Troy, NC

North Carolina

Troy is a small town in North Carolina with a population of 2,905. Residents earn $60,167 per year, which is 20% below the national average.

3.0 /5.0
B Good
2,905 Population 794/sq mi density
$60,167 Median Income $27,042 per capita
$134,500 Home Value $188,695 Zillow
$554 Median Rent
62°F Avg Temperature
145 Violent Crime/100K 2,517 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$60,167 median income, 0.8% unemployment
A+
Affordability
5.0 / 5.0
$134,500 home value, $554/mo rent
F
Safety
1.0 / 5.0
145 violent crimes/100K (62% below avg)
C+
Education
2.9 / 5.0
23.5% bachelor's degree or higher
Median Income $60,167
20% lower than US avg
Home Value $134,500
52% lower than US avg
Violent Crime 145/100K
62% lower than US avg
Bachelor's+ 23.5%
30% lower than US avg
Median Rent $554
52% lower than US avg
Obesity Rate 38.4%
20% higher than US avg
Unemployment 0.8%
78% lower than US avg
Poverty Rate 25.3%
104% higher than US avg

How Troy Compares to the U.S. Average (100% = U.S. avg)

People

Population2,905
Median Age40.8 yrs
Density794/mi²
Male / Female55% / 45%
Largest GroupWhite 54%

Economy

B
Median Income$60,167
Per Capita$27,042
Unemployment0.8%
Poverty25.3%
County GDP$1,470M
Commute25 min

Housing

A+
Home Value$134,500
Rent$554
OwnershipN/A
Zillow$188,695

Crime

F
Violent145/100K
Property2,517/100K
Murder0.0/100K
Assault116/100K
Burglary781/100K

Health

Obesity38.4%
UninsuredN/A
Depression23.1%
Heart Disease5.6%

Climate

Avg Temp62°F
AQI40 (Good)
Rain48.1 in/yr
Elevation633 ft

Education

C+
Bachelor's+23.5%
High School+81.0%
School Score5.46

Community

2024 VoteR 69% / D 31%
Commute25 min
EV Stations2
Libraries5

Is Troy a Good Place to Live?

Based on current data, Troy receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing. Areas to be aware of include an elevated poverty rate. Troy offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Troy is $60,167, 20% below the national average of $75,149. The job market is very strong with unemployment at just 0.8%. The poverty rate of 25.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Troy is $134,500, 52% below the national median — offering relatively affordable homeownership. Renters pay a median of $554 per month, below the national average — a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Troy is a very safe community with a violent crime rate of 145 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 2,517 per 100,000, 28% above the national average.

Education

23.5% of residents hold a bachelor's degree, below the national average of 33.7%. 81.0% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Troy enjoys a moderate climate with an average annual temperature of 62°F. Winters average 42°F in January while summers reach 80°F in July. Annual precipitation totals 48.1 inches. Air quality is rated Good with a median AQI of 40.

Troy has a population of 2,905 with a density of 794 people per square mile. The median age is 40.8 years, 5% older than the national median of 38.9. The city is predominantly White (54%), with 33.7% Black.

Population

2,905
Total Population
794
People / sq mi
40.8yrs
Median Age
5% above US avg
3.7mi²
Land Area

Gender Distribution

Male 54.6%
Female 45.4%

Race & Ethnicity

Troy vs U.S. Average

Language Spoken at Home

English Only92.7%
18% above US avg
Spanish7.3%
46% below US avg

Social Characteristics

Troy vs U.S. Average

The median household income in Troy is $60,167, which is 20% below the national average of $75,149. The unemployment rate is 0.8% (below the 3.6% US average). 25.3% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: Troy vs U.S.

Commute Mode

Income

Median HH Income$60,167
20% below US avg
Per Capita Income$27,042
Avg Weekly Wage$941
IRS Avg AGI$62,328

Employment & Poverty

Unemployment0.8%
78% below US avg
Poverty Rate25.3%
104% above US avg
Establishments (County)620
County GDP$1,470M

Business (County)

Restaurants42
Healthcare38
Retail93
Manufacturing59

Tax & Cost of Living

Property Tax (IRS)$4,377
25% above US avg
Effective Tax Rate3.25%

Commute & Transportation

Commute Time24.9 min
Work from Home13.1%

Walkability

The median home value in Troy is $134,500, 52% below the national average. Monthly rent averages $554 (52% below US avg). Zillow estimates the typical home value at $188,695.

Home Value Sources

Ownership Split

Home Values

Census Median$134,500
52% below US avg
Zillow ZHVI$188,695

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$554
52% below US avg

HUD Fair Market Rent

Studio$932
1 Bedroom$981
2 Bedrooms$1,161
3 Bedrooms$1,499
4 Bedrooms$1,780

Ownership & Property

Owner-Occupied46.5%

Property Tax

Avg Tax (IRS)$4,377
25% above US avg
Effective Rate3.25%
In Troy, 38.4% of adults are obese (above the 32.1% national rate). 23.1% report depression. 24.5% are physically inactive.

Health Metrics: Troy vs U.S. Average (%)

Chronic Conditions

Obesity38.4%
20% above US avg
Diabetes11.3%
Heart Disease5.6%
High Blood Pressure36.2%
Asthma10.8%
COPD6.3%
Stroke3.4%

Behaviors & Mental Health

Binge Drinking15.6%
Physical Inactivity24.5%
Depression23.1%
Mental Distress17.4%
Physical Distress12.5%

Healthcare Access

Insurance Rate82.6%
Checkup Rate78.9%
Premature Death14,448/100K

Food & Exercise

Food Environment7.3/10
Exercise Access89.2%
Healthcare Facilities38
Troy has a violent crime rate of 145 per 100,000 residents, 62% below the national average of 380. Property crime stands at 2,517 per 100,000 (28% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Troy vs U.S. Average (per 100,000)

Violent Crime

Total Violent144.7/100K
62% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery28.9/100K
Assault115.7/100K

Property Crime

Total Property2,517.4/100K
28% above US avg
Burglary781.3/100K
Theft1,649.3/100K
Vehicle Theft86.8/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)8

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Troy has an average annual temperature of 62°F (16°C). Winters average 42°F in January while summers reach 80°F in July. Annual precipitation is 48.1 inches. Air quality is rated Good with a median AQI of 40.

Temperature

42°F Jan (6°C) 80°F Jul (27°C)
Annual Average61.5°F
14% above US avg
January Average42°F (6°C)
July Average80°F (27°C)

Precipitation & Snow

Annual Rainfall48.1 inches
27% above US avg
Snowfall3.3 inches/yr

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation633 ft (193 m)
Area3.7 sq mi (9.5 km²)
Population Density794/sq mi
Coordinates35.3646°N, 79.8919°W
County FIPS37123
It is classified as Nonmetro — Rural, adjacent. 23.5% of residents hold a bachelor's degree or higher (30% below US avg). In the 2024 election, the county voted Republican by a 37.8-point margin.

2024 Presidential Election (County)

R 68.6%
D 30.8%

Winner: Republican by 37.8 points

Education

Bachelor's Degree+23.5%
30% below US avg
High School+81.0%
School Test Score5.46
C+ Education Grade (2.9/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density794/sq mi
Total Area3.7 sq mi

Infrastructure & Services

EV Charging Stations2
Alt Fuel Stations2
Public Libraries5
Healthcare Facilities38
Restaurants42
Retail Stores93

Safety & Disasters

Fatal Crashes (County/yr)8
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute24.9 min
Work from Home13.1%

Nearby Cities

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