

Binge Drinking21.7%
Physical Inactivity26.2%
Depression28.7%
Mental Distress21.7%
Physical Distress16.3%

Healthcare Access

Insurance Rate93.6%
Checkup Rate69.3%
Premature Death9,743/100K

Food & Exercise

Food Environment7.8/10
Exercise Access59.2%
Healthcare Facilities63
Troy has a violent crime rate of 417 per 100,000 residents, 10% above the national average of 380. Property crime stands at 3,545 per 100,000 (81% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Troy vs U.S. Average (per 100,000)

Violent Crime

Total Violent417.1/100K
10% above US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault417.1/100K

Property Crime

Total Property3,545.4/100K
81% above US avg
Burglary938.5/100K
Theft2,502.6/100K
Vehicle Theft104.3/100K
Arson104.3/100K

Traffic Safety

Fatal Crashes (County/yr)6
FEMA Disasters182

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Troy has an average annual temperature of 47°F (8°C). Winters average 28°F in January while summers reach 68°F in July. Annual precipitation is 24.4 inches. Air quality is rated Good with a median AQI of 26.

Temperature

28°F Jan (-2°C) 68°F Jul (20°C)
Annual Average46.8°F
13% below US avg
January Average28°F (-2°C)
July Average68°F (20°C)

Precipitation & Snow

Annual Rainfall24.4 inches
36% below US avg

Air Quality

AQI Median26.0
RatingGood

Geography

Elevation1,904 ft (580 m)
Area0.9 sq mi (2.2 km²)
Population Density1,066/sq mi
Coordinates48.4601°N, 115.8908°W
County FIPS30053
It is classified as Nonmetro — Rural. 10.6% of residents hold a bachelor's degree or higher (69% below US avg). In the 2024 election, the county voted Republican by a 53.4-point margin.

2024 Presidential Election (County)

R 75.6%
D 22.2%

Winner: Republican by 53.4 points

Education

Bachelor's Degree+10.6%
69% below US avg
High School+84.6%
School Test Score5.68
D Education Grade (1.8/5.0)

Urban-Rural Classification

RUCC Code 9Nonmetro — Rural
Population Density1,066/sq mi
Total Area0.9 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations1
Public Libraries3
Healthcare Facilities63
Restaurants70
Retail Stores89

Safety & Disasters

Fatal Crashes (County/yr)6
FEMA Disaster Declarations182
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute20.9 min
Work from Home9.7%

Nearby Cities

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